|
|
Post by pantsonfire on Nov 17, 2023 4:51:05 GMT
I wonder how they purchased a new car with a suspended license, no insurance and was able to register the car. But if you know for a fact, his license is suspended, I would report it. We knew someone who constantly would get his license suspended and reinstated and one night drove home drunk on our block and hit two cars along the way. Luckily my kids were not outside playing at the time. My brother was just in an accident with a car hitting him going the wrong way, hit and run. I believe they caught up to him and he had no license or insurance. You don’t need insurance or a license to purchase a car 🤷🏻♀️ Technically you need those things to drive it home, but you could have it delivered or it could be a cash sale from a non-dealer. And you’re assuming it’s registered, but we have no idea. Unless you pay cash and fully outright buy the car, yes you do. If you do not show proof of insurance, the loan company will buy you in to one they work with and it can be quite expensive. That is still "their" vehicle and you have to have proof or you can not drive the vehicle off the lot. Same for delivery. They won't give you vehicle unless you are insured and to be insured you need a valid DL. |
|
|
|
Post by myshelly on Nov 17, 2023 5:00:26 GMT
You don’t need insurance or a license to purchase a car 🤷🏻♀️ Technically you need those things to drive it home, but you could have it delivered or it could be a cash sale from a non-dealer. And you’re assuming it’s registered, but we have no idea. Unless you pay cash and fully outright buy the car, yes you do. If you do not show proof of insurance, the loan company will buy you in to one they work with and it can be quite expensive. That is still "their" vehicle and you have to have proof or you can not drive the vehicle off the lot. Same for delivery. They won't give you vehicle unless you are insured and to be insured you need a valid DL. You need insurance to get the loan if the loan company requires it. That is completely different than there being a law that says you have to have insurance or a license to buy a car. Surely you see the difference between a loan requirement and a law? All I am saying is there is no *law* requiring insurance and license before *purchasing* a vehicle. A loan is separate. Registration is separate. And I’m pretty sure OP is in UK, so I don’t know laws there, I simply answered a question posed by another pea. |
|
wellway
Prolific Pea
Posts: 9,203
Jun 25, 2014 20:50:09 GMT
|
Post by wellway on Nov 17, 2023 5:17:14 GMT
Yes, you can have the car delivered. Dh had a new company car driven to our house and the old one taken away.
My understanding is that insurance follows the driver in the US allowing you to drive any car. That is not the case here. The car is insured, the policy is on the car with named drivers. I couldn't drive my friend's car because I'm not on the policy for that car.
If they drive on a motorway they run a high risk of being spotted between motorway cameras and marked and unmarked police cars. She can't drive on a motorway with a provisional, no matter who supervises her and he has a ban. Police cars here have tech that scans car number plates and links with a national database, if anything is amiss the system pings. The database holds car details, insurance info, if road tax is valid, if the MOT is up to date.
If I saw him driving the car I'd report him, he has already damaged another person and would be breaking his ban, driving uninsured and apparently not learning any lessons. Your friend needs to read up on the penalties involved, they are significant.
|
|
momto4kiddos
Drama Llama
Posts: 5,156
Jun 26, 2014 11:45:15 GMT
|
Post by momto4kiddos on Nov 17, 2023 13:42:45 GMT
I hear what you’re saying about it being none of my business, and to a point, I do agree. But the husband hit another car at speed causing life-changing injuries to its driver, and was lucky not to have been jailed. He is literally a menace on the road, and she told me he can’t wait to get back behind the wheel. At what point does someone recklessly breaking the law become someone else's business? Unfortunately there isn't much you can do about what other people do. If his license is returned to him then he'll legally be able to drive, menace or not. In the meantime, if you witness them illegally driving then you can report them to the police if you choose. We had a neighbor driving a brand new expensive vehicle and we scratched our heads wondering how it was possible because we were pretty certain the number of dui's he had would mean he didn't have a license. Sure enough next dui that made the paper stated he had a revoked license. Did he care, absolutely not, kept driving anyway. He was well known to the police. |
|
|
|
Post by workingclassdog on Nov 17, 2023 15:04:47 GMT
I don't there is anything you can do until one of them is behind the wheel illegally. You can talk to her but I doubt that will do anything. They already know what they can and can't do. Tough spot to be in.
|
|
gramma
Pearl Clutcher
Posts: 3,332 
Location: Sacramento, Ca
|
Post by gramma on Nov 17, 2023 16:11:11 GMT
If and when he actually drives the car, I believe you have a moral obligation to notify law enforcement. And frankly, I’m shocked at the number of people who think you should MYOB. It IS your business if you don’t report this moron’s actions and he mows anyone down … children, elderly people, neighbors, someone on their way to work, even you or your family. And obviously if he’s driving, that’s a serious risk. This is where I sit too. However, they bought this car and neither of them is legally licensed to drive it so how did they get it home? Someone had to drive it there, no? If I witnessed either of them behind the wheel, I would definitely call to report it. I wouldn’t be able to live with myself if either of them caused an accident where anyone—including my friends who bought the car—were hurt or killed and I knew something but did nothing. And - how were they able to buy this car? Here (California) you have to show a driver's license and proof of insurance at the dealership. Even if they purchased through a private party they couldn't register it. Of course if they bought from a private party they could drive it anyway. And - does anyone besides you know of the situation? If not you'll likely lose a friend if you report - not saying you shouldn't but you are in a really tough spot |
|
|
|
Post by angieh1996 on Nov 17, 2023 17:33:41 GMT
That's tough. If I was BFF's with this lady I wouldn't hesitate to say something. As far as her husband goes. I'd have no problems reporting him to the police when I saw him driving. I wouldn't tell anyone I was doing it. I reported a neighbor across the street from me who was driving his little red convertible recklessly in our neighborhood. He was speeding, peeling away from stop signs. At the time I had run an in home daycare and had parents picking up kids, and there was a school 1/2 block from me with kids coming and going. Every time I saw him driving dangerously I'd report him. I knew if something bad happened I'd feel guilty.
|
|
|
|
Post by stingfan on Nov 17, 2023 18:24:05 GMT
If I actually saw him driving without a license, I would report it to the police. Until then, nothing...
|
|
|
|
Post by AussieMeg on Nov 19, 2023 23:29:29 GMT
Police cars here have tech that scans car number plates and links with a national database, if anything is amiss the system pings. Same here. Just ask my son...... his registration had expired, and he got pulled over by the police and issued with a $900 fine for driving an unregistered car. They knew it was unregistered because he happened to be driving past them and the scanner alerted them. My understanding is that insurance follows the driver in the US allowing you to drive any car. That is not the case here. The car is insured, the policy is on the car with named drivers. I couldn't drive my friend's car because I'm not on the policy for that car. Again, that is the same here. The insurance policy is on the driver and car, not just the car. DSO just changed his insurance to a new provider last week. I am a nominated driver on his policy. But his new policy excludes drivers under 30 from being nominated. DS and DD can still drive his car, but the excess will be a whopping $2000 if one of them were driving and we have to make a claim. |
|
|
|
Post by littlemama on Nov 19, 2023 23:39:52 GMT
I paid cash for a car and I still had to provide proof of insurance for that car to complete the transaction. You are also required to have proof of insurance in order to register the car. Since the dealer applies for the registration on the purchaser's behalf, they need the proof of insurance to do that. This, of course, is my state. I cant comment on another state or another country's laws regarding driving as none of that is universal. What happens in texas, for example, has no bearing on what happens in a different state.
Here, the driver and car are insured, but I can let a friend drive my car and it would still be covered. If that friend lets someone else drive my car, it would not be coveres as I did not give direct permission for that person to drive the car.
|
|
Country Ham
Pearl Clutcher
Posts: 3,316
Jun 25, 2014 19:32:08 GMT
|
Post by Country Ham on Nov 20, 2023 15:03:11 GMT
I registered a used car without proof of insurance. I had the title. That's it.
|
|
