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Post by anniefb on Aug 6, 2016 22:44:23 GMT
I have some funds invested in international stocks through a fund manager. They do active rather than passive management and I've been pretty happy with the fund's performance over the last few years. Unless you're willing to put a lot of time/energy into research, monitoring the markets and buying/selling yourself, I'd try and go through some sort of fund.
My funds are invested in a range of core and satellite growth stocks, with a range of industries/sectors. Some current US examples:
Retail - Macys and Lowes
IT - Microsoft & Oracle
Finance - JP Morgan Chase
Telecoms - Verizon
Tourism - Carnival Corp
Health/Pharmaceuticals - Pfizer
Media - Netflix
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Post by imkat on Aug 7, 2016 0:04:14 GMT
I would put most of it into an index fund, like a Vanguard fund tied to the S&P 500. You will probably get the most growth that way. Then maybe take a little and put it into something you like. Our investment club did very well with Apple, but we had a broad range of stocks in addition to that. Like peppermintpatty said, do your research, because something that seems attractive now may not be a good long-term investment due to underlying flaws. Agree -- unless you are a very astute investor, it's better to pick a low/no load fund like the Vanguard S&P 500. |
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Post by Yubon Peatlejuice on Aug 7, 2016 0:31:29 GMT
I never buy stocks when the market is at an all-time high. Unless of course, like others have said, you plan to hold on to them for 10+ years.
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Post by PNWMom on Aug 7, 2016 4:19:03 GMT
One of my husband's hobbies is figuring out how we can retire early. I am an RN and he is a locksmith, but we will be out of work at age 60 with money to travel the world, and will have our house in Seattle paid off when I am 46. So he is basically pretty good at the 403b and Roth IRA and investments, etc.
That having been said, he got rid of all the individual stocks we had (we had 5 different ones that he was managing). You have to pay attention at the very least on a weekly basis to make sure things are still going the right direction and there are no big changes going on in that sector, etc. Gotta put in the time to be on top of things. Individual stocks are really volatile.
Instead, he put that money into some mutual funds. We have one index fund that mirrors the S&P, and it has done extremely well for us. Invest through a Roth IRA and all the gains you make are tax free down the road. Plus, you can take out the amount of $$ you originally put in without any penalties (if you invest $5k and it grows to $10k or whatever, you can take out up to $5k at any time without needing to pay it back)
I fully admit that when I was choosing what to invest in through my 403b, I picked funds that randomly sounded good to me--one in air transportation, one for companies in Oceania, one for healthcare, etc. I picked funds that had companies in them that I had heard of, and picked things that I thought were likely to go up over time. This was all back in 2002--people weren't travelling as much because of 9/11, so I figured I was getting in while prices were low for the air transport, and I was obsessed with Lord of the Rings, so I chose the Oceanic companies one. Random things, but they have done quite well and I still have most of those funds today. Look through mutual funds and find one that interests you and get it!
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Post by worldwanderer75 on Aug 7, 2016 4:22:10 GMT
I would put most of it into an index fund, like a Vanguard fund tied to the S&P 500. You will probably get the most growth that way. Then maybe take a little and put it into something you like. Our investment club did very well with Apple, but we had a broad range of stocks in addition to that. Like peppermintpatty said, do your research, because something that seems attractive now may not be a good long-term investment due to underlying flaws. We do most of our investing in index funds. We do well with this strategy. |
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Post by auntkelly on Aug 7, 2016 13:19:41 GMT
If it were me, I would go with an index fund. i would not purchase individual stocks.
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Post by Anita on Aug 16, 2016 3:30:49 GMT
There was some really good advice in this thread. Thanks everyone!
Anita
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