|
Post by librarylady on Jul 23, 2021 18:14:55 GMT
If you are having financial problems, ask for help BEFORE the utilities are cut off. Don't wait until Friday when you are sitting in the dark with no AC to ask for help. Utility help is not available within hours, so don't wait.
(I volunteer with an agency that helps with rent and utilities. Every day I get calls with a person who already has everything shut off. I feel like an uncaring person to say that we can't do it in one day.)
|
|
|
Post by librarylady on Jul 23, 2021 19:01:17 GMT
2 more calls since I posted. 😒
|
|
|
Post by mikklynn on Jul 23, 2021 19:06:15 GMT
That must be a very difficult volunteer position. Thank you for doing it!
|
|
|
Post by marysue63 on Jul 23, 2021 19:06:28 GMT
How frustrating! What's the saying - poor planning on your part does not mean an emergency on my part? Or something like that.
|
|
ddly
Pearl Clutcher
Posts: 4,022
Jul 10, 2014 19:36:28 GMT
|
Post by ddly on Jul 23, 2021 19:06:56 GMT
That’s unfortunate. I remember once when my kids were little and we didn’t have a lot of money and needed help. It was hard to go and ask.
Thanks for volunteering and doing this work!
|
|
|
Post by ntsf on Jul 23, 2021 20:10:29 GMT
for 40 yrs, we add a few bucks to our electric bill and it goes to a fund for those in need. every bit helps.. happy you do the foot work for people.
|
|
SabrinaP
Pearl Clutcher
Busy Teacher Pea
Posts: 4,421
Location: Dallas Texas
Jun 26, 2014 12:16:22 GMT
|
Post by SabrinaP on Jul 23, 2021 20:13:51 GMT
My mom volunteers with her church and does the same thing. She even carries a cell phone for the charity and fields calls all day. Some of the stories she tells are so sad. It does always seem like she’s putting out fires.
|
|
|
Post by Crack-a-lackin on Jul 23, 2021 20:24:36 GMT
Logically yes, ask before the utilities are shut off. But It’s really hard to ask for help, and there’s a lot of denial with people in these situations. I haven’t been in exactly that situation but I know people who have been, and I’ve been down on my luck in other ways. I have a friend who struggles and we’ve talked about ways for her to manage her money better, but she says when depression sets in, even a mild case, it it easier to bury your head in the sand than to proactively solve the problem. She is so embarrassed to have let herself get in that position again and can’t make herself reach out.
|
|
Deleted
Posts: 0
Nov 23, 2024 10:59:31 GMT
|
Post by Deleted on Jul 23, 2021 20:39:07 GMT
If you are having financial problems, ask for help BEFORE the utilities are cut off. Don't wait until Friday when you are sitting in the dark with no AC to ask for help. Utility help is not available within hours, so don't wait. (I volunteer with an agency that helps with rent and utilities. Every day I get calls with a person who already has everything shut off. I feel like an uncaring person to say that we can't do it in one day.) Thank you for the work that you do!!! Wish you worked here in FL! We've wanted to check with LIHEAP (or whatever it's called down here), but every time we've called all over (even SHINE which is an organization that helps elderly people ), they say, "FL is short on $$ and can't help out at this time." Lovely.
We've never been late in 10 years with our rent. We pay that first, above food and electric, etc. I've never been able to find help down here, and I'd be afraid to admit to our rental complex that we were needing help, ever. They're dying to kick us out and get in new people to charge them the current rate (we're locked in at a lower rent b/c of when we signed our lease).
Not to drive you nuts, but is there a website or # to call for each specific State or County to look for help when/if needed?? TIA.
|
|
|
Post by workingclassdog on Jul 23, 2021 21:02:17 GMT
Been there a few times in my life. Usually turned off because I had to wait until the last minute to pay or something like that. I'm first to admit I am not the best person handling money. Thankfully I am doing a much better job of it now.. Just took me forever to get there. This month has been the first month in years that I had to literally manage every cent. Let me say, this has been the most LONGEST month in my life. lol.. But I am still doing okay. I was able to set up payments ahead of time to avoid those dreaded phone calls. They know I will pay, just a little late. August can't get here fast enough to where I can start building up again. And in hindsight, I have learned I need to set aside even more for emergencies. And I am getting that set up as well!!
|
|
craftykitten
Pearl Clutcher
Posts: 4,304
Jun 26, 2014 7:39:32 GMT
|
Post by craftykitten on Jul 23, 2021 21:19:02 GMT
It’s really, really hard to ask for help. Sometimes, I will leave something until 4pm on a Friday because then I can call and make it someone else’s problem and it’s off my worry list for the weekend. Oh look, I can’t do anything now, it’ll have to wait until Monday. I can’t imagine how desperate I would be to do that with utilities though,.
Thank you for your volunteer work.
|
|
|
Post by Really Red on Jul 23, 2021 21:45:26 GMT
If you are having financial problems, ask for help BEFORE the utilities are cut off. Don't wait until Friday when you are sitting in the dark with no AC to ask for help. Utility help is not available within hours, so don't wait. (I volunteer with an agency that helps with rent and utilities. Every day I get calls with a person who already has everything shut off. I feel like an uncaring person to say that we can't do it in one day.) I love that you do this, but people who are at this point are in really bad shape and maybe calling in advance is just beyond them. People are so SO overwhelmed and do not know what to do and ignore the problem until it's too late. You wish they didn't, but it is debilitating to be in their position and juggle so many balls.
|
|
muggins
Pearl Clutcher
Posts: 2,861
Jul 30, 2017 3:38:57 GMT
|
Post by muggins on Jul 23, 2021 21:52:59 GMT
Really Red Exactly, I have a friend who, while in the process of being evicted from her apartment, spent hours everyday on the phone trying to get help for medical bills, utilities, legal aid, school fees, rent reduction, food bank order, car repair, etc. And that’s on top on working a full time minimum wage job. It seems when it rains it pours, and it’s expensive to be poor in America. I honestly don’t know how people make it through the day tbh.
|
|
|
Post by librarylady on Jul 23, 2021 22:33:08 GMT
In Texas, one can call 211, give the zip code and they will tell you an agency to help in that area. Of course, I don't know what other states do.
|
|
|
Post by librarylady on Jul 23, 2021 22:36:42 GMT
I do understand that it is hard to ask for help....and I can understand that a person has to gather their courage to call.
One day I wanted to cry with a young woman who was crying when she called. I hope I was able to soothe her some. I tried to reassure her that life WOULD get better....and got her entered into our system for help.
|
|
|
Post by Linda on Jul 23, 2021 22:52:33 GMT
Not to drive you nuts, but is there a website or # to call for each specific State or County to look for help when/if needed?? TIA. 211 should reach someone that can tell you what agencies are in your area that help with what you need
|
|
|
Post by whipea on Jul 23, 2021 22:55:15 GMT
In Texas, one can call 211, give the zip code and they will tell you an agency to help in that area. Of course, I don't know what other states do. Same in Florida.
|
|
|
Post by epeanymous on Jul 23, 2021 23:10:52 GMT
My dad is 89 and retired from the utility decades ago, but, at least when he worked there, one of his jobs was to go out to check houses before turning off electricity. If there were kids, or elderly people, or it was really hot or cold, they would do everything possibly not to shut it off.
I am guessing utilities operate differently these days! I am glad you are doing that volunteer work.
|
|
Deleted
Posts: 0
Nov 23, 2024 10:59:31 GMT
|
Post by Deleted on Jul 24, 2021 17:04:21 GMT
Not to drive you nuts, but is there a website or # to call for each specific State or County to look for help when/if needed?? TIA. 211 should reach someone that can tell you what agencies are in your area that help with what you need Thanks. That is where I've called a few times, and every single time they respond with, "FL is out of money and can't help at this time". Even up north in NJ/NY, they would give seniors in need a month of free electric. Down here, in the 10 years we're here, there hasn't been any program to help seniors, the needy, cancer patients, etc., with their electric bills. Even SHINE says it's impossible.
|
|
|
Post by Linda on Jul 24, 2021 18:27:42 GMT
211 should reach someone that can tell you what agencies are in your area that help with what you need Thanks. That is where I've called a few times, and every single time they respond with, "FL is out of money and can't help at this time". Even up north in NJ/NY, they would give seniors in need a month of free electric. Down here, in the 10 years we're here, there hasn't been any program to help seniors, the needy, cancer patients, etc., with their electric bills. Even SHINE says it's impossible. ugh - that sucks. Do you have a Catholic Charities near you? I know the one here offers utility assistance (and it's available to anyone in need, not just Catholics) as does the Christian Service Centre. Also have you checked with your electric company? I know Clay Electric which is a co-op here has a list of places within their service area that can help with bills. FPL has one on their website as well
|
|
Deleted
Posts: 0
Nov 23, 2024 10:59:31 GMT
|
Post by Deleted on Jul 24, 2021 18:43:50 GMT
linda didn't think of Catholic Charities. I'll have to check. Thank you. My Aunt used to run the one in Staten Island. She was a nun before that. She used to get us all involved in helping there whenever we'd come to stay for a weekend (her nieces). She taught us a lot. I'll check if we have a Christian Services Center also. Thanks! DH began getting monthly food delivered from The Volunteer Way a year ago, after his chemo. They are a faith based org., but they just deal with food. (Reminds me that I wanted to donate 8 bags of XXL Depends. I got them thru Medicare after DH'S bladder/prostate removal but he never needed them. Hope she can take them or figure out where I could drop them off.) Thanks again.
|
|
|
Post by papercrafteradvocate on Jul 24, 2021 19:14:03 GMT
It’s hard to ask for help.
If you’re in that position where you’re so behind that utilities are being cut off, one may be in a depressive, overwhelming state that cannot figure out up from down, on from off, and just cannot function.
Years and years and years ago, broke, in debt and massively overwhelmed I was not able to even complete basic tasks. I sat in the dark a few times, had the water turned off once, and spent 3 months of winter with zero heat (gas). I could work/function like a robot, but was rendered “frozen” and totally incapable of eating, talking to others, making sense of any paperwork. Looking back, it was a miracle that I got to the other side. And nobody knew that there was anything wrong.
|
|
|
Post by librarylady on Jul 25, 2021 1:09:35 GMT
At one time, before the electrical companies were "broken up" in Texas, TXU was the provider to everyone.
They had a rule that utilities would not be turned off for the elderly, but I don't think that is still a policy.
|
|
|
Post by lesserknownpea on Jul 25, 2021 3:41:16 GMT
I used to joke about playing “ let’s make a deal” with the utilities. I’d pretty much pay off the agreement just in time to make a new one. Several times I had things shut off.
For me, XH would promise he’d come through with the money to pay the bill, and then sometimes didn’t. I imagine other people think they will be able to pay in time and then it doesn’t happen. I remember having to load 4 preschoolers into a very unreliable old Chevy and drive to the bad part of portland from our suburb to make late payments in time. Not fun at all.
|
|
Deleted
Posts: 0
Nov 23, 2024 10:59:31 GMT
|
Post by Deleted on Jul 25, 2021 9:52:56 GMT
It is awful to think of people without power particularly in extremes of temperature.
I used to work for an electricity board years ago but they never disconnected power under any circumstances , they would recalibrate the meter to cover arrears.
Things may be different now but a payment plan for arrears was always accepted without question if it came from the Citizens Advice Bureau. ( A UK advice charity )
Having a voluntary organisation / charity help with advocacy made a huge difference, whereas if a person tried to do it by themselves there was more company reluctance to accept repayment plans on their terms. A much lower repayment rate was accepted straight away if it came from the Citizens Advice Bureau, whereas a higher repayment rate would be sought under company policy if it came from the person alone.
I used to try and find other ways of helping out too , so if someone was going through cancer , I would contact cancer support charities and offered to liaise with hospital social workers to see if there were any hardship grants or funds available.
I left the job because I got told off for being too helpful , my boss told me I was there to collect money and not be a social worker.
So I quit and I ended up working in the charity sector.
So having an advocate through a charity or organisation can have more power in negotiating lower repayment terms rather than than going it alone. At least that’s how it used to be.
We have illness in the family and years ago the company that my husband worked for had a welfare officer who put us in touch with the hardship fund run by the industry and it helped us to pay for disability equipment we could not afford at the time.
It is not easy to ask for help but when it is offered it can make a big difference.
|
|
|
Post by Basket1lady on Jul 25, 2021 10:14:37 GMT
linda didn't think of Catholic Charities. I'll have to check. Thank you. My Aunt used to run the one in Staten Island. She was a nun before that. She used to get us all involved in helping there whenever we'd come to stay for a weekend (her nieces). She taught us a lot. I'll check if we have a Christian Services Center also. Thanks! DH began getting monthly food delivered from The Volunteer Way a year ago, after his chemo. They are a faith based org., but they just deal with food. (Reminds me that I wanted to donate 8 bags of XXL Depends. I got them thru Medicare after DH'S bladder/prostate removal but he never needed them. Hope she can take them or figure out where I could drop them off.) Thanks again. Many individual Catholic Churches have systems in place to help as well. Our church in Virginia gave $40 of food, no questions asked. They also helped with utilities and such.
|
|
|
Post by librarylady on Jul 26, 2021 23:57:19 GMT
St Vincent dePaul charities (a Catholic charity) helps as well in our city.
|
|