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Post by cmhs on Jun 19, 2020 15:32:27 GMT
I just need to vent. I'm just feeling so defeated. I am losing my job at the end of the month. It was totally unexpected and I was shocked. Last one hired is the first one to go when they make budget cuts  Not only am I losing my job but also my fantastic health benefits. I was fortunate to work someplace with great benefits and my cost for family coverage was less than $2300/year. Going on DH's coverage through his job will cost about $17,000/year for less coverage and then we still have to meet the deductible on top of that. Our oven stopped working a few weeks ago so we had to buy a new one -- not really a huge deal but I'm trying to spend as little as possible right now. Now, we found out the other day, we need to replace our furnace soon. It's not really a surprise, we knew it was inevitable and were saving for it -- just really bad timing and a big chunk of money. I am dreading the process of applying for unemployment as I've heard so many horror stories of people waiting months before getting any $$ Job hunting sucks. DH is at full retirement age and still working so he was postponing collecting social security until age 70 in order to reap the full benefit but now he's talking about collecting and also tapping into his retirement if we have to. I feel guilty about that. I am usually an optimist but this is really getting to me. I'm holding my breath because I'm afraid of what's next. The 2020 Shit Show just needs to end. Sorry to whine, just needed to unload. Also, any job hunting advice is welcome! |
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Post by NanaKate on Jun 19, 2020 15:45:57 GMT
Hugs ❤️
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Deleted
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Jun 2, 2024 16:49:25 GMT
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Post by Deleted on Jun 19, 2020 15:50:04 GMT
I’m sorry. I know of two people who found jobs recently so hopefully you’ll manage to find something. Good luck.
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Post by rst on Jun 19, 2020 15:54:09 GMT
I'm sorry you're dealing with it all. The job loss part is so hard right now -- I can relate, as I just lost a job I was a great fit for and actually liked.
Deep breaths. Don't borrow trouble. Take tender care of yourself.
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Post by hop2 on Jun 19, 2020 15:54:24 GMT
Check into how much cobra costs for the insurance your loosing. They have to allow you to get 18 months worth and if the insurance is better for similar cost it might be worth it
Best of luck job hunting
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Post by cmhs on Jun 19, 2020 15:58:12 GMT
Check into how much cobra costs for the insurance your loosing. They have to allow you to get 18 months worth and if the insurance is better for similar cost it might be worth it Best of luck job hunting Thanks! I was shocked to see COBRA would be over $3000/month so DH's plan is better. |
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Post by greendragonlady on Jun 19, 2020 16:01:31 GMT
Sorry for your job loss. I was laid off back in April (over 400 of us at once ) Don't be scared of filing for unemployment. File right away (especially if you have a waiting week). I know they waived the waiting week for people laid off due to Covid, but I don't know if your separation will be classified that way. Are you getting any severance? Most states will apply it to the first week you are out of work (NH applies it weekly...so if you received 4 weeks of severance you wouldn't be eligible for benefits for 4 weeks) I practically live on LinkedIn and Indeed now. |
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Post by cmhs on Jun 19, 2020 16:01:42 GMT
I'm sorry you're dealing with it all. The job loss part is so hard right now -- I can relate, as I just lost a job I was a great fit for and actually liked. Deep breaths. Don't borrow trouble. Take tender care of yourself. I am sorry you lost your job. Thanks for the advice --I have literally caught myself holding my breath many times everyday since I found out. I love "don't borrow trouble" -- so true! |
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Post by Darcy Collins on Jun 19, 2020 16:05:10 GMT
Is Medicare an option? I'm sorry for your stress.
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Post by cmhs on Jun 19, 2020 16:08:45 GMT
Sorry for your job loss. I was laid off back in April (over 400 of us at once ) Don't be scared of filing for unemployment. File right away (especially if you have a waiting week). I know they waived the waiting week for people laid off due to Covid, but I don't know if your separation will be classified that way. Are you getting any severance? Most states will apply it to the first week you are out of work (NH applies it weekly...so if you received 4 weeks of severance you wouldn't be eligible for benefits for 4 weeks) I practically live on LinkedIn and Indeed now. Sorry you lost your job, too. No severance for me and not Covid related -- just budget cuts. |
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Post by cmhs on Jun 19, 2020 16:10:32 GMT
Is Medicare an option? I'm sorry for your stress. Thanks. DH is old enough for medicare but I'm not and we have two kids we still cover. |
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Post by MadamG2U on Jun 19, 2020 16:11:01 GMT
So sorry for all you are going thru. Try to stay strong.
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Post by malibou on Jun 19, 2020 16:55:04 GMT
I'm so sorry you've been swept up in the shitshow 2020.
Is there any chance that when this dies down some that perhaps they will want to rehire you?
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Post by mikklynn on Jun 19, 2020 18:00:04 GMT
Well, that sucks! I hope you land a job quickly.
Many states have their unemployment working really well. I hope that is the case for you.
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snyder
Pearl Clutcher
Posts: 3,994 
Location: Colorado
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Post by snyder on Jun 19, 2020 18:13:47 GMT
Sorry for your job loss. I was laid off back in April (over 400 of us at once ) Don't be scared of filing for unemployment. File right away (especially if you have a waiting week). I know they waived the waiting week for people laid off due to Covid, but I don't know if your separation will be classified that way. Are you getting any severance? Most states will apply it to the first week you are out of work (NH applies it weekly...so if you received 4 weeks of severance you wouldn't be eligible for benefits for 4 weeks) I practically live on LinkedIn and Indeed now. Sorry you lost your job, too. No severance for me and not Covid related -- just budget cuts. I'm sorry you are loosing your job. Prayers that a new one will come around soon. Also, I would go ahead and claim that the loss is due to covid as most companies, looking at the big picture are looking at budgets because of the overall economy, so I bet it has something do do with it, even if it is in a small way. {{{hugs}}} |
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Post by cmhs on Jun 19, 2020 18:18:35 GMT
I'm so sorry you've been swept up in the shitshow 2020. Is there any chance that when this dies down some that perhaps they will want to rehire you? Possibly. If someone in a similar position leaves or has to be replaced for whatever reason within the next two years they have to offer the job to me first. My immediate bosses fought for me and were really upset about the whole situation. |
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Post by 950nancy on Jun 19, 2020 18:20:10 GMT
I am so sorry you are going through all of this.
I do want to give you some hope for unemployment. There are so many on it that it seems they are approving people left and right quickly. I suppose it depends on your state. Just go online and fill out the forms and they contact your employer. I got my money three days after I filed and back pay came 10 days later. It isn't awful.
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Post by allison1954 on Jun 19, 2020 18:56:24 GMT
If your DH can take Medicare, what about a Marketplace plan for you and the kids?
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Post by sasha on Jun 19, 2020 19:01:17 GMT
I'm so sorry.
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Deleted
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Post by Deleted on Jun 19, 2020 19:06:23 GMT
Is Medicare an option? I'm sorry for your stress. Thanks. DH is old enough for medicare but I'm not and we have two kids we still cover. Well if your husband retired and got Medicare, your kids would get it too and they would get ssi. At least that is what happened with one gal I know. |
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Post by lily on Jun 19, 2020 19:13:17 GMT
So sorry...too much stress at once!
Just a thought - my husband calculated it all out and really it does not pay to wait until 70 to get your SS benefit. You would be better off taking it now....I don't know all the details but you have to figure out where the 'break even' point is if you take it now or wait until 70.
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ddly
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Post by ddly on Jun 19, 2020 19:14:04 GMT
I'm so sorry this has happened. I agree with others, file for unemployment. If you can do it now, do it. It seems like enough time has gone by that systems should be back on track.
Good luck finding something else! You'll be in my thoughs.
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Post by Mel on Jun 19, 2020 19:20:19 GMT
I'm so sorry you are dealing with this at such a rough time for our world!! I hope you find something quickly! Hugs!
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*Marjorie*
Full Member
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Jun 26, 2014 16:43:45 GMT
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Post by *Marjorie* on Jun 19, 2020 19:37:47 GMT
So sorry...too much stress at once! Just a thought - my husband calculated it all out and really it does not pay to wait until 70 to get your SS benefit. You would be better off taking it now....I don't know all the details but you have to figure out where the 'break even' point is if you take it now or wait until 70. This. My husband was waiting to retire too. When he called SS the agent told him that if he waited the full time he would only be receiving about $100.00 more a month and in the long run he would collect more by receiving it earlier. Have your husband check on that. My husband continued working while collecting SS. |
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Post by allison1954 on Jun 19, 2020 20:27:47 GMT
Thanks. DH is old enough for medicare but I'm not and we have two kids we still cover. Well if your husband retired and got Medicare, your kids would get it too and they would get ssi. At least that is what happened with one gal I know. That is not true with medicare. Maybe MediCAID.
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FurryP
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Post by FurryP on Jun 19, 2020 20:53:07 GMT
I'm so sorry. That is a lot to have on your shoulders. Hoping it is just a case of "blessing in disguise" for you.
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Deleted
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Jun 2, 2024 16:49:25 GMT
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Post by Deleted on Jun 19, 2020 20:58:45 GMT
Well if your husband retired and got Medicare, your kids would get it too and they would get ssi. At least that is what happened with one gal I know. That is not true with medicare. Maybe MediCAID.
I am really not sure how this woman got Medicare. She disability retirement when she was about 35. Her kids got ssi and they all were on Medicare. Again I have no solid ( I have idea but nothing I could substantiate) clue on how she got it. The worst part of this is her husband was making $$$$. |
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Montannie
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Post by Montannie on Jun 19, 2020 21:00:20 GMT
Sorry for your nasty surprise. Be sure and get general letters of recommendation from your current bosses.
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Post by prapea on Jun 19, 2020 21:05:46 GMT
I am sorry. I totally understand that it is easy for me to sit here and dish out suggestions. I will still say the following:
Get dressed and go to your backyard (or go for a drive and park where no one is around) and scream. Then curse. Then scream some more as to how everything fucking sucks.
Once you do that, come back and think or write what your options are. What are the things that are in your control?
What are the things that you cannot control?
Why are you feeling guilty? Would you not do the same for your husband if he was the one getting laid off and you retired? I am assuming you would do it in an instant. So is he. Put feeling guilty at the bottom of your “things to do” list.
Can you look for any part time jobs/work from home jobs ?
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Post by christine58 on Jun 19, 2020 21:25:53 GMT
Just a thought - my husband calculated it all out and really it does not pay to wait until 70 to get your SS benefit. It does not...you never ever make up the money you could have been collecting. I am collecting at 62..not waiting till 65..NOPE... |
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Not only am I losing my job but also my fantastic health benefits. I was fortunate to work someplace with great benefits and my cost for family coverage was less than $2300/year. Going on DH's coverage through his job will cost about $17,000/year for less coverage and then we still have to meet the deductible on top of that. 
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