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Post by LavenderLayoutLady on Dec 28, 2017 20:56:33 GMT
This year I want to work on cutting back extra spending.
(reading that retirement/pension thread was depressing)
I don't eat out. Or go to the movies.
But I know sometimes I buy things for my kids because the deal is really good, and I wouldn't be able to buy the item at full price. Like the other week, I bought a Wii at a thrift store for $19. Did they really need it? No. Of course they didn't need it. But I would not have bought it even at used price at GameStop.
I also want to keep accurate track of exactly how much I'm spending on gas for the car, on fundraisers and other kids' school related expenses (they add up quick!), and other expenses.
So, anyone else want to talk about their goals for 2018?
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keithurbanlovinpea
Pearl Clutcher
Flowing with the go...
Posts: 4,273
Jun 29, 2014 3:29:30 GMT
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Post by keithurbanlovinpea on Dec 28, 2017 21:10:50 GMT
I'm doing a whole set of goals under different headers like health & wellness, personal growth, etc.
My top ones... Pay off all debt, limit my alcohol consumption to only planned days / amounts, and get life coaching
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Post by lemondrop on Dec 28, 2017 21:22:17 GMT
My goals are to: - continue fine-tuning my budget & plan for the future
- walk more
- eat less crap
LavenderLayoutLady , check out YNAB - You Need A Budget (it was recommended to me by the peas) I have been using it for just over a year now and it has helped me tremendously with tracking expenses, planning for the unexpected-expenses-that-you know-will-happen (car repairs, new appliances, etc.) and sleeping better at night. It has made a big difference in my financial life. IIRC from other posts, I think we are in a similar marital state but my kids are older than yours. Here's to a successful 2018!
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Post by jeremysgirl on Dec 28, 2017 21:23:52 GMT
I have a lot of goals for 2018. I even scrap booked a page about it. I would like to eliminate all debt except student loans and house payment. That is a year long goal. I want to be able to take a nice vacation in 2019.
I have two blankets I want to finish crocheting by Christmas 2018.
I want to put to use all of Dr Fungs knowledge I read in the obesity code and his book on fasting. I am going to exercise and try to eat lower carb. I'd like to lose some weight. So does my son so he will be my workout buddy.
My birthday is in July. I would like to quit smoking by my birthday. First I want to get my weight under control. I am going to try ecigs and gradually eliminate cigarettes one by one until I'm down to none.
I would like to paint my kitchen and DH will remodel our bathroom before DD graduation party in June.
It's a lot but I finally feel like I have my head on straight and I'm doing well on a medicine. So I think I can tackle each issue one by one.
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Post by Zee on Dec 28, 2017 21:33:59 GMT
I am on track to finish up my BSN this fall
I'm working on un-freezing my frozen right shoulder (ok this sounds like a silly goal, but I've been living with this for a while and am now making progress through yoga--surgeries contributed to the problem and kept me from really applying myself to fixing it until now)
I need to lose 20 lbs but would be happy with 10. I'm very good at losing weight and very good at finding it again. I'm trying to address stress eating! I have gone a year without gaining any more weight, but I haven't lost any either. To be fair, I haven't really tried.
And last but not least, DS and I are going to do some backpacking on the Appalachian trail.
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Post by Linda on Dec 28, 2017 21:35:52 GMT
I've decided to focus on progress in 2018...and I'm going to keep the quote "strive for progress not perfection" in mind next year.
I'm not a resolution maker - they put too much pressure on me and I feel too quilty when I inevitably break them. So I focus on a word and a quote and try to keep them in mind through out the year.
Progress .... in improving my health, in decluttering my life, in time management...
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Post by epeanymous on Dec 28, 2017 21:39:04 GMT
I am working on living in the present. I only have 2.5 years left with my oldest before she leaves for college. I feel like I have always been planning for the next thing. I want to just be for a while and enjoy it.
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DEX
Pearl Clutcher
Posts: 3,355
Aug 9, 2014 23:13:22 GMT
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Post by DEX on Dec 28, 2017 21:40:56 GMT
Stop being a patsy and putting the needs of others before mine.
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Post by jeremysgirl on Dec 28, 2017 21:45:03 GMT
I've decided to focus on progress in 2018...and I'm going to keep the quote "strive for progress not perfection" in mind next year. I'm not a resolution maker - they put too much pressure on me and I feel too quilty when I inevitably break them. So I focus on a word and a quote and try to kind them in mind through out the year. Progress .... in improving my health, in decluttering my life, in time management... This is a really nice way to look at it. I am always ambitious with my goals. Inevitably I meet some and not others. But I don't have the sort of personality where it let's me down if I don't meet every single one.
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Post by canadianscrappergirl on Dec 28, 2017 21:45:04 GMT
My life is in such chaos it's overwhelming.
I'm praying 2018 is a year of recovery and wellness for Spencer and peace for my heart.
The unknown of how close he can get to his baseline is scary and makes it hard to see excitement for the new year. His recovery will take up so much of my energy so I'm doubting much of this will happen. If I had a magic wand these would be my goals.
I want to get out of my toxic marriage and find some happiness.
I need to get rid of all the toxic people in my life.
I want to build my self esteem I literally have none.
I need to get myself healthy physically, emotionally and spiritually.
I need to put myself first no one else will or has.
I need to keep telling myself I'm a good person and I deserve happiness.
I'm walking away from the volunteering I've done. I need to focus on me.
I want to quit taking crap from people, realize I don't deserve it, call them on it and no longer give a shit what those people think of me!
I have some cc debt I need to get that paid down. It's a struggle now though because every cent is going to me being able to be with Spencer.
At this point with Spencer so unwell, my marriage in the gutter and no means to financially get myself out of it some of these goals seem like pipe dreams.
I'm praying that regardless of how dire everything seems right now that can I look back on 2018 and see a lot of great changes in my life.
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Post by Linda on Dec 28, 2017 21:48:08 GMT
canadianscrappergirl - ((((Hugs))) and prayers. I hope 2018 is a year of recovery and hope for you AND Spencer
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Deleted
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May 19, 2024 8:13:33 GMT
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Post by Deleted on Dec 28, 2017 21:51:38 GMT
I mentioned on another thread that my word for next year is self-care. I've become increasingly lazy these last few months and got back into very bad habits with sugar, so I'm going to move more and really cut down on added sugar. I don't need to lose weight but I do desperately need to tone up! I'm taking a few ideas from here link
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Post by hop2 on Dec 28, 2017 21:58:34 GMT
I need to find a place to live by oct first. So not too soon or I’d have double expenses. Needs 3 bedrooms and has to accept pets and I needs to be able to afford it. That sounds reasonable but it’s not. My net take home pay is not really enough.
I know a couple of people who have found the miracle needle is a haystack so my fingers are crossed and prayers are said. I’ll start looking in June/July as I can only handle 3 months of double expenses.
But my entire year starting this Saturday is about decluttering and packing to move.
Anyone with little girls who will wear hand crocheted sweaters? I’ll mail them free to a good Home. I’m guessing they are around a size 10 or 12 but I’m Not sure.
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Post by jeremysgirl on Dec 28, 2017 21:59:13 GMT
canadianscrappergirl, you are dealing with a whole heck of a lot just with Spencer. Please take time to care for you. I am no stranger to counseling. I go Everytime life gets complicated and it really does help get you refocused. I would encourage you to try it. Hugs.
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Post by hop2 on Dec 28, 2017 22:00:44 GMT
I mentioned on another thread that my word for next year is self-care. I've become increasingly lazy these last few months and got back into very bad habits with sugar, so I'm going to move more and really cut down on added sugar. I don't need to lose weight but I do desperately need to tone up! I'm taking a few ideas from here link thank you for the link I appreciate it.
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Post by jeremysgirl on Dec 28, 2017 22:01:51 GMT
I mentioned on another thread that my word for next year is self-care. I've become increasingly lazy these last few months and got back into very bad habits with sugar, so I'm going to move more and really cut down on added sugar. I don't need to lose weight but I do desperately need to tone up! I'm taking a few ideas from here link Thank you for that link. I got a lot of good ideas.
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Deleted
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May 19, 2024 8:13:33 GMT
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Post by Deleted on Dec 28, 2017 22:02:46 GMT
DH and I are starting a business this year. He will work the business while I continue to work a full time job outside of the house to pay our bills until his is up and running and seeing a profit. We feel like it will be at least one year, possibly up to three before we see any real money to pull a paycheck from.
With that said, this year will not be about trying to save money, it will be about HAVING to save money and live as frugally as possible. We have not been paycheck to paycheck in twenty plus years, but in order to maintain my savings, 401k and have zero debt on the business, its rice and beans baby.
I'm excited and terrified at the same time so here's hoping!
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Post by hop2 on Dec 28, 2017 22:02:51 GMT
My life is in such chaos it's overwhelming. I'm praying 2018 is a year of recovery and wellness for Spencer and peace for my heart. The unknown of how close he can get to his baseline is scary and makes it hard to see excitement for the new year. His recovery will take up so much of my energy so I'm doubting much of this will happen. If I had a magic wand these would be my goals. I want to get out of my toxic marriage and find some happiness. I need to get rid of all the toxic people in my life. I want to build my self esteem I literally have none. I need to get myself healthy physically, emotionally and spiritually. I need to put myself first no one else will or has. I need to keep telling myself I'm a good person and I deserve happiness. I'm walking away from the volunteering I've done. I need to focus on me. I want to quit taking crap from people, realize I don't deserve it, call them on it and no longer give a shit what those people think of me! I have some cc debt I need to get that paid down. It's a struggle now though because every cent is going to me being able to be with Spencer. At this point with Spencer so unwell, my marriage in the gutter and no means to financially get myself out of it some of these goals seem like pipe dreams. I'm praying that regardless of how dire everything seems right now that can I look back on 2018 and see a lot of great changes in my life. You are a wonderful person. You are kind and giving and a dedicated mother. Hugs - may 2018 be a year of healing. You can do it.
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Post by hop2 on Dec 28, 2017 22:06:11 GMT
DH and I are starting a business this year. He will work the business while I continue to work a full time job outside of the house to pay our bills until his is up and running and seeing a profit. We feel like it will be at least one year, possibly up to three before we see any real money to pull a paycheck from. With that said, this year will not be about trying to save money, it will be about HAVING to save money and live as frugally as possible. We have not been paycheck to paycheck in twenty plus years, but in order to maintain my savings, 401k and have zero debt on the business, its rice and beans baby. I'm excited and terrified at the same time so here's hoping! Good luck with your business. Here’s a good one we’ve tried. www.google.com/amp/s/www.epicurious.com/recipes/member/views/lemon-garlic-fried-rice-and-beans-50109287/amp
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Post by dewryce on Dec 28, 2017 22:10:11 GMT
I've decided to focus on progress in 2018...and I'm going to keep the quote "strive for progress not perfection" in mind next year. Thank you for sharing, I really like this mindset! I have a lot of areas I have been working on and would like to make resolutions for, but for most of them the end goal is farther than a year away. And that's very frustrating and demoralizing. So, I will make intermediate goals and work very hard on not only accepting but being happy with and proud of progress not perfection.
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Deleted
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May 19, 2024 8:13:33 GMT
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Post by Deleted on Dec 28, 2017 22:18:02 GMT
My goals are simple:
Spend less or at least smarter. Expand my craft shows with larger spaces and more inventory Finish my biggest project ever (that I started today) - a 28"x19" realistic cross stitch created from a picture I took years ago. Find someone who will be able to take over the task of organizing the band uniforms
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Post by jeremysgirl on Dec 28, 2017 22:37:58 GMT
Best of luck @none2pleased
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Post by sawwhet on Dec 28, 2017 23:10:38 GMT
My life is in such chaos it's overwhelming. I'm praying 2018 is a year of recovery and wellness for Spencer and peace for my heart. The unknown of how close he can get to his baseline is scary and makes it hard to see excitement for the new year. His recovery will take up so much of my energy so I'm doubting much of this will happen. If I had a magic wand these would be my goals. I want to get out of my toxic marriage and find some happiness. I need to get rid of all the toxic people in my life. I want to build my self esteem I literally have none. I need to get myself healthy physically, emotionally and spiritually. I need to put myself first no one else will or has. I need to keep telling myself I'm a good person and I deserve happiness. I'm walking away from the volunteering I've done. I need to focus on me. I want to quit taking crap from people, realize I don't deserve it, call them on it and no longer give a shit what those people think of me! I have some cc debt I need to get that paid down. It's a struggle now though because every cent is going to me being able to be with Spencer. At this point with Spencer so unwell, my marriage in the gutter and no means to financially get myself out of it some of these goals seem like pipe dreams. I'm praying that regardless of how dire everything seems right now that can I look back on 2018 and see a lot of great changes in my life. Best wishes to you (and Spencer) for a wonderful, successful and HAPPY 2018. You deserve it and so does Spencer.
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Post by sawwhet on Dec 28, 2017 23:19:25 GMT
I have a few goals. - I want to start the year with a Whole45. I did this last year and really surprised myself -donate a few crocheted blankets to Project Linus and crochet granny squares to the cancer centre. They have a group of ladies who stitch the squares together. -continuing with my exercise program. I really slacked in December. It was an overwhelming month. Tomorrow, I start again. -more creative time to work on projects -more time together with my family. The kids are young adults and I love spending time with them, making connections over coffee or food Work related - really work hard to be a great mentor to my students, especially the disadvantaged kids. It's so hard sometimes talking to children who are poor and/or from really dysfunctional families. I just want them all to succeed and have a good life.
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Post by birukitty on Dec 28, 2017 23:30:28 GMT
My goal for 2018 is start exercising! I have to have sinus surgery in January to finally beat this sinus infection I've had for 2 years and after I heal from that no more excuses. It's time to start exercising. I walked at least 10 miles daily while on my trip to Poland/Germany in May and while it made my feet swell my thighs became much stronger and I felt amazing. Now I went from 0 miles to 10 which is probably why my feet swelled-not a good way to do it. This time I'm going to do it the right way. Start slow and build up. I'll start with walking and hopefully add in some other types of exercise to keep it interesting. We have an indoor rock climbing gym about 35 miles away that I'm very keen to go to in the summer when the humidity and heat makes things uncomfortable outdoors. I've only done that once on a cruise ship but I loved it-went all the way to the top and rang the bell. I always did like climbing trees when I was a child, although I'm sure this is much different. If/when that gets boring I'd like to check into a dance class. There are so many choices around here and for that I am grateful. I always did like dancing but never got much of a chance to do it while growing up. I did take ballet for one year and then we moved and couldn't find another class. I'm thinking modern, or jazz or maybe even ballet. Oh, and then there's sailing in the summer. This is the year I should get my small sailboat-a Sunfish out on the water again. It's been sitting in my backyard on a trailer for far too long. As long as it's fun it won't seem like boring, repetitive exercise. I'm not a gym girl at all.
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Post by birukitty on Dec 28, 2017 23:39:51 GMT
My life is in such chaos it's overwhelming. I'm praying 2018 is a year of recovery and wellness for Spencer and peace for my heart. The unknown of how close he can get to his baseline is scary and makes it hard to see excitement for the new year. His recovery will take up so much of my energy so I'm doubting much of this will happen. If I had a magic wand these would be my goals. I want to get out of my toxic marriage and find some happiness. I need to get rid of all the toxic people in my life. I want to build my self esteem I literally have none. I need to get myself healthy physically, emotionally and spiritually. I need to put myself first no one else will or has. I need to keep telling myself I'm a good person and I deserve happiness. I'm walking away from the volunteering I've done. I need to focus on me. I want to quit taking crap from people, realize I don't deserve it, call them on it and no longer give a shit what those people think of me! I have some cc debt I need to get that paid down. It's a struggle now though because every cent is going to me being able to be with Spencer. At this point with Spencer so unwell, my marriage in the gutter and no means to financially get myself out of it some of these goals seem like pipe dreams. I'm praying that regardless of how dire everything seems right now that can I look back on 2018 and see a lot of great changes in my life. I'm so very sorry that you are going through so much right now. I'll be praying for you and Spencer for everything you asked for here. I can't even begin to imagine going through what you have and having to deal with a toxic marriage on top of it. I just want to fly up to Canada right now so I can give you huge HUGS and tell you that of course you are an incredibly wonderful person, mother and woman and if anyone deserves happiness it is you. If there is any way you can squeeze in time for therapy for yourself it might be just the thing you need right now-to help build your self-esteem back up I mean. I used it when my marriage was falling apart from my abusive ex (mostly mental) and it really helped. Helped me understand so much of what had been going on and why. I wish you and Spencer the very best in 2018.
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Post by dewryce on Dec 28, 2017 23:44:25 GMT
birukitty Do you have a partner or a friend you can dance with? DH surprised me with ballroom dancing classes one year and it was loads of fun!
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Deleted
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May 19, 2024 8:13:33 GMT
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Post by Deleted on Dec 28, 2017 23:53:40 GMT
I need to find a place to live by oct first. So not too soon or I’d have double expenses. Needs 3 bedrooms and has to accept pets and I needs to be able to afford it. That sounds reasonable but it’s not. My net take home pay is not really enough. I know a couple of people who have found the miracle needle is a haystack so my fingers are crossed and prayers are said. I’ll start looking in June/July as I can only handle 3 months of double expenses. But my entire year starting this Saturday is about decluttering and packing to move. Anyone with little girls who will wear hand crocheted sweaters? I’ll mail them free to a good Home. I’m guessing they are around a size 10 or 12 but I’m Not sure. My daughter is too big for the sweaters, but I am a Pastor's wife in Indiana and we are constantly giving out warm clothes to people who come asking for financial help. If there is not a place near you to donate them, we would put them to good use.
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Post by tracyarts on Dec 29, 2017 0:00:42 GMT
My goal is to find ways to bring in more income again. I have limitations to work around, but there are things I can do that will be worth my time and effort.
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Post by birukitty on Dec 29, 2017 0:11:50 GMT
birukitty Do you have a partner or a friend you can dance with? DH surprised me with ballroom dancing classes one year and it was loads of fun! No, but DH and I took those classes 22 years ago before we got married. It was a lot of fun, although poor DH has no sense of rhythm. He made up for it in humor though.
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