Post by Deleted on Aug 13, 2015 22:22:16 GMT
My 2 children qualified for CHIP until earlier this year when the ACA changed the way income was added (my teens part-time job now counted towards our income and bumped us up just enough to no longer qualify for subsidized pay). We changed to full pay because it was still $100 cheaper than employer plan for better coverage. We were able to do this because DH's insurance was not considered "affordable".
I just received a phone call today that because of changes from the ACA, the full pay option is now going from $300 a month for 2 kids to $600 a month starting in Sept. for coverage beginning in Oct. There is NO way that we can pay an extra $300 a month. We can afford the extra $100 a month to add them to DH's plan because he just got a small raise that would cover it.
My question is will this be considered a qualifying event for a special enrollment to add them to his plan? His plans regular open enrollment is next April. I hate for them to be uninsured for that long, but we would be almost $150 a month short if we had to pay the $600, so we just can't do it without borrowing from my parents. Which I really do not want to do.
I just received a phone call today that because of changes from the ACA, the full pay option is now going from $300 a month for 2 kids to $600 a month starting in Sept. for coverage beginning in Oct. There is NO way that we can pay an extra $300 a month. We can afford the extra $100 a month to add them to DH's plan because he just got a small raise that would cover it.
My question is will this be considered a qualifying event for a special enrollment to add them to his plan? His plans regular open enrollment is next April. I hate for them to be uninsured for that long, but we would be almost $150 a month short if we had to pay the $600, so we just can't do it without borrowing from my parents. Which I really do not want to do.
