raindancer
Pearl Clutcher
Posts: 3,095
Jun 26, 2014 20:10:29 GMT
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Post by raindancer on Apr 23, 2016 23:40:45 GMT
I mean, I guess...but I think that wholly depends on what you mean "left". I read it as you seeing it as frivolous/wasteful spending, but I don't view his use of the money in that way. I think the things I would consider frivolous are things that are inherently not sustainable over time or things that will significantly depreciate in value in a short time. Paying off the house you're currently living in wouldn't be frivolous (provided you are able to continue to pay the taxes and upkeep on it). Going out and buying an expensive house, a new car, boat, plane? It would depend on how much it cost and how long you expect to be able to use it, as well as the costs to use or maintain it. An airplane is a nice thing to have, but if you spend all of your money buying it and have nothing left to pay for the storage of it or fuel for it in a year or two or five, it's not really sustainable in the long term. You wind up selling it for less than you paid for it and that's money right down the drain. People do stuff like that all the time. Just look at how many people have gotten the extreme tv makeovers on their houses and then have to sell them because they couldn't pay the higher property taxes. It's the same exact thing. I don't define "frivolous" as being something that's use is defined by time of use. Like a vacation to me isn't going to last forever, but the time spent is worth every penny. What I think of as being frivolous is when you can't afford to pay for the roof over your head, but you go ahead and get your weekly manicure. Or you buy a boat, but you really need a new roof. Frivolous is not buying something you want because you want it when you can afford to do so. I think saving and investing and donating (time and skills, money, whatever you can offer) is wildly important, and I do that. But I also think that buying something for yourself just because you want it can be really good too. There is no reason to deprive yourself because someone else might not be able to afford it.
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Deleted
Posts: 0
Sept 29, 2024 20:21:13 GMT
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Post by Deleted on Apr 24, 2016 1:10:36 GMT
Since I lost my job things are once again tight and I wonder if we will ever be able to get ahead. I am sitting here just zoning out and watching some special on Prince..... my DD walks in from her date with her boyfriend and tells me.. "you will never guess what?" I say "what?" She says her boyfriend just inherited over $500,000. Just kill me know please. is that supposed to be a bad thing?
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Post by crazy4scraps on Apr 24, 2016 6:09:52 GMT
I think the things I would consider frivolous are things that are inherently not sustainable over time or things that will significantly depreciate in value in a short time. Paying off the house you're currently living in wouldn't be frivolous (provided you are able to continue to pay the taxes and upkeep on it). Going out and buying an expensive house, a new car, boat, plane? It would depend on how much it cost and how long you expect to be able to use it, as well as the costs to use or maintain it. An airplane is a nice thing to have, but if you spend all of your money buying it and have nothing left to pay for the storage of it or fuel for it in a year or two or five, it's not really sustainable in the long term. You wind up selling it for less than you paid for it and that's money right down the drain. People do stuff like that all the time. Just look at how many people have gotten the extreme tv makeovers on their houses and then have to sell them because they couldn't pay the higher property taxes. It's the same exact thing. I don't define "frivolous" as being something that's use is defined by time of use. Like a vacation to me isn't going to last forever, but the time spent is worth every penny. What I think of as being frivolous is when you can't afford to pay for the roof over your head, but you go ahead and get your weekly manicure. Or you buy a boat, but you really need a new roof. Frivolous is not buying something you want because you want it when you can afford to do so. I think saving and investing and donating (time and skills, money, whatever you can offer) is wildly important, and I do that. But I also think that buying something for yourself just because you want it can be really good too. There is no reason to deprive yourself because someone else might not be able to afford it. The difference with a vacation though is that if you have the money, you go and it doesn't *continue* to cost you money after you come back home again. Houses have property taxes, utilities, upkeep. Cars, trucks, boats, etc. have maintenance costs, gas/fuel expenses, insurance, storage and all of those expenses are ongoing for as long as you own the item. Generally speaking, the more expensive something is the more it costs to fix it, the more it costs to get replacement parts, etc. Yes, a person might have the money to be able to buy it initially, but if you don't have the money to maintain it, store it or even use it, it becomes an expensive, depreciating doorstop. I agree that having things just because you want them can be good, but not if you don't have the means to maintain it (or even put the gas in it to use it) once it's purchased. The question no one wants to ask themselves is, can I afford it LONG TERM, with all of the holding costs associated with owning that item? My DH is always buying or selling something and I always laugh when he tells me what a 'good deal' he got on his latest whatever. Yeah, SURE you did, until we start adding up the trailer we also had to buy to move it, the pole shed or lift to store it, all the accessories that didn't come with it, the gear to use it, the insurance on it, the gas to run it... I tell him it's the gift that keeps on giving, LOL.
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raindancer
Pearl Clutcher
Posts: 3,095
Jun 26, 2014 20:10:29 GMT
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Post by raindancer on Apr 24, 2016 11:00:36 GMT
I don't define "frivolous" as being something that's use is defined by time of use. Like a vacation to me isn't going to last forever, but the time spent is worth every penny. What I think of as being frivolous is when you can't afford to pay for the roof over your head, but you go ahead and get your weekly manicure. Or you buy a boat, but you really need a new roof. Frivolous is not buying something you want because you want it when you can afford to do so. I think saving and investing and donating (time and skills, money, whatever you can offer) is wildly important, and I do that. But I also think that buying something for yourself just because you want it can be really good too. There is no reason to deprive yourself because someone else might not be able to afford it. The difference with a vacation though is that if you have the money, you go and it doesn't *continue* to cost you money after you come back home again. Houses have property taxes, utilities, upkeep. Cars, trucks, boats, etc. have maintenance costs, gas/fuel expenses, insurance, storage and all of those expenses are ongoing for as long as you own the item. Generally speaking, the more expensive something is the more it costs to fix it, the more it costs to get replacement parts, etc. Yes, a person might have the money to be able to buy it initially, but if you don't have the money to maintain it, store it or even use it, it becomes an expensive, depreciating doorstop. I agree that having things just because you want them can be good, but not if you don't have the means to maintain it (or even put the gas in it to use it) once it's purchased. The question no one wants to ask themselves is, can I afford it LONG TERM, with all of the holding costs associated with owning that item? My DH is always buying or selling something and I always laugh when he tells me what a 'good deal' he got on his latest whatever. Yeah, SURE you did, until we start adding up the trailer we also had to buy to move it, the pole shed or lift to store it, all the accessories that didn't come with it, the gear to use it, the insurance on it, the gas to run it... I tell him it's the gift that keeps on giving, LOL. I see that as not thinking it through but not frivolous. And I guess I disagree that paying off the mortgage for your grandparents home that you currently live in, so are familiar with the home and it's costs, is about the furthest thing I can think of from being frivolous with your money. And you don't know that now that the house is paid off that the costs associated with that plane are now easily covered for the long term. I suspect that anyone who flies goes into it eyes wide open. It's not like getting motorcycle or something you can real quick get a license for. That's a lot of time and money invested and people don't do that frivolously either. I suspect it's a very serious thing for him all the way around.
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luvnlifelady
Pearl Clutcher
Posts: 4,428
Jun 26, 2014 2:34:35 GMT
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Post by luvnlifelady on Apr 24, 2016 12:37:48 GMT
He's been pretty quite about it.. .it's been 3 weeks since he received it and she just found out.....but yeah I am sitting here going "can't I just get one freaking break.. I just want to get ahead just a little" and this bomb. UGGGGG. I got a rejection email from Starbucks today. Effing Starbucks!!! Sorry to read that but I know how it feels. Not long ago I was looking for work and couldn't even get hired by Pizza Hut, Motel 6 or hell, even Target! Then you walk in and see who they do hire! Damn! WTH?? Talk about an ego hit!I hope you find something soon.
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luvnlifelady
Pearl Clutcher
Posts: 4,428
Jun 26, 2014 2:34:35 GMT
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Post by luvnlifelady on Apr 24, 2016 12:40:26 GMT
I got a rejection email from Starbucks today. Effing Starbucks!!! That sucks.. I got two rejects last week myself. I was out of a job for 4 months last year, got a job and was fired (long story) and back looking again. Just doesn't seem fair does it? (What kind of job at Starbucks?) I hope you find something soon too. I got hired for a job last week and then got there only to find out the job wasn't even close to "as described." I quit and had to go scrambling back to the job that I scaled back my hours on.
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luvnlifelady
Pearl Clutcher
Posts: 4,428
Jun 26, 2014 2:34:35 GMT
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Post by luvnlifelady on Apr 24, 2016 12:42:08 GMT
That sucks.. I got two rejects last week myself. I was out of a job for 4 months last year, got a job and was fired (long story) and back looking again. Just doesn't seem fair does it? (What kind of job at Starbucks?) Oh I'm sorry. It's really tough all around isn't it. I left a job Id been at for 5 years for a better opportunity. That turned out to be the job from hell. After 4 months there I found a new job I loved and was laid off after 4 weeks. My karma sucks. The Starbucks was for a barista. I'm over qualified. Lmao. And there are several Saturday's I can't work because I have class. I am getting desperate so started applying for retail jobs just to have something coming in. Turns out retail jobs don't like you not being able to work every day of the week. I give up. Can we start a club? Oh yah, I hate those jobs that say must have "open availability." I know a guy that delivers groceries and that's how it is for him. He can be assisgned any shift (some doubles) so he can't take a second job. Lame.
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luvnlifelady
Pearl Clutcher
Posts: 4,428
Jun 26, 2014 2:34:35 GMT
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Post by luvnlifelady on Apr 24, 2016 12:49:18 GMT
Hugs to you and I hope you find the answer and/or find a job, stat!!! I'm in the same boat, although I was just a Nanny, earning some $$ in exchange for food. I'm disabled but do anything I could to put food on our table. Now I'm desperately searching for some similar setup......... It truly means limited food and now I'm 2 mos behind with cable (phone/internet). I use my internet and phone for potential jobs, so, this sucks........ Hope you find the answer......... or the BIG win! ETA: I used to be a Paralegal for many, many years. Then I dropped out of it because it was far too much stress and I noticed that I was in more and more pain (chronic, severe pain from a bad accident in '74). I took years off and then began a new career in diet/nutritional counseling, which I LOVED. Worked at Jenny Craig for a few years, but even that began to take a toll......so I had to quit. That's when i decided that I was truly disabled. I don't know if i'll wake up and have to be bedridden for the day, or if I could get thru an entire day in moderate pain (thanks to my meds). I "work" with people I know--I Nanny their kids in exchange for food. To go from being a Paralegal to a Nanny is quite a change, but I love it. I did go on 2 GREAT interviews this past week and was deciding in my head which one to take. Well, no need--i didn't get either one!!!!!!! I don't know if it's due to my age (55) or what, but I'm severely bummed too. Hope everyone on here gets a break-soon! My sister recently got a phone through the government. Can you check on that? She is not disabled but hasn't worked in 4 years (her choice from what I can tell as she lives with me). I'm only 50 and have felt the ageism in looking for work. It was so disheartening when on a recent interview, I was interviewed by the person who previously held the position. My heart immediately sank when I saw that she was this cute young girl and knew that was the image the company was going for by seeing other employees around. I didn't get that job and just saw last night that the ad is still running.
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Deleted
Posts: 0
Sept 29, 2024 20:21:13 GMT
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Post by Deleted on Apr 24, 2016 18:42:24 GMT
"My sister recently got a phone through the government. Can you check on that? She is not disabled but hasn't worked in 4 years (her choice from what I can tell as she lives with me). I'm only 50 and have felt the ageism in looking for work. It was so disheartening when on a recent interview, I was interviewed by the person who previously held the position. My heart immediately sank when I saw that she was this cute young girl and knew that was the image the company was going for by seeing other employees around. I didn't get that job and just saw last night that the ad is still running."
I'm so sorry about he job. I am just beginning to find this to be true. I'm not even getting any benefits of any kind, so I don't know why they'd prefer a younger person. I'm capable and soooooooo experienced. Ugh. Especially down here, people at my age are great-grandparents, or grandparents at least--that's the norm! I still look at myself as young. I'll keep looking though......... in between my migraines. Ugh.
Thank you about the phone idea. YES, our family has had one for about 6 years now and it's a blessing. It's a crappy cellphone and it's very hard to hear on it but it comes in handy when it's the only phone we have. I'm on Ting (it's a VERY inexpensive cellphone company). You pay month to month, as you use it. If you don't use the data/internet, then it's usually as low as $15/mo, which has been do-able. I might have to shut it off and go back to the free phone, which DH has been using. Terrible that they only allow 1 per family, but I'm grateful enough that we even have one, and they're great if the phone breaks, just so your sister knows! Tell her also that you have to renew it once a year--just a quick form to check out either online or on the phone + you have to make at least 1 phone call with it per month. Thanks for thinking of me though!
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Post by Really Red on Apr 24, 2016 20:30:22 GMT
That would make me kooky.
For those of you looking for jobs, my DD put out flyers in a few neighborhoods last year and got a GIANT response. She offered pet services $5/visit. She made hundreds of tax-free dollars a week and got a lot of exercise in as well. Super easy jobs and a lot of money. Maybe this can help in the short term. I'd love to have someone watch my dog. Haven't had much luck with the last two (one locked the key in the house and only told me after 8 hours!!!)
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