Post by librarylady on May 4, 2017 20:03:13 GMT
I am a retired teacher (actually a school librarian, but..) in the state of Texas.
Our Teacher Retirement System has provided health insurance to teachers for years and years.
However, it (and our retirement monthly money) are dependent upon the mood of the state legislature.
The retirement monthly annuity is pretty solvent, but the leg keeps trying to rob that fund because they see a pot of money.
Meanwhile, (like the rest of the nation) the health insurance is becoming more of an issue.
TRS says health insurance is within 2 years of being dissolved.
Yesterday the house gave the fund some money, but we have to wait on the Senate and the governor............
But, to make it "more fun," those of us old enough for Medicare will be forced to accept some @#$%^&*() plan named Medicare Advantage (advantage to the insurance company I believe). NONE of our physicians will accept the Medicare Advantage plans....NONE.
So, our choice is either find new physicians who will take MA, OR go into the public pool seeking insurance coverage.
My husband is diabetic, has heart issues, kidney issues and a cancer survivor.
(All that sounds awful, but he is really spry and you would not believe it if you saw him. He is very active and does lots of yard work and other things around the house and for neighbors.)
So, we would be in the high risk pool and get high rates, high deductible and probably have to search to find any insurance company who would take us.
Best I can tell, we are just screwed...........
Our Teacher Retirement System has provided health insurance to teachers for years and years.
However, it (and our retirement monthly money) are dependent upon the mood of the state legislature.
The retirement monthly annuity is pretty solvent, but the leg keeps trying to rob that fund because they see a pot of money.
Meanwhile, (like the rest of the nation) the health insurance is becoming more of an issue.
TRS says health insurance is within 2 years of being dissolved.
Yesterday the house gave the fund some money, but we have to wait on the Senate and the governor............
But, to make it "more fun," those of us old enough for Medicare will be forced to accept some @#$%^&*() plan named Medicare Advantage (advantage to the insurance company I believe). NONE of our physicians will accept the Medicare Advantage plans....NONE.
So, our choice is either find new physicians who will take MA, OR go into the public pool seeking insurance coverage.
My husband is diabetic, has heart issues, kidney issues and a cancer survivor.
(All that sounds awful, but he is really spry and you would not believe it if you saw him. He is very active and does lots of yard work and other things around the house and for neighbors.)
So, we would be in the high risk pool and get high rates, high deductible and probably have to search to find any insurance company who would take us.
Best I can tell, we are just screwed...........
