maryannscraps
Pearl Clutcher
Posts: 4,736
Aug 28, 2017 12:51:28 GMT
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Post by maryannscraps on Sept 8, 2017 11:38:56 GMT
Google safe browsing is flagging the site as unsafe due to phishing. I'm not going to check right now.
I heard a lecture by a cyber security expert where he predicts massive hacking that damages the economy in a big way in the next three years. He says it is inevitable.
ETA: I saw a screen shot of what I missed. I can't believe they're asking for your last name and 6 digits of your SS#. "Your security has been compromised, so give me all your information so we can check."
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Post by Really Red on Sept 8, 2017 11:53:39 GMT
I am super pissed off. REALLY mad they sold their stock and definitely think they should be charged for that. That is immoral at best, and hopefully illegal.
I guess my info was compromised. I need to check on my kids' info, too. Geez.
ETA: What pisses me off as well, is that if **I** don't check, nothing will happen. Why isn't the onus on THEM?
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 12:37:14 GMT
Infuriating. Both DH and I are on the list. Equifax already knows whose information has been compromised. They should be sending out notifications to those individuals and automatically enrolling them with fraud protection! I agree. That would have been the responsible thing to do! I once worked for a credit bureau affiliated with Equifax before I became a RN. I'm disappointed that this breach happened.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 12:40:31 GMT
I am super pissed off. REALLY mad they sold their stock and definitely think they should be charged for that. That is immoral at best, and hopefully illegal. I guess my info was compromised. I need to check on my kids' info, too. Geez. ETA: What pisses me off as well, is that if **I** don't check, nothing will happen. Why isn't the onus on THEM? Isn't their selling of stock the same thing Martha Stewart went to jail for? These guys are assholes. They knew what happened.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 12:42:13 GMT
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tduby1
Pearl Clutcher
Posts: 2,979
Jun 27, 2014 18:32:45 GMT
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Post by tduby1 on Sept 8, 2017 13:02:42 GMT
Oh my word! This equifax breach is so much more devastating than it appears. This appears how my Comcast acct was accessed because my pw had been changed and this would be how they did it. The only reason I caught on is because I received an email from Comcast asking if the order was legit and he hackers hadn't anticipated that so they hadn't changed the email address. "Equifax also houses much of the data that is supposed to be a backstop against security breaches. The agency offers a service that provides companies with the questions and answers needed for their account recovery, in the event customers lose access to their accounts" mobile.nytimes.com/2017/09/07/business/equifax-cyberattack.html?referer=
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scrappinspidey2
Pearl Clutcher
Posts: 2,511
Location: In the Parlor with the Fly
Mar 18, 2015 19:19:37 GMT
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Post by scrappinspidey2 on Sept 8, 2017 14:27:56 GMT
Is there a way at to check without giving them the information? I don't trust them at this point so why would I give the. 6 of my social and my last name?
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 14:34:32 GMT
Is there a way at to check without giving them the information? I don't trust them at this point so why would I give the. 6 of my social and my last name? I don't believe so. Equifax is the only one who knows which of it's customers have been compromised. I read somewhere that you can approach it from the standpoint that you have been compromised and place fraud alerts with the remaining two credit agencies. Keep in mind that even if you get your free credit report, it's only a snapshot of activities to date. Your stolen information is now out there and can be used at a later date.
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mimima
Drama Llama
Stay Gold, Ponyboy
Posts: 5,022
Member is Online
Jun 25, 2014 19:25:50 GMT
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Post by mimima on Sept 8, 2017 14:37:19 GMT
Grumble. I only heard a quick blurb yesterday, thanks for the information. Somehow, I am positive at least some of us will have been impacted.
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IAmUnoriginal
Pearl Clutcher
Posts: 2,894
Jun 25, 2014 23:27:45 GMT
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Post by IAmUnoriginal on Sept 8, 2017 14:58:57 GMT
Everyone can also check with your Homeowner's insurance to see if they offer an endorsement/rider for Identity Theft. The company I write business for charges $25 per year. It does these things:
Identity Theft Expense Coverage ($50 deductible applies) This endorsement provides the insured coverage for up to $25,000 per policy term for expenses resulting from identity theft including account takeovers. This coverage includes: Lost income of up to $200 per day for a maximum of $5,000 Costs of notarizing affidavits Certified mail to law enforcement agencies Loan application fees for re-applying Attorney fees incurred as a result of an account takeover or identity theft Long distant telephone calls to merchants, law enforcement agencies, etc.
Advocacy Service Coverage (No deductible) This endorsement also provides the insured coverage for services performed by an identity theft resolution advocate. This service is provided for up to 12 months to assist the insured in resolving the fraudulent use of the insured’s personal information and to restore it to pre-incident status.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 15:50:34 GMT
If you want help from Equifax, there are strings attached money.cnn.com/2017/09/08/technology/equifax-monitoring-services/index.htmlShould be absolutely illegal for them to force you to not bring suit in order to get help from them for the mess THEY MADE!!! We are not their customers! We are their product and they make billions off of our data and then screw us in the process.
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garfpookie
New Member
Posts: 5
Jun 25, 2014 20:44:08 GMT
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Post by garfpookie on Sept 8, 2017 16:06:16 GMT
Well, my husband and I were both comprised. Just lovely.
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Post by Really Red on Sept 8, 2017 16:14:21 GMT
If you want help from Equifax, there are strings attached money.cnn.com/2017/09/08/technology/equifax-monitoring-services/index.htmlShould be absolutely illegal for them to force you to not bring suit in order to get help from them for the mess THEY MADE!!! We are not their customers! We are their product and they make billions off of our data and then screw us in the process.You are 100% right!!! This is just not okay. I bet they announced this now because everyone is so overwhelmed with Harvey and Irma and they hope it will get swept under the carpet. Geez.
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SweetieBsMom
Pearl Clutcher
Posts: 4,618
Jun 25, 2014 19:55:12 GMT
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Post by SweetieBsMom on Sept 8, 2017 16:20:18 GMT
I am on the list but DH/DS are not. I had frozen all our credit reports (months ago) so nothing new can be opened unless I personally remove the freeze. We have one low balance credit card that I keep at zero and review nightly.
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quiltedbrain
Full Member
Posts: 429
Jun 26, 2014 3:34:53 GMT
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Post by quiltedbrain on Sept 8, 2017 16:40:56 GMT
Last year I froze my and my husband's accounts after we received contact from 2 companies that someone was trying to open credit in my name and I had not applied for credit anywhere. I'm hoping that those freezes will help protect us in this case!
Also, at the time, I also tried to put a freeze for my DD, but they would not let me as she is a minor, and she could not initiate herself, either. That seems off to me, since so many identify theives are using minors info these days.
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Post by Darcy Collins on Sept 8, 2017 16:43:06 GMT
The SEC will look to see if they had prior knowledge of the incident when they sold their shares as well as determine if the sale was part of a diversification plan. I went through the last couple months of Form 4 filings, and Gamble sold a similar sized block (actually a bit larger) in May - both represent less than 10% of his holdings. I didn't see a Form 4 for the other two, but there are almost 30 filings just for changes in beneficial ownership between May and August and I don't have that kind of time. If someone else wants to look: investor.equifax.com/financial-information/sec-filingsIf the SEC determines they violated Rule 105b-1 - they will prosecute:
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 16:51:22 GMT
If the govt doesn't start legislating and regulating this NON-CHANGEABLE (dob, ssn@) data far more restrictively, it will create havoc in our financial markets. This is what wars looks like in the modern age. You make war on financial systems, not land masses. Also - btw - Equifax's hurried up website set up for people to check was DISASTROUS in terms of security:
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Montannie
Pearl Clutcher
Posts: 3,486
Location: Big Sky Country
Jun 25, 2014 20:32:35 GMT
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Post by Montannie on Sept 8, 2017 17:00:53 GMT
You can reject the binding arbitration clause in the credit monitoring agreement by writing to Equifax within 30 days of enrolling in the monitoring. That will allow you to be a class member in any class action lawsuit this generates, and I'm betting there will be one.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 17:21:05 GMT
"Equally troubling to many consumer advocates was the six-week-long delay between the day Equifax said it discovered the hack — July 29 — and Thursday’s public disclosure. The company has not responded to repeated requests from The Washington Post to explain this gap, a time frame when affected consumers might have taken measures to protect themselves by closely monitoring their credit card and bank statements and other financial records. But the reality is that there are few meaningful rules on how and when companies must report hacks and other cybersecurity incidents, despite calls in Congress to legislate regulations." www.washingtonpost.com/news/the-switch/wp/2017/09/08/how-equifax-hackers-might-use-your-social-security-number-to-pretend-theyre-you/They should be freezing credit for all affected FOR FREE if so desired by the affected person. Not make everyone run around to 3 companies per person, paying fees and setting up accounts just to protect ourselves.2 interesting things about the Equifax hack: 1. This didn't affect their "core" systems - whatever the F#($* that means. So, they can get our ssn#, dob, address, license #s etc. and they're not even in the CORE SYSTEMS. Awesome. 2. The execs who sold the stock between the Equifax knowledge of the hack and the public disclosure said they didn't know about the hack. S o, at Equifax you can make a 6 figure salary and still not be troubled by the underlings about a hack of about 1/2 of America's adults personal financial information. What a cool job!!
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Post by lisacharlotte on Sept 8, 2017 17:30:40 GMT
The Chinese and/or Russians already hacked all my information during the OPM hack last year (?). We have lifelock and i was also covered after the OPM hack. I was more concerned about that hack than equifax since it was related to my clearance which was a lot more info.
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Post by papersilly on Sept 8, 2017 17:31:01 GMT
yeah, isn't that insider trading? they had prior knowledge of something that will affect the stock prices so how is that not illegal?
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newlywoods03
Pearl Clutcher
Blessed Beyond Measure
Posts: 2,828
Jun 26, 2014 3:09:09 GMT
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Post by newlywoods03 on Sept 8, 2017 17:38:28 GMT
I checked for myself and Dh. Looks like we weren't impacted by the breach. We shall see..
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Post by katlady on Sept 8, 2017 18:11:43 GMT
I am reluctant to go check on the Equifax site. Is it safe??
I did check my Experian report and there is no recent activity with regards to anyone trying to open any new accounts under my ID.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 18:23:14 GMT
Schneiderman on the case.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 18:30:19 GMT
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michellegb
Pearl Clutcher
Posts: 3,915
Location: New England and loving it!
Jun 26, 2014 0:04:59 GMT
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Post by michellegb on Sept 8, 2017 19:00:15 GMT
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 8, 2017 19:10:01 GMT
Okay, just put fraud alert on our accounts. Go here to the FTC website: www.consumer.ftc.gov/articles/0155-free-credit-reportsOn that webpage, there's a link to obtain your free credit reports. From that link you can chose reports from all three agencies, but I recommend requesting them one at a time and start with Experian. The website was glitchy for me and I was unable to do all three requests at the same time. With Experian, when you pull up your credit report, you can dispute the information on the report and/or request a fraud alert directly from the webpage. With Transunion, you have to call. Once you place a fraud alert with one agency, they will automatically notify the other two agencies so you technically don't have to place individual fraud alerts with each. Unfortunately, I was only able to request a 90 day alert. Transunion said I could call back after 90 days to extend. Experian also only had a 90 day option and I think one year for those on active duty. What a PITA.
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 9, 2017 1:00:41 GMT
I want regulation and legislation. I want these asses to have to salt and hash all private information. I want ONE place to go to put a credit freeze on my credit information - FOR FREE!!! I want our government to stop making people pay the price while the corporations make the billions in profits! "Equifax, you had one job. Your only purpose as a corporation, the reason you were created and remain a going concern, is to collect and maintain people’s most private financial data. Now you have fallen down on your only job — and spectacularly so. Hackers penetrated the spectral gauze of security surrounding your website, and over the course of nearly two months, they made away with the personal information of as many as 143 million Americans. It is the most important financial data available on any of us — our names, birth dates, Social Security numbers, home addresses and in some instances a lot more — and it was just sitting there on your site, all but wrapped up in a red bow. So, Equifax, I have to ask: Now that you have failed at your one job, why should you be allowed to keep doing it? If a bank lost everyone’s money, regulators might try to shut down the bank. If an accounting firm kept shoddy books, its licenses to practice accounting could be revoked. (See how Texas pulled Arthur Andersen’s license after the Enron debacle.) So if a data-storage credit agency loses pretty much everyone’s data, why should it be allowed to store anyone’s data any longer? Consumers also have piddling rights over how Equifax may continue to use their credit data. “There’s nothing in any statute or anything else that allows you to ask Equifax to remove your data or have all your data disappear if you say you no longer trust it,” said John Ulzheimer, a consumer credit expert who worked at Equifax in the 1990s.
But wait, it gets worse. You also can’t prevent Equifax from getting any more of your data.
“You might be able to casually say to your bank that you don’t want them to give information to Equifax anymore, but I don’t know that’s going to have an effect on anything,” Mr. Ulzheimer said. “You don’t control the rules of engagement.”
This isn’t just about Equifax. We live in the age of Big Data. We have allowed, mostly passively, the emergence of huge and exquisitely detailed databases full of information about all of us. Financial companies, technology companies, medical organizations, advertisers, insurers, retailers and the government — thanks to technology, they can all now maintain massive warehouses of information on just about everyone alive." www.nytimes.com/2017/09/08/technology/seriously-equifax-why-the-credit-agencys-breach-means-regulation-is-needed.html?smid=tw-share
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Deleted
Posts: 0
Jun 1, 2024 21:19:23 GMT
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Post by Deleted on Sept 9, 2017 4:00:32 GMT
"The executive responsible for security at Equifax, which on Thursday disclosed a security breach affecting up to 143 million U.S. consumers, earned almost $2.8 million in compensation last year.... Kelley isn't Equifax's highest paid executive. Richard Smith, the company's CEO, earned $15 million in total pay in 2016, while Chief Financial Officer John Gamble earned $3.1 million." www.cnbc.com/2017/09/08/equifax-security-exec-john-kelley-earned-2-point-8-million-in-2016.htmlHow nice. What most people won't make in a lifetime these asshats make in one year.
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RosieKat
Drama Llama
PeaJect #12
Posts: 5,405
Jun 25, 2014 19:28:04 GMT
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Post by RosieKat on Sept 9, 2017 13:36:06 GMT
FYI, we've found that with the same information, sometimes you get a "you're OK" result and other times you're told you were breached. It happened with DH, and with at least some other people. So those of you who got an OK answer might want to recheck.
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