Do you like your "points" credit card?

Yes, I have an Amazon one and Nordstrom one. Both have no annual fees. I won't get a card that has annual fees. I pay all my online bills with the Amazon one, so my water bill gets me free books. LOL!!

chase.. I get lots of points and just redeem them for cash.

I like Mypoints and Amazon. I use Mypoints most often.

I used to like our Capital One Southwest ones, but you can no longer transfer points between one account to another. I do like the Amazon one we have, but lately I've been buying less and less from Amazon and may switch to a different card soon.

DH and I each have separate cards. Mine is a card from my regular bank that give points for $ spent and I can redeem the points for products, gift cards or payment on balance. I usually cash them in once a year for Amazon GC. This past year I used it as a payment on my balance. It's usually $100-$200. DH's is from Capital One and he get cash back that he applies to his balance.

Like I mentioned in the cash post, we put everything on our CC's and pay them off in full each month.

I have a Chase Sapphire card, I just finished my second year with them. The card was free the first year, and I got $1200 cash back. I decided to go ahead and keep it and pay the $95 fee for the next year. This second year I've earned just under $1100 back, but I'm going to keep it in there and use it for travel (it goes further).

I don't use a debit card except under the rare occasion that I need cash. I use my CC for everything and pay it off at the end of the month. It's just me, so I think the cash back each year is pretty decent.

Chase also has a portal on their site to a good number of retailers who offer extra points. When I shop online I check to see if the store is on Chase's site. Some offer as many as 6pts per dollar spent.

I do the same thing. I never use a debit card for fear of having my bank account compromised and I like to rack up reward points. Also, even though I pay my bill in full each month, I like that I have a bit of a float between when I purchase something and when I have to pay for it, especially when I'm unsure as to whether I will be returning an item.

For those that shop at Costco, they are ending their relationship with AE in June and will be switching to Visa. Wonder if that means they'll accept any Visa card or just a Costco Visa?

 The thing I like is that you can use it as a travel *eraser*. We just spent 8 days in NOLA and they gave us a credit for about $350 towards our hotel bill. You can also get gift cards to a variety of big box stores and by doing that or the eraser, you get more bang for your buck than asking for cash. A lot more.

We have a Chase United card. We fly United 80% of the time, so we like getting the United points. Plus, whenever we use the card to make our United reservations we get to check our bags for free.

You can pay online bills with your Amazon card? Brilliant! Then just pay off the card at month end. I'll have to look into that. Thanks.

I LOVE my Cap one venture card.  So many great benefits with it too.  The annual report at the end of the year has saved my butt on taxes twice now.

We went on vacation last year to Universal studios and sanibel island and the entire thing was free, for just being us!  We put all our business expenses on it and pay it off every month.

I do the bank of america 3-2-1 cash rewards. It's percentages back on groceries, gas and everything. At $25 increments they give you 10%, so I always wait til I get to 25 then deposit the 27.50 in my savings account. I've had other rewards, like the AA for miles which is ok if you just need a quick, weird flight. But the cash rewards is my fav where I actually see it.

Not to hijack your thread, but anyone have good international deals on their cards? I need to arrange one for Europe and have read so many suggestions but am looking for the best all around for anywhere in Europe. Thanks!