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Post by sawwhet on Jan 7, 2024 17:15:20 GMT
I'm seriously considering this for my youngest who is in his 20's. He does work full time and makes a decent wage. Other than that, he's really ticking me off in terms of responsibility around the house. In a nutshell, he isn't doing anything to contribute in terms of chores. It's always "I'll do that tonight or later or this weekend when I have time". It never happens. He does his laundry and makes some of his own meals. Dinners we share if he's here.
So here is part two of the question....How much do you charge? I feel that he needs a reality check.
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Post by alsomsknit on Jan 7, 2024 17:28:48 GMT
We do not. However, my son takes on a fair amount of responsibility for chores. We work quite well together.
He will see things need to be done and do them. He is my bathroom cleaner. He takes care of the litter boxes.
I dread the day he flies from the nest.
Editted to add: If he weren’t actively helping, he would definitely be charged rent.
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Post by cecilia on Jan 7, 2024 17:31:30 GMT
I don't pay room and board. I mean, I will buy groceries (especially the stuff only I eat) but I don't get charged extra. I also do most of the errands. My Dad and I split taking my Mom places since she can't drive. I do pay for gas, Mom's meds,rescue dog's food and vet since I wanted to keep him, stuff for reselling like tags, and things like that.
ETA I also purchase all of my Dad's clothes for him, minus some shoes. Also buy almost all of his hygiene items too. I think he would be lost buying that stuff if I didn't do it for him.
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bethany102399
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Oct 11, 2014 3:17:29 GMT
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Post by bethany102399 on Jan 7, 2024 17:35:33 GMT
DH's parents always said first month is free after that you pay rent. My feeling is if they're working and NOT going to school then yep,they pay rent. Now am I going to put that rent in a special savings account to give to them when they move out? probably, but they don't need to know that.
If he's not helping out and working then why is he getting a free ride? I'd look at the cost of a one bedroom apartment and go from there in figuring out how much.
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Nanner
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Jun 25, 2014 23:13:23 GMT
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Post by Nanner on Jan 7, 2024 17:41:39 GMT
I did, unless he was going to school.
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garcia5050
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Jun 25, 2014 23:22:29 GMT
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Post by garcia5050 on Jan 7, 2024 17:42:18 GMT
In the OP scenario, I would definitely start charging rent. I’m just not sure of the amount. When I was young and living at home, my mom charged me $300 a month and saved it for me. When I got married, she gave it all back. I’m not saying you need to do that, but I was slightly irresponsible and it was definitely a good/unexpected surprise.
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Post by Delta Dawn on Jan 7, 2024 17:49:53 GMT
No because my son will weekly come home with $300 of groceries from the supermarket and /or Costco. He does all the cooking, DDIL likes to vacuum and help. What I mean by help is she’s just as responsible as he is. I am going to DIE when they move out. I love them living with us so much.
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ellen
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Jun 30, 2014 12:52:45 GMT
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Post by ellen on Jan 7, 2024 17:57:15 GMT
My husband and I have had this discussion about our college aged daughter. We charge her nothing now, but if she lives at our house after she finishes college we will give her a couple of bills to take care - internet & our heating bill. It all averages out to be pretty cheap compared to renting her own place. She’d be 22 at that time. If she were in her mid to upper 20s, we’d probably have her pay more.
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Post by **GypsyGirl** on Jan 7, 2024 18:05:53 GMT
I'm seriously considering this for my youngest who is in his 20's. He does work full time and makes a decent wage. Other than that, he's really ticking me off in terms of responsibility around the house. In a nutshell, he isn't doing anything to contribute in terms of chores. It's always "I'll do that tonight or later or this weekend when I have time". It never happens. He does his laundry and makes some of his own meals. Dinners we share if he's here. So here is part two of the question....How much do you charge? I feel that he needs a reality check. We did when DD moved home for 18 months after college graduation. I believe the rule of thumb is about 1/3 of gross salary to spend for rent, so we used that formula to decide on the amount. When she moved out her actual rent was only $50 more than what we had charged her so the formula was pretty close for us. We also set a deadline for how long she could live at home and she ended up moving out a month early. I did save what she paid in rent and gave it to her when she moved out which helped pay her deposits, rent and moving costs. She also paid her own phone bill, gas and car insurance while living with us. We added those things month by month to ease her into the shock of paying her own way. By the time she was on her own she knew what it was like to pay all her own costs and could handle it. This was 10 years ago and she has been financially independent and living on her own since then. I know there are those here who talk about how they didn't charge rent and their kids saved their money to buy homes. I did not have a child who was motivated like that and found that the structured approach we used worked best. You have to figure out what will work with your child and family.
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Post by gar on Jan 7, 2024 18:14:54 GMT
I did when they were earning at a full time job even if it was just a ‘marking my spot’ job. We saved most of it and gave it back to them when they left home but occasionally I used some of it for necessities and mostly I feel it did teach them a little of the reality of the cost of living.
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Post by ~Tracy~ on Jan 7, 2024 18:21:51 GMT
This looming on our horizon in the spring when our oldest graduates from college. I think the main thing is that we will lay out the “ground rules” before he officially moves back home so that we’re all on the same page and have communicated up front.
He’ll be 21 and already has his job locked in to start in June. He will be making a very good salary at an excellent company. His office is about 25-30 minutes from our home so it makes sense to get on his feet at home (at least in the short term.)
What DH and I have already started talking about unofficially with him as our expectations if he wants to live with us after college:
*He will not pay rent so long as he continues to be the helpful, responsible and great kid he always has been. (Mow the lawn, general upkeep, watch the dogs when we are out of town, etc….he’s always helpful and willing anyways.) *He will take over his own car insurance and cell phone payments. He can continue to drive our vehicle until it dies then he buys his own. Repairs are his responsibility. *We don’t care about curfews anything like that as long as he just lets us know that he’s not coming home or will be home super late. That’s just common courtesy for anyone. *He will fully fund his Roth IRA, company matching retirement, etc. *He will make huge payments towards his student loans. *He will save $$ towards a home/his future.
These days kids are entering the “real world” a bit disadvantaged when it comes to the real estate market. We are more than happy to give our kids as much of a leg up as we are able. If they acted entitled or didn’t pitch in, that would be a completely different story.
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Post by Merge on Jan 7, 2024 18:24:58 GMT
We don't charge rent while they're in college. It's possible our youngest will need to live with us for a while after college, though she would very much prefer to be I her own place if she can swing it. We'd be more likely to assign and expect completion of household chores rather than charging rent. She is a good kid and has always been helpful and willing to pitch in.
ETA: our oldest has launched at this point, but it’s possible at some point her mental health will preclude her working for a while. She will always have a place here if she needs it in that case.
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Post by hop2 on Jan 7, 2024 18:29:14 GMT
I did not, but it wasn’t endless. I don’t think I believe in charging rent to my children if I don’t ‘need’ the money. But mine didn’t live at home after college other than the pandemic. I might have eventually gotten there, I don’t know.
BUT they had better be an active participant in the maintaining chores of the household. Or their rent will be to hire people to do so.
Now I know some people who AFTER college or after getting full time trade employment charges their adult children a nominal rent to help them learn responsibility & budgeting etc. I don’t see an issue with that kind of thing per se.
But I don’t like hearing about these people who take advantage of their children & charge full blown rent for just their childhood room if you know what I mean.
Again they had better be participating in the things that need to happen. Ie cooking, cleaning, grocery shopping, laundry, lawn care, etc. I’m not going to be doing everything for them for free. AND they’d better be saving money not blowing thru it like there’s no tomorrow.
I did not have issues with my kids for these things. Or I did not once we had a discussion about they are not ‘just’ my child anymore I’m not doing all the things like when they were still a child.
I say you have a discussion about either his participation or perhaps he does pay for someone to do the things he won’t do ie a cleaning person or handy person.
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Post by hop2 on Jan 7, 2024 18:38:46 GMT
This looming on our horizon in the spring when our oldest graduates from college. I think the main thing is that we will lay out the “ground rules” before he officially moves back home so that we’re all on the same page and have communicated up front. He’ll be 21 and already has his job locked in to start in June. He will be making a very good salary at an excellent company. His office is about 25-30 minutes from our home so it makes sense to get on his feet at home (at least in the short term.) What DH and I have already started talking about unofficially with him as our expectations if he wants to live with us after college: *He will not pay rent so long as he continues to be the helpful, responsible and great kid he always has been. (Mow the lawn, general upkeep, watch the dogs when we are out of town, etc….he’s always helpful and willing anyways.) *He will take over his own car insurance and cell phone payments. He can continue to drive our vehicle until it dies then he buys his own. Repairs are his responsibility. *We don’t care about curfews anything like that as long as he just lets us know that he’s not coming home or will be home super late. That’s just common courtesy for anyone. *He will fully fund his Roth IRA, company matching retirement, etc. *He will make huge payments towards his student loans. *He will save $$ towards a home/his future. These days kids are entering the “real world” a bit disadvantaged when it comes to the real estate market. We are more than happy to give our kids as much of a leg up as we are able. If they acted entitled or didn’t pitch in, that would be a completely different story. This pea said it better than I did. More specifically.
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Gennifer
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Jun 26, 2014 8:22:26 GMT
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Post by Gennifer on Jan 7, 2024 18:41:24 GMT
We didn’t, but our adult kids didn’t stay long. They were both also responsible around the house and we didn’t need to ask them to do things.
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Post by crazy4scraps on Jan 7, 2024 18:54:20 GMT
My mom started charging me $300 rent when I hit 18. It was a good wake up call for when I moved out at 19. Friends of ours started taking 1/3 of their kid’s take home pay from the minute they got their first paying jobs. They also counseled their kids to put away another 1/3 in savings and they could do what they wanted with the rest. What they didn’t tell their kids was that they were investing all that money they were collecting. When the kids each wanted to buy a house they gave it all back for the down payment and it added up to a huge chunk. For a kid in their late teens or 20’s who’s not in school full time and who’s working full time ought to be paying something toward offsetting their living expenses even if they are helping out around the house. They would still have to cook, do dishes and laundry, take out trash and pick up after themselves if they were living out on their own so why should that be different if they’re living the nice life living with mom and dad? cecilia I think it’s a different situation when you are helping out aging parents. My brother lived with my mom in her last 8-10 years and he helped out financially with certain things as he was able, but in the years during the recession when he wasn’t working he wasn’t able to pay for much. BUT he was there doing all of the cooking and shopping, most of the housekeeping, lawn maintenance and snow shoveling and keeping an eye on her as she declined. Assisted living/nursing home was $8k a MONTH in her last year when we finally had to move her to 24 hour care, so most of my siblings felt like he actually saved her a lot of money by living with her in those last years.
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Post by withapea on Jan 7, 2024 18:56:49 GMT
I only have one at home (20), she works full time but we don’t charge rent. She took on more of her bills. She contributes in chores, buys a few groceries and meals and is respectful and responsible. If we felt taken advantage of we wouldn’t hesitate to reassess and we’re all on the same page.
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Post by littlemama on Jan 7, 2024 18:59:37 GMT
No, DS saves his money and helps around the house. If he were wasteful with money or not helping, it would be different. If we did charge him rent, we would save it and give it back to him down the road.
I dont think there is a one size fits all approach here.
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Post by KiwiJo on Jan 7, 2024 19:13:31 GMT
I agree with the others - it basically come down to adult kids living at home need to either pay a reasonable rent, or do a reasonable amount of chores and/or pay a reasonable amount of the household’s bill. I believe that a parent’s role is to bring up their kids to be contributing members of society, and the kids paying their own way (either monetary or in kind) is part of that. sawwhet - maybe you could give your son the choice of paying rent or taking care of specific household things without having to be asked to do them each time.
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scrappinmama
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Jun 26, 2014 12:54:09 GMT
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Post by scrappinmama on Jan 7, 2024 19:17:39 GMT
My son has been working full time for a couple years. I wanted him to build a good savings and start saving for his retirement first. We just started having him contribute some money for the household. It's not very much, but it's good for him to see what it's like to have that responsibility. We encourage him to live with us for as long as he wants. I want him to have a nice nest egg before he has to pay "real" rent money.
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Post by fredfreddy44 on Jan 7, 2024 20:12:25 GMT
Yeah if my son had a bad attitude and didn't help to clean, I'd prpbably charge some rent. As it is, our 21 yo son is an ideal roommate (he only needs reminding every so often) and works 40-45 hours a week. He is working towards a goal of moving out soon, based on a number of factors.
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pantsonfire
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Take a step back, evaluate what is important, and enjoy your life with those who you love.
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Jun 19, 2022 16:48:04 GMT
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Post by pantsonfire on Jan 7, 2024 20:21:14 GMT
Dd will be 21 soon. And no. We don't charge bow and won't.
When she is done with colleg, graduates and begins to work I want her to save.
It is very difficult to make ends meat as a young adult in CA. I want her to have a solid start.
Since 16 she has happily helped around the home, on her own or when asked. We did life skills over chores and she loves to help out.
I was at the hospital and she took care of the home for 2 days.
I am a firm believer in starting young with mutual aid within a family. You can just assume teens and young adults will help out.
Create the community and list.
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seaexplore
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Apr 25, 2015 23:57:30 GMT
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Post by seaexplore on Jan 7, 2024 20:30:25 GMT
Yep- if my kid is graduated from HS, working full time, and not helping out, they will be kicking in on bills.
Cell phone 1/3 of water/gas/electric Insurance Gas Probably some rent to round it out nicely- I'm thinking $500-$700/mo total. A one bedroom here is over $1500.
I'd probably not have them pay for food unless they were eating EVERYTHING I brought home.
If my kid is in school full time the probably won't be paying rent unless they're not helping out as needed- dishes, laundry, keep their bathroom clean, vacuum, whatever needs to be done to keep the house functional that I don't have time to do. My kids (12 and. 8) currently do these things with much nagging.
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Post by femalebusiness on Jan 7, 2024 20:35:35 GMT
I didn't charge my daughter rent. For one thing we didn't have a mortgage and also she was/is a very responsible person with money. By the time she moved out she put two thirds down on a house and paid it off within a few years. She also put herself through college.
She always did her fair share of helping around the house and all three of us get along really well. She bought a house a few streets away from us and we still hang out together. I couldn't ask for a better child.
However, if she had been partying and irresponsible not only would I have charged her rent she would have had to get her own place.
I think each situation is unique to the child.
ETA: After high school she also paid all of her own bills, cars, gas, insurance, tuition etc.
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Post by cadoodlebug on Jan 7, 2024 20:44:23 GMT
Our DS (an only) lived with us until he was 30. He worked part-time from the summer before he started college until he got a full-time job after graduating. He never paid rent but he paid for his cellphone, car insurance, paid the maximum into a Roth IRA and was saving to buy a townhouse. When he was 28 he bought a townhouse with 20% down. It was tenant occupied so he let them stay there for two years until we moved up here. If he had been living in an apartment all those years, he would never have been able to afford a place in the Bay Area all on his own. For us, it was totally the right choice.
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lesley
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Jul 6, 2014 21:50:44 GMT
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Post by lesley on Jan 7, 2024 21:21:57 GMT
My DS isn’t working at present, but he gets disability benefits. I charge him around 25% of those for room and board (or digs, as we would say here.😊) I would love to be able to put that money aside and give it back to him when he moves, but unfortunately I need to use it. He lived with his dad over the summer, and I really missed that extra income. He also does whatever jobs I ask him to. He has severe ADHD so doesn’t usually notice when something needs done, but he will happily vacuum, empty the bins, do gardening, fill and empty the dishwasher etc. And if I’m not home, he can feed himself! (This might seem obvious, but he has an eating disorder on top of the ADHD, and food is a big issue for him.) Oh, and he pays his own car insurance and tax, phone bill, etc.
I’ll miss him when he eventually leaves. 😄
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Post by sawwhet on Jan 7, 2024 21:30:28 GMT
My DS isn’t working at present, but he gets disability benefits. I charge him around 25% of those for room and board (or digs, as we would say here.😊) I would love to be able to put that money aside and give it back to him when he moves, but unfortunately I need to use it. He lived with his dad over the summer, and I really missed that extra income. He also does whatever jobs I ask him to. He has severe ADHD so doesn’t usually notice when something needs done, but he will happily vacuum, empty the bins, do gardening, fill and empty the dishwasher etc. And if I’m not home, he can feed himself! (This might seem obvious, but he has an eating disorder on top of the ADHD, and food is a big issue for him.) Oh, and he pays his own car insurance and tax, phone bill, etc. I’ll miss him when he eventually leaves. 😄 DS has pretty severe ADHD as well. He's great about going to work and he's been a good worker over the years. At home, he doesn't notice when anything needs to be done either. It drives me bonkers. If I point it out, he procrastinates and forgets. His bedroom is a catastrophe. I've mentioned it several times but he just doesn't clean it. Yeah, there are clothes on the floor but there's also bottles/cans, garbage and the like which need to be removed before we get bugs/rodents 😡
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Post by littlemama on Jan 7, 2024 21:49:48 GMT
My DS isn’t working at present, but he gets disability benefits. I charge him around 25% of those for room and board (or digs, as we would say here.😊) I would love to be able to put that money aside and give it back to him when he moves, but unfortunately I need to use it. He lived with his dad over the summer, and I really missed that extra income. He also does whatever jobs I ask him to. He has severe ADHD so doesn’t usually notice when something needs done, but he will happily vacuum, empty the bins, do gardening, fill and empty the dishwasher etc. And if I’m not home, he can feed himself! (This might seem obvious, but he has an eating disorder on top of the ADHD, and food is a big issue for him.) Oh, and he pays his own car insurance and tax, phone bill, etc. I’ll miss him when he eventually leaves. 😄 DS has pretty severe ADHD as well. He's great about going to work and he's been a good worker over the years. At home, he doesn't notice when anything needs to be done either. It drives me bonkers. If I point it out, he procrastinates and forgets. His bedroom is a catastrophe. I've mentioned it several times but he just doesn't clean it. Yeah, there are clothes on the floor but there's also bottles/cans, garbage and the like which need to be removed before we get bugs/rodents 😡 First, beyond garbage and dishes, dint worry about his room. Close the door and move on. Does he have a list if things he is responsible for? If you are expecting him to notice things that need to be done at the same time as you are saying his adhd prevents him from noticing things that need to be done, you are setting him up for failure and yourself for frustration. Sit down with him and come up with a concrete list of things that need to be done and when. If it isn't done at the agreed upon time and you end up doing it, impose a fee for that. Dont nag, dont remind. He will have a list to refer to. Charging him rent isnt going to fix the fact that he doesnt help around the house.
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Mary Kay Lady
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Post by Mary Kay Lady on Jan 7, 2024 21:50:04 GMT
When my youngest son was still at home I made him pay rent. Let me explain.
While he was in high school, he got a job working in fast food. He saved his money and paid cash for his first car, while still in high school. After graduation, he worked full time at his fast food job.
He continued to live at home and the agreement that we made was that I wouldn't charge him rent, but he needed to be responsible with his money and save $10K (We're Dave Ramsey followers.) to fund his retirement account.
Once he had that set up, I began charging him rent at $300/month. I expected him to do his own laundry, pay for his own food, mow the lawn and other household chores. I used this money to pay off some credit card debt.
He had an opportunity to take some training and got a good paying job where he was making about $45K/year. I told him that he could stay and continue to rent, but that he needed to start saving to furnish his first apartment.
He moved out about a year ago and is doing well for himself. He still has his job and sometimes works overtime for extra money. By the time he moved out he was 22 and ready to be on his own.
I think everyone is different and what works for one may not work for others.
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pilcas
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Post by pilcas on Jan 7, 2024 22:05:02 GMT
My daughter moved back home after college and we don’t charge her rent. She would love to move out but apartments in NYC are quite expensive and she needs to build a bit of a nest egg before she can comfortably move away. She is saving money, she is responsible, appreciative of her good fortune and we enjoy having her around. I moved out of my parents home at 28 and thanks to that I was able to buy a condo which I now, some 30 years later I rent out and provides me a nice income. I would have never been able to do that if I had moved out after college.
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