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Post by gar on Jun 23, 2022 14:18:40 GMT
I use Venmo for most of the random ones / it’s also how I send bday and graduation money. I have no doubt your sons friend has Venmo Oops realize it was AussieMeg with the son - it may but he ubiquitous there - but here it’s how anyone under 50 pays their friends so everyone has it. My carpet guy also prefers it although he does have a square cc reader but the fees are lower. There’s an under 50 requirement to use Venmo? I’ve used it for ages, or paypal or other EFT if someone requests it. I’m well past 50. And 60. I’m guessing she meant it’s the norm for anyone under the age of 50, not that it’s a requirement.
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Post by CardBoxer on Jun 23, 2022 14:22:49 GMT
There’s an under 50 requirement to use Venmo? I’ve used it for ages, or paypal or other EFT if someone requests it. I’m well past 50. And 60. I’m guessing she meant it’s the norm for anyone under the age of 50, not that it’s a requirement. I know. That was said tongue in cheek. There’s a bit of ageism that pops up in the forum more frequently than I’d expect, that’s all.
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huskergal
Pearl Clutcher
Posts: 3,262
Jun 25, 2014 20:22:13 GMT
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Post by huskergal on Jun 23, 2022 14:23:01 GMT
Once or twice a year.
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Post by Darcy Collins on Jun 23, 2022 14:58:02 GMT
I use Venmo for most of the random ones / it’s also how I send bday and graduation money. I have no doubt your sons friend has Venmo Oops realize it was AussieMeg with the son - it may but he ubiquitous there - but here it’s how anyone under 50 pays their friends so everyone has it. My carpet guy also prefers it although he does have a square cc reader but the fees are lower. There’s an under 50 requirement to use Venmo? I’ve used it for ages, or paypal or other EFT if someone requests it. I’m well past 50. And 60. My almost 80 year old mom uses Venmo all the time. My comment was that it is ubiquitous with the younger demographic, not that older people didn't use it. My kids never use an atm, never carry cash. One friend puts it on a cc and everyone else venmo's them their share.
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Post by CardBoxer on Jun 23, 2022 15:54:22 GMT
There’s an under 50 requirement to use Venmo? I’ve used it for ages, or paypal or other EFT if someone requests it. I’m well past 50. And 60. My almost 80 year old mom uses Venmo all the time. My comment was that it is ubiquitous with the younger demographic, not that older people didn't use it. My kids never use an atm, never carry cash. One friend puts it on a cc and everyone else venmo's them their share. Yes, that’s how it works. I haven’t carried cash in years, but we do keep some at home for tipping workers who do work at our home who are employed by a company. IOW, they don’t own the company.
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Post by crazy4scraps on Jun 23, 2022 16:50:01 GMT
Here etransfers are super easy. I need your email address. I go into my online banking and enter it and an question with a password answer you will need. I enter then amount send. You get an email and choose your bank, log in, enter the answer to the security question, and choose the account to deposit it in. No account numbers are shared in Canada, just an email address and security question (which you can choose to not do but it's not as secure obviously). I think part of the issue here is how many people in the U.S. don’t have internet access, not to mention how many lower income people don’t even have a bank account. My DH utilizes an online scheduler for his business. We also have a state law now where you can’t drive while using your cell phone unless it’s hands free, and his work vehicle doesn’t have Car Play or an equivalent so he can’t answer calls while driving. He won’t answer client calls when he is working with another client during the work day. The easiest way for people to make an appointment is to go to his website, click on the “schedule now” button and pick an open time and day on his calendar and fill in their details. He is always surprised when someone leaves a message that they can’t schedule online because they don’t have a computer, don’t have internet and don’t have a smart phone.
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Post by iteach3rdgrade on Jun 23, 2022 17:44:36 GMT
Nails (cash or check), girls scout cookies and work things (t-shirts and other orders).
and taxes
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Post by denda on Jun 23, 2022 18:36:06 GMT
Yes. At church every Sunday and a few other things during the year.
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Post by hop2 on Jun 23, 2022 18:46:09 GMT
Yes, if using a CC costs me a fee and they accept checks I use checks ( vet/groomer/co tractors )
Stores? No I’m more likely to not purchase if there’s a fee than go find my checkbook much less get caught dead writing a check in line at the store.
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quiltz
Drama Llama
Posts: 6,840
Location: CANADA
Jun 29, 2014 16:13:28 GMT
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Post by quiltz on Jun 23, 2022 20:56:15 GMT
Yes. At church every Sunday and a few other things during the year. My church has a debit machine for people to use. You put the receipt in an envelope with your name on it. There isn't a fee for doing this.
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Post by AussieMeg on Jun 24, 2022 2:26:30 GMT
My kids never use an atm, never carry cash. One friend puts it on a cc and everyone else venmo's them their share. Same here. I don't think my son would know how to use an ATM! And that's why I ended up having to pay one of my son's friends via PayID for my son's phone repairs. My son dropped his phone and smashed the screen, and nothing would work. He took it straight to a repair shop, and because he uses his phone / Apple Pay to pay for everything, he couldn't pay for the repairs up front. Luckily he saw a friend wandering around the mall, so his friend paid the repair guy, then I transferred the money to his friend, which he got immediately. So there are pros and cons to only paying by Apple Pay! It's all good until you break or lose your phone!! (My son does have a card as well, but he didn't have it with him that day.)
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milocat
Drama Llama
Posts: 5,570
Location: 55 degrees north in Alberta, Canada
Mar 18, 2015 4:10:31 GMT
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Post by milocat on Jun 24, 2022 19:53:54 GMT
Here etransfers are super easy. I need your email address. I go into my online banking and enter it and an question with a password answer you will need. I enter then amount send. You get an email and choose your bank, log in, enter the answer to the security question, and choose the account to deposit it in. No account numbers are shared in Canada, just an email address and security question (which you can choose to not do but it's not as secure obviously). I think part of the issue here is how many people in the U.S. don’t have internet access, not to mention how many lower income people don’t even have a bank account. My DH utilizes an online scheduler for his business. We also have a state law now where you can’t drive while using your cell phone unless it’s hands free, and his work vehicle doesn’t have Car Play or an equivalent so he can’t answer calls while driving. He won’t answer client calls when he is working with another client during the work day. The easiest way for people to make an appointment is to go to his website, click on the “schedule now” button and pick an open time and day on his calendar and fill in their details. He is always surprised when someone leaves a message that they can’t schedule online because they don’t have a computer, don’t have internet and don’t have a smart phone. Interesting, I'm learning so much how things are done elsewhere. I never thought to look up some stats. People with a bank account: Canadians 99%. Americans 94.6% People with internet access: Canadians 94 - 96.5% (63% said they had no need, the rest cited high cost of internet or equipment) and we are always known for our high internet and cell phone costs. Americans 78 - 94% Our distracted driving law came in in 2011 in Alberta. There is a law in all Canadian provinces and territories.
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Post by anniefb on Jun 24, 2022 20:04:12 GMT
I haven’t written a cheque for decades! Same here.
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Post by mnmloveli on Jun 24, 2022 20:11:05 GMT
Rarely.
That’s the one good thing Covid did - convinced me to do online banking.
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Post by peace on Jun 25, 2022 11:56:44 GMT
I use checks for my business but not for personal finances.
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Post by CardBoxer on Jun 25, 2022 15:48:21 GMT
I think part of the issue here is how many people in the U.S. don’t have internet access, not to mention how many lower income people don’t even have a bank account. My DH utilizes an online scheduler for his business. We also have a state law now where you can’t drive while using your cell phone unless it’s hands free, and his work vehicle doesn’t have Car Play or an equivalent so he can’t answer calls while driving. He won’t answer client calls when he is working with another client during the work day. The easiest way for people to make an appointment is to go to his website, click on the “schedule now” button and pick an open time and day on his calendar and fill in their details. He is always surprised when someone leaves a message that they can’t schedule online because they don’t have a computer, don’t have internet and don’t have a smart phone. Interesting, I'm learning so much how things are done elsewhere. I never thought to look up some stats. People with a bank account: Canadians 99%. Americans 94.6% People with internet access: Canadians 94 - 96.5% (63% said they had no need, the rest cited high cost of internet or equipment) and we are always known for our high internet and cell phone costs. Americans 78 - 94% Our distracted driving law came in in 2011 in Alberta. There is a law in all Canadian provinces and territories. I sometimes wonder about the effect of population—not just in this thread, in many that compare different countries. For example, Canada’s population is roughly 38 million, and 329.5 million for the U.S., which has 50 state governments that are different from each other (though they’re under federal law too) and that have different budget emphases. What is the effect? I’m not an expert and don’t know, but figure there’s bound to be one. The more people, the less uniformity when it comes to laws, internet or banking infrastructure, etc?
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Post by melanieg on Jun 25, 2022 16:45:38 GMT
No. My bank charges an outrageous amount for a book of cheques. I e-transfer, pay debit, cash or CC.
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Post by alsomsknit on Jun 25, 2022 21:15:59 GMT
Yes, I have recently started writing one a month again. There isn’t a local branch to the bank holding my car loan. I can pay the loan itself on-line. If I want extra to go to principal (sp?) I have to mail a check. Any extra paid on-line is credited to the next month’s payment.
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