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Post by elaine on Jun 25, 2015 14:19:01 GMT
Final decision 6 to 3, so not even close!
Happy Day.
eta: I'm off to a vet appointment with the puppy, be back later.
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mimima
Drama Llama
Stay Gold, Ponyboy
Posts: 5,020
Jun 25, 2014 19:25:50 GMT
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Post by mimima on Jun 25, 2015 14:22:21 GMT
Whew
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twinsmomfla99
Pearl Clutcher
Posts: 3,987
Jun 26, 2014 13:42:47 GMT
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Post by twinsmomfla99 on Jun 25, 2015 14:24:56 GMT
Good.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 14:27:24 GMT
Is there any sense yet of whether the ACA has actually improved health care access for people? Or is it too soon to have gathered and analyzed data? (I'm not looking for opinions or unsubstantiated information, just actual stats and numbers).
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 14:54:57 GMT
Is there any sense yet of whether the ACA has actually improved health care access for people? Or is it too soon to have gathered and analyzed data? (I'm not looking for opinions or unsubstantiated information, just actual stats and numbers). Honestly, I think you'd be hard pressed to find unbiased numbers because unfortunately, numbers can be manipulated with additions, exclusions etc. (and I say this based on what I've seen with unemployment numbers)
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Post by jonda1974 on Jun 25, 2015 14:55:21 GMT
Now on to elections to get it overturned then.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 14:55:19 GMT
Final decision 6 to 3, so not even close! Happy Day. eta: I'm off to a vet appointment with the puppy, be back later. Puppy? I'm sorry...but I think we'll need some pictures, please.
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Post by lucyg on Jun 25, 2015 14:59:02 GMT
Am grinning. jonda1974, you are wrong wrong wrong on this one.
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katybee
Drama Llama
Posts: 5,378
Jun 25, 2014 23:25:39 GMT
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Post by katybee on Jun 25, 2015 15:00:37 GMT
Is there any sense yet of whether the ACA has actually improved health care access for people? Or is it too soon to have gathered and analyzed data? (I'm not looking for opinions or unsubstantiated information, just actual stats and numbers). [ I found this article through a quick google: www.newrepublic.com/article/119623/obamacare-one-year-seven-charts-show-law-workingSeveral other articles and websites substantiate these stats. You will always find people that disagree and say that the ACA has been a complete failure. There will always be horror stories about premiums skyrocketing and coverage being denied. But those things have been happening long before ACA was ever implemented. FTR, although I support ACA, I would much rather see a single-payer system, much like you have in Canada.
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katybee
Drama Llama
Posts: 5,378
Jun 25, 2014 23:25:39 GMT
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Post by katybee on Jun 25, 2015 15:12:06 GMT
Now on to elections to get it overturned then. I don't think there are a lot of politicians lthat would try to overturn the ACA at this point. This is what they have feared all along – once it starts working, it would be very difficult to take it away. And believe it or not, a LOT of people (voters) benefit from the ACA. I think they were counting on the supreme court to overturn it, so that they would not have to get their hands dirty. Unfortunately for them, that did not happen.
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basketdiva
Pearl Clutcher
Posts: 3,619
Jun 26, 2014 11:45:09 GMT
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Post by basketdiva on Jun 25, 2015 15:22:48 GMT
Just curious-how many people can now afford the insurance but not afford to go to the doctor due to high deductibles with many of these policies or can'r find a doctor willing to accept their policy?
You hear stories all the time about these issues and just wonder if it's only a few people relating their story or if it as widespread as some would like you to believe.
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Post by bc2ca on Jun 25, 2015 15:27:25 GMT
Now on to elections to get it overturned then. I don't think there are a lot of politicians lthat would try to overturn the ACA at this point. This is what they have feared all along – once it starts working, it would be very difficult to take it away. And believe it or not, a LOT of people (voters) benefit from the ACA. I think they were counting on the supreme court to overturn it, so that they would not have to get their hands dirty. Unfortunately for them, that did not happen. I really wish it was a single payer system too, but it is here to stay. I am so happy to see a 6 to 3 decision.
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Post by jonda1974 on Jun 25, 2015 15:33:37 GMT
Nope Lucy. As with the federal governments involvement in education, healthcare in America is even more screwed than it was previously. Now we have the Supreme Court twisting and turning to make a trainwreck work.
"The context and structure of the Act compel us to depart from what would otherwise be the most natural reading of the pertinent statutory phrase," Roberts wrote.
So they are completely ignoring what the law actually says, and going with...oh but they meant well, so we'll fix it for them.
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Post by rebelyelle on Jun 25, 2015 15:46:03 GMT
Is there any sense yet of whether the ACA has actually improved health care access for people? Or is it too soon to have gathered and analyzed data? (I'm not looking for opinions or unsubstantiated information, just actual stats and numbers). I can't speak for others, but from my personal experience...DH and I will both be 100% self-employed come August. Our health insurance through my current company will expire at the end of August, and we'll purchase through the exchanges starting September 1. I'm just about to hit the go button on our new coverage, which is almost identical to our current coverage (which is excellent). The only difference is that our annual deductible will rise from $600 per year to $1,500 per year. All other factors - copays, coverage, co-insurance, etc. - will remain the same. AND, our new plan through the exchanges is $350 cheaper per month, with slightly better dental (partial orthodontic coverage). It's not cheap, because we can afford a "gold" plan, so I can't comment on those who can only afford the lower premium/higher deductible plans, but I will say that this something I have feared has turned out to be a pretty good experience. I will also add that we considered going the route of both of us self-employed a few years ago, before the ACA, and the sole factor that would not allow for it was health insurance - for one, my DH was uninsurable due to a pre-existing condition, plus the premiums were higher than they are now. I think for a certain segment of the population, like us, who want to be entrepreneurial and grow our business, the ACA has been amazing.
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Post by bc2ca on Jun 25, 2015 15:48:15 GMT
Just curious-how many people can now afford the insurance but not afford to go to the doctor due to high deductibles with many of these policies or can'r find a doctor willing to accept their policy? You hear stories all the time about these issues and just wonder if it's only a few people relating their story or if it as widespread as some would like you to believe. I don't hear stories like this all the time. I do remember when Cathy McMorris Rodgers (R-Wash) asked for ACA horror stories she was inundated with stories from people saying ACA was a lifesaver for their families. What happened when the GOP went looking for ACA horror stories.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 15:52:59 GMT
The ACA has been wonderful for us. We paid much less and got better coverage. I have a very rare disease and will be on perm disability soon but this is holding me over. I'm thankful for it.
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Post by Dictionary on Jun 25, 2015 15:57:08 GMT
So what I will never understand is if I want to pay for my 28 yr old son or 35 yr old dd and her kids under my current insurance why is that we aren't allowed to but they are forced to use a system that they don't care to use? I mean seriously why should insurance carriers care who I pay for as long as I pay?
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Post by jonda1974 on Jun 25, 2015 15:58:33 GMT
Just curious-how many people can now afford the insurance but not afford to go to the doctor due to high deductibles with many of these policies or can'r find a doctor willing to accept their policy? You hear stories all the time about these issues and just wonder if it's only a few people relating their story or if it as widespread as some would like you to believe. I don't hear stories like this all the time. I do remember when Cathy McMorris Rodgers (R-Wash) asked for ACA horror stories she was inundated with stories from people saying ACA was a lifesaver for their families. What happened when the GOP went looking for ACA horror stories.
It's still early, the government always screws these things up. They have never done anything successfully. It will eventually become an unfunded liability that will force us into the abysmal single payer, and we will forever lose the ability to independently own our own healthcare.
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Post by foolana on Jun 25, 2015 16:00:14 GMT
I'm so happy! I wish people could step back from politics and see just how many people have been helped (myself and my family as well) by the rules put in place by the ACA.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 16:03:35 GMT
So what I will never understand is if I want to pay for my 28 yr old son or 35 yr old dd and her kids under my current insurance why is that we aren't allowed to but they are forced to use a system that they don't care to use? I mean seriously why should insurance carriers care who I pay for as long as I pay? Because families are subsidized and they don't cover children past age 26. They need to get their own plans. It was even younger before the ACA.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 16:06:57 GMT
It did shit for my family and their pre-existing conditions, but I guess it's good for those people it actually helped.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 16:07:57 GMT
Just curious-how many people can now afford the insurance but not afford to go to the doctor due to high deductibles with many of these policies or can'r find a doctor willing to accept their policy? You hear stories all the time about these issues and just wonder if it's only a few people relating their story or if it as widespread as some would like you to believe. And you also hear a lot of stories about children with catastrophic health issues who now can get insurance when they are adults. Before ACA, most of them would have been uninsurable. At this point, I think it's too early for rigorous studies of the results of the ACA. Those will come, but now, it seems still largely anecdotal.
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back to *pea*ality
Pearl Clutcher
Not my circus, not my monkeys ~refugee pea #59
Posts: 3,149
Jun 25, 2014 19:51:11 GMT
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Post by back to *pea*ality on Jun 25, 2015 16:12:33 GMT
Does this mean that for the average family where Obama said premiums would go down by $2,500 year goes into effect? Because my premium went UP by $2,500 so it would be nice if it went down now by $5,000 so my average American middle class family receives what we were promised.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 16:13:58 GMT
It did shit for my family and pre-existing conditions, but I guess it's good for those people it actually helped. How so? There are no longer able to deny pre-existing conditions. I see that as an amazing thing.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 16:19:36 GMT
Does this mean that for the average family where Obama said premiums would go down by $2,500 year goes into effect? Because my premium went UP by $2,500 so it would be nice if it went down now by $5,000 so my average American middle class family receives what we were promised. Our premiums have increased almost $600 per month (and I'm using our 2014 numbers because unlike most people, we've been paying higher premiums AND high deductibles since Jan 2014) In addition, we're paying for all of our doctor's visits out of pocket until our deductible has been met. (last year, we met the deductible in September...YAY!)
I think that many people who are in favor of the ACA haven't been as negatively impacted as our family has been. I suspect when more and more people start having to spend the money on healthcare that our family spends, out of pocket, that more and more people who were previously cheering for ACA will begin to see how it is going to hurt their family.
We've yet to implement the employer mandate. Also remember all of the exclusions Obama issued for unions that support him.
I'm thankful people can now afford to get the care they have needed for so long. But it comes at a cost...and that cost to my family alone is nearly $10,000 annually.
You're welcome.
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Post by Skypea on Jun 25, 2015 16:21:00 GMT
Nope Lucy. As with the federal governments involvement in education, healthcare in America is even more screwed than it was previously. Now we have the Supreme Court twisting and turning to make a trainwreck work. "The context and structure of the Act compel us to depart from what would otherwise be the most natural reading of the pertinent statutory phrase," Roberts wrote.
So they are completely ignoring what the law actually says, and going with...oh but they meant well, so we'll fix it for them. DBO has the goods on more than 1 SCJ
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tracylynn
Pearl Clutcher
Posts: 4,870
Jun 26, 2014 22:49:09 GMT
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Post by tracylynn on Jun 25, 2015 16:21:20 GMT
It means that the Federal Subsidies in the 34 states who have refused to open it's own exchanges don't go away.
My State would not have been affected (directly) by this ruling as we did as the ACA was meant to do and opened our own State Exchanges. 16 other States did as well.
I'm so tired of hearing how bad the ACA is when for the most part, you hear mostly good things about it. I'm not saying it's perfect, I agree single payer should be where we go, but it's better than what we had.
Like someone said upthread - the GOP is screwed on this topic. Even their base is realizing how the ACA is working for them - they aren't going to want it to go away now. This is exactly what they feared and why they tried so hard early on to overturn it.
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Deleted
Posts: 0
May 20, 2024 16:49:14 GMT
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Post by Deleted on Jun 25, 2015 16:22:41 GMT
Great news!
I'd like to see some statistics on where the people who the ACA is helping live and where the people who the ACA is hurting live, because I'm betting that we'll find that in most cases (obviously there is always exceptions) the states where the Republican Governor decided to not expand Medicaid, simply as a political ploy and give up all that federal money are where those people who have not benefited from the ACA are residing.
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Post by gale w on Jun 25, 2015 16:23:28 GMT
Only thing it did for us was to double our premiums and raise our copay and deductible. We have the cheapest plan we could get (12K deductible). Everything else on our plan stayed exactly the same so there were no extra benefits.
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tracylynn
Pearl Clutcher
Posts: 4,870
Jun 26, 2014 22:49:09 GMT
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Post by tracylynn on Jun 25, 2015 16:23:50 GMT
Does this mean that for the average family where Obama said premiums would go down by $2,500 year goes into effect? Because my premium went UP by $2,500 so it would be nice if it went down now by $5,000 so my average American middle class family receives what we were promised. Our premiums have increased almost $600 per month (and I'm using our 2014 numbers because unlike most people, we've been paying higher premiums AND high deductibles since Jan 2014) In addition, we're paying for all of our doctor's visits out of pocket until our deductible has been met. (last year, we met the deductible in September...YAY!)
I think that many people who are in favor of the ACA haven't been as negatively impacted as our family has been. I suspect when more and more people start having to spend the money on healthcare that our family spends, out of pocket, that more and more people who were previously cheering for ACA will begin to see how it is going to hurt their family.
We've yet to implement the employer mandate. Also remember all of the exclusions Obama issued for unions that support him.
I'm thankful people can now afford to get the care they have needed for so long. But it comes at a cost...and that cost to my family alone is nearly $10,000 annually.
You're welcome.
I'd be curious to know why your deductible is so high - I don't expect you to tell me your personal business, mostly wondering out loud. My brother and SIL are on our State exchanges and have really good insurance and no where near that high of a deductible. I can only imagine the difference is in income disparities?!?!
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