Our non US peas, what do you pay in taxes

Pay $5000 deductable. After that insurance pays 80%, patient pays 20%. That is with an in network doctor. Out of network could be anything..

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Not for me though.

New Zealander here, and I have no idea what we pay in taxes for healthcare. As far as I am aware, our taxes are not broken down into how much pays for any particular thing. I guess that info is available somewhere by extrapolation from how much the government gets from taxes, and how much it spends, but there is no general breakdown.

We do pay to see our GP (primary healthcare provider) and if we want to see a specialist privately, or have private hospital treatment (but our GP visits are subsidised, and are free for young children). But all treatment in a public hospital is free.

When I had cancer 12 years ago, I chose to see an oncology surgeon privately, and he advised I could pay to have him do my hysterectomy immediately in a private hospital, or I could wait a little bit longer and have it done in the public hospital. I chose to “go public” and had the hysterectomy 4 days later and it was performed by the same surgeon I had seen in his private capacity. I didn’t have to pay anything at all for the surgery, radiotherapy, chemotherapy or the follow ups (oh, and I could choose a wig free of charge as well, when my hair fell out).

It's hard to compare taxes and what they pay for between the U.S. and Canada. Our country has a much smaller population and different thinking of what taxes should pay for.
In general, lower-income Canadians pay less in taxes for the services they receive than lower-income Americans. And rich Americans pay less in taxes than rich Canadians. We do not have an many ways for rich Canadians to avoid paying taxes.
All Canadians receive the same health care regardless of how much they pay in taxes.

In 2022 U.S. federal income tax brackets range from 10% to 37% for individuals.
In Canada the range is 15% to 33%.
In the U.S. the lowest tax bracket is 10% up until $10,275 and jumps to 22% for those earning $41,775.
In Canada the lowest tax bracket is 15% up until $49,020

The income taxes that Canadians pay fund our health care and everyone has equal access to doctors, hospitals, nursing care, medical practitioners, and procedures at no additional cost.
You have to remember in Canada we have some very remote communities so when we talk about healthcare spending we have some expenses that are not just a doctor's visit or medical procedure. one example is in Alberta we have daily flights on fixed wing aircraft that are transporting patients from remote communities to large cities for medical care / emergencies / treatments. The people in those communities are not paying extra for that but it adds to the overall cost of healthcare.
According to Statistics Canada our cost per Canadian is approx. $8000 per Canadian per year. The actual percentage of our GDP that is spent on healthcare nationwide is around 12%.
The cost out of pocket on top of our taxes is zero for basic healthcare (not an elective procedure). We pay for odd things like I had to buy my son's crutches when he broke his leg. Hospital visit, pain killers, x-rays, cast, follow up visits with a pediatric ortho doc were all covered.
So the answer to your question is about $8000 per year, per Canadian is the cost of our healthcare. It doesn't matter what someone pays a year in taxes, that is what the government is going to spend to provide access to healthcare for all.

Uk, more specifically, England. The tax system for the vast majority of employed people is called P.A.Y.E. Meaning Pay As You Earn. The employer deductes the tax and national insurance due on what you earn on a weekly or monthly basis and pays it over to the Tax office.

Tax bands are

Band Taxable income Tax rate
Personal Allowance Up to £12,570 0%
Basic rate £12,571 to £50,270 20%
Higher rate £50,271 to £150,000 40%
Additional rate over £150,000 45%

According to the Office of National Statistics, the average wage is £31,772

National Insurance is another tax, used for certain state benefits and state pension. The employer pays an amount per a scale and the employer pays a bigger percentage. The info is in the link, it's more involved.

www.gov.uk/national-insurance

A record of your pay, taxes paid etc is sent out to you by your employer after the end of the tax year, April. It's called a P60. The employer provides the tax office with the same info. If you receive an extra benefit as part of your job, a company car, this is a taxable benefit and there is an additional tax to be paid. The Tax Office already have a scale depending on make and model and how the fuel is paid for.

Generally, the vast majority of tax payers do not have to complete a tax return as everything is caught under the PAYE system.

In England, there is a charge for some people for a prescription, about £9 per item. If you regularly need more than two items a month you can pay an annual fee which is about £120. More cost effective. Certain people don't pay prescription fees, like pensioners and those who are pregnant.

You will be asked to pay for a sight test at an optician or dental work at a dentist. Both these areas have price control, for dentist costs there are three bands, the max is about £282

www.nhs.uk/nhs-services/dentists/dental-costs/how-much-will-i-pay-for-nhs-dental-treatment/

You can buy private health cover and also arrange and pay for private consultations with specialists if you want. Some companies offer private health care as an add on to a salary package so you can go to a private hospital if need be.

We don’t pay Belgian taxes (we’re US military), but we do get a tax bill that is then sent to the legal office for them to do our waiver. It’s not split by what money pays for what taxpayer services though.

When we needed proof of our Covid vaccines for digital COVID passes, many people were paying for a visit to a Belgian doctor for them to enter our (US) vaccine into the Belgian system. It was about 35€ for the visit.

To be honest, it’s not that much more than our US tax bill. We don’t own property in the US and don’t itemize (and also don’t use much in the way of resources!). I think we paid 32% of our income last year for our US taxes.

Deductible is what you pay, out of pocket, first. So after you’ve paid $5k, the insurance will start covering 80%, while you still pay the remaining 20%. “In-network” means not all of the doctors/hospitals etc are covered by that insurance company, so if you choose one that isn’t, you have to pay for it completely.

So, my OBGYN, who I’ve been seeing for 20 years, is no longer in-network by my insurance. I can choose to find a new doctor or I can pay myself. (Or, the reality: I can skip going to the OBGYN for the last 4 years. ‘Murica!)

gizzy something else to add to the equation, we send no time looking for an insurance policy or dealing with an insurance chasing authorization or payment or trying to find a doctor who takes that insurance policy.

We sign up with the doctor's surgery assigned to our address and they refer us to consultants and other specialist services like mental health etc. My doctors surgery deals with all the routine stuff, multiple doctors, nurses, does vaccinations, has a midwifery team, home visit team, has a dispensary on site. This is a small set up, looking after a couple of villages.

Ditto with tax returns, no annual forms to fill out, no tax refund to claim. Of course, some people do returns but usually their tax affairs are a bit more complicated.

Ditto

Universal healthcare is preventive healthcare. It lets people go to the doctor when they need to without worrying about how to pay the bill. This means many issues can be caught early and saves the government money in the long run. It means society as a whole is healthier.

In Ontario, I can visit a regular doctor or a specialist with a referral without having to pay. I can go to Emergency and not have to pay. Our basic healthcare is not tied to our employer so we don't have to worry about that when changing jobs. Even if you have a job with no benefits, you still can see a doctor. But dental, eye care (for adults) and prescriptions are not covered by the Ontario Heath Plan. These would be covered by benefits from you work. Students in colleges and universities can get extra health care benefits through their schools.

Also, we can see any doctor that we want. Nothing in our public healthcare or benefits through work has any control over which doctors or specialists we see.

If you need a doctor's note, or you need a certain vaccine to travel, that might not be covered and you would pay the doctor directly.

I have 2 children plus a miscarriage. I did not pay anything for any prenatal care (ultrasound, etc.) or for either birth. I did not pay for the D&C after my miscarriage. I had basal cell carcinoma on my head plus my face and did not pay for either surgeries.

On our taxes, you might have to pay a nominal tax to cover the health plan if you make over a certain amount. We are talking $0 if you make less than 20,000 and $900 if you make over $200,000. Many times I never had to pay or I paid $200.

I'm quite happy with our healthcare system except we do need more doctors. Our doctor died suddenly in May and we have an appointment to interview with another one in November, but we have to go to the next town because there are no doctors here taking new patients.

I think it's a complicated question based on lots of other tax factors. Even though you may have an income of $100,000, your taxable income can be reduced by other tax mechanisms and deductions and I assume each country has a range of differences like that.

But for the sake of an easy experiment, someone with a taxable income here of $100,000 would pay approx $23,000 in normal tax and then the medicare levy of 2% is an extra $2000, so $25,000 in tax all up....basically 25% of their income to get free healthcare and all the other things our taxes pay.

We don't pay state and federal taxes here. Just one tax system. What would someone on $100k income pay in tax there?

As far as other health care costs within the free healthcare system. We often pay a GP co-pay here. Google tells me the average person visits their GP 6 times in a year in Australia. I'd say the average co-pay here is $50, so $50 x 6 visits = $300 per year out of pocket.

As an extreme example of health needs, my husband had lung cancer a few years ago and we went through the medicare/free healthcare system. There were many scans, medications, specialists, surgery and so on. All we outlaid was the parking fees at the hospital.

I found this interesting. The US spends more of its GDP on healthcare than any other high income country and yet has the worst outcomes.

I personally, do not pay any tax because I am no longer working due to illness. But the healthcare I receive doesn’t change. When you’re dealing with serious illness or long-term condition, I can’t imagine the stress of having to keep working to continue paying for healthcare, and knowing that my family would be stuck with a massive debt after my death.

We're in Canada - it's hard to get a firm figure given the marginal tax rates and deductions, but for us, in terms of net tax (after deductions), DH and I only paid 22% last year even though we're in the top tax bracket. But we also pay sales taxes as well as other hidden taxes (on gas, for example) so, as I said, it's hard to get a firm figure.

We're going through a bit of a healthcare crisis in my province right now due to staff shortages and an inept provincial government, but my DS (22) was diagnosed with a congenital heart defect in July after a routine ECG and he's already had 4-5 appointments with a cardiologist - he's scheduled for surgery in early October. Our out-of-pocket on the whole thing is just gas money.

I was always just fine paying the tv tax while living in England. You could get other tv services, but getting just BBC channels alone was pretty damn fantastic.

I’d been living overseas for years by the time I moved to England, so I was used to the differences in countries. But the whinging from Americans about tv tax cracked me up. They had no idea we do pay taxes on all kinds of supposed free things, it’s just hidden , embedded into tax terms we do know so you don’t search it out to understand what all is in that tax

We all get taxed, it’s part of living in a society. It’s just a question of what’s done with that money. And it’s really easy to see the U.S is falling down in regards to taking care of its own citizens, especially compared to other western nations