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Post by scrapulous on Jul 18, 2016 16:50:21 GMT
I've always carried my card in my wallet, because it proves that I am insured for any car I drive. But today my ds got his drivers license (YAY!) and the lady at the DPS told me it should be kept in the car. But then if I drive my mom's car or a friend's car, I don't have proof of insurance on me. I'm in Texas, if that makes any difference.
So, where do you keep your insurance card?
And a little vent: we have Travelers insurance. We have three vehicles. I have three insurance cards - one for each vehicle. Every other insurance company I've ever had has given us ONE card per person, with all vehicles listed. So annoying that they don't all do it the same way.
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Deleted
Posts: 0
May 6, 2024 6:06:26 GMT
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Post by Deleted on Jul 18, 2016 16:51:07 GMT
Always in my glove box in my car.
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Post by StacyAngel on Jul 18, 2016 16:51:51 GMT
I keep one card in each car, and have an extra one for my wallet.
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Post by freecharlie on Jul 18, 2016 16:52:14 GMT
Mine is in my wallet, I think dh keeps it in the car. If someone borrows my car, I put the card in the car.
We get two per vehicle, but I can print more. Can you print another?
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Post by tiffanyr on Jul 18, 2016 16:52:44 GMT
In my glove box. We have USAA and they issue a separate card for each car.
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Post by scrapulous on Jul 18, 2016 16:52:46 GMT
So if you keep it in the car, then what if you get pulled over or have an accident while driving someone else's car? I always thought the driver had to prove they are insured, not just that the car is insured.
Yes I can print an extra one from the website apparently. (I just asked dh, didn't know I could do that)
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Post by myshelly on Jul 18, 2016 16:53:42 GMT
Both.
Our insurance sends us 6 cards every time the policy renews.
There is one in my car and one in my wallet, one in my husband's car and one in his wallet, and two in our file cabinet at home.
All of the cards have all of the drivers and all of the vehicles carried on our policy listed.
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Post by katlady on Jul 18, 2016 16:57:39 GMT
In my wallet. We get one per person.
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Post by scrapulous on Jul 18, 2016 16:58:49 GMT
The lady at the DPS was nice, but seemed surprised when I told her the card is not kept in my car. I've always kept it in my wallet, and whenever I've been in the car with someone who was pulled over they had theirs in their wallet, too. I've never seen anyone get one out of the glove box. This is new to me. But now that I know I can print another copy I'll keep one in the car just in case.
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Post by red88 on Jul 18, 2016 16:58:54 GMT
On my phone. But I always keep a copy in the glove box just in case the phone is not working at that particular moment I get pulled over.  |
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Post by JustCallMeMommy on Jul 18, 2016 17:00:39 GMT
My card is in my wallet, but the sheet that shows the dates of insurance is on my phone (it was in the glove box before it went digital).
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Deleted
Posts: 0
May 6, 2024 6:06:26 GMT
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Post by Deleted on Jul 18, 2016 17:00:50 GMT
In the car. It covers the car, so should be with it. If you drive someone else's car, you are covered under their policy (in most circumstances) and if you are in an accident/are pulled over in that car, that is the insurance that should be shown as primary.
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Deleted
Posts: 0
May 6, 2024 6:06:26 GMT
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Post by Deleted on Jul 18, 2016 17:01:51 GMT
We always get two cards for each car on the policy. One in the car, one in the wallet. In some states, just showing your phone app version of the card will not be acceptable by any police who might pull you over.
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basketdiva
Pearl Clutcher
Posts: 3,615 
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Post by basketdiva on Jul 18, 2016 17:03:36 GMT
Glove box. USAA gives us a card specifying the vehicle covered. So we get 2 cards-one for my car and one for my husband's vehicle. I've don't remember ever getting a card that does not specify the vehicle being covered.
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Post by crimsoncat05 on Jul 18, 2016 17:09:42 GMT
always in the glove box of the car... I thought the insurance always went with the car you were in, not the specific person driving the car.
eta: I don't know if State Farm sends us two copies of each card or not, but if they do I'm pretty sure the second copy is at home in our files, not in anyone's wallet.
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Post by idahomom on Jul 18, 2016 17:11:18 GMT
I'm also with Travelers and was just on their site this morning (www.mytravelers.com). I see that you can print convenience cards. It states these cards are not proof of insurance, but all my insurance information is on the card. This is the card I would probably carry in my wallet and leave the proof of insurance card in my vehicle. I have never carried a car insurance card in my wallet though.
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Post by jeremysgirl on Jul 18, 2016 17:11:30 GMT
I have never heard of having to keep it in your wallet. I keep mine in my glovebox. Any licensed driver is allowed to drive my car, under my insurance.
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Anita
Drama Llama
Posts: 5,643
Location: Kansas City -ish
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Post by Anita on Jul 18, 2016 17:12:42 GMT
Glove box. USAA gives us a card specifying the vehicle covered. So we get 2 cards-one for my car and one for my husband's vehicle. I've don't remember ever getting a card that does not specify the vehicle being covered. That. They are specific to our vehicles. I don't drive anyone else's car, so I don't worry about having proof of insurance in my wallet. |
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ginacivey
Pearl Clutcher
refupea #2 in southeast missouri
Posts: 4,685
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Post by ginacivey on Jul 18, 2016 17:14:53 GMT
I've always carried my card in my wallet, because it proves that I am insured for any car I drive. the way i understand it - vehicles are insured - not people if you drive a friends car and have an accident - THEIR insurance covers it - you as an "incidental driver' - as long as you are properly licensed just the same as if someone drives YOUR car and has an incident - YOUR insurance covers your vehicle i might be wrong - but i've had this assumption the entire time i've been driving i have a paper card in my car - and i have a downloaded version in my phone (acceptable in missouri) and i have the Geico App |
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Post by myshelly on Jul 18, 2016 17:17:19 GMT
I've always carried my card in my wallet, because it proves that I am insured for any car I drive. the way i understand it - vehicles are insured - not people if you drive a friends car and have an accident - THEIR insurance covers it - you as an "incidental driver' - as long as you are properly licensed just the same as if someone drives YOUR car and has an incident - YOUR insurance covers your vehicle i might be wrong - but i've had this assumption the entire time i've been driving i have a paper card in my car - and i have a downloaded version in my phone (acceptable in missouri) and i have the Geico App Yes. That is how I have always understood it. I got pulled over one time when I was driving my grandpa's car. The officer wanted to see the insurance for the CAR, not for ME. |
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Post by FLA SummerBaby on Jul 18, 2016 17:17:39 GMT
Used to keep it on me but now with my USAA app, I have it on my phone whenever I need it.
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Post by papersilly on Jul 18, 2016 17:18:24 GMT
wallet. I don't want any reason to reach anywhere in my car other than my purse.
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Post by myshelly on Jul 18, 2016 17:18:57 GMT
So if you keep it in the car, then what if you get pulled over or have an accident while driving someone else's car? I always thought the driver had to prove they are insured, not just that the car is insured. Yes I can print an extra one from the website apparently. (I just asked dh, didn't know I could do that) I have been pulled over while driving someone else's car. The officer wanted the insurance for the CAR, not for ME. I believe the insurance follows the car, not the driver. |
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ginacivey
Pearl Clutcher
refupea #2 in southeast missouri
Posts: 4,685
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Post by ginacivey on Jul 18, 2016 17:19:56 GMT
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acian7223
Full Member
Posts: 149
Jul 13, 2016 14:31:42 GMT
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Post by acian7223 on Jul 18, 2016 17:23:45 GMT
I used to keep it in my wallet. Mostly because my family had kept them in the glove compartment. But when I got pulled over while driving my mom's vehicle, it wasn't there so I got a warning for driving without insurance (just had to prove it to have it removed from my record, so no big deal)
But I was paranoid after that so I'd keep it in my wallet just in case.
Now that I have my own insurance for just me and my one car, I keep one in my car, one in my wallet.
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Post by cmpeter on Jul 18, 2016 17:25:50 GMT
In the glove box.
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Post by padresfan619 on Jul 18, 2016 17:26:30 GMT
In the glove box with the registration paper clipped to it.
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Kerri W
Pearl Clutcher
Posts: 3,768
Location: Kentucky
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Post by Kerri W on Jul 18, 2016 17:28:45 GMT
I've always carried my card in my wallet, because it proves that I am insured for any car I drive. the way i understand it - vehicles are insured - not people if you drive a friends car and have an accident - THEIR insurance covers it - you as an "incidental driver' - as long as you are properly licensed just the same as if someone drives YOUR car and has an incident - YOUR insurance covers your vehicle i might be wrong - but i've had this assumption the entire time i've been driving i have a paper card in my car - and i have a downloaded version in my phone (acceptable in missouri) and i have the Geico App Always in my glove compartment. The above is the way it was explained to us in driver's education and it was stressed that the proof of insurance was to be kept in the car. I had never heard of somebody carrying it with them until the thread here a couple weeks ago. Which also made me think probably 75% of the people close to me (friends/family) don't carry a wallet or purse with them. They generally carry a debit card, license and some cash in their pocket. SaveSave |
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SweetieBsMom
Pearl Clutcher
Posts: 4,604
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Post by SweetieBsMom on Jul 18, 2016 17:29:17 GMT
Always in my glove box in my car. Me too |
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Post by flanz on Jul 18, 2016 17:31:21 GMT
Always in my glove box in my car. same here. in cali. and one card per vehicle. |
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