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Post by houstonsandy on Oct 19, 2021 20:25:18 GMT
My car needs to go to the body shop for about 3 or 4 days to have a repair from being rear-ended last month. (Don't even get me started on the lying person who claims to the insurance that I "rolled backwards" into her rather than her hitting me at the light when I stopped....). I have been waiting for her insurance company to get a statement from her so that they can make a decision on covering or not before I go ahead and go through my insurance. pay my deductible and then hope to get reimbursed after they go after her company...she has avoided their calls for nearly 4 weeks now.
Anyways, the things I hear about rentals being a nightmare right now has me worried about even getting a car when I need it. (Plus I would be out the money for the cost of the rental).
So...My brother is going to Vegas for a week. He will be driving here to Houston to catch the plane. I asked him if he would let me use his car while he was away. I would take off work to drive him to the airport and then pick him up when he gets back. He was at least considering it and was going to let me know later tonight. (He had to think out the logistics of meeting me, doing some deliveries beforehand, figuring out the timeline, he would have to leave early, blah blah blah)
So in the meantime I called the collision place where I had gotten the estimate to see if I could drop off my car later this week in the event I had his car to use.
Pttt...the soonest they can take my car is Nov 10!!!! Well...there goes that plan.
So I called my brother back to tell him never mind, and to ask if we could work out something in November instead. If he loans me his old car he would have my mom's car to use so he wouldn't be out a way to get around.
He tells me...Why don't you just take your car back to the dealer and tell them you don't want it anymore because it has a dent in it and get a new one?
@$$hole...The man is 60 years old! and he act like this!
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pinklady
Drama Llama
Posts: 5,535 
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Post by pinklady on Oct 19, 2021 20:40:59 GMT
Your brother is an asshole? Really? Wow, just wow!
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tracylynn
Pearl Clutcher
Posts: 4,865
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Post by tracylynn on Oct 19, 2021 20:51:04 GMT
Your brother is an asshole? Really? Wow, just wow! I'm guessing it doesn't have anything to do with borrowing his car or not ... but more to do with his "solution" to the problem. Which honestly, is an asshole solution. OP - can you borrow your mom's car? It sounds like it might be available. |
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Post by ~summer~ on Oct 19, 2021 20:55:22 GMT
Are you sure insurance won’t cover the cost of a rental?
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Post by MichyM on Oct 19, 2021 21:11:26 GMT
I have no idea who the jerk is here, but once you get this all sorted out, please add coverage for a rental to your policy. Good luck with it all!
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Deleted
Posts: 0
May 16, 2024 21:13:33 GMT
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Post by Deleted on Oct 19, 2021 21:17:38 GMT
Since we don't know what his tone was when saying it...hard to judge. But even then not an AH comment. Dumb, yes.
Your tone isnt too peachy though either. 🤷♀️
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Post by twinks on Oct 19, 2021 21:31:42 GMT
Your brother has not been supportive of you for a long time. Why expect anything differently. His response is dumb and uncaring.
I just have a problem with why you don’t just have your insurance company deal with your collision. You have given the other company plenty of time. You could possibly get a rental car. I think you will have to pay your deductible either way.
And as an aside, my SIL got in an accident about the same time you did and her car isn’t going to be fixed until the end of November. Parts and shipping issues. So it isn’t just you even though I am sure you are feeling like the stars are lined up against you.
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mamapeaah
Full Member
Posts: 325
Sept 30, 2021 4:39:02 GMT
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Post by mamapeaah on Oct 19, 2021 21:31:58 GMT
I get annoyed when I receive useless advice too! And car accidents are stressful, so I get where you are coming from.
But I can imagine LOTS of people ding their cars up and try to return them to the dealership!!
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Post by elaine on Oct 19, 2021 21:35:26 GMT
I don’t understand why you aren’t using the insurance that you’ve paid for. It has been weeks/a month since you were rear-ended and you are still waiting to get your car repaired?
Her insurance company isn’t going to deal with you - they will jerk you around for as long as possible to avoid paying anything. Insurance companies don’t deal with individuals, they deal with other insurance companies. If your insurance company goes after them/her, they will pay up quickly. That’s how car insurance works.
Your brother doesn’t owe you the use of his car - especially since you have been so lackadaisical in following up with your insurance company and have let this go on for a month already: apparently this isn’t an emergency/crisis.
Go through your insurance company. Your deductible won’t be more than the cost of renting a car out-of-pocket. And, most importantly, the other person’s insurance will never ever never ever ever ever settle with you personally, but only when you get your insurance company involved. It sucks, but that is how insurance works.
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Post by mom on Oct 19, 2021 21:37:38 GMT
Wow. I guess I don't see him being an asshole at all. It isn't his problem and it isn't on him to work out a solution to be helpful to you.
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compeateropeator
Drama Llama
Posts: 5,000
Member is Online
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Post by compeateropeator on Oct 19, 2021 21:41:26 GMT
Sorry, it is a pain in the neck when you are going to be without a car and especially if you live alone as I do. I just had to take mine in for body work. I took it in on a Tuesday morning and was able to pick it up on Friday.
I did have to rent a car but it was pretty easy as it was done through the body shop. Enterprise had the car there at the body shop and I picked up the rental when I dropped mine off. It wasn’t bad, 23.95 a day for a basic Nissan Sentra. My car repair was covered under my comprehensive and I have no deductible but I don’t have a rental included in my policy. I was going to look at having it added but someone told me that the amount that they pay per day is minimal and that you end up still paying for some of the rental. Whether that is true or not, I don’t know and I haven’t looked any further into it.
Sorry for all the issues and I hope things work out for you.
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mamapeaah
Full Member
Posts: 325
Sept 30, 2021 4:39:02 GMT
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Post by mamapeaah on Oct 19, 2021 21:44:01 GMT
Although on rereading this the answer is simple.
You have collission auto so contact them and file the claim. They will work it out with the other insurance who is at fault, and they will have better luck with the other persons insurance than you ever will.
In the meantime, get the rental car. Since you haven't tried to get one, you don't know how hard it will be, so just call and get one.
If the other person is at fault they will have to pay loss of use/rental car coverage.
But did you report the accident to your insurance yet? You are supposed to report these things right away,
Good luck. My car was totaled but I was lucky to borrow a car from a relative. I did end up buying a new car before ever being paid a settlement from their insurance company for my car. AND they still have not closed out the claim as I am still due bodily injury and loss of use, and damage to personal property.
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Post by bc2ca on Oct 19, 2021 21:50:45 GMT
I have been waiting for her insurance company to get a statement from her so that they can make a decision on covering or not before I go ahead and go through my insurance. pay my deductible and then hope to get reimbursed after they go after her company...she has avoided their calls for nearly 4 weeks now. Why, why, why are you waiting for her insurance to make a decision before going through yours? I seriously don't understand this.  As to your brother, we learned long ago it was better to pay extra for something like a car rental than get caught up in the family drama that always comes with asking DH's family for a favor like this. I'm sorry you can't count on him to help in this situation. FWIW, DH was in Houston a few weeks ago and had no problem getting a rental car. |
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Post by Darcy Collins on Oct 19, 2021 21:58:06 GMT
FYI - the rental market seems to have stabilized in most locations - I've rented quite a few rental cars all around the country this last month and had zero issues so doubt you'll have an issue in Houston. And I agree to stop dealing with their insurance company.
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Post by cindyupnorth on Oct 19, 2021 22:04:12 GMT
My car needs to go to the body shop for about 3 or 4 days to have a repair from being rear-ended last month. (Don't even get me started on the lying person who claims to the insurance that I "rolled backwards" into her rather than her hitting me at the light when I stopped....). I have been waiting for her insurance company to get a statement from her so that they can make a decision on covering or not before I go ahead and go through my insurance. pay my deductible and then hope to get reimbursed after they go after her company...she has avoided their calls for nearly 4 weeks now. Anyways, the things I hear about rentals being a nightmare right now has me worried about even getting a car when I need it. (Plus I would be out the money for the cost of the rental). So...My brother is going to Vegas for a week. He will be driving here to Houston to catch the plane. I asked him if he would let me use his car while he was away. I would take off work to drive him to the airport and then pick him up when he gets back. He was at least considering it and was going to let me know later tonight. (He had to think out the logistics of meeting me, doing some deliveries beforehand, figuring out the timeline, he would have to leave early, blah blah blah) So in the meantime I called the collision place where I had gotten the estimate to see if I could drop off my car later this week in the event I had his car to use. Pttt...the soonest they can take my car is Nov 10!!!! Well...there goes that plan. So I called my brother back to tell him never mind, and to ask if we could work out something in November instead. If he loans me his old car he would have my mom's car to use so he wouldn't be out a way to get around. He tells me...Why don't you just take your car back to the dealer and tell them you don't want it anymore because it has a dent in it and get a new one? @$$hole...The man is 60 years old! and he act like this! Why don't you just take it in and have the insurance deal with it? get a rental. Right now my car is in the shop because I hit a deer last wk. I'm not sure when I'm getting it back. It sucks. Big time. We just took it in to the shop the next day, and insurance and the collision center are just dealing with it. We have an extra vehicle I can drive, but if needed I would have checked with getting a rental. |
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johnnysmom
Drama Llama
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Jun 25, 2014 21:16:33 GMT
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Post by johnnysmom on Oct 19, 2021 22:09:15 GMT
I was going to look at having it added but someone told me that the amount that they pay per day is minimal and that you end up still paying for some of the rental. Whether that is true or not, I don’t know and I haven’t looked any further into it. That’s not been my experience at all.I believe ours covers up to $35 or $40 a day which easily covers a standard car and enterprise almost always gives us an upgrade to a small suv. Only once did we have to pay more (it was a new highlander and we were starting to look at new cars and that was on the list), I think it was around $5/day we had to pay. As for the OP your brother sounds foolish if he thinks you can just return a car after an accident but not so much an asshole. |
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Post by christine58 on Oct 19, 2021 22:13:37 GMT
My car goes in next Monday for some front end damage due to me hitting the corner of my garage...UGH Anyhow I have rental coverage and Enterprise will drop off a car to the collision place.
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Post by houstonsandy on Oct 19, 2021 22:29:22 GMT
I have delayed taking my car in for several reasons.
1. Its only minor bumper damage...so if there is any way that waiting for her company to cover it from the beginning to save me from being out the money for my deductible and the cost of car rental until it gets sorted out...then yes, I'm willing to wait. I don't have a lot of "extra" money at the end of the month to have upwards of $800 out of my account for an unknown period of time. I just can't do it easily. That is a lot of money for me right now. I am not in a financially graceful period right now.
2. The people at the collision center outright told me to have a backup plan in place for the rental because nearly everyone who was dropping off their cars were having issues actually getting the rentals. Even when people confirmed the evening before...in the morning when they dropped off they were stuck waiting and waiting and waiting and some were not getting cars for days.
I need to have a car. I have three students I need to get to and from school and activities. I need to get to work. Its not an option to be without a car until the rental place finds one available.
I repeat: these guys outright told me not to expect the rental places to have a car available when they said they would. They were telling me what was actually happening with their customers. So even if the rental place "guarantees" me a car I am not going to trust them to actually have one. I have a back up plan to get home from the repair shop but I also need to plan how to get the girls taken care of. I don't have that plan in place yet.
3. I did not realize until today that the collision place was not booking appointments until that far out (Nov 10 is the earliest available).
I don't have a lot of experience in this stuff. I haven't been in an accident for over 20 years. Back then I was able to just take the car in right away. I did not know I would have to book this far out. How would I know? They didn't tell me when I had the estimate done and it did not occur to me to ask.
This is a learning experience for me, ok?
and for those who do not think my brother is being a jerk...well...he is. You will just have to believe me on that.
He does this stuff on purpose. I think he enjoys it.
I am the type of person who will bend over backwards to help someone....anyone...so I just don't understand how my own family can be so cavalier and callous.
Yes, he isn't any different from how he has always been, but I still can't understand how someone wouldn't even try to help their sibling. He knows how hard things are for me right now. I certainly wouldn't treat him that way even with him being the way he is.
I am not trying to "deal" with her insurance company. They are just not coming to a decision because they can't get their client to make a statement. I just called them to see if they had reached her yet so that they CAN make a decision. I fully expect them to deny the claim, and then my insurance will go after them. I am fully aware that this is the route it will most likely take. I just want them to make that decision before I complete the process of filing under mine. My insurance will not start the process of going after them until I am out of pocket with my deductible though.
And yes, I have already taken care of starting the claim with my company.
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Post by elaine on Oct 19, 2021 22:45:19 GMT
I have delayed taking my car in for several reasons. 1. Its only minor bumper damage...so if there is any way that waiting for her company to cover it from the beginning to save me from being out the money for my deductible and the cost of car rental until it gets sorted out...then yes, I'm willing to wait. I don't have a lot of "extra" money at the end of the month to have upwards of $800 out of my account for an unknown period of time. I just can't do it easily. That is a lot of money for me right now. I am not in a financially graceful period right now. 2. The people at the collision center outright told me to have a backup plan in place for the rental because nearly everyone who was dropping off their cars were having issues actually getting the rentals. Even when people confirmed the evening before...in the morning when they dropped off they were stuck waiting and waiting and waiting and some were not getting cars for days. I need to have a car. I have three students I need to get to and from school and activities. I need to get to work. Its not an option to be without a car until the rental place finds one available. I repeat: these guys outright told me not to expect the rental places to have a car available when they said they would. They were telling me what was actually happening with their customers. So even if the rental place "guarantees" me a car I am not going to trust them to actually have one. I have a back up plan to get home from the repair shop but I also need to plan how to get the girls taken care of. I don't have that plan in place yet. 3. I did not realize until today that the collision place was not booking appointments until that far out (Nov 10 is the earliest available). I don't have a lot of experience in this stuff. I haven't been in an accident for over 20 years. Back then I was able to just take the car in right away. I did not know I would have to book this far out. How would I know? They didn't tell me when I had the estimate done and it did not occur to me to ask. This is a learning experience for me, ok? and for those who do not think my brother is being a jerk...well...he is. You will just have to believe me on that. He does this stuff on purpose. I think he enjoys it. I am the type of person who will bend over backwards to help someone....anyone...so I just don't understand how my own family can be so cavalier and callous. Yes, he isn't any different from how he has always been, but I still can't understand how someone wouldn't even try to help their sibling. He knows how hard things are for me right now. I certainly wouldn't treat him that way even with him being the way he is. I am not trying to "deal" with her insurance company. They are just not coming to a decision because they can't get their client to make a statement. I just called them to see if they had reached her yet so that they CAN make a decision. I fully expect them to deny the claim, and then my insurance will go after them. I am fully aware that this is the route it will most likely take. I just want them to make that decision before I complete the process of filing under mine. My insurance will not start the process of going after them until I am out of pocket with my deductible though. And yes, I have already taken care of starting the claim with my company. You are “dealing” with her insurance company, since you are refusing to officially file with your insurance company. The other party’s insurance WILL NOT come to a decision until your insurance company contacts them. Whether or not the woman contacts her insurance/answers their calls is irrelevant. If your insurance company pushes them - unlike you -they will come up with the money to close the case in a rear-end collision. They will never make a decision, or will make one against you and for their insured client until your insurance company is involved because you have filed with them. Your insurance company cannot go after them until you file with them. (Starting the process with your company and actually filing with them apparently are two different things - I have no idea how you start a claim, but don’t follow through and have it count, though). It sucks that you are in this situation, but none of this is on your brother. You both are adults, and neither is responsible for solving the issues of the other. |
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J u l e e
Drama Llama
Posts: 6,531
Location: Cincinnati
Jun 28, 2014 2:50:47 GMT
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Post by J u l e e on Oct 19, 2021 22:53:16 GMT
You probably should have just labeled this a vent, because it seems like you just need to let off a little stream. I can absolutely get behind you on that. Sometimes life is just stress on top of stress on top of stress. It starts to wear you down and a kindness (in this case from your brother) would just mean so much!
I'm sorry things feel so hard and unfair right now.
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Post by busy on Oct 19, 2021 22:54:51 GMT
Your insurance company does not want to pay out, so they will advocate on your behalf to minimize any payment they may have to make. It is in their best interest - and yours - for them to negotiate the liability and settlement rather than for you to get dicked around by the other driver's insurance. They'll be a hell of a lot more efficient than you ever will. It makes NO sense for you to not use the service you are paying for. It's like you don't even understand what you're paying for.
If I were in your brother's shoes, I'd be annoyed too and wouldn't be inclined to bail you out. You have the requisite services at your disposal to resolve this situation and you're not using them. I wouldn't want to be inconvenienced when you're not even doing them bare minimum.
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Post by Darcy Collins on Oct 19, 2021 23:01:01 GMT
I have delayed taking my car in for several reasons. 1. Its only minor bumper damage...so if there is any way that waiting for her company to cover it from the beginning to save me from being out the money for my deductible and the cost of car rental until it gets sorted out...then yes, I'm willing to wait. I don't have a lot of "extra" money at the end of the month to have upwards of $800 out of my account for an unknown period of time. I just can't do it easily. That is a lot of money for me right now. I am not in a financially graceful period right now. 2. The people at the collision center outright told me to have a backup plan in place for the rental because nearly everyone who was dropping off their cars were having issues actually getting the rentals. Even when people confirmed the evening before...in the morning when they dropped off they were stuck waiting and waiting and waiting and some were not getting cars for days. I need to have a car. I have three students I need to get to and from school and activities. I need to get to work. Its not an option to be without a car until the rental place finds one available. I repeat: these guys outright told me not to expect the rental places to have a car available when they said they would. They were telling me what was actually happening with their customers. So even if the rental place "guarantees" me a car I am not going to trust them to actually have one. I have a back up plan to get home from the repair shop but I also need to plan how to get the girls taken care of. I don't have that plan in place yet. 3. I did not realize until today that the collision place was not booking appointments until that far out (Nov 10 is the earliest available). I don't have a lot of experience in this stuff. I haven't been in an accident for over 20 years. Back then I was able to just take the car in right away. I did not know I would have to book this far out. How would I know? They didn't tell me when I had the estimate done and it did not occur to me to ask. This is a learning experience for me, ok? and for those who do not think my brother is being a jerk...well...he is. You will just have to believe me on that. He does this stuff on purpose. I think he enjoys it. I am the type of person who will bend over backwards to help someone....anyone...so I just don't understand how my own family can be so cavalier and callous. Yes, he isn't any different from how he has always been, but I still can't understand how someone wouldn't even try to help their sibling. He knows how hard things are for me right now. I certainly wouldn't treat him that way even with him being the way he is. I am not trying to "deal" with her insurance company. They are just not coming to a decision because they can't get their client to make a statement. I just called them to see if they had reached her yet so that they CAN make a decision. I fully expect them to deny the claim, and then my insurance will go after them. I am fully aware that this is the route it will most likely take. I just want them to make that decision before I complete the process of filing under mine. My insurance will not start the process of going after them until I am out of pocket with my deductible though. And yes, I have already taken care of starting the claim with my company. You are “dealing” with her insurance company, since you are refusing to officially file with your insurance company. The other party’s insurance WILL NOT come to a decision until your insurance company contacts them.
Whether or not the woman contacts her insurance/answers their calls is irrelevant. If your insurance company pushes them - unlike you -they will come up with the money to close the case in a rear-end collision. They will never make a decision, or will make one against you and for their insured client until your insurance company is involved because you have filed with them. Your insurance company cannot go after them until you file with them. (Starting the process with your company and actually filing with them apparently are two different things - I have no idea how you start a claim, but don’t follow through and have it count, though). It sucks that you are in this situation, but none of this is on your brother. You both are adults, and neither is responsible for solving the issues of the other. I don't know if this differs by state, but I can say that the bolded above is not my one and only experience. Now granted, it was not controversial. When I was in a very much unequivocally their fault accident including police report that stated it and contacted my insurance company they did say that if I wanted to I could just deal with her insurance and not have to pay my deductible and deal with waiting for reimbursement. I reached out to her company and they processed the claim with zero issue and I was never out of pocket any money - including for a rental car incidentally - so depending on state, I can see why it makes sense. I think with no-fault states it makes zero sense. Now I wouldn't have dithered around if they weren't cooperating, but I also had the luxury of not stressing about the deductible, so apologies to the OP for not being more sensitive to the realities of cash flow issues. I hope you get things resolved quickly. |
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Post by houstonsandy on Oct 19, 2021 23:36:25 GMT
Your insurance company does not want to pay out, so they will advocate on your behalf to minimize any payment they may have to make. It is in their best interest - and yours - for them to negotiate the liability and settlement rather than for you to get dicked around by the other driver's insurance. They'll be a hell of a lot more efficient than you ever will. It makes NO sense for you to not use the service you are paying for. It's like you don't even understand what you're paying for. If I were in your brother's shoes, I'd be annoyed too and wouldn't be inclined to bail you out. You have the requisite services at your disposal to resolve this situation and you're not using them. I wouldn't want to be inconvenienced when you're not even doing them bare minimum. wow..just wow...
I was not asking him to "bail me out"...My brother will pass within 3 miles of my house on his way to the airport. Two red lights. I offered to drop him off and pick him up at the airport. He would rather pass me by and pay for a week of parking than to leave maybe 30 minutes earlier and swing by my house....geeze, what was I thinking!
I may not be doing things "the right way"...but I am on my own for the first time in my life. I married right out of college at 23. Up till then my dad took care of things. After that my husband did. I got divorced at 60 and am doing the best I can. Its not been easy. This week in particular has been a rough week so kudos to you for helping to make me feel a little worse on top of everything else I have been trying to deal with.
I'm sure I make mistakes, but I'm doing my best. Apparently it is not good enough and I'm just some sort of nitwit.
Hopefully you will never be in my shoes, but if you ever are I will try and show more compassion towards you should you need it. And if I can't, then I will at least be silent.
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johnnysmom
Drama Llama
Posts: 5,682
Jun 25, 2014 21:16:33 GMT
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Post by johnnysmom on Oct 19, 2021 23:45:22 GMT
Your insurance company does not want to pay out, so they will advocate on your behalf to minimize any payment they may have to make. It is in their best interest - and yours - for them to negotiate the liability and settlement rather than for you to get dicked around by the other driver's insurance. They'll be a hell of a lot more efficient than you ever will. It makes NO sense for you to not use the service you are paying for. It's like you don't even understand what you're paying for. If I were in your brother's shoes, I'd be annoyed too and wouldn't be inclined to bail you out. You have the requisite services at your disposal to resolve this situation and you're not using them. I wouldn't want to be inconvenienced when you're not even doing them bare minimum. wow..just wow...
I was not asking him to "bail me out"...My brother will pass within 3 miles of my house on his way to the airport. Two red lights. I offered to drop him off and pick him up at the airport. He would rather pass me by and pay for a week of parking than to leave maybe 30 minutes earlier and swing by my house....geeze, what was I thinking!
I may not be doing things "the right way"...but I am on my own for the first time in my life. I married right out of college at 23. Up till then my dad took care of things. After that my husband did. I got divorced at 60 and am doing the best I can. Its not been easy. This week in particular has been a rough week so kudos to you for helping to make me feel a little worse on top of everything else I have been trying to deal with.
I'm sure I make mistakes, but I'm doing my best. Apparently it is not good enough and I'm just some sort of nitwit.
Hopefully you will never be in my shoes, but if you ever are I will try and show more compassion towards you should you need it. And if I can't, then I will at least be silent.
It sounds like he was at least considering letting you use his car while he was away but that didn’t work out thru no fault of his. You’re calling him an asshole bc you want him to loan you his car leaving him to either be without or use someone else’s car. I’d tell my sister no to that too. You should probably take a closer look at your deductible. What if you were in an accident that was your fault and your car was undrivable? You need to have a deductible that you can afford. |
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Post by houstonsandy on Oct 19, 2021 23:48:27 GMT
His car will be parked at the airport for the week I was asking to borrow it....He is going to be in Vegas...not using his car.
I called him an asshole because of his "just get a new car" remark. It ties back to his attitude about me. It was a jab at me for having a nice car as opposed to a 20 year old clunker which is all he thinks I deserve. There is a lot more behind his comment than you could ever know.
My deductible is "only" $500, but I am just coming out of a summer of not working a full schedule. (I am employed by a school). I will have an extra $500 in a month or two but the first few months of getting a normal income again takes a while to build up some extra.
And before anyone hand slaps me for not getting a summer job for 2 1/2 months (assuming someone would hire a 63 yo knowing it was only going to be for 2.5 months), I had enough money in savings to get me through the summer, but that was used.
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johnnysmom
Drama Llama
Posts: 5,682
Jun 25, 2014 21:16:33 GMT
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Post by johnnysmom on Oct 19, 2021 23:51:45 GMT
His car will be parked at the airport for the week I was asking to borrow it....He is going to be in Vegas...not using his car.
I’m not trying to be a jerk but that’s not what you said here: |
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Post by houstonsandy on Oct 20, 2021 0:02:33 GMT
He did not refuse me in November....we did not even discuss November in enough detail for him to make a decision. And he always drives and uses my Mom's car on a daily basis anyways. It would not put him out in the least, which is why I brought it up. He is only driving "his" car to Houston so that my mom has the good car at home if she needs it.
He was being hesitant about meeting me this week to use his car while he is in Vegas.
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moodyblue
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Location: Western Illinois
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Jun 26, 2014 21:07:23 GMT
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Post by moodyblue on Oct 20, 2021 0:05:10 GMT
His car will be parked at the airport for the week I was asking to borrow it....He is going to be in Vegas...not using his car.
I called him an asshole because of his "just get a new car" remark. It ties back to his attitude about me. It was a jab at me for having a nice car as opposed to a 20 year old clunker which is all he thinks I deserve. There is a lot more behind his comment than you could ever know.
In an ideal world, that would have worked out for you. I do know, for ME, there is a super short list of people I would let drive my car, let alone borrow it for days. Perhaps your comments about your brother reflect your history with him, even more than the current situation. I know you’re trying, and you’re struggling, and it sounds like finances are an issue. I don’t know the insurance laws in Texas, but I do remember that many many people here strongly suggested you get your insurance company involved immediately, and let them handle it. This might have all been done with by now. |
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Post by Skellinton on Oct 20, 2021 0:07:20 GMT
I have been waiting for her insurance company to get a statement from her so that they can make a decision on covering or not before I go ahead and go through my insurance. pay my deductible and then hope to get reimbursed after they go after her company...she has avoided their calls for nearly 4 weeks now. Why, why, why are you waiting for her insurance to make a decision before going through yours? I seriously don't understand this. As to your brother, we learned long ago it was better to pay extra for something like a car rental than get caught up in the family drama that always comes with asking DH's family for a favor like this. I'm sorry you can't count on him to help in this situation. FWIW, DH was in Houston a few weeks ago and had no problem getting a rental car. I don’t understand the delay either. Go through your insurance and let them fight for you, the other company is never going to just say the other person was at fault and give you the money. When my car as hit I had to pay the deductible when I picked the car up and they sent me the check afterwards even though it had already been decided I was not at fault. I don’t think you will get the deductible beforehand so there is zero sense in waiting for that. |
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Post by houstonsandy on Oct 20, 2021 1:16:43 GMT
I can't say this any simpler...I have delayed because my insurance company will not start the process of going after the other company until after I go ahead and pay the deductible and get my car fixed. I asked...this is what I was told. I have to be out the money first. This means I need $500 for the deductible and then money for a rent car if one is available...which I have been warned about.
I am strapped for money right now! I can't afford to move more swiftly for a minor dent in my bumper. I have to wait until I can afford it. I can't not pay some other bill or my mortgage in order to pay to have a minor issue with my car resolved. I just had to pay one of my quarterly payments to my ExH (for asset/home equity from when we divorced) last week in the amount of $3600. That took the last of my savings. I have to put aside $1200 a month to save for those quarterly payments. Not having to worry about covering the cost of a rent car would have helped me be able to do it faster. Now it will just have to wait until next month when I am in a better position to come up with the extra money. If you didn't have the extra money you would understand. Consider yourself lucky that it is not an issue for you. Not everyone can afford to have things done as fast as they would like.
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