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Post by Mary_K on Dec 30, 2022 20:35:22 GMT
I've been using Quicken for years but now it is a subscription.
The subscription enables you to do downloads from your financial institutions but I NEVER do that.
I just want to use the basics.
My subscription expired and I don't want to renew. It says I can continue to use the software I purchased.
However, I now have gigantic banners across the top and down the side suggesting I renew and no way to remove those banners.
I want to use something else now but don't know what.
Thanks for any input!
Mary K
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Post by busy on Dec 30, 2022 20:39:27 GMT
You might be best off using Excel spreadsheets if you want to want to avoid a subscription (which is the way of software these days) and don’t want to do direct downloads from your accounts (which is a table stakes feature of modern personal finance software).
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Anita
Drama Llama
Posts: 5,717 
Location: Kansas City -ish
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Post by Anita on Dec 30, 2022 20:40:38 GMT
I don't have any suggestions on specific software, but I'm so sick of all software being turned into subscription based software for the very reason you listed. Sometimes you want just the basic features and you don't need the upgrades or new features. It's just a way to keep sponging money off people forever.
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Post by Mary_K on Dec 30, 2022 20:43:45 GMT
I don't have any suggestions on specific software, but I'm so sick of all software being turned into subscription based software for the very reason you listed. Sometimes you want just the basic features and you don't need the upgrades or new features. It's just a way to keep sponging money off people forever. Amen Sister! |
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Post by busy on Dec 30, 2022 20:46:31 GMT
I don't have any suggestions on specific software, but I'm so sick of all software being turned into subscription based software for the very reason you listed. Sometimes you want just the basic features and you don't need the upgrades or new features. It's just a way to keep sponging money off people forever. It costs money to support software. Bug fixes, updates to accommodate OS changes, security upgrades, customer service, backend costs, and so on. Even if there are no new features, it is expensive to keep software functional. Before the advent of the internet and mobile devices, a one-time purchase for software made sense because you truly never got any kind of additional update. But since the internet, a subscription model makes a lot more sense. |
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Anita
Drama Llama
Posts: 5,717
Location: Kansas City -ish
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Post by Anita on Dec 30, 2022 21:06:05 GMT
I don't have any suggestions on specific software, but I'm so sick of all software being turned into subscription based software for the very reason you listed. Sometimes you want just the basic features and you don't need the upgrades or new features. It's just a way to keep sponging money off people forever. It costs money to support software. Bug fixes, updates to accommodate OS changes, security upgrades, customer service, backend costs, and so on. Even if there are no new features, it is expensive to keep software functional. Before the advent of the internet and mobile devices, a one-time purchase for software made sense because you truly never got any kind of additional update. But since the internet, a subscription model makes a lot more sense. I actually work for a SaaS-based software company, so I get it in some circumstances. There are constant enhancements, we are providing an actual service, etc. But if I just want a bit of software that sits on my computer and doesn't need to interact with anything, I should just have the option to buy the software with the agreement that what I get is what I get. No upgrades or enhancements. In fact, I just bought an illustration program for my daughter for Christmas that is going to a SaaS monthly or annual pricing model at the first of the year, but until the end of the year, you could buy the existing software and download it for a one-time price, knowing that's what you get, no upgrades or enhancements. I gave her the option of doing the monthly SaaS version so she could enjoy new features over time, but she looked into it and decided a one-time purchase was all she needed. I like the idea of having an option. |
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Post by Mary_K on Dec 30, 2022 21:17:03 GMT
It costs money to support software. Bug fixes, updates to accommodate OS changes, security upgrades, customer service, backend costs, and so on. Even if there are no new features, it is expensive to keep software functional. Before the advent of the internet and mobile devices, a one-time purchase for software made sense because you truly never got any kind of additional update. But since the internet, a subscription model makes a lot more sense. I actually work for a SaaS-based software company, so I get it in some circumstances. There are constant enhancements, we are providing an actual service, etc. But if I just want a bit of software that sits on my computer and doesn't need to interact with anything, I should just have the option to buy the software with the agreement that what I get is what I get. No upgrades or enhancements. In fact, I just bought an illustration program for my daughter for Christmas that is going to a SaaS monthly or annual pricing model at the first of the year, but until the end of the year, you could buy the existing software and download it for a one-time price, knowing that's what you get, no upgrades or enhancements. I gave her the option of doing the monthly SaaS version so she could enjoy new features over time, but she looked into it and decided a one-time purchase was all she needed. I like the idea of having an option. EXACTLY! |
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GiantsFan
Prolific Pea
Posts: 8,486
Site Supporter
Jun 27, 2014 14:44:56 GMT
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Post by GiantsFan on Dec 30, 2022 21:53:40 GMT
I actually work for a SaaS-based software company, so I get it in some circumstances. There are constant enhancements, we are providing an actual service, etc. But if I just want a bit of software that sits on my computer and doesn't need to interact with anything, I should just have the option to buy the software with the agreement that what I get is what I get. No upgrades or enhancements. In fact, I just bought an illustration program for my daughter for Christmas that is going to a SaaS monthly or annual pricing model at the first of the year, but until the end of the year, you could buy the existing software and download it for a one-time price, knowing that's what you get, no upgrades or enhancements. I gave her the option of doing the monthly SaaS version so she could enjoy new features over time, but she looked into it and decided a one-time purchase was all she needed. I like the idea of having an option. EXACTLY! SAME! I'm still using Quicken 2011. It works just fine as a stand-alone program on my computer. |
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scrappinmama
Drama Llama
Posts: 5,048
Jun 26, 2014 12:54:09 GMT
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Post by scrappinmama on Dec 30, 2022 22:18:01 GMT
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MDscrapaholic
Drama Llama
Posts: 6,623
Location: Down by the bay....
Jun 25, 2014 20:49:07 GMT
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Post by MDscrapaholic on Dec 31, 2022 1:43:18 GMT
I am still using Quicken Deluxe 2013 and it works fine. I haven't upgraded for the same reason - don't want to subscribe to new and "improved" software.
Can you find an older version somewhere and install it on your computer?
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mimima
Drama Llama
Stay Gold, Ponyboy
Posts: 5,086
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Post by mimima on Dec 31, 2022 1:52:19 GMT
I use Moneydance. I bought it - or the upgrade, but there isn't a monthly fee
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Post by worrywart on Dec 31, 2022 4:17:01 GMT
I use Quicken 2013 - love it and it does what I need. You may be able to download it for free if you have an older version on your computer.
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Post by redshoes on Dec 31, 2022 8:15:28 GMT
YNAB! I love it…I link my bank accounts but that isn’t required. Manual entry is available and doesn’t hurt the functionality of the program at all.
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SweetieBsMom
Pearl Clutcher
Posts: 4,767
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Post by SweetieBsMom on Dec 31, 2022 13:22:52 GMT
I use Excel. I think I started using it for my 'checkbook' back in 2006.
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iowgirl
Pearl Clutcher
Posts: 4,295
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Post by iowgirl on Dec 31, 2022 16:26:56 GMT
I use a very old Microsoft program called Money. I think it was MS Money. You can still download it. It's free.
It is so simple to use, and I have been using it for probably 20 years. I do download my bank transactions. This way I can make sure I have my numbers right... I have a lot of numbers! Jeepers - I about loose my $h!t this time of year. I get all my income/expenses broken down and sent to my CPA before the end of the year so he can estimate for us... Then we know what we need to spend to keep us in the tax bracket we want to stay in.
Since I need to categorize all my expenses - this works great. I have had my categories set up for years - so when I enter the payee - it automatically sets the category (I can edit it if I need to) But when I enter my fuel supplier, it automatically puts it in my FUEL category.
Reports are super easy to print out. It's simple, but it works so good!
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