|
Post by miaow on Jul 30, 2014 23:55:13 GMT
I didn't have room in the title, but specifically those of you who do not have children or children still at home and retired in your 50s...
What finally pushed you to retire? When did you know it was the right time? Are you happy with your decision and are you finding plenty to do in your retirement?
Thank you so much for anything you would be willing to share!!
|
|
|
Post by freecharlie on Jul 31, 2014 0:04:43 GMT
I'm not retired (I have a decade or so left), but I can share what the two teachers I worked closely with thought.
One retired as soon as she hit the magic age/years of service to get the retirement we all put into Another had just plain had it with administration. She taught past her required years, but new administration was too much to deal with when she didn't have to.
Both did what we call a 110 year where they are retired, but still get to work that last year. It is a double dip year.
I had a para who retired when hours were cut as our retirement is based off your last three year's salary.
|
|
chocluver
Junior Member
Posts: 73
Jun 26, 2014 2:11:31 GMT
|
Post by chocluver on Jul 31, 2014 0:15:09 GMT
I retired after teaching 30 years at the age of 57. I had wanted to teach 5 more years so that my system would pay 90% of my health care. But I was not able to make it. My health was suffering. As it is, the system I worked for pays for 75% of my health care. Certainly I can not complain about that. Along with a generous retirement plan, it was the right thing to do. Over two days, I was teaching about 300 kids. My last year of teaching I had one class with 39 in it. One student attacked another student in that class. After that, I just could not teach them. My doctor told me I was done. My blood pressure was up and I had dizzy spells. Left work on a Friday, went to doctor and never went back. It's taken me over two years to "get over it". I think I blamed myself for the longest time. (You know, teachers can blame themselves very easily. I think many administrators and systems set them up for it.) I have found plenty to do. For the first time, I am taking care of me! I had bariatric surgery a few months ago and am working on increasing my exercise. I've lost 40 pounds so far. Went to the doctor today and they are pleased. Also, I sell on ebay. I've been thinking of signing up for substituting. But I don't know if I want to put myself through that. I think I have some post traumatic stress where teaching is concerned. I think only you can answer for yourself if it is the right time. I had given so much for so long and my "tank" my empty. I'd love to talk more if you need to.
|
|
|
Post by beachbum on Jul 31, 2014 0:47:15 GMT
I'm 58, retired at the end of the 2013 school year, and LOVE my life. My dh (not a teacher) also retired at the end of May last year. Our 3 children are all adults and out of the house, one on the east coast, one on the west coast, and one in the middle, about 40 miles from us. I knew it was time when our system was trying to turn us into "Stepford Teachers". I taught pretty far outside the box (2nd grade), with the blessing of my principal, and knew I would not be able to do what they were asking. Hearing what is happening from friends still in the classroom validates my decision every day. We have traveled, worked on our house to get it ready to sell, I lunch with some other retired teachers occasionally, and we just generally enjoy life.
|
|
|
Post by traceys on Jul 31, 2014 0:49:02 GMT
I retired at the end of the last school year, and turned 57 a few days later. I retired a year early because after being out of the classroom for 25 years, I was put back in as a classroom teacher (I had been a guidance counselor) and a totally inexperienced guidance counselor was put in. (I was collateral damage in an ugly war between political factions in my district....long story, but besides me there were four other teachers at the high school who retired, and at least five who left for positions in other districts.)
If I were still in the guidance office, I would've stayed another year, but morale was getting to the point that I would've still gone out earlier than I used to think. So many things are changing and it seems like there are just more and more demands being heaped onto schools. I think I will probably look for a part time job next year, though....just to stay active and make a little extra money....but not in public education. Maybe at the college level or outside education altogether.
|
|
caro
Drama Llama
Refupea 1130
Posts: 5,222
Jun 26, 2014 14:10:36 GMT
|
Post by caro on Jul 31, 2014 1:04:58 GMT
I retired from having an in home daycare this year in Feb. I teach preschool 3 mornings a week as my fun job. My DH also retired. He works a part time job too.
This summer we have traveled a little and I have gone to all three children's house for a week to visit.
My DH and I spend a lot of time together and we do our own thing too. It's fun! I highly recommend it.
|
|
|
Post by wandawoman on Jul 31, 2014 1:54:58 GMT
I retired 12 years ago. I always said I would not do like so many teachers who brought their body to school and left their heart at home the last years they taught. After 30 years, with 1 1/2 years of sick days to add on to my years, I just decided it was time. I worked hard until the very end and even went back for another year and a half to substitute at my school. I loved it and thought I would be lost without it, but I LOVE being retired! Every day is so full, and time goes so fast. - Or maybe I'm getting older and it takes me longer to get things don. It took me a long time to stop watching or reading every news article about the schools, but I have now let it go. I still have "school" dreams when stressed: bad observation, report cards due and no grade recorded, etc., but they are becoming fewer.
|
|
Judy26
Pearl Clutcher
MOTFY Bitchy Nursemaid
Posts: 2,971
Location: NW PA
Jun 25, 2014 23:50:38 GMT
|
Post by Judy26 on Jul 31, 2014 2:26:59 GMT
Oh man...I am right there. I have 32 years and I have been tossed around from position to position because I have multiple certs. This year I will be HS librarian, MS reading and gifted coordinator for HS and MS. Writing over 50 GIEP's over the course of the year. I could do any one job very well. I could possibly balance two. Three...not so much. Add in a study hall and a once a week Sped. Library class and all of the Gifted extra curriculars and I am toast. I would retire today if I could afford health insurance. I teach GED classes 4 nights a week to up my salary so I can hopefully retire by 60. Teachers have taken a pay freeze but admin. just got a 3% raise. I am done. Put a fork in it!
|
|
moodyblue
Drama Llama
Posts: 6,254
Location: Western Illinois
Site Supporter
Jun 26, 2014 21:07:23 GMT
|
Post by moodyblue on Jul 31, 2014 2:32:47 GMT
I am 57 and will start my 37th year of teaching on Monday. I am eligible to retire, and could have a few years ago (I also have more than two years of accrued sick leave). I have NOT retired because I honestly don't feel ready yet.
Yes, I'm tired of the politics and burdened by the stresses that hit all teachers and I think each year becomes busier with more new things to do. But I just don't feel like I want to be done yet. I'm still interested in lots going on, still like the kids and what I do (Reading Specialist) and I have taken on new roles that I enjoy (Literacy Coaching, Mentor Program Coordinator) and those have changed things up in good ways.
I also don't feel ready to retire financially, and we'd like to have a few more things in place before I retire. I'm also in Illinois and waiting to see how the court challenge to the pension system changes will play out.
|
|
scrapaddie
Drama Llama
Posts: 5,090
Jul 8, 2014 20:17:31 GMT
|
Post by scrapaddie on Jul 31, 2014 2:35:06 GMT
I was 61 and retired after 35 years of teaching. I love being retired. I have been to El Salvador two times on habitat missions. I have been volunteering at the zoo, which I had done for many years before I retired, but now I can do a lot more. I am going to Africa in September and New Zealand/Australia in February . At 30 years I was not ready to retire, but at 35 I was. I was still having a good time I want to quit while I still enjoyed it. Also, our retirement system was changing it was best for me to go out when I did.
|
|
|
Post by peasapie on Jul 31, 2014 2:44:49 GMT
I retired in my early 50's. I'd remarried and moved to a different state, and I didn't start teaching again after the move. I kept thinking I would, but I didn't, and after a while I realized that no decision was a decision. I'd lost my love for it, and toward the last days of teaching I'd had to bite my tongue to keep myself from telling parents and administrators exactly what I thought of them. I had always had so much patience, so much excitement for teaching new things. But towards the end it had become just a job. I still work, but not as a teacher.
|
|
|
Post by grammyj64 on Jul 31, 2014 2:46:04 GMT
I retired at 55 to escape the most dysfunctional school district in the country - Dallas! I had taught in El Paso and then moved to the metroplex to be a day closer to my family in TN while still benefiting from the years I had put in. Using my retirement income as my base, I have been able to work at a variety of enjoyable jobs that I could not have afforded to take without that income. However, if I could have endured another 5 years, I would have a larger pension. I am getting close to retiring yet again, at the age of 72 (the end of the year) and I am concerned about making ends meet. I am single - things would be easier with a spouse's income, but my freedom is worth a lot. I have no regrets.
|
|
|
Post by 950nancy on Jul 31, 2014 3:59:51 GMT
I am from the same state as freecharlie. I was hired in '87 and to retire you needed a 75. (That means years of service and age). I reached that at 47, but cannot collect retirement until I turn 50, next May. Perfect timing. I will stay one year after that to "trip." That is collecting retirement and your regular pay with no district benefits. It is a win win. They get rid of expensive teachers that way. I started teaching when I was 22, but was able to "buy" four years from Social Security. When I retire at 51 I will collect 80% of my pay. Not sure what to do after that though. I still loooove teaching and can't imagine doing anything else, but I will not miss such early mornings and late evenings grading.
|
|
maurchclt
Pearl Clutcher
Posts: 3,646
Jul 4, 2014 16:53:27 GMT
|
Post by maurchclt on Jul 31, 2014 19:04:17 GMT
Retired at 57 and happy as can be. I was a team teacher and would have stayed another year to leave when my partner did, but my DH had already retired. So I was "nice" as subbed for her and ONLY her that last year. We are snowbirds, live in western NY, the snowbelt, so my goal is to NEVER see snow again. We go to FL for the winter. Fortunate in that we were able to spend several years near my folks in FL before they moved back to NY in assisted living. I never started to scrap until after I retired, so I have enjoyed my new hobby. We have children and grandchildren in NC and WA, so we travel to see them. We've been on an Alaskan cruise and to Italy. Enjoying life and never once regreted leaving .
|
|
|
Post by kluski on Jul 31, 2014 19:40:29 GMT
I am not retired but seriously can't wait to! Police and fire fighters here are allowed to retire at 20 yrs and I seriously think teachers should too. Obviously it isn't a physical job as the others but when teachers lose the spark it's really time to go. I don't think I have lost the love of teaching as I still work as hard as ever to help my students reach their potential. However I am tired of the ridiculous demands the government is placing on us. I just completed my 20th year some of them were part time to raise my family so retirement won't be in the next 10 years but I hope soon after.
|
|
|
Post by christine58 on Jul 31, 2014 21:12:03 GMT
I am 55 with 33 years in the NYS teachers' retirement. I could retire right now but I still love what I do even though I HATE Common Core (well...the way it has been implemented). I am planning on retiring in June of 2016. I'll have 35 years in and a pretty decent retirement. We don't get health care paid for at retirement but can continue on the same plan at a COBRA rate. I plan on traveling and will probably find a PT job.
|
|