Deleted
Posts: 0
May 5, 2024 10:25:39 GMT
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Post by Deleted on Sept 11, 2017 14:31:15 GMT
" If a cybercriminal maxed out a credit card in your name, you'll have a very difficult time passing a credit check. Good luck getting a new cell phone, a student loan, a car or a mortgage. If a data thief took out a prescription using your identity, that goes on your medical record. That could seriously screw up your ability to get treatment at a hospital or from your pharmacy, particularly if the fraudster obtained medicine that counteracts with yours. More sinister cybercriminals could use that data to pin crimes on you, according to Eva Velasquez, CEO of the Identity Theft Resource Center, a nonprofit that assists fraud victims.
If someone gets a driver's license in your name and runs a red light or gets a speeding ticket, you're on the hook. The criminal's not going to pay it -- and soon enough there could be a warrant out for your arrest.
"This is not hypothetical," said Velasquez, who notes her organization annually helps thousands of victims of some truly complex identity fraud. In a few extreme cases, Velasquez's organization dealt with fraud victims who discovered prisoners were serving sentences in their names." money.cnn.com/2017/09/11/technology/equifax-identity-theft/index.htmlConsider doing a credit freeze. It's costly and a pain. But it may stop some of the damage since this data will be out on the internet forever.
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Post by pattyraindrops on Sept 11, 2017 14:36:58 GMT
What happens if you want to apply for credit when you have a freeze?
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quiltedbrain
Full Member
Posts: 429
Jun 26, 2014 3:34:53 GMT
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Post by quiltedbrain on Sept 11, 2017 14:48:53 GMT
What happens if you want to apply for credit when you have a freeze? You can temporarily lift the freeze and you say how long it can be lifted. I froze our credit last year, but then later in the year decided to open an account at a credit union. I lifted the freeze for a week, which was more than enough time to open the account.
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Deleted
Posts: 0
May 5, 2024 10:25:39 GMT
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Post by Deleted on Sept 11, 2017 15:06:56 GMT
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Post by jumperhop on Sept 11, 2017 18:18:55 GMT
Thank You! I was able to use this info and freeze all three agencies for both my husband and I. Easy Peasy!! Jen
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Post by cadoodlebug on Sept 25, 2017 22:05:50 GMT
" If a cybercriminal maxed out a credit card in your name, you'll have a very difficult time passing a credit check. Good luck getting a new cell phone, a student loan, a car or a mortgage. If a data thief took out a prescription using your identity, that goes on your medical record. That could seriously screw up your ability to get treatment at a hospital or from your pharmacy, particularly if the fraudster obtained medicine that counteracts with yours. More sinister cybercriminals could use that data to pin crimes on you, according to Eva Velasquez, CEO of the Identity Theft Resource Center, a nonprofit that assists fraud victims.
If someone gets a driver's license in your name and runs a red light or gets a speeding ticket, you're on the hook. The criminal's not going to pay it -- and soon enough there could be a warrant out for your arrest.
"This is not hypothetical," said Velasquez, who notes her organization annually helps thousands of victims of some truly complex identity fraud. In a few extreme cases, Velasquez's organization dealt with fraud victims who discovered prisoners were serving sentences in their names." money.cnn.com/2017/09/11/technology/equifax-identity-theft/index.htmlConsider doing a credit freeze. It's costly and a pain. But it may stop some of the damage since this data will be out on the internet forever. I froze all of ours (well, except DH's on Equifax) and it didn't cost anything. Has anyone frozen their credit on Innovis? I never heard of them until today.
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scrappinghappy
Pearl Clutcher
“I’m late, I’m late for a very important date. No time to say “Hello.” Goodbye. I’m late...."
Posts: 4,306
Jun 26, 2014 19:30:06 GMT
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Post by scrappinghappy on Sept 26, 2017 1:02:10 GMT
The cost is dependant on the state you live in. Some states, very few, are free, some are $5 and some are $10. You can also do a security lock for free right now through Trans Union.
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Post by gailoh on Sept 26, 2017 18:42:58 GMT
btt
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Post by keesha on Sept 26, 2017 19:03:20 GMT
My household had to spend $60 (3 people, $10 x 6) to freeze credit. I hope no one profits off this because it is ridiculous and f'd up.
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