DEX
Pearl Clutcher
Posts: 3,355
Aug 9, 2014 23:13:22 GMT
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Post by DEX on Jul 22, 2022 16:26:27 GMT
This is definitely a first world problem. Due to being on a fixed income and with food prices raising so fast, I had to quit having my housecleaning lady. Dammit though, I liked having someone come and make my house all shiny. I love to quilt though and that is an expensive hobby. I would rather quilt but..it is not fair! <stamps foot> How about you? Nails, eyelashes, massages?
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Post by Merge on Jul 22, 2022 16:34:25 GMT
I have cut back the frequency of hair and nail appointments. Eating out/ordering in less often. Not buying clothes, which is hard for me.
Hardest of all for me, I may end up working full time or very close to it this school year after planning to be retired or partially retired. Long story. But things will be a little easier for us financially if I don’t take a big salary cut right now.
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pinklady
Drama Llama
Posts: 5,534
Nov 14, 2016 23:47:03 GMT
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Post by pinklady on Jul 22, 2022 16:47:18 GMT
I have cut back the frequency of hair and nail appointments. Eating out/ordering in less often. Not buying clothes, which is hard for me. Hardest of all for me, I may end up working full time or very close to it this school year after planning to be retired or partially retired. Long story. But things will be a little easier for us financially if I don’t take a big salary cut right now. That sucks! I know you were looking forward to getting out of there.
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Post by **GypsyGirl** on Jul 22, 2022 16:49:06 GMT
So far I have cut out dip manicures and have gone to an occasional regular manicure with clear polish for the time being. It’s been hard to cut back on food since we haven’t had a working kitchen since mid-June and won’t until Sept. most likely. We are keeping the eating out to weekends as much as possible though. I have also changed up my hair appointments some, and only getting a trim every other color. Just that alone is about a $100 savings (cut + tip).
I hear you about the quilting. Fortunately I have a huge stash and many UFOs and supplies for planned projects to keep me busy. Other than the occasional spool of thread or interfacing, I am not having to buy anything.
At the first of the summer I did have to purchase some new basics due to losing some weight last year and clearing out the too big things. No plans to buy more until the Fall when I will need some new pants. If I get desperate (or bored with what I do have) I can always dig into the stash of fabric and patterns.
Also trying to cut down on my driving, as well as make the effort to gas up at Costco (the cheapest for me).
@merge - Sorry that your retirement plans have been upended.
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Post by disneypal on Jul 22, 2022 17:13:46 GMT
At the store, I only buy things that are necessities. For instance, in the past, when I would be grocery shopping, I might see a new product and think "Hmm, I will try that" - such as a new flavor of pop-tarts. Well, no more. I stick to my list 100% and don't buy anything extra. I even think "Is this something I NEED". Example, I don't NEED bottle water, I can use tap water (which is good in my area), I don't NEED ice cream, I only buy wholesome foods that can be made into a meal. Stuff like that.
I don't travel around as much either. I love exploring and in the past, I would love to drive to a town maybe an hour or two away that I had never seen and just look around and discover. I don't do that now, so I can conserve gas.
A couple of things I have not given up is professional color of my hair and my lawn service. I don't have time to do my own lawn, nor do I have the proper equipment...if I gave that up, I'd have to buy a lawnmower, weedeater, etc so for now, it is easier to keep the service. I could go back to coloring my own hair, but I don't want to - at least not yet.
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Post by freecharlie on Jul 22, 2022 17:15:27 GMT
I picked up a second job and will be doing extra duty at school. Once the divorce is final, I will cut back on all the frivolous subscription services we have that stbx won't part with and kick him off all the ones under my name (can't wait for that). I'm also pausing my massage envy membership.
Trying to cut back on food waste
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pantsonfire
Pearl Clutcher
Take a step back, evaluate what is important, and enjoy your life with those who you love.
Posts: 4,762
Jun 19, 2022 16:48:04 GMT
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Post by pantsonfire on Jul 22, 2022 17:30:30 GMT
Dd and I stopped horse riding lessons but she will start back up in September. She needs it as it is one of her therapies but not covered.
Stocking up when items are on sale.
Making larger meals 3x a week and turning left overs into another meal so we don't have the urge to grab something at the store for a quick meal or at In and Out for a meal.
Planning outings to do several one day to save on gas.
Basic hair cuts at Super Cuts. No color or salon haircuts for dd and I.
Trying to get Zoom appointments for medical at far away hospitals to save on travel/gas expenses. Since kids are stable that is easy.
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breetheflea
Drama Llama
Posts: 5,914
Location: PNW
Jul 20, 2014 21:57:23 GMT
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Post by breetheflea on Jul 22, 2022 17:41:43 GMT
Not just because of the economy but also Covid and a DH possible unasked for job change in the next year:
We rarely eat out anymore, it's atrociously expensive for a family of six to eat out anyway. I cancelled my BOTM and Silhouette subscriptions, and we're cutting Disney Plus (we don't need four streaming services), curbside pick up has kept my grocery budget on track (can see what it will cost before check-out and remove things until it's in budget), and a lot of our "entertainment" is now cheap: watching a movie, playing a game etc.
I planted a bigger garden this year, but with the weird spring weather we had it isn't helping save money on food like I hoped (zucchini plants are not producing, we didn't have any strawberries this year, the tomatoes aren't tomatoing...)
Not going out and shopping "just to get out of the house," one benefit of Covid, has really helped cut costs... and I'm glad we don't do that anymore.
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sharlag
Drama Llama
I like my artsy with a little bit of fartsy.
Posts: 6,574
Location: Kansas
Jun 26, 2014 12:57:48 GMT
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Post by sharlag on Jul 22, 2022 17:53:41 GMT
Fill up gas tank more frequently because the total is less when I just buy 1/2 tank at a time. Looking at all the personal services related to my appearance, and I could truthfully do it ALL myself. Just haven't pulled the trigger on any of them yet.
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Post by padresfan619 on Jul 22, 2022 18:01:37 GMT
Stretching between hair cuts. I used to get one every 10 weeks but now it’s more like double or triple that. I also am trying very hard to stick to my grocery list and not get extras. It is easier to do that with having my groceries delivered since we are still testing positive for Covid and staying home but those fees are eating up what would be “fun” purchases. And since I plan on going back to shopping in person once I’m negative, Instacart+ doesn’t make sense.
We recently cut out Hulu Live and opted for a digital antenna. I really only use live tv to watch bravo, the news, and Jeopardy. Now that Peacock is airing new shows the day after they air it makes more sense to save that money. The digital antenna works great for our local NBC affiliate.
I reupped our zoo pass and we’ve been spending a lot of time at the beach. It’s free, I pack us snacks and lunch and we get out of the house without spending money! The library also has been scratching that itch to get a tangible item without spending money.
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ellen
Pearl Clutcher
Posts: 4,505
Jun 30, 2014 12:52:45 GMT
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Post by ellen on Jul 22, 2022 18:02:15 GMT
Staying home is probably the biggest $ saver. I am very lucky that my staying home in the summer is what a lot of people do for their vacations - a small home on a little northern lake. A tank of gas on the pontoon lasts a long time. We're not doing any significant travel this summer. We're visiting some family members. We are great about combining our errands. We are using up our groceries better and are shopping at Aldi more often. We are lucky to be a small family and not needing to buy a lot of food.
I plan to retire from teaching after this year. I'm actively trying to save up as much $ in advance. I have most of my xmas shopping done already because I have been taking advantage of sales. We've decided that our adult children are just going to get a set amount of $ for their birthdays. Their birthdays are around xmas time and it is just so much spending - especially since it is at a time when I am also paying car insurance and my license tabs.
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Post by melanell on Jul 22, 2022 19:39:26 GMT
No vacation this year. Cut way back on eating/ordering out. Far fewer daytrips/weekend trips.
We have a handful of large expenses coming up with our house, so it's a double whammy for us right now. We have more things we need to pay for than usual, at a time when everything cost so much more. Ugh.
We're not big spenders by nature, but we do like going out as a family, especially in the nice weather months, so that's been a toughie for us, especially after COVID kept us from doing things not too long ago.
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uksue
Pearl Clutcher
Posts: 2,500
Location: London
Jun 25, 2014 22:33:20 GMT
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Post by uksue on Jul 22, 2022 19:50:13 GMT
We've had fewer takeaways and meals out over the last year and both are 'off the menu' for us for the foreseeable.
I've calculated how much protein my son and I need and only serve that amount ( protein usually being the most expensive part of a meal ) . I menu plan and only buy what's intgr list, and try to buy in season to save money.
We've all cut back on a lot of extras we used to buy, I have low everyday bulbs everywhere and everything is turned off at the wall when not in use. Using the car less, washing mainly in cold water and everything being dried outside on the rotary airer, or airer and dehumidifier if the weather is bad.
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Post by lisae on Jul 22, 2022 20:52:32 GMT
Quilting fabric has gotten awfully expensive the last few years! I paid $12.95 per yard for solids last week, solids! Eek! Have you considered some new techniques and maybe upcycling with discarded fabric like old fabric samples or making a quilt from t-shirts or other clothing? It is what our ancestors did and those quilts could be gorgeous. I once made a baby quilt for a friend's granddaughter from her late husband's shirts.
So far our main change is to consolidate trips a little more. I had just really started back to doing things a little last fall with massages and turning over my entire haircolor regimen to a stylist versus DIY. I had my first facial in about 6 years a few days ago. I'm not ready to give up things yet because we did so few things during the pandemic. We've never really gone back to eating out very much locally.
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Post by crazy4scraps on Jul 22, 2022 21:21:42 GMT
I’m pretty low maintenance to begin with, so there isn’t much to cut there. I’ve really needed a haircut for probably three months already and just haven’t gone in since around January so I probably will do that soon.
We haven’t really changed our grocery shopping or eating habits because we had been eating at home for the most part anyway since Covid. DH bought himself a new smoker pellet grill so he’s been experimenting with that.
I actually have been spending more at the fabric store lately because my Vera Bradley / Disney purse is wearing out around the corners and I didn’t want to drop $80 on a new one. I bought some inexpensive fabric for that project but ended up using up some other remnants of two previous projects instead, cobbled together an altered pattern based off of a YouTube tutorial and gave it a whirl. I really liked the results so I bought more supplies to make another one that will be better suited for fall and winter since the one I just made is more spring/summer colors. I also bought myself a new iPad and Apple Pencil and bought the materials to make a carrying case for that and made it. Plus I bought the fabric I needed for the dog tote I’ve been meaning to make for about three years. My little dog is spoiled and likes to be carried around, so this will help save my neck and back LOL. I got it all cut out and the fusible pieces adhered but I’ll have to finish it next week.
We have a lake place an hour from our house so that’s what we do for the most part instead of expensive vacations. It works for us because it’s close by. We spent some money on plants for our butterfly/rain garden, put our tax return money into the upper cabinets we’d been holding off on for our kitchen there and got that done. We have one last big project to do there (putting the faux stone on our fireplace) and all the materials for that were already paid for over a year ago so it’s just a matter of taking the time to do it. Building materials have gotten CRAZY expensive since the power grid shut Texas down and they haven’t come back down since.
I’ve always been the type to combine errands into fewer trips, more for the time savings than the gas savings, but saving money on gas works for me too.
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twinsmomfla99
Pearl Clutcher
Posts: 3,985
Jun 26, 2014 13:42:47 GMT
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Post by twinsmomfla99 on Jul 22, 2022 21:30:12 GMT
We have gone back in the office 3-4 days per week. My commute is about 15 miles round trip, and I only add about 5 or 6 miles if I go grocery shopping at Kroger and Aldi after work, or I can stop at the Walmart I pass on the way home.
I’ve been doing my weekly Kroger/Aldi trip on Thursday after work (the new sale starts on Wednesday so they are usually well-stocked on Thursday). Anything else I need comes from Walmart. It’s only 3 miles away, so it’s not a big deal even on my days out of the office.
We are not eating out or getting takeout much any more. That’s mostly because we like cooking outside on the Blackstone or Kamado so much. DH grew a garden this summer, so we have been cooking the best meals of our lives LOL.
I’m taking my lunch to work. We moved into a new building that has very few convenient restaurants nearby. Everything within reasonable walking distance is easily $18 after tip. No way am I spending that each week for lunch! I can pack a healthy lunchbox with lunch, a couple of snacks, and a drink or two for under $5, so that’s the new standard.
Some of my office mates want to go out every Tuesday, which is the day our entire team is in the office.I know two of our younger team members can’t afford the pricey lunches, and I’m just too cheap to pay that much, so I suggested we do a potluck instead. I know potlucks are taboo for a lot of Peas, but I enjoy them, especially when we are talking about a small group (8 team members). I think we might start making that a regular event, and our first one is next week. We are doing Italian, and I’m in charge of the garlic bread. I’m taking my electric griddle and making it in the conference room. Another advisor is bringing a pasta dishe that he will keep warm in the crockpot.
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quiltz
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Posts: 6,707
Location: CANADA
Jun 29, 2014 16:13:28 GMT
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Post by quiltz on Jul 22, 2022 21:31:30 GMT
Quilting fabric has gotten awfully expensive the last few years! I paid $12.95 per yard for solids last week, solids! Eek! In Canada, the quality quilt fabric is between $19.95- $21.95/metre. THAT is expensive. I have been a low maintenance person, so not too much right now. I've lived under my means for a very long time and have a bit of savings. I have ridden thru the past high inflation in the 1980's and learned many things during that time. Slow and steady and learning not to waste money on frivolous stuff has helped me keep money in my wallet much longer.
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DEX
Pearl Clutcher
Posts: 3,355
Aug 9, 2014 23:13:22 GMT
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Post by DEX on Jul 22, 2022 21:45:29 GMT
Quilting fabric has gotten awfully expensive the last few years! I paid $12.95 per yard for solids last week, solids! Eek! In Canada, the quality quilt fabric is between $19.95- $21.95/metre. THAT is expensive. I have been a low maintenance person, so not too much right now. I've lived under my means for a very long time and have a bit of savings. I have ridden thru the past high inflation in the 1980's and learned many things during that time. Slow and steady and learning not to waste money on frivolous stuff has helped me keep money in my wallet much longer. There is a fabric outlet near me that I can get fabric for about $6.00 a yard. That is not the problem. I have been sending my quilts out to be quilted. My last one was $169 and my latest one was $125. I am planning on hand quilting my next one. I will miss the shorter turnaround time though. It will take me several months doing hand quilting on this next one.
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GiantsFan
Prolific Pea
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Jun 27, 2014 14:44:56 GMT
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Post by GiantsFan on Jul 22, 2022 22:01:14 GMT
We haven't been eating out nearly as much as we used to. It was once a week for dinner and two or three times a week for lunch. Now maybe once every two weeks for lunch and once a month for dinner. I haven't had a massage in since before the pandemic and I was on a once a month schedule.
Our last non-camping vacation was in 2019.
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Post by mayceesgranny on Jul 22, 2022 22:06:48 GMT
The biggest saver is staying at home as much as possible to save on gas. - We try to consolidate trips.
We are ordering more online and comparing prices.
I cancelled my Ipsy subscription and my Cricut Subscription
Trying to be really selective on what I buy for crafting - sales only!
Not buying clothes unless there's a tremendous discount
Shopping at the local Kroger to get fuel discounts and stocking up on sale items
Packing my lunches for work - no take out!
No winter vacation - but we are each going on trips with Friends in the early fall.
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Post by catmom on Jul 22, 2022 22:25:22 GMT
I’m paying much more attention to food prices and not automatically getting whatever I want. We’re also choosing to grill rather than eat out this vacation. Those are the main changes. I still buy watercolour supplies but I definitely look for sales.
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purplebee
Drama Llama
Posts: 6,732
Jun 27, 2014 20:37:34 GMT
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Post by purplebee on Jul 22, 2022 22:29:54 GMT
We rarely eat out, and my trip last month to see family in NY will likely be it for summer traveling.
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Post by stormsts on Jul 22, 2022 22:58:59 GMT
Not eating out nearly as much. Not running back to town just because. Planning meals around what’s on sale for the week at the store.
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Post by Zee on Jul 22, 2022 23:04:50 GMT
Nothing because I'm not someone who spends a lot of money on stuff I don't need anyway. Well, not often, anyway. Except nail polish...but that's a relatively cheap thrill.
If I wasn't working I would definitely cut back on subscription channels, make all our meals at home, and cut out the impulse TJMaxx buys.
I'm too cheap to pay someone to do something I can do myself. I almost fell over reading the thread about paying $250-400 to have a car detailed.
BUT I do think I need to have my Botox topped off, so I guess that kind of makes me a dirty liar, lol.
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ddly
Pearl Clutcher
Posts: 3,947
Jul 10, 2014 19:36:28 GMT
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Post by ddly on Jul 22, 2022 23:25:40 GMT
We have been more conscientious when grocery shopping and food waste. I am a teacher so I’m off for the summer and I had knee replacement surgery 3 weeks ago so we didn’t plan a vacation and I’m not going anywhere but PT so that’s saved. I had stopped Ipsy and have been using what I have for face products/makeup and for crafting. When my DH moved in 6 years ago we never really found a home for all our stuff. I’ve been slowly going the things and getting rid of stuff. I feel overwhelmed by what we have so I have not felt a need for shopping for anything.
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Deleted
Posts: 0
May 15, 2024 21:55:06 GMT
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Post by Deleted on Jul 22, 2022 23:32:40 GMT
Nothing because I'm not someone who spends a lot of money on stuff I don't need anyway. Well, not often, anyway. Except nail polish...but that's a relatively cheap thrill. If I wasn't working I would definitely cut back on subscription channels, make all our meals at home, and cut out the impulse TJMaxx buys. I'm too cheap to pay someone to do something I can do myself. I almost fell over reading the thread about paying $250-400 to have a car detailed. BUT I do think I need to have my Botox topped off, so I guess that kind of makes me a dirty liar, lol. Our splurge is having someone detail our cars. LOL. We don't have our house cleaned or go out to eat, but we do support a lovely young man in our town with special needs. He does a brilliant job cleaning the interior, exterior and doing a special clay application. It literally takes him almost all day. We are happy to pay him to do our cars twice a year. <3 Edited because I didn't want to seem like I was saying that to make some kind of point - I just thought it was funny and interesting that what is a splurge for one person is different for someone else.
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luvnlifelady
Pearl Clutcher
Posts: 4,421
Jun 26, 2014 2:34:35 GMT
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Post by luvnlifelady on Jul 23, 2022 1:42:54 GMT
Sort of related but I stopped buying my regular soda because of the price increases. Some stores make you buy 3 to get the discounted price. I don't want three. I also often get home with Uber and don't want to lug three. So I stopped. It wasn't good for me anyway.
Don't ask me to give up milk though. I drink a lot!
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Post by mikklynn on Jul 23, 2022 1:43:51 GMT
I'm trying to use up all the toiletries and cleaning supplies I have before buying more. I realized just how much I have when I moved.
I am not buying all the things I'd love to for my new townhome. I only ordered blinds for the bedrooms and 2 other windows. The rest have to wait.
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Post by BSnyder on Jul 23, 2022 3:36:54 GMT
Not really sacrificing yet, but we are shopping around and using store brands more than before. For example, the international foods store has produce, meats, and Asian and Latin influenced ingredients at a much lower cost than regular super markets. Until recently we never really shopped there, even with it literally within walking distance of home.
Blackberries and raspberries- $1.99 vs. $4.99 or 3 bundles of scallions - $1, Ground chicken - $2.75/lb vs $6.29/lb, Flank Steak - $4.99/lb vs $10.99/lb, Bananas - $.29/lb vs $.49/lb
They even have full time working butchers in sight, we we are buying everything we can there before hitting the supermarket. Then we simply fill in what we couldn’t find at the international market. By doing this, our grocery bill has dropped $50-75/week, depending on what we need to add to the pantry. I meal plan 5 meals/week. We also have a much larger variety of produce, meats, and tofu through the week.
We have been cutting back on the amount of flavored seltzer we use each week because it has gone up almost 100% over the past few months. If we have to, we’ll give it up, but we get tired of tap water all the time.
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Post by Zee on Jul 23, 2022 3:57:47 GMT
Nothing because I'm not someone who spends a lot of money on stuff I don't need anyway. Well, not often, anyway. Except nail polish...but that's a relatively cheap thrill. If I wasn't working I would definitely cut back on subscription channels, make all our meals at home, and cut out the impulse TJMaxx buys. I'm too cheap to pay someone to do something I can do myself. I almost fell over reading the thread about paying $250-400 to have a car detailed. BUT I do think I need to have my Botox topped off, so I guess that kind of makes me a dirty liar, lol. Our splurge is having someone detail our cars. LOL. We don't have our house cleaned or go out to eat, but we do support a lovely young man in our town with special needs. He does a brilliant job cleaning the interior, exterior and doing a special clay application. It literally takes him almost all day. We are happy to pay him to do our cars twice a year. <3 Edited because I didn't want to seem like I was saying that to make some kind of point - I just thought it was funny and interesting that what is a splurge for one person is different for someone else. Well I do like the idea of supporting his business venture! I just can't stand the thought of paying someone hundreds of dollars to do something I can do myself!
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