raindancer
Pearl Clutcher
Posts: 3,095 
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Post by raindancer on Jun 18, 2016 13:39:58 GMT
can pick one up at the Apple store for yourself... Ugh. My mom sent me this after the whole bank account mess this week. Video to how they do it.
I just feel like without any consequences for the thieves, and the technology keeping ahead of the "good guys" who just want to legally purchase things and go home. It's so defeating! |
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imsirius
Prolific Pea
Call it as I see it.
Posts: 7,661
Location: Floating in the black veil.
Jul 12, 2014 19:59:28 GMT
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Post by imsirius on Jun 18, 2016 13:44:22 GMT
This is why when after I put in my pin in any machine, I Rub my whole hand over the key pad several times. I look OCD doing it, but it disrupts the thermal pattern and they can't see the numbers I pressed..  |
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trollie
Pearl Clutcher
Posts: 3,580
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Post by trollie on Jun 18, 2016 13:46:23 GMT
Thank you!
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Deleted
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Apr 30, 2024 1:35:56 GMT
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Post by Deleted on Jun 18, 2016 13:46:45 GMT
Or you could use the stylus to punch in the numbers.
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Post by papersilly on Jun 18, 2016 13:50:37 GMT
Thank goodness it doesn't register on metal pin pads like at the ATM. I will definitely rest my other fingers on the other numbers from now on.
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Deleted
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Apr 30, 2024 1:35:56 GMT
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Post by Deleted on Jun 18, 2016 13:55:04 GMT
That's alarming! But thanks for sharing how to protect yourself.
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Post by mikklynn on Jun 18, 2016 13:58:06 GMT
Amazing.
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Post by hop2 on Jun 18, 2016 13:59:43 GMT
Wow
Good to know. The 'fix' is so simple
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Deleted
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Apr 30, 2024 1:35:56 GMT
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Post by Deleted on Jun 18, 2016 15:42:33 GMT
Very good PSA....ughh, I hate thieves!
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Post by Delta Dawn on Jun 18, 2016 15:44:59 GMT
We have chips on our cards that allow us to tap purchases up to $100. I am not sure if that is progress or regression. Debit cards here don't have that but all credit cards do.
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Post by SockMonkey on Jun 18, 2016 16:56:56 GMT
Stupid question, but wouldn't they ALSO have to have your credit card number? (I'm not talking about keyless entry systems, just cards.)
What good does a pin do without the card number? So, a thief would have to steal your credit card number, follow you to a store, steal your pin and then use it?
Hate to say it, but online hackers can get into your accounts much faster and much easier without any of this hassle!
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msliz
Drama Llama
The Procrastinator
Posts: 6,419
Jun 26, 2014 21:32:34 GMT
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Post by msliz on Jun 18, 2016 17:09:57 GMT
Thanks, I'm sending this to my DDs
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raindancer
Pearl Clutcher
Posts: 3,095
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Post by raindancer on Jun 18, 2016 17:28:59 GMT
Stupid question, but wouldn't they ALSO have to have your credit card number? (I'm not talking about keyless entry systems, just cards.) What good does a pin do without the card number? So, a thief would have to steal your credit card number, follow you to a store, steal your pin and then use it? Hate to say it, but online hackers can get into your accounts much faster and much easier without any of this hassle! Apparently skimmers are everywhere and very indetectable. So for small time thieves this is easy. You don't have to know code. It's a huge ass mess to clean up if it happens to you. It just got me last week and I was surprised at how many people had this happen to them. D For a couple hundred bucks thieves took over 10k from me in a day. Not bad for a petty small time crook. |
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Post by myshelly on Jun 18, 2016 17:37:32 GMT
So doesn't this seem like another argument for why it's better to run your card as credit and not enter a PIN?
That's what I always do and I've always heard it's safer.
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imsirius
Prolific Pea
Call it as I see it.
Posts: 7,661
Location: Floating in the black veil.
Jul 12, 2014 19:59:28 GMT
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Post by imsirius on Jun 18, 2016 18:03:47 GMT
We have separate debit and credit cards here. Our credit cards also use a pin #.
I had my debit card compromised at a Staples a few years back. The employee had rigged the actual debit machine to get pins..the store alerted me the next day and I had a new card within an hour.
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Deleted
Posts: 0
Apr 30, 2024 1:35:56 GMT
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Post by Deleted on Jun 18, 2016 18:07:40 GMT
What good is a pin number without the card in this case? You need the card number and the pin number.
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imsirius
Prolific Pea
Call it as I see it.
Posts: 7,661
Location: Floating in the black veil.
Jul 12, 2014 19:59:28 GMT
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Post by imsirius on Jun 18, 2016 18:08:44 GMT
In my case, the machine that the employee rigged saved the card number and pin...so I had to replace it.
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Deleted
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Apr 30, 2024 1:35:56 GMT
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Post by Deleted on Jun 18, 2016 18:10:52 GMT
We have separate debit and credit cards here. Our credit cards also use a pin #. I had my debit card compromised at a Staples a few years back. The employee had rigged the actual debit machine to get pins..the store alerted me the next day and I had a new card within an hour. Which makes sense because he could also rig the machine to record the card numbers that go with that pin. Having just a pin for a card reader is meaningless. Having the card number and the pin is a problem. Using the reader on keyless entries to a house or more likley on a car is also a problem. |
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Post by mom on Jun 18, 2016 18:11:16 GMT
Ok this is just crazy how they can do this, for relatively little money! Definitely going to be rubbing my hand over the machine now!
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Post by anniefb on Jun 18, 2016 19:04:29 GMT
Stupid question, but wouldn't they ALSO have to have your credit card number? (I'm not talking about keyless entry systems, just cards.) What good does a pin do without the card number? So, a thief would have to steal your credit card number, follow you to a store, steal your pin and then use it? Hate to say it, but online hackers can get into your accounts much faster and much easier without any of this hassle! Apparently skimmers are everywhere and very indetectable. So for small time thieves this is easy. You don't have to know code. It's a huge ass mess to clean up if it happens to you. It just got me last week and I was surprised at how many people had this happen to them. D For a couple hundred bucks thieves took over 10k from me in a day. Not bad for a petty small time crook. Another reason to have chip and pin cards which can't be 'skimmed' as easily as those with a magnetic stripe - at least as far as I'm aware. |
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Deleted
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Apr 30, 2024 1:35:56 GMT
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Post by Deleted on Jun 18, 2016 19:04:41 GMT
Unless the thief is going to also steal your card those numbers are useless to him on their own.
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Post by refugeepea on Jun 18, 2016 21:56:34 GMT
I think I remember seeing that link on 2 peas once. I try to remember to touch other numbers on the keypad when the transaction is complete.
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raindancer
Pearl Clutcher
Posts: 3,095
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Post by raindancer on Jun 18, 2016 22:16:27 GMT
Unless the thief is going to also steal your card those numbers are useless to him on their own. They don't have to have your card. My dh and I both had our cards in hand and we're using them in NC while in CA they were wiping our my accounts. This is why it's easy for them to pull off. You don't worry because you have your card, but that's not a good reason to feel safe. |
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raindancer
Pearl Clutcher
Posts: 3,095
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Post by raindancer on Jun 18, 2016 22:17:25 GMT
Apparently skimmers are everywhere and very indetectable. So for small time thieves this is easy. You don't have to know code. It's a huge ass mess to clean up if it happens to you. It just got me last week and I was surprised at how many people had this happen to them. D For a couple hundred bucks thieves took over 10k from me in a day. Not bad for a petty small time crook. Another reason to have chip and pin cards which can't be 'skimmed' as easily as those with a magnetic stripe - at least as far as I'm aware. I agree. However, not every place accepts the chip yet... |
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Post by miss_lizzie on Jun 18, 2016 22:27:12 GMT
Thanks for that info. DH and I are going to much more careful about that from now on. (And a funny note: spell check wanted to change DH to Dud. Ha!)
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tduby1
Pearl Clutcher
Posts: 2,979
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Post by tduby1 on Jun 18, 2016 22:35:21 GMT
Unless the thief is going to also steal your card those numbers are useless to him on their own. They don't have to have your card. My dh and I both had our cards in hand and we're using them in NC while in CA they were wiping our my accounts. This is why it's easy for them to pull off. You don't worry because you have your card, but that's not a good reason to feel safe. But more than the likely, they somehow obtained your card numbers somehow and then used the card numbers in a manner that doesn't require pin usage (Internet ordering is the most common way). Your PIN number alone (without the card numbers) are useless. As someone said up thread , they could conceivably have outfitted the card reader with a number skimmer but then they would have to be in line right behind everyone whose number they skimmed for the scam to work. It seems unrealistic. |
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raindancer
Pearl Clutcher
Posts: 3,095
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Post by raindancer on Jun 18, 2016 22:35:46 GMT
What good is a pin number without the card in this case? You need the card number and the pin number. They are skimming cards as well. This is one of a few methods they get your pin. |
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raindancer
Pearl Clutcher
Posts: 3,095
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Post by raindancer on Jun 18, 2016 22:36:37 GMT
They don't have to have your card. My dh and I both had our cards in hand and we're using them in NC while in CA they were wiping our my accounts. This is why it's easy for them to pull off. You don't worry because you have your card, but that's not a good reason to feel safe. But more than the likely, they somehow obtained your card numbers somehow and then used the card numbers in a manner that doesn't require pin usage (Internet ordering is the most common way). Your PIN number alone (without the card numbers) are useless. As someone said up thread , they could conceivably have outfitted the card reader with a number skimmer but then they would have to be in line right behind everyone whose number they skimmed for the scam to work. It seems unrealistic. No they were using them in person in stores. Target, walmart, several gas stations, a tire shop, best buy. ETA, it's not the only method. It is just a PSA. Do with it what you will. But if they get into your account, don't be surprised. |
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tduby1
Pearl Clutcher
Posts: 2,979
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Post by tduby1 on Jun 18, 2016 22:42:32 GMT
What good is a pin number without the card in this case? You need the card number and the pin number. They are skimming cards as well. This is one of a few methods they get your pin. So, someone attaches a card skimmer, then proceeds to jump in line behind every single customer to obtain their pin their number to go along with the card number- then later has to match up which PIN goes with which number? And no one wonders why this person is constantly in line? It makes no sense. Skimmers are used to obtain a large amount of numbers, I believe. Not just one. And with Internet and phone shopping and stores that require nothing (pin or signature) under a certain amount PIN numbers are kinda useless. Do you know for sure your PIN was actually obtained, or just your card number? ETA: just saw you answered this. |
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raindancer
Pearl Clutcher
Posts: 3,095
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Post by raindancer on Jun 18, 2016 22:44:57 GMT
They are skimming cards as well. This is one of a few methods they get your pin. So, someone attaches a card skimmer, then proceeds to jump in line behind every single customer to obtain their pin their number to go along with the card number- then later has to match up which PIN goes with which number? And no one wonders why this person is constantly in line? It makes no sense. Skimmers are used to obtain a large amount of numbers, I believe. Not just one. And with Internet and phone shopping and stores that require nothing (pin or signature) under a certain amount PIN numbers are kinda useless. Do you know for sure your PIN was actually obtained, or just your card number? I do not know how my pin was obtained. I was told it could be imaging, thermal scanning is apparently another method. All they do is redo the strip on an existing card, like a hotel key can be changed after each guest. I'm not an expert. I just am sharing. If you are so sure it won't happen to you, awesome. I hope it doesnt. Because let me tell you it fucking sucks. |
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