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Post by baslp on Mar 18, 2024 15:17:54 GMT
Hello -- We are going to start a plumbing business. How can we access health care plans to offer our future employees? Thanks for any info !
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Post by Merge on Mar 18, 2024 15:29:36 GMT
You can work with a benefits manager like Insperity or another company to help you select and manage health plans.
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Kerri W
Pearl Clutcher
Posts: 3,768 
Location: Kentucky
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Post by Kerri W on Mar 18, 2024 15:31:16 GMT
I'd be interested in hearing ideas as well. We have a small business and have not found an affordable option so far. At this point, it is cheaper for our employees to purchase insurance themselves through the marketplace than it is for us to purchase so we give them a stipend to do that.
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Post by Penellopy on Mar 18, 2024 15:33:59 GMT
The small company I worked for before retiring had coverage through our payroll provider. It was easier to let them lump us in to a bigger group with other small businesses to make the insurance affordable. Before we did that, we used a company that specialized in insurance benefits and let them manage the plans.
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cakediva
Drama Llama
Making the world a sweeter place one cake at a time!
Posts: 7,427
Location: Fergus, Ontario
Member is Online
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Post by cakediva on Mar 18, 2024 17:07:08 GMT
Is the Chamber of Commerce a thing in the states? I belong to my local Chamber and they have an insurance package for small businesses.
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Post by allison1954 on Mar 18, 2024 17:14:50 GMT
I'd be interested in hearing ideas as well. We have a small business and have not found an affordable option so far. At this point, it is cheaper for our employees to purchase insurance themselves through the marketplace than it is for us to purchase so we give them a stipend to do that. That is what we did also |
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Kerri W
Pearl Clutcher
Posts: 3,768
Location: Kentucky
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Post by Kerri W on Mar 18, 2024 18:03:41 GMT
Is the Chamber of Commerce a thing in the states? I belong to my local Chamber and they have an insurance package for small businesses. It is a thing in the US and ours does offer options for insurance. However, the cost was still prohibitive. We’ve also checked into options offered by the company who does our payroll. |
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samantha25
Pearl Clutcher
Posts: 2,902
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Post by samantha25 on Mar 18, 2024 18:10:05 GMT
Check out Paychex, who does our payroll. Also, if in Colorado and have more than 3 employees, company must enroll in Colorado Secure, not sure if this is health care or a savings plan.
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Post by littlemama on Mar 18, 2024 18:32:06 GMT
You should have an i insurance agent for all of your various business insurances. They may also do health insurance or if not, they will be able to recommend someone
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Post by baslp on Mar 18, 2024 19:28:17 GMT
Thanks for the responses. Will start checking into these.
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Post by allison1954 on Mar 18, 2024 19:42:03 GMT
Check out Paychex, who does our payroll. Also, if in Colorado and have more than 3 employees, company must enroll in Colorado Secure, not sure if this is health care or a savings plan. I believe Colorado Secure is a retirement savings plan, nothing to do with health insurance. |
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Post by crazy4scraps on Mar 19, 2024 2:18:01 GMT
I think it depends on how many employees you’re talking about. We only had one employee so we didn’t have a big enough “group” to qualify for a group plan with the insurance company we originally had. We ended up going through our state’s marketplace which meant changing insurance companies, which also meant changing clinics, doctors, etc.
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