Budgeting app?

We use You Need a Budget (the old version, not the subscription one). I like it because both DH and I can put transactions into it, extremely easily, from our phones. DH then does reconciliation.

In the past, I've also used a basic Google Doc. Not great if you want to put info in on the go, but it works very well for planning a monthly budget.

Lots of people also like Mint's budgeting feature, although I hated it. It was more about tracking where it looking back went instead of planning where you want it to go looking forward. Every Dollar is another one that I believe runs similarly and is free to use if you input your data, but has a cost if you want it to sync to banks.

There are lots of checkbook type apps too that are free and you can input info into.

What are you wanting to do with it -- how do you want it to make your life better? Are you sick of balancing a checkbook? Wanting to do better at saving? Reduce expenses in certain categories? Do you need to reconcile it to online accounts, or will you input all the data? Are you tracking one account or multiple?

Creating a budget (the spending PLAN) vs. tracking expenses are two different things. To me, a good system does both.

This is the thing no one wants to hear, but the absolute best app/program/system is one you can consistently stick to using. The habit is more important than the system. For that reason, I'm a fan of starting out with something free/easy (like a basic spreadsheet), and then if you stick with using it for a certain time, spring for a program once you figure out exactly what's important to you to track.

YNAB is pretty great and would help her build positive financial habits.

Mint is easily but I loathe it and don't think reinforces good habits - it's more retrospective than YNAB, which is more about planning. Not to mention Mint as a company SUCKS. I deleted my account so many times and it would still access my accounts and send me notifications. When I changed passwords on accounts, Mint could no longer access the accounts but then started sending me endless notices about not being able to access them. UGH UGH UGH I hate them.