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Zelle
Dec 7, 2019 4:50:31 GMT
via mobile
Post by chrissyc72 on Dec 7, 2019 4:50:31 GMT
Does anyone use Zelle through Wells Fargo? I have to send someone money and have never used anything like this. I never even did PayPal. Is it easy and safe???
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trollie
Pearl Clutcher
Posts: 3,580
Jul 2, 2014 22:14:02 GMT
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Zelle
Dec 7, 2019 4:52:55 GMT
Post by trollie on Dec 7, 2019 4:52:55 GMT
Pretty sure Zelle is good. I usually use Venmo, but I know people who use Zelle.
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Zelle
Dec 7, 2019 4:59:56 GMT
Post by kels99 on Dec 7, 2019 4:59:56 GMT
I use it through Bank of America. Easy peasy.
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GiantsFan
Prolific Pea
Posts: 8,294
Site Supporter
Jun 27, 2014 14:44:56 GMT
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Zelle
Dec 7, 2019 5:01:37 GMT
Post by GiantsFan on Dec 7, 2019 5:01:37 GMT
I've used Zelle a few times without issue.
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Zelle
Dec 7, 2019 6:31:26 GMT
Post by **GypsyGirl** on Dec 7, 2019 6:31:26 GMT
I use it all the time to pay my housekeeper. Very easy to do and have never had any issues with it.
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Zelle
Dec 7, 2019 7:00:56 GMT
via mobile
Post by MichyM on Dec 7, 2019 7:00:56 GMT
I use Zelle all the time. It’s my credit union’s preferred method of electronic payment.
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None
Full Member
Posts: 453
Sept 17, 2017 13:10:30 GMT
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Zelle
Dec 7, 2019 8:45:03 GMT
via mobile
Post by None on Dec 7, 2019 8:45:03 GMT
I use Zelle through my bank to send college kids money all the time. No issues at all.
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FurryP
Drama Llama
To pea or not to pea...
Posts: 6,976
Site Supporter
Jun 26, 2014 19:58:26 GMT
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Zelle
Dec 7, 2019 9:03:05 GMT
Post by FurryP on Dec 7, 2019 9:03:05 GMT
I have used Zelle with no problems.
This is what I have found...when my friend sent money from bank A to bank A, it came through right away. When she tried to send me money from Bank B to Bank A, it took longer to show up in my account. But just the first time. After that it comes through right away.
When we know ahead of time that we will be sending money to a trusted person, we prep ahead of time by sending $1.
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Zelle
Dec 7, 2019 10:13:52 GMT
Post by monklady123 on Dec 7, 2019 10:13:52 GMT
I use it all the time with my kids. The link is on the homepage of my Wells Fargo account. Both of my kids have Wells Fargo accounts so the money transfers instantly. I've never done it with someone who has a different bank though.
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Zelle
Dec 7, 2019 10:23:38 GMT
Post by smalltowngirlie on Dec 7, 2019 10:23:38 GMT
That's how we pay our rent. Easy peasy, lemon squeezy.
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Zelle
Dec 7, 2019 10:52:42 GMT
via mobile
kluski likes this
Post by manda on Dec 7, 2019 10:52:42 GMT
I use it often.
Two things to protect yourself.
1. Know the person you are sending the money to. Once you send the money, the bank cannot claw it back the way PayPal can.
2. Send a small amount first to be sure it went to the person you intended. Once the money is sent, your bank cannot claw it back even if it went to the wrong person or incorrect account.
I do not use Zelle when making purchases from people I don’t know because there is no buyer protection and it has been used in scams to get money from people since the banks cannot do anything about getting the money back once it’s gone.
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keithurbanlovinpea
Pearl Clutcher
Flowing with the go...
Posts: 4,272
Jun 29, 2014 3:29:30 GMT
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Post by keithurbanlovinpea on Dec 7, 2019 11:07:51 GMT
DH and I use Zelle all the time. Like manda mentioned, once the funds go out, there is no going back (although I think Venmo is the same way). Also, depending on the bank/user, it can be instant... or not. DH can send money to me from his Cap One account and it is instant to my Chase, but his Ally account takes about a week. He called them and they said your account has to be at least 90 days old before they will move you to instant transfers with Zelle.
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Zelle
Dec 7, 2019 11:44:32 GMT
Post by disneypal on Dec 7, 2019 11:44:32 GMT
Yes, I use it often, mostly to reimburse my sister for something (She uses it too to reimburse me for things too)
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Zelle
Dec 7, 2019 11:45:00 GMT
via mobile
Post by chrissyc72 on Dec 7, 2019 11:45:00 GMT
Thanks everyone!
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kibblesandbits
Pearl Clutcher
At the corner of Awesome and Bombdiggity
Posts: 3,305
Aug 13, 2016 13:47:39 GMT
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Zelle
Dec 7, 2019 12:23:03 GMT
Post by kibblesandbits on Dec 7, 2019 12:23:03 GMT
We use it through our bank. Not my preference though - for casual transfers I use Venmo.
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