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Post by cmhs on Jul 10, 2021 11:15:09 GMT
Bachelor's degree -scholarships and student loans. I went to college in the early 80s so it was still affordable. My student loans for four years totalled only about $10k.
Master's degree - I was a graduate assistant so tuition was free and I received a stipend which was enough to live on.
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Post by peasapie on Jul 10, 2021 11:36:50 GMT
I went 1973-75 and paid it all myself via loans and working. It was grueling, and many days I fell asleep in class after late nights working. (My sister did it 10 years earlier and college was a LOT less - college inflation had begun.) Eventually I stopped trying to finish college and worked full time. After my kids were born and when the youngest started school I went back and got my teaching degree. My parents had four kids and couldn’t do much to help financially throughout my life. For that reason,I had only two children because I wanted to be sure I could afford to give my kids some things I didn’t have growing up. Ex husband and I paid for their college in full.
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Post by whipea on Jul 10, 2021 13:55:18 GMT
DH and I both paid all of our college expenses ourselves and with loans. We went to school full time and both worked full time while in college. We married our junior year and joked that we'd get divorced if we ever got to see one another. I worked 9am to midnight every Saturday and Sunday plus another 3 days a week in the evenings. I got a hefty discount on law school (6 years after undergrad) and we took out loans to pay the rest. We were single income with 3 kids and were barely scraping by with child care expenses while I went to school full time and worked several internships. Since DH worked at my school, sometimes I would go to class, drive the 60-mile round trip home to get kids and take them back to hand off to DH while I went to another class. He was also working on his Master's during some of my law school years. Campus was a second home for all of us! We've spent more of our life broke than not, but we're finally reaping the rewards of those hard years.Except for the child, husband and going full time parts my college experience was similar. I worked full time and had my own residence pretty much immediately after I graduated high school in the 1970s. For undergrad I paid myself with a few small loans. By the time I went to grad school I worked for the state and they had tuition waiver so it was free except for books. There were restrictions, you had to attend a state school, have a major related to your job and could only enroll during the drop add period which was challenging, always hoping courses would not fill.
All my life my parents made it clear that there are no free rides. From the time I was very young I had learn to be resourceful and to earn money for things I wanted, non-necessities. I was used to a very full schedule so this was no different. While in college they helped me a little with occasional money as a gift toward tuition and now and then buy me gas, maybe pay my electric bill or buy me some groceries.
I was always broke and exhausted but at 19 I did manage to buy a house, no financial help from anyone. Small and inexpensive but at the time less than rent. It had a rental unit below so that helped pay the mortgage.
After all the hard years I have a fantastic house and am able to pretty much buy things without a second thought. But even now, every single time I go to the grocery store I think of how amazing it is to be able to buy what I want without sacrificing other expenses.
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artbabe
Pearl Clutcher
Posts: 3,050
Jun 26, 2014 1:59:10 GMT
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Post by artbabe on Jul 10, 2021 14:31:15 GMT
My parents paid for my undergraduate degrees. My father says that was always very important to him that he could pay for our college.
I have a finance degree and in my senior year I took a comparative arts class and fell in love with art. So I signed up for an art major, and then called my folks. For some weird reason, they were okay with that and agreed to pay for a second degree. When I tell this story people always tell me that is crazy and they would never pay for a second bachelor's degree. I am so grateful that my parents made that decision. I worked in business for two years (hated it) and in art for 27 years (love it!).
I paid for my art education master's degree. I saved up a bunch of money with my business job, and then quit that job and went full time at Ohio State. I had 3 part time jobs at the same time while I was going to school. I took the bus everywhere and ate really cheaply. I remember doing my taxes one year and I made $11,000 that year. Of course, that was the 1980s. School (and life) was a heck of a lot cheaper then. I did take out a loan for $8000 but I was able to pay that off fairly quickly after I started teaching.
My dad is also going to pay as much as he can for my 3 nephews' college. He has about $30,000 saved for each kid, which is about one year of college, I think, and when he dies his estate is going to pay for more of their college. My oldest nephew has a couple of really good scholarships so there should be enough money to pay for the other two's school. If not, at least the other two won't have a huge amount of debt.
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Post by lisae on Jul 10, 2021 14:46:55 GMT
I was very fortunate to have my parents able to pay. I did live at home and went to summer school so I could graduate with a BA in 3 years. That saved them money and got me out of their house and into the workforce sooner.
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Post by auntkelly on Jul 10, 2021 15:42:00 GMT
My mom paid for most of my undergraduate. It helped that I had a few scholarships and that I worked during the summer.
My mom helped a little w/ law school, but I paid for most of it w/ a combination of scholarships, working and student loans.
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Post by karinec on Jul 10, 2021 16:15:25 GMT
Grant and loans paid the majority with my mom paying a very small amount. I did work a lot though to cover my expenses. I had $12K in student loans when I graduated in 1987, it took me around 5-6 years to pay them off, if I recall correctly.
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Post by 950nancy on Jul 10, 2021 20:52:35 GMT
My parents had three kids all two years apart. They saved for our college funds like crazy and all three of us went. My parents were pretty frugal with their day-to-day spending. I knew it was expected that I go to college and do my best.
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Deleted
Posts: 0
Jun 1, 2024 6:53:09 GMT
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Post by Deleted on Jul 10, 2021 21:00:14 GMT
Combo- My parents and student loans.
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Post by myboysnme on Jul 10, 2021 21:40:08 GMT
I did not go to college after HS. I went into the military. Then I moved to Calif where college was tuition free. I lived off my GI bill. To finish my masters I used the GI Bill. I took a $5K personal loan to live off of for graduate school plus my work study and internship income.
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gina
Pearl Clutcher
Posts: 3,228
Jun 26, 2014 1:59:16 GMT
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Post by gina on Jul 10, 2021 22:12:30 GMT
My parents paid. And my husband's parents paid for his school.
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pridemom
Pearl Clutcher
Posts: 2,843
Jul 12, 2014 21:58:10 GMT
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Post by pridemom on Jul 10, 2021 22:14:45 GMT
Pell grants, Stanford Loans, scholarships and working my tail off. My mom lived on SSDI for MS, she had nothing to pay.
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Post by Zee on Jul 10, 2021 22:17:47 GMT
I went to a small private school in Chicago after I graduated. I got scholarships and grants and my mom paid the rest.
But that didn't work out. I had a baby and decided I wanted to be a nurse. I got financial aid for that and a scholarship.
I paid for my BSN myself a couple years ago.
We paid for my daughter to go to cosmetology school and now she's changing paths and paying for that herself.
My son refused all ideas of higher education but he supports himself, they both do. They actually just moved into a place together so they're roommates 🙂
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pancakes
Pearl Clutcher
Posts: 4,993
Feb 4, 2015 6:49:53 GMT
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Post by pancakes on Jul 15, 2021 5:03:31 GMT
It was a combo of parents, scholarships, financial aid, loans and me paying. This is me to a T. For grad school, it was a few scholarships and mostly financial aid…that I’m now paying back. Will probably finally finish in the next 5 years.
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peppermintpatty
Pearl Clutcher
Refupea #1345
Posts: 3,854
Jun 26, 2014 17:47:08 GMT
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Post by peppermintpatty on Jul 15, 2021 12:45:14 GMT
My parents paid for us to go to undergrad. They paid for me to get 2 degrees (not at the same time, I was in undergrad for 6 years) and they paid for both of my sisters to get their masters (one sister got 2 masters). I was married at the time and decided I wanted to get my masters from Hopkins and they paid for it. It took me 5 years bc I was working and had kids at the time but they were in a position to be able to pay for school for us so they did.
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Post by catmom on Jul 15, 2021 15:53:02 GMT
I got student loans and bursaries for most of the cost of the first 2 years. When I saw how student debt was racking up I changed to a local university, moved back home I attended part time so I could work and pay my way through the rest without aid.
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Post by maryland on Jul 15, 2021 16:16:51 GMT
I grew up in Maryland and went to Univ. of Maryland. It was very well priced for in-state. I lived at home to save money (campus was only 25 min. away). My grandmother and parents paid for my college and law school. My grandmother was a single mom (my grandfather was killed in WW2 when my mom was 1 yr. old). She was a nurse and lived very frugally. She thought education was very important and set aside money for her 2 grandchildren and 5 great grandchildren for college. We are so thankful for what she did.
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Deleted
Posts: 0
Jun 1, 2024 6:53:09 GMT
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Post by Deleted on Jul 15, 2021 16:43:15 GMT
I got a small need based scholarship, my grandmother paid a lot of it from my deceased grandfather's life savings and I worked part time work study and as a residential assistant in my dorm. Grad school I got scholarships and took loans which I paid off over next 10 years. I also worked 3 years before grad school saving up as much as possible. They did give me scholarships based on the fact that my younger sibs were in college even though my parents did not support me after college.
I was incredibly lucky but in addition to that I also did as much as I could to pull some of my weight. I just don't see higher education as affordable for most without major family support now a days.
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Post by Really Red on Jul 15, 2021 17:03:23 GMT
I could only choose two.
I paid for half my college and my parents paid for the other half. BUT, half my cost was financial aid. So three things.
ETA:
I have 3 kids. They all took out max financial aid and I paid tuition and room. They paid for food and incidentals. What they have to pay back is a reasonable amount over 10 years ($25K?). I am going to help one daughter out because her school cost practically nothing and the other two were a good deal heftier.
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Post by anniefb on Jul 15, 2021 18:50:09 GMT
When I went to University here in New Zealand in the early 1980s, tuition was basically free - paid for by taxes. We just had to pay for books and even received a small allowance each term. I lived at home and worked in the holidays and part time during the term to pay some board to my parents. A 'user pays' approach was adopted in the mid 1990s and now there's a student loan scheme allowing students to borrow from the government for their studies and living expenses and then to pay that back - loans are interest free for those who remain in NZ but interest is charged if you go overseas.
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Post by sideways on Jul 15, 2021 19:22:46 GMT
I worked, got loans, and my parents paid for a little (and complained and guilted me over it the entire time. Yeah, I’m still pissed about it.) My husband and I are fortunate enough to pay for our kids’ educations beyond the scholarships they earned.
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Post by sabrinae on Jul 15, 2021 19:37:15 GMT
I chose other. Undergrad and grad school — scholarships, grants and working to pay for living expenses. Law school - scholarships and loans.
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