freebird
Drama Llama
'cause I'm free as a bird now
Posts: 6,927 
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Post by freebird on Nov 27, 2016 3:02:49 GMT
I need to get some jewelry insured. I have some insurance now but it won't be enough (I'm getting a new piece in a week or so). The jeweler recommends jewelers mutual but It has so/so reviews and also does not pay full insured value. So if I have a piece of jewelry I'm paying $10k in insurance on and lose it, they'll pay to remake the piece. So if the new piece only costs $7k, that's all I get. So I'm paying for insurance on $10k but only getting $7k value.
I have it with our homeowners right now and it'll be pretty expensive with the jump. Suggestions?
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moodyblue
Drama Llama
Posts: 6,173
Location: Western Illinois
Site Supporter
Jun 26, 2014 21:07:23 GMT
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Post by moodyblue on Nov 27, 2016 3:05:02 GMT
The only jewelry I have insured is my wedding and engagement rings and they are insured as part of our homeowners policy.
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basketdiva
Pearl Clutcher
Posts: 3,615
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Post by basketdiva on Nov 27, 2016 3:11:25 GMT
I have a rider to my homeowner policy for jewelry. Very reasonable rate.
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Post by MichyM on Nov 27, 2016 3:18:15 GMT
Mine is also on a rider on my homeowners.
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smcast
Drama Llama
Posts: 5,303
Location: MN
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Post by smcast on Nov 27, 2016 3:31:09 GMT
Same-under homeowner's.
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Post by crazy4scraps on Nov 27, 2016 4:59:11 GMT
Same here, rider on our homeowner's insurance.
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Post by 950nancy on Nov 27, 2016 5:10:29 GMT
State Farm.
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kibblesandbits
Pearl Clutcher
At the corner of Awesome and Bombdiggity
Posts: 3,305
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Post by kibblesandbits on Nov 27, 2016 12:45:36 GMT
I have a separate rider on our homeowner's insurance. I had all pieces appraised and have the rider priced at full replacement value. When I add a new piece, I send the appraisal notification to our agent and he adds it to the existing rider.
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Post by anxiousmom on Nov 27, 2016 12:47:18 GMT
I have a rider with Smith and Wesson. (har har har. Feeling a bit feisty this morning.  ) |
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