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Post by myshelly on Feb 16, 2020 5:03:46 GMT
Last week my sister had an overnight guest at her house. The guest parked her car legally in the street in front of my sister’s house. Parking there overnight did not violate any city code or HOA rule.
The next morning, across the street neighbor is in a hurry leaving for work and backs her car into guest’s car. Neighbor knocks on door, asks to speak to owner of car, tells owner, “I’m running late, but I live directly across the street in that house, please come see me and we’ll take care of this.” Neighbor does not give guest insurance information or other contact information.
After sister and guest have coffee and get dressed, guest has had time to process everything and realizes she should have gotten more info from neighbor.
Sister gives guest neighbor’s phone number. Guest texts neighbor, says “hey, can I have your insurance info and when would be a good time to meet to discuss this?”
Neighbor is LIVID, I mean absolutely pea livid that sister gave guest her phone number. Neighbor is waging a full on neighborhood war over it and also refuses to answer guest via phone call or text message. Says she will only talk to guest about the incident if guest comes and knocks on her door.
Now, normally I would agree that sharing contact info without permission isn’t cool, but these seem like extenuating circumstances.
So was sister wrong to give the phone number? Or is neighbor being crazy?
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Post by freecharlie on Feb 16, 2020 5:06:34 GMT
Guest should have called police. It may be too late now.
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anaterra
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Post by anaterra on Feb 16, 2020 5:10:54 GMT
I 2nd police report... guests insurance could go after neighbor for a "hit and run". But without the report Im not sure how easy it is to pursue..
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moodyblue
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Post by moodyblue on Feb 16, 2020 5:11:17 GMT
Sounds like maybe the neighbor wanted to deal with this without notifying her insurance company. Now she’s mad and acting like an idiot about the contact information.
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anaterra
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Jun 29, 2014 3:04:02 GMT
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Post by anaterra on Feb 16, 2020 5:12:56 GMT
To answer the question though.... i think its fine that your sister give guest neighbors number... it wouldve been an easy thing to rectify... until neighbor went crazy..
Then i think guest should have gotten law enforcement involved..
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Post by ScrapbookMyLife on Feb 16, 2020 5:21:18 GMT
Personally, I think no one should give anyone's phone number out without their permission. Most especially if it's for dating purposes,ugh! (but that's another thread  ). It sounds like, maybe the neighbor was hoping to handle things without involving insurance, especially if the damage is minimal. Meaning estimates acquired and neighbor pay the repair bill. The neighbor requested to be contacted later in person. Sister should have texted neighbor to inquire "when is a good time to guest name stop by". As long as the neighbor agreed to meet within a reasonable time frame, I would have adhered to their request. If the neighbor refused to meet within a reasonable time frame, the Sister should have said "can you please give me your insurance info so I can give it to my guest name, whose car you hit". If neighbor refused, then police should be contacted.
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Post by freecharlie on Feb 16, 2020 5:21:28 GMT
I would be irritated at the neighbor for not stepping up and doing the right thing immediately
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Post by myshelly on Feb 16, 2020 5:25:02 GMT
Personally, I think no one should give anyone's phone number out without their permission. Most especially if it's for dating purposes,ugh! (but that's another thread  ). It sounds like, maybe the neighbor was hoping to handle things without involving insurance, especially if the damage is minimal. Meaning estimates acquired and neighbor pay the repair bill. The neighbor requested to be contacted later in person. Sister should have texted neighbor to inquire "when is a good time to guest name stop by". As long as the neighbor agreed to meet within a reasonable time frame, I would have adhered to their request. If the neighbor refused to meet within a reasonable time frame, the Sister should have said "can you please give me your insurance info so I can give it to my guest name, whose car you hit". If neighbor refused, then police should be contacted. Guest does not live close by and was only in town for one night. It would have been a hardship to wait around until neighbor got home from work to knock on her door in person.
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Post by ScrapbookMyLife on Feb 16, 2020 5:30:54 GMT
Personally, I think no one should give anyone's phone number out without their permission. Most especially if it's for dating purposes,ugh! (but that's another thread  ). It sounds like, maybe the neighbor was hoping to handle things without involving insurance, especially if the damage is minimal. Meaning estimates acquired and neighbor pay the repair bill. The neighbor requested to be contacted later in person. Sister should have texted neighbor to inquire "when is a good time to guest name stop by". As long as the neighbor agreed to meet within a reasonable time frame, I would have adhered to their request. If the neighbor refused to meet within a reasonable time frame, the Sister should have said "can you please give me your insurance info so I can give it to my guest name, whose car you hit". If neighbor refused, then police should be contacted. Guest does not live close by and was only in town for one night. It would have been a hardship to wait around until neighbor got home from work to knock on her door in person. In that case, when neighbor originally came to the door, and requested later meeting. Sister should have said, guest is from out of town, and is departing at whatever time, let's take care of it right now.
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used2scrap
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Post by used2scrap on Feb 16, 2020 5:31:37 GMT
Neighbor has no right to be angry, the phone/insurance info should have been given immediately upon hitting the car, either in person or note. At this point I’d be calling the police if insurance info is being withheld.
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Marina
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Post by Marina on Feb 16, 2020 5:35:35 GMT
It’s the neighbor’s fault. She should be the one providing all the information and it’s her responsibility to make contact. Personally I would contact my insurance company and give what little information I have. Surely they should be able to get the license number on the plate. The neighbor sounds controlling. While one may not want their phone number given out she failed to do what she should have, provide all her information. It would have taken 5 minutes at most.
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moodyblue
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Post by moodyblue on Feb 16, 2020 5:37:29 GMT
If the guest is from out of town and was leaving that day, she should have spoken up right away and asked for the information, letting the neighbor know that it needed to be dealt with then and not later.
But given that she is not local and could not just stop by later to deal with it, it was certainly appropriate for her to be given the phone number so she could explain that and get the necessary info.
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Post by cindytred on Feb 16, 2020 5:40:00 GMT
Neighbor has no right to be angry, the phone/insurance info should have been given immediately upon hitting the car, either in person or note. At this point I’d be calling the police if insurance info is being withheld. Yes, I agree with this. Nowadays its super easy because you can just snap a pic with your phone of the insurance card. Only takes a second. Cindy
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Post by lucyg on Feb 16, 2020 6:03:09 GMT
Sister’s neighbor is out of her mind, or trying to skip out on paying damages. She is being ridiculous.
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Post by katlaw on Feb 16, 2020 6:07:48 GMT
Normal person - "Hey neighbour. Just so you know in the future I would prefer if you did not give out my information to someone I do not know" There is no reason for the neighbour to be livid about anything.
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Post by elaine on Feb 16, 2020 6:18:01 GMT
In VA, you *must* report any car accident to the police in which one or more vehicles is/are damaged. So, here, for example, it is against the law to not report the accident to avoid insurance, etc., from knowing about it and paying for it under the table.
I don’t know what the laws are in the OP sister’s state/city, but I would check what the legal obligations are for reporting the accident to the police, and I would encourage the guest to follow the law. Usually, when there is a minimum $$ amount for damages that must be reported, it is so low that any work done in a body shop will exceed it, so most accidents must be reported.
I would also just have guest get the license plate of the neighbor, and the name, and report it immediately to her insurance. Along with the info about the neighbor refusing to readily share her insurance information. And then follow the insurance company’s instructions for getting her car repaired. Her insurance company will go after the neighbor and neighbor’s insurance. That is what you pay insurance premiums for.
ETA: at this point in time, it is not the guest’s responsibility to track down neighbor and to meet when it is convenient for neighbor. Neighbor was at fault in the accident and should be doing everything in her power to make it right. Since she won’t, guest should happily hand it over to the police and insurance and let them deal with neighbor. Neighbor may learn a lesson or two and deal with things differently next time she hits something with her car.
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Post by bc2ca on Feb 16, 2020 6:50:35 GMT
Neighbor knocks on door, asks to speak to owner of car, tells owner, “I’m running late, but I live directly across the street in that house, please come see me and we’ll take care of this.” Neighbor does not give guest insurance information or other contact information. The neighbor failed to leave appropriate contact information as required in most states. Stopping and knocking on the door probably saved her from a hit and run charge, but she did not provide the phone and insurance info she should have. Says she will only talk to guest about the incident if guest comes and knocks on her door. Nope, she doesn't get to dictate how the injured party proceeds. How is she letting the guest know this? I'd screen shot any and everything and take a photo of her license plate for the guest to include with their insurance claim and let the insurance deal with this neighbor. IMHO, she has moved past the point of dealing with this outside of her insurance policy. ETA I would be furious with a neighbor that pulled this and would let them know.
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Post by ~summer~ on Feb 16, 2020 7:01:42 GMT
Are you asking if we would be mad at the neighbor who gave the phone number out? of course not. And I guess I don't understand why it is "worse" to know the neighbor's phone number when they already know their address.
At this point, I would turn everything over to the insurance agency: the phone number, the address, the license etc. Let them deal with it, I would stay out.
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Deleted
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Aug 18, 2025 19:52:12 GMT
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Post by Deleted on Feb 16, 2020 11:15:56 GMT
What does guest's insurance company say? I would have them dictate what she do from this point forward. Do not deal with the neighbor. The neighbor is being crazy.
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compeateropeator
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Post by compeateropeator on Feb 16, 2020 13:08:08 GMT
I think the neighbor is completely in the wrong and should have gave the guest their number when they first said what happened. The neighbor backed into the car, the guest did nothing, so it is not up to the guest to cater to the neighbors weird paranoia.
I did something similar. There have been periods of time in my Condo parking lot where there are parking spaces were scarce. A new couple moved in next door and one night parked parallel at the edge of the lot. For some reason I didn’t see them when I was backing out early one morning and tap them. I was late and couldn’t stop but left a note on their window with my name and my number, and when I would be back...and of course I said welcome to the neighborhood. 😄
I can’t even imagine saying you need to come and see me in person to deal with this. I called my insurance agent before they even called me.
Your neighbor is wrong and should have left all contact information when they notified the guest of what happened. I am sorry but some people are strange about the weirdest stuff.
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compeateropeator
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Post by compeateropeator on Feb 16, 2020 13:15:03 GMT
Personally, I think no one should give anyone's phone number out without their permission. Most especially if it's for dating purposes,ugh! (but that's another thread  ). It sounds like, maybe the neighbor was hoping to handle things without involving insurance, especially if the damage is minimal. Meaning estimates acquired and neighbor pay the repair bill. The neighbor requested to be contacted later in person. Sister should have texted neighbor to inquire "when is a good time to guest name stop by". As long as the neighbor agreed to meet within a reasonable time frame, I would have adhered to their request. If the neighbor refused to meet within a reasonable time frame, the Sister should have said "can you please give me your insurance info so I can give it to my guest name, whose car you hit". If neighbor refused, then police should be contacted. I did not read the other response before I posted and I disagree with this. No way should the guest be dictated to meet in person with the neighbor. The neighbor should have left all their contact information in the beginning. Also if the guest’s friend had the phone number it is not like it is top secret. The neighbor is being a total ass for something that they caused. Not cool in my books.
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Post by mikklynn on Feb 16, 2020 13:22:02 GMT
Normally I would be unhappy if someone gave out my phone number. In this case, since neighbor didn't stick around to deal with the info exchange, what your sister did was perfectly reasonable.
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Post by jenjie on Feb 16, 2020 13:25:38 GMT
Neighbor has no right to be angry, the phone/insurance info should have been given immediately upon hitting the car, either in person or note. At this point I’d be calling the police if insurance info is being withheld. This
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Post by crazy4scraps on Feb 16, 2020 15:00:00 GMT
Neighbor is being unreasonable. Guest needs to file a police report and get insurance involved with whatever info she does have, which she should have done in the first place right when it happened.
I think if I was the sister/host and I had neighbor’s number, I might have done the same thing so that they could hash it out between themselves just so I wouldn’t be caught in the middle. Or alternately I would have had my guest stick a note on neighbor’s door with her own contact information on it explaining that she was only in town for the day and couldn’t wait around for neighbor to come back.
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katybee
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Post by katybee on Feb 16, 2020 15:53:28 GMT
Personally, I think no one should give anyone's phone number out without their permission. Most especially if it's for dating purposes,ugh! (but that's another thread  ). It sounds like, maybe the neighbor was hoping to handle things without involving insurance, especially if the damage is minimal. Meaning estimates acquired and neighbor pay the repair bill. The neighbor requested to be contacted later in person. Sister should have texted neighbor to inquire "when is a good time to guest name stop by". As long as the neighbor agreed to meet within a reasonable time frame, I would have adhered to their request. If the neighbor refused to meet within a reasonable time frame, the Sister should have said "can you please give me your insurance info so I can give it to my guest name, whose car you hit". If neighbor refused, then police should be contacted. Oh my God—NO! The neighbor, who HIT ANOTHER PERSON’S CAR, does not get to dictate the terms of communication. If you hit another person’s car—YOU MIGHT HAVE TO BE LATE FOR WORK and take care of the situation immediately. The neighbor is wrong on so many levels!
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tincin
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Post by tincin on Feb 16, 2020 16:16:54 GMT
Your neighbor sounds like a real fool. You were doing what was right in the situation and they are totally overreacting. She should’ve left the information before she ran off to work.
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Deleted
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Post by Deleted on Feb 16, 2020 16:31:00 GMT
Your sister’s guest just needs to turn this over to her insurance and let them deal with her. Your sister has a bigger issue living next door to a nut attempting to slander her. Someone like that needs to be told to back the eff off or she’ll report her for leaving the scene of an accident without providing info AND harassment.
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Post by chaosisapony on Feb 16, 2020 16:35:10 GMT
The neighbor has no right to be upset. Contact information and insurance information should have been exchanged the first time they spoke. There's no reason to expect that a guest is local to the area to just come knock on a door any time. At this point if I were the guest I would contact the police since the neighbor refuses to speak on the phone. It almost seems like this would constitute a hit and run.
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Post by littlemama on Feb 16, 2020 16:35:29 GMT
I think sister should have texted neighbor and said that she was going to give guest his or her number and to expect contact.
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snugglebutter
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Post by snugglebutter on Feb 16, 2020 16:48:34 GMT
Am I the only one who thinks maybe this neighbor let her car insurance lapse?
She is definitely being unreasonable. It was silly not to take 2 minutes before going to work to exchange info. She also could have contacted your sister later that morning with the info to pass along to her guest. Really any option other than OTT drama.
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