Deleted
Posts: 0
May 2, 2024 17:39:03 GMT
|
Post by Deleted on Nov 7, 2016 1:31:11 GMT
I wonder if those that are experiencing the big hikes in premium prices are in states where their Governors refused to expand Medicare in their state to bite their nose off to spite their face?
Personally, I'll take HRC's experience in tackling the ACA then someone who has no fucking clue about any of it.
|
|
|
Post by Merge on Nov 7, 2016 1:50:15 GMT
Yes, Trump supporters should note that she stood on stage in the debate (With Donald looming behind her) and candidly said, "The current system isn't working. We need to fix it." All we hear from the other side is repeal, repeal, repeal. With no cohesive plan for what to do next. I actually read (trying to find a link) in the last week that Donald's plan is for people to use their own savings/healthcare savings accounts to pay for their own medical. Clearly the richest will get the best health care, and those who don't have or have exhausted their healthcare spending would be fucked, if this is his idea. It's right on his website. Plan one is HSAs for everyone. What people are supposed to do if they can't afford to fund their HSAs, he doesn't say. Not exactly a real plan.
|
|
peppermintpatty
Pearl Clutcher
Refupea #1345
Posts: 3,838
Jun 26, 2014 17:47:08 GMT
|
Post by peppermintpatty on Nov 7, 2016 1:55:48 GMT
Ours went up 58%. This isn't even through the exchange. It's through dh's work. We are switching from BCBS to Cigna. Our copays are going up and deductible is going from $500/$1000 to $2000/$4000. His company benefits are merging with the patent company and they are screwing us in stages. Next year the benefits will be horrid. I told doh he has to find a new job.
|
|
|
Post by papercrafteradvocate on Nov 7, 2016 2:04:46 GMT
It's time that insurance companies are taken to task for their crap!
|
|
|
Post by refugeepea on Nov 7, 2016 2:24:41 GMT
I wonder if those that are experiencing the big hikes in premium prices are in states where their Governors refused to expand Medicare in their state to bite their nose off to spite their face? Personally, I'll take HRC's experience in tackling the ACA then someone who has no fucking clue about any of it. I have not seen a huge increase in premium prices in my state and the Governor did refuse to expand Medicare. Fortunately/Unfortunately my husband is a federal employee. Insurance is decent, especially for prescriptions, but they don't have to comply to state laws; one of which makes insurance companies not deny coverage for my kids pre-existing conditions. Obamacare also denies coverage for their conditions.. So, they have both qualified for Medicaid and we pay for our insurance monthly too. Congratulations federal government!
|
|
jayfab
Drama Llama
procastinating
Posts: 5,521
Jun 26, 2014 21:55:15 GMT
|
Post by jayfab on Nov 7, 2016 2:47:57 GMT
It's time that insurance companies are taken to task for their crap! SaveSave
|
|
Deleted
Posts: 0
May 2, 2024 17:39:03 GMT
|
Post by Deleted on Nov 7, 2016 2:50:12 GMT
I wonder if those that are experiencing the big hikes in premium prices are in states where their Governors refused to expand Medicare in their state to bite their nose off to spite their face? Personally, I'll take HRC's experience in tackling the ACA then someone who has no fucking clue about any of it. I have not seen a huge increase in premium prices in my state and the Governor did refuse to expand Medicare. Fortunately/Unfortunately my husband is a federal employee. Insurance is decent, especially for prescriptions, but they don't have to comply to state laws; one of which makes insurance companies not deny coverage for my kids pre-existing conditions. Obamacare also denies coverage for their conditions.. So, they have both qualified for Medicaid and we pay for our insurance monthly too. Congratulations federal government! Interesting....I'm a retired federal employee who gave up a percentage of her annuity and pay a hefty monthly premium to cover my family and the plan we have, I had for years when I was still employed and it does cover pre-existing conditions, so it certainly makes me think that the cause of some of the increases lie with state level government and the providers within that state.
|
|
|
Post by refugeepea on Nov 7, 2016 2:53:25 GMT
If my husband was a state employee, we'd have excellent coverage.
|
|
|
Post by pierkiss on Nov 7, 2016 11:48:57 GMT
We were notified that our current company was not going to be participating next year. We have to find a new company, which sucks. And I need to be sure that whichever one we choose is accepted at my current OBs office, as we are having a baby at the beginning of January. I hate that this one thing is going to play such a big role in us selecting our new insurance company for the year.
|
|
|
Post by imkat on Nov 7, 2016 12:41:38 GMT
My premium went from $0 to $738. Monthly.
How were paying $0 last year? Did you not have insurance?
|
|
|
Post by bay63 on Nov 7, 2016 12:53:40 GMT
This scares the crap out me. My son is only 15. What is it going to be like when he goes out on his own.
|
|
AnotherPea
Pearl Clutcher
Posts: 2,968
Jan 4, 2015 1:47:52 GMT
|
Post by AnotherPea on Nov 7, 2016 16:07:39 GMT
My premium went from $0 to $738. Monthly.
How were paying $0 last year? Did you not have insurance?
Five years ago I didn't pay for my health insurance. It was the only decent benefit we had.
|
|
Deleted
Posts: 0
May 2, 2024 17:39:03 GMT
|
Post by Deleted on Nov 7, 2016 16:21:07 GMT
I went last night to the market place to explore my options. My plan is going from $331 per month to $435.
After two hours I decided to keep my plan because it still has the best rx/deductible/max out of pocket rate.
Other plans that were cheaper per month did not cover my prescriptions and had a higher yearly out of pocket.
So the rate hike sucks, but it is what it is.
|
|
loco coco
Pearl Clutcher
Posts: 2,662
Jun 26, 2014 16:15:45 GMT
|
Post by loco coco on Nov 7, 2016 16:37:31 GMT
ours went up, we will be paying almost $1,000 a month for health insurance and we are in our low 30s. Its insane. Its sad.
Why cant the government put a cap on what big pharma is charging insurance companies who then charges us? There is no reason some of these medications should cost an arm and a leg.
|
|
|
Post by cade387 on Nov 7, 2016 16:52:27 GMT
I have my insurance through my DH's company. Both of our companies are large, well known companies. Mine has determined that they shouldn't cover much of anything because if we have to pay it all, we will use it less (or smarter ). This year they also said they will no longer contribute at all for dental. My DH's company on the other hand, has been torn apart by Trump, but we have $0 increase from my DH's company. They do value their employees and are accommodating (as they can be) to allow me to use their insurance even though I can get it from my company (technically).
|
|
tracylynn
Pearl Clutcher
Posts: 4,861
Jun 26, 2014 22:49:09 GMT
|
Post by tracylynn on Nov 7, 2016 16:57:14 GMT
Mine is 30%. I haven't yet shopped for alternative plans. I shopped last year but the numbers didn't work for me as the cheaper plans didn't cover my one expensive prescription as well. I think the average is 25% increase. This is definitely something for the next president to tackle. I believe there are solutions without starting over entirely. My insurance increased every year prior to the ACA. I think the most was 15 or 16% in one year. This. I'm on my employers healthcare, but premiums increasing isn't just ACA. It's everyone. It happens every year. And has for years. And I agree, the plan needs changed. But now scrapped and start from scratch.
|
|
julieb
Pearl Clutcher
Posts: 2,845
Jul 3, 2014 16:02:54 GMT
|
Post by julieb on Nov 7, 2016 17:08:20 GMT
And this is one of the reasons why.... From last year, but probably still pretty accurate, if not higher. CEO salaries
|
|
|
Post by ntsf on Nov 7, 2016 17:35:29 GMT
we need congress to change the law, to allow the govt to shop for price and competition on drugs.
|
|
|
Post by gorgeouskid on Nov 8, 2016 0:49:29 GMT
My premium went from $0 to $738. Monthly.
How were paying $0 last year? Did you not have insurance?
I had insurance. Excellent PPO and my employer paid the premium. They want to eliminate PPO, so in order to stay on PPO, I would have to pay $738 monthly. Of course I can't afford that, so I have to switch to a much lower quality HMO plan.
|
|
|
Post by Merge on Nov 8, 2016 1:27:56 GMT
How were paying $0 last year? Did you not have insurance?
I had insurance. Excellent PPO and my employer paid the premium. They want to eliminate PPO, so in order to stay on PPO, I would have to pay $738 monthly. Of course I can't afford that, so I have to switch to a much lower quality HMO plan. That's a choice your employer is making to cut their own costs.
|
|
jayfab
Drama Llama
procastinating
Posts: 5,521
Jun 26, 2014 21:55:15 GMT
|
Post by jayfab on Nov 8, 2016 2:46:10 GMT
And this is one of the reasons why.... From last year, but probably still pretty accurate, if not higher. CEO salariesThat's obscene!
|
|
Deleted
Posts: 0
May 2, 2024 17:39:03 GMT
|
Post by Deleted on Nov 8, 2016 3:05:22 GMT
And this is one of the reasons why.... From last year, but probably still pretty accurate, if not higher. CEO salariesThat's obscene! It is sad and I've seen people try and argue that insurance companies aren't making any money.....I call bullshit when they are paying their CEO's the salaries they do. I also include hospitals and health care systems in that bullshit. For supposedly being non profit entities, their CEOs or COOs sure make a salary that isn't consistent with other non-profit organizations.
|
|
|
Post by Skypea on Nov 8, 2016 8:50:25 GMT
Hillary Clinton has been an active proponent of affordable family healthcare for 25 years. If anyone can clean this mess up she can. CLINTON 2016! yes, she pushes total gov control of it... we'll pay thru our taxes. as some other countries pay much more in tax. doesn't Sweden or somewhere pay about 50% in taxes?
and then like so many in Canada who come here for services, where will those in the US go?
|
|
|
Post by Skypea on Nov 8, 2016 8:53:19 GMT
I wonder if those that are experiencing the big hikes in premium prices are in states where their Governors refused to expand Medicare in their state to bite their nose off to spite their face? Personally, I'll take HRC's experience in tackling the ACA then someone who has no fucking clue about any of it.wouldn't that have been Medicaid instead of medicare?
we know her experience with it...
Trump has had experience with it - I do think his employees probably get insurance. He deals with 1000s of employees.
when did HC have a company and have to deal with healthcare for HER employees? of course, if she wins she will declare it for HER new employees - the American people.
we already had someone like that take a go at it - DBO (and HC I'm sure).
I heard that in the Phx area it was up to 100% - not from anyone who's received a notice of it tho. just the news.
yes, I did notice your Trump language. a lot of p's seem to have it also. So much for taking p's seriously regarding trump's words.
|
|