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Post by katlady on Nov 10, 2016 3:00:15 GMT
I don't know if this has been discussed within one of the many other political threads from today, but if Obamacare is repealed what will happen to all the people who currently have it and need it? Will they lose their current coverage? Or do you think they will be grandfathered in and be allowed to keep their insurance? I hope they are allowed to keep their coverage. It is hard to know that someone going through a medical crisis can have their coverage taken away right in the middle of their treatment.  |
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Post by mom on Nov 10, 2016 3:01:55 GMT
Honestly, I think its too soon to predict what will happen. I have read Dr. Ben Carson is heading up the planning on it though.
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Deleted
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Jun 2, 2024 10:23:09 GMT
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Post by Deleted on Nov 10, 2016 3:03:02 GMT
No one knows.
I know that my friend whose child will never be insurable as an adult without the ACA is terrified.
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Post by katlady on Nov 10, 2016 3:05:12 GMT
No one knows. I know that my friend whose child will never be insurable as an adult without the ACA is terrified.  |
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Post by kibble on Nov 10, 2016 3:05:52 GMT
NO idea, but I'm scared for my niece who was born with serious health problems. She will most likely end up uninsured. Without her medicine she will die, I hope she can get medicaid. (not sure how that works)
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Post by chaosisapony on Nov 10, 2016 3:06:02 GMT
This scares me. A few good things came from the ACA and I don't want to return to the dark ages of when people who desperately needed coverage couldn't get it.
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Post by Zee on Nov 10, 2016 3:08:13 GMT
I can't think of anyone, of any party, that wants to go back to the days of pre-existing conditions, so I'll try not to panic yet about my breast cancer or my daughter's diabetes making us uninsurable.
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Post by paperaddictedpea on Nov 10, 2016 3:09:30 GMT
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scrappinspidey2
Pearl Clutcher
Posts: 2,511
Location: In the Parlor with the Fly
Mar 18, 2015 19:19:37 GMT
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Post by scrappinspidey2 on Nov 10, 2016 3:12:27 GMT
I can't afford the healthcare system now. What about people like me? Maybe repealing it on the whole isn't a good idea but it isn't working for a vast majority of us and it needs an sensible overhaul
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freebird
Drama Llama
'cause I'm free as a bird now
Posts: 6,927 
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Post by freebird on Nov 10, 2016 3:16:08 GMT
I don't think it will just be repealed overnight. I'm sure that there'll be a plan put into place and parts will be repealed. It most likely will take a couple years for that plan to get into place.
Here's the thing though, I don't think that the costs of insurance will go down much. I think once they got a taste that insureds WOULD pay 3-4-12 times for insurance that they would before, that they will not give that up so willingly. (which is why we shouldn't have tripped down this road to start).
I think we need a whole new plan and let people migrate over. There IS a solution, it won't come in days though.
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valincal
Drama Llama
Southern Alberta
Posts: 5,650
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Post by valincal on Nov 10, 2016 3:19:40 GMT
So insurance premiums aren't expected to go down?
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Post by jamielynn on Nov 10, 2016 3:20:13 GMT
I think a new and more feasible system will be put in and it will be called something else.
Can you imagine how well Trump-care would go over as the name .....
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Post by kellybelly77 on Nov 10, 2016 3:23:23 GMT
I work in insurance and have been to several conferences over the last year and lobbyist's, attorneys and politicians alike agree that it just can't be repealed. The rules are too intertwined with every code and law at this point. There is bipartisan support to make changes. Mostly the Cadillac tax and the definition of full time. But the most recent conference in Sept said even with a Republican president there wouldn't be a super majority (or something like that!). I am not too up to speed on what would be needed to repeal or if that even still stand after the crazy shit that happened last night though.
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Post by mzza111 on Nov 10, 2016 3:26:03 GMT
So insurance premiums aren't expected to go down? The morons who voted in Trump probably expect that, but NO, they will not go down. |
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Post by ktdoesntscrap on Nov 10, 2016 3:37:54 GMT
Honestly, I think its too soon to predict what will happen. I have read Dr. Ben Carson is heading up the planning on it though. I just read he was slated to head up the Dept. of Education if there is one. |
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Deleted
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Post by Deleted on Nov 10, 2016 3:42:16 GMT
Honestly, I think its too soon to predict what will happen. I have read Dr. Ben Carson is heading up the planning on it though. I just read he was slated to head up the Dept. of Education if there is one. We don't need no stinkin' Dept of Education. Or Dept of Health & Human Services. Or EPA. Or Water Quality Standards. Or Meat Inspections. Let the Buyer Beware and Let the Market's Magic Hand Fix It All (TM) |
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Post by annabella on Nov 10, 2016 3:45:40 GMT
Here's an interesting article explaining what might happen. |
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Post by Merge on Nov 10, 2016 3:46:56 GMT
Who cares? Fuck the poor!
ETA: They've had all these past years with a Republican majority to come up with a solution and haven't done jack. I don't know why anyone thinks that will change now.
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Post by mom on Nov 10, 2016 3:48:07 GMT
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Post by mnmloveli on Nov 10, 2016 3:49:17 GMT
The government always forgets to mention that the 22 million people using obamacare are not all paying customers; a substantial amount were put on Medicaid. In New York, before obamacare, we had Healthy New York. It was so much better. Monthly premium was about 30% less and maximum out-of-pocket for the year was about 75% less. I'm praying we go back to that.
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Deleted
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Post by Deleted on Nov 10, 2016 3:55:11 GMT
The government always forgets to mention that the 22 million people using obamacare are not all paying customers; a substantial amount were put on Medicaid. In New York, before obamacare, we had Healthy New York. It was so much better. Monthly premium was about 30% less and maximum out-of-pocket for the year was about 75% less. I'm praying we go back to that. That's because before Obamacare many of the really sick were uninsured or hit lifetime maximums after which they were SOL or couldn't get plans due to "pre-exsitings". Oh, don't worry. We're going back there. Hope you and yours don't have to find out just how horrendous it is for those w/major illnesses. But hey, as long as you're not one of them, right? |
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Deleted
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Post by Deleted on Nov 10, 2016 4:04:26 GMT
Obamacare was never a fix. It was never going to work. The demographics simply changed on who could not afford medical insurance or medical care.
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Post by papercrafteradvocate on Nov 10, 2016 4:32:53 GMT
If it is repealed, his plan is to do it on day one, it would be effective immediately. His plan is to then eventually replace it with something else, but he has not considered that it took 2-3 years to get the ACA in place.
It will be catastrophic to many. The poor will suffer, those who cannot afford new premiums won't have insurance.
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Post by jumperhop on Nov 10, 2016 4:57:11 GMT
No one knows. I know that my friend whose child will never be insurable as an adult without the ACA is terrified. As am I. Jen |
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Post by rebelyelle on Nov 10, 2016 5:59:07 GMT
If it is repealed, his plan is to do it on day one, it would be effective immediately. But realistically speaking, that is never going to happen. I, along with my husband and two children, will be one of many who are screwed without the exchanges. My DH has a preexisting condition and we are both self-employed. So I've been reading and researching furiously and will continue to do so until I have a robust understanding of the consequences of repeal and replace. And once I do, I will furiously be reaching out to my congressmen to make sure my voice is heard. SaveSave |
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Post by betty on Nov 10, 2016 6:56:26 GMT
Yep...that!
I have a child with a lifelong medical condition..and now we are paying $6,000 more a year just to be insured. We pay more per year for crappy insurance than our mortgage. Not sustainable for a middle class family.
Repeal...replace...whatever.
Anything at this point will be an improvement over Obamacare.
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Deleted
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Post by Deleted on Nov 10, 2016 9:40:33 GMT
It is hard to know that someone going through a medical crisis can have their coverage taken away right in the middle of their treatment. You do realize this is just what happened to a lot of people who had insurance before ACA, right? |
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Deleted
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Post by Deleted on Nov 10, 2016 14:05:01 GMT
People don't really think that premiums will go down if the ACA is repealed, do they? Premiums are on the rise for other reasons, primarily the increasingly high costs of treatments, equipment, and medications. Putting the burden of care back on the hospitals to care for the poor isn't really a solution at all.
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Post by Merge on Nov 10, 2016 14:09:32 GMT
People don't really think that premiums will go down if the ACA is repealed, do they? Premiums are on the rise for other reasons, primarily the increasingly high costs of treatments, equipment, and medications. Putting the burden of care back on the hospitals to care for the poor isn't really a solution at all. Yes, I'm sure it will be quite a shock when they realize that repealing the ACA isn't going to magically make healthcare affordable. |
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Post by cindyupnorth on Nov 10, 2016 14:43:18 GMT
Here is my question, and I see other's have sort of addressed it. but WHY has insurance rates gone up>? Is it really because of Obama care? OR is it the INSURANCE Co's??? I think the blame is being put on the wrong person. I could be completely wrong though. Obama care spurred the everyone having insurance, which put power in the insurance's hands. There are less insurance Co's. So hey!! Lets jack the prices up? is this what happened? or is there something else going on??
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