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Post by 5peanutsnana on Aug 3, 2014 17:12:12 GMT
No, but DH does, every month, to the penny. Most checks are paid on line so I don't write many checks, but I still keep a paper check register. I'm old school.
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LisaDorothy
Full Member
"Do it now 'cuz tomorrow ain't promised today"
Posts: 234
Jun 30, 2014 15:47:18 GMT
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Post by LisaDorothy on Aug 3, 2014 17:36:04 GMT
Oh I'm old school too! I keep a paper register and probably write 10 checks a month. My hubby & I use debit cards, and he puts his receipts in a basket so I can reconcile everything. I do it once a week or so.
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Post by MZF on Aug 3, 2014 17:43:30 GMT
Yes, about twice a month.
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Post by Debbie on Aug 3, 2014 17:52:17 GMT
I am an accountant, so yeah, I reconcile. DH and I have a joint checking account and sometimes he forgets to give me a debit card purchase slip so this gets things all caught up and doesn't take more than 5 minutes of my time in Quicken. (Holding and color are mine). Another accountant here, and this is the reason my husband does not have a debit/ATM card for our joint account! I keep our personal account in QuickBooks and reconcile it several times a week |
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janeliz
Drama Llama
I'm the Wiz and nobody beats me.
Posts: 5,641 
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Post by janeliz on Aug 3, 2014 17:55:54 GMT
I do it once a month, when I pay bills.
I sort of enjoy it, actually. It satisfies the number cruncher in me.
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Kerri W
Pearl Clutcher
Posts: 3,790
Location: Kentucky
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Post by Kerri W on Aug 3, 2014 18:13:14 GMT
Nope. DH or I check every couple days to make sure what we've used our debit cards for has gone through and there's nothing suspicious. We so rarely write checks and there's an image online when the check clears.
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Post by MichyM on Aug 3, 2014 18:13:21 GMT
I don't. I use a CC with rewards to pay for close to all of my daily expenses (bill is checked and paid off monthly). I write a check maybe once every month or two, and very very rarely use my debit card (mainly just at Costco). I do use online bill pay for utilities, etc. so I just check my checking account when I log in to pay bills. For me this had made my life a lot easier.
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Post by joylynaroundthebnd on Aug 3, 2014 18:16:55 GMT
I don't even keep a register anymore. We use a credit card for everything and it is paid monthly. I review the activity online for suspicious activity, but that is all. We are such creatures of habit I pretty much know what is going to be showing there, so any strange transactions are easy to spot.
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twinsmomfla99
Pearl Clutcher
Posts: 4,087
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Post by twinsmomfla99 on Aug 3, 2014 18:27:42 GMT
I haven't balanced the checkbook (joint account) in over 10 years. For the 10 years prior to that, I probably only balanced once a quarter or so. We rarely write checks for anything other than very routine bills. I check the balance pretty regularly and look at the statement each month to make sure that there isn't anything on there that shouldn't be.
We keep a high enough balance that I'm not afraid of bouncing a check, and if we did have an overdraft, we would get notice fairly quickly. We don't have overdraft protection because I don't want someone compromising my account and running up a bunch of overdrafts before we found out.
We have never had an overdraft in almost 23 years of marriage, so I guess it just isn't something that we worry about too much. |
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Post by wandawoman on Aug 3, 2014 18:56:12 GMT
I balance my checkbook monthly. To the penny. I do too, and sometimes that missing penny is very frustrating to find. It would be easier to just skip it, but I don't think I can after all these years. |
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Post by cadoodlebug on Aug 3, 2014 19:02:36 GMT
Not only do I balance our checking account, I keep a separate excel spreadsheet with all our credit card purchases.
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Post by 0612 on Aug 3, 2014 19:17:30 GMT
Nope never anymore, but I do look at it a least every two days. Will look at serval time a day for while since my husband card was stolen, did get it stopped. The person that stole it was not smart enough to run. It as a credit, since he did not know the pi [HASH] he could get know money.
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Post by melanell on Aug 3, 2014 19:17:50 GMT
I do. I'm old school in that way.
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Post by mightyme on Aug 3, 2014 19:20:26 GMT
yes all the time. My son thought it wasnt needed. Well he keeps using his banks balance and its not always correct/current. I put things down in my check register days, some times weeks before the check/payment goes through. So the bank thinks I have money to spend. When you don't.
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Post by AussieMeg on Aug 5, 2014 3:53:15 GMT
What's a checkbook?  |
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Post by freecharlie on Aug 5, 2014 3:58:44 GMT
Nope. I have no record of anything except for the internet. I check and see if I have money in the checking account, transfer money between accounts, and pay bills online.
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Post by PEArfect on Aug 5, 2014 4:00:53 GMT
Yes I do.
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Post by flanz on Aug 5, 2014 7:23:34 GMT
I could have written your post. Ditto, including no longer even keeping the running balance. I DO record checks written though....
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Post by 1lear on Aug 5, 2014 11:30:10 GMT
I check my account online daily. I rarely write checks. With DH traveling most of the time and using his debit card, I like to check what he spends. I don't get paper statements anymore-it's all posted online.
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Post by Meri-Lyn on Aug 5, 2014 11:38:12 GMT
Yes - Always! If I'm off a few cents I don't try to find it, I just make an adjusting entry to force it to balance. I've found mistakes where I have neglected to enter a transaction or DH has neglected to tell me he debited something. I can't imagine not balancing my check book, or not keeping a register!  |
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Why
Drama Llama
Posts: 6,168
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Post by Why on Aug 5, 2014 11:49:48 GMT
I balance my checkbook monthly. To the penny. ^^^^^^^^^^that^^^^^^^^^^^^^^^^^^^^^ |
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Post by bdawnb on Aug 5, 2014 14:11:55 GMT
My husband dies the main account in quicken. I have a small account that I just watch online. I rarely take money out so it's easy to manage that way.
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Post by mom2emilytaryn on Aug 5, 2014 14:13:42 GMT
I use Quickbooks and once a week, I sit down and pay any bills that have come in online, and check the balances in all my accounts, comparing them to what I show in Quickbooks.
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Post by scraphappy57 on Aug 5, 2014 14:44:42 GMT
My hubby does, but I think he actually enjoys it!
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Post by katieanna on Aug 5, 2014 14:54:55 GMT
I balance my checkbook monthly. To the penny. |
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grinningcat
Pearl Clutcher
Posts: 4,663
Jun 26, 2014 13:06:35 GMT
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Post by grinningcat on Aug 5, 2014 14:59:12 GMT
May I ask why people balance outside of the online bank details? I would think it is the same information?
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~Susan~
Pearl Clutcher
You need to check your boobs, mine tried to kill me!!!
Posts: 3,259
Jul 6, 2014 17:25:32 GMT
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Post by ~Susan~ on Aug 5, 2014 15:00:32 GMT
I do and I also check the running balance a couple times a week. I have caught discrepancies several times that were in my favor. I also have a DH that can go a little crazy with the debit card unless I reel him back, lol.
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sunnyday
Junior Member
Posts: 72
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Post by sunnyday on Aug 5, 2014 15:10:04 GMT
When I got married 17 years ago, my husband was appalled that I didn't balance my checkbook very often. So I started to do so. It was such a nightmare. In the end, if the numbers were off, it was always a miscalculation on my part.
Once I started internet banking, all that has gone to the wayside again. When I go online to pay bills, I check to see if there is anything that looks out of whack. Other than that, I'm good to go!
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Post by Goldynn on Aug 5, 2014 15:38:00 GMT
Another who balances every month, to the penny. I love accounting stuff!
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Deleted
Posts: 0
Oct 7, 2024 20:33:27 GMT
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Post by Deleted on Aug 5, 2014 16:15:10 GMT
This is one area where I am totally OCD - I balance my Quicken every week. I check my online balance daily and then every weekend balance to it. It drives DH crazy but it's just one of those things I need to do to make my day managable.
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