luckyexwife
Pearl Clutcher
Posts: 3,069
Jun 25, 2014 21:21:08 GMT
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Post by luckyexwife on Sept 8, 2022 17:10:12 GMT
I was talking to dh about this. He says that by replacing both at the same time you save on installation costs.Now to financing costs and my thoughts. If you finance through your Bank or furnace company you pay higher costs in fees. If you add it onto your mortgage the borrowing rates can be lower I checked, and the financing has no fees. I can have it paid off in a year, so I'd rather not add it to the mortgage.
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Post by Zee on Sept 8, 2022 18:19:59 GMT
I had no idea what a heat pump is and I asked DH and apparently that's what we have, one for each floor. I had no idea. Never heard of it before. I thought those were just AC units outside. The things you learn here! I have never heard of them before, they must be more popular in warmer climates. We've always had a boiler (radiators in a couple apartments) or a furnace before. Ya, I always thought they did such a poor job, they have to make zones in your house (we have an upstairs and a downstairs zone) to be somewhat efficient. And we have a gas backup too, for when it get below a certain temperature and the heat pump couldn't even keep up. I don't know, we are always plenty warm here and I think zones are the way to go. Never have I been so delightfully cool in an upstairs bedroom getting full western sun all day even if it's 100 outside. Our other homes needed zonal AC/heat for sure. But I know how cold winter can be (lived on the Iowa tundra) so I would go furnace since that seems to be the consensus here. They work great in my GA house though, year round.
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