QueenBee
New Member
Posts: 8 
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Post by QueenBee on Aug 4, 2014 17:52:40 GMT
Ok....in dire need of some financial guidance.... looking for the best Dave Ramsey book to get my crap in order. Any opinions good, bad or indifferent please share. THANKS in advance  |
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Post by 2peafaithful on Aug 4, 2014 18:10:11 GMT
I would get Total Money Makeover. Easy read and sign up for a class if there is one available in your area. You can also take it online.
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Post by jcmom04 on Aug 4, 2014 18:10:57 GMT
His book, Financial Peace, has really made a huge difference in our lives. Paid off thousands of dollars in debt. Living off less than we make, yet have enough $ for emergencies, savings, vacations, gifts, and daily living. Pay cash for a lot of things now. Saving for a car and a new house now. I wish you the best of luck. It was the best decision we made. (We actually went thru a class but the book came with it.)
Kristin
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Post by Barbie on Aug 4, 2014 18:13:30 GMT
I actually prefer his first book, Financial Peace, to his second book, Total Money Makeover.
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Post by ~Tracy~ on Aug 4, 2014 18:33:05 GMT
There are Facebook groups too for some added daily motivation  |
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tiffanytwisted
Pearl Clutcher
you can check out any time you like, but you can never leave
Posts: 4,538
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Post by tiffanytwisted on Aug 4, 2014 18:41:55 GMT
I haven't read Financial Peace yet (though I have it), but read & liked Total Money Makeover.
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Post by sincity2003 on Aug 4, 2014 20:23:42 GMT
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QueenBee
New Member
Posts: 8
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Post by QueenBee on Aug 5, 2014 0:12:01 GMT
Thank you so much for the opinions. My biggest issue right now is just getting caught up but I am thinking this may be the start I need.
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Post by 1lear on Aug 5, 2014 0:18:36 GMT
Thanks for posting this-I'm going to check out the link, as well. I've got 2 kids in college and feel like all I do is spend money!
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Post by megop on Aug 5, 2014 0:23:59 GMT
Good for you for taking control. The beauty of Dave Ramsey, is that he presents a stepped plan to get "caught up" when circumstances seem overwhelming when you are juggling the big picture all at once.
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QueenBee
New Member
Posts: 8
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Post by QueenBee on Aug 5, 2014 0:29:32 GMT
His book, Financial Peace, has really made a huge difference in our lives. Paid off thousands of dollars in debt. Living off less than we make, yet have enough $ for emergencies, savings, vacations, gifts, and daily living. Pay cash for a lot of things now. Saving for a car and a new house now. I wish you the best of luck. It was the best decision we made. (We actually went thru a class but the book came with it.) Kristin Did you take the class together or was this something you did on your own? There is a class in my town next month but it's getting the hubby on board that is making me nervous. It all seems overwhelming!!!! |
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Post by jcmom04 on Aug 5, 2014 0:50:13 GMT
His book, Financial Peace, has really made a huge difference in our lives. Paid off thousands of dollars in debt. Living off less than we make, yet have enough $ for emergencies, savings, vacations, gifts, and daily living. Pay cash for a lot of things now. Saving for a car and a new house now. I wish you the best of luck. It was the best decision we made. (We actually went thru a class but the book came with it.) Kristin Did you take the class together or was this something you did on your own? There is a class in my town next month but it's getting the hubby on board that is making me nervous. It all seems overwhelming!!!! We did the class along with a workbook and got the book too. We paid $90 and got so much stuff. Here's the kicker... I abhorred the NAME of Dave Ramsey for years. How my husband finally wore me down was an act of God. And I'm so thankful to both of them! |
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amymad
One Post Wonder
Posts: 1
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Post by amymad on Aug 5, 2014 0:57:37 GMT
Dave is a great place to start for conceptual information... We had trouble using the envelopes and maintaining it and found YNAB and this was the technology piece that we needed to make it work between the two of us. If you need a referral link for YNAB I can give you one- saves you $6.00.
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