|
|
Post by flanz on May 12, 2015 17:58:44 GMT
I have a bunch in my Amazon shopping cart and got the notification that if I apply for their credit card (which has pretty great rewards), I can save $70 automatically.
sounds great. I started filling out the online application and then hated putting in social security card info. Does this make anyone else uncomfortable? With so many big stores and banks getting hacked... does this increase my risk significantly? I think probably not, but a nagging feeling in the pit of my stomach had me stop the appl process and come here to talk to you smart folks!
thoughts?
|
|
georgiapea
Drama Llama
Posts: 6,846 
|
Post by georgiapea on May 12, 2015 18:02:55 GMT
I got the Amazon CC and it's been several months and worked well so far. Saves a lot of time checking out.
|
|
MizIndependent
Drama Llama
Quit your bullpoop.
Posts: 5,836
Jun 25, 2014 19:43:16 GMT
|
Post by MizIndependent on May 12, 2015 18:10:52 GMT
Like any credit application, they will do a hard-pull on your credit history and that usually has some negative affects (nothing major but if you do it too much, it could look really bad).
Look for the https at the beginning of the url and also a little padlock - that means you'll have an ssl link which should make it a bit safer. If you really want to know your connection is safe, click that little padlock then click "More information". Look under the "Security" section for "Technical Details". You're looking to see what the connection encryption is. Best is 2048, most are still using 128 bit keys. What you want to see is that they are in fact using connection encryption.
|
|
Deleted
Posts: 0
Sept 28, 2024 15:03:13 GMT
|
Post by Deleted on May 12, 2015 18:17:46 GMT
Honestly, there's only so much you can do. You want to be wise with you SSN and not just put it out willy-nilly, but Chase and Amazon are both reliable companies that have good track records with keeping customer data secure. All of your current financial institutions already have your SSN on file. This isn't going to increase your risk of exposure dramatically. So if you want the credit card, get it. Even if you went into a Chase branch and applied in person, your SSN is going in the same system and will be processed in exactly the same way. Applying online isn't any less safe (unless, of course, your computer is compromised by a key logger or other malicious software).
|
|
|
|
Post by flanz on May 12, 2015 18:26:16 GMT
Like any credit application, they will do a hard-pull on your credit history and that usually has some negative affects (nothing major but if you do it too much, it could look really bad). Look for the https at the beginning of the url and also a little padlock - that means you'll have an ssl link which should make it a bit safer. If you really want to know your connection is safe, click that little padlock then click "More information". Look under the "Security" section for "Technical Details". You're looking to see what the connection encryption is. Best is 2048, most are still using 128 bit keys. What you want to see is that they are in fact using connection encryption. Thank you so much! I bow to you - this is just the kind of info I was hoping for. Many thanks!! |
|
|
|
Post by flanz on May 12, 2015 18:27:30 GMT
Honestly, there's only so much you can do. You want to be wise with you SSN and not just put it out willy-nilly, but Chase and Amazon are both reliable companies that have good track records with keeping customer data secure. All of your current financial institutions already have your SSN on file. This isn't going to increase your risk of exposure dramatically. So if you want the credit card, get it. Even if you went into a Chase branch and applied in person, your SSN is going in the same system and will be processed in exactly the same way. Applying online isn't any less safe (unless, of course, your computer is compromised by a key logger or other malicious software). Wise words, busypea. And thanks for taking time out of your busy life to share them with me! |
|
