Post by Deleted on Mar 11, 2018 13:27:13 GMT
This is a double post from my reply to another post.
Criminals have found other ways to steal your credit
One way ....
Forward a victim’s mail to another address. I was the victim. Thank goodness the USPS sends a letter to the “from” address to confirm.
We had three attempts to open credit cards during that month. All were denied and we put a freeze on our credit.
We have the signature on the USPS and the police won’t do anything. Our next stop, since it is a federal crime to mess with USPS, is to see if they will go after the criminal.
Another way...
Criminal files a tax return. Which was caught by the IRS and we were not informed. Four years later we get a notice our credit is being impacted because we owe state taxes. We had moved out of the state five years before the crime. That took sometime to straighten out.
The State auditors actually call people on the weekend. I got a phone call and was informed I owed taxes. I thought “scam” because state offices are closed on the weekend and didn’t return the phone call. If the State would have looked, they would have seen that there wasn’t a 456 Any Street, we lived at 402 Any Street.
If someone gets a driver’s license with my information I could be held accountable for accidents, shoplifting, medical bills, etc.
Thank you Equifax, IRS, State government institute (where I once worked), Home Depot, Marshall’s, Wendy’s and other stores for not protecting my information. I strongly suspect the data breach at Equifax is responsible for the first paragraph. We hope there is a class action lawsuit against them.
I highly suggest that you...
1. Open your mail the minute it is in your hands
2. Freeze your credit if you information was involved in ANY data breach.
3. Put an extra security step in any account that has access to your savings/checking account, such as PayPal. If I access my PayPal account, a text with a code is sent to my phone and I must enter it to get into PayPal.
4. Change your passwords every three months
5. Get texts on any purchase made using your credit card number.
6. Look at your credit card and bank online EVERYDAY!
Criminals have found other ways to steal your credit
One way ....
Forward a victim’s mail to another address. I was the victim. Thank goodness the USPS sends a letter to the “from” address to confirm.
We had three attempts to open credit cards during that month. All were denied and we put a freeze on our credit.
We have the signature on the USPS and the police won’t do anything. Our next stop, since it is a federal crime to mess with USPS, is to see if they will go after the criminal.
Another way...
Criminal files a tax return. Which was caught by the IRS and we were not informed. Four years later we get a notice our credit is being impacted because we owe state taxes. We had moved out of the state five years before the crime. That took sometime to straighten out.
The State auditors actually call people on the weekend. I got a phone call and was informed I owed taxes. I thought “scam” because state offices are closed on the weekend and didn’t return the phone call. If the State would have looked, they would have seen that there wasn’t a 456 Any Street, we lived at 402 Any Street.
If someone gets a driver’s license with my information I could be held accountable for accidents, shoplifting, medical bills, etc.
Thank you Equifax, IRS, State government institute (where I once worked), Home Depot, Marshall’s, Wendy’s and other stores for not protecting my information. I strongly suspect the data breach at Equifax is responsible for the first paragraph. We hope there is a class action lawsuit against them.
I highly suggest that you...
1. Open your mail the minute it is in your hands
2. Freeze your credit if you information was involved in ANY data breach.
3. Put an extra security step in any account that has access to your savings/checking account, such as PayPal. If I access my PayPal account, a text with a code is sent to my phone and I must enter it to get into PayPal.
4. Change your passwords every three months
5. Get texts on any purchase made using your credit card number.
6. Look at your credit card and bank online EVERYDAY!
