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Post by kajo1982 on Nov 7, 2016 20:35:02 GMT
At what point do you ask again for the money people owe you? I hate bugging people and don't feel like I should have to ask more than once when you know you owe me the money. One girl owes me $100 for a concert ticket for next year and I gave her the amount on October 6th. The other girl owes me $300 for 2 events next year and she's known since October 17th. So at what point do you ask again? I don't wanna be rude about it but I need to pay off my CC that the tickets went on. These are both good friends so I know there not gonna stiff me, it's just annoying. I hate owing people money!
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Post by Sam on Nov 7, 2016 20:39:10 GMT
I hope you told them beforehand that they have to pay any interest accrued on the CC?
It's hard to do, but I would be asking them now when they will be paying back - you can couch it any way you want, but you need to know if this is a situation that is leaving you potentially out of pocket.
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River
Pearl Clutcher
Posts: 3,627
Jun 26, 2014 15:26:04 GMT
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Post by River on Nov 7, 2016 20:41:16 GMT
One month from date given would be the very most I'd go without giving a gentle reminder. You say they are good friends, so don't hesitate to give a nudge. Letting it eat at you is much worse and can lead to resentment.
A simple text of "Hey, my CC bill is due in a few days, can we set up a time to meet up and square this away?" With a sweet little emjoi to go with it.
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Post by maryland on Nov 7, 2016 20:41:36 GMT
I would tell them you need the money now because you have to make your credit card payment. You aren't being rude, they are. I wouldn't buy anything for people without getting the check up front.
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Post by beachbum on Nov 7, 2016 20:43:52 GMT
Being one who can't stand to owe people money, I would be reminding them just about daily by this point. Face to face, not by email or text. It's much easier to ignore something in writing, but when you're looking someone right in the face, it's not so easy. Stand there, hand out, and ask for it. Tell them your credit card is due and you need it, NOW. A month is more than enough time, friends don't do this to friends, something to remind them of.
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Post by southerngirl on Nov 7, 2016 20:59:35 GMT
If I were your friends, I would want to be reminded. Occasionally, something will slip my mind and I always appreciate a reminder. If they are good friends, then I'm guessing they might be busy and just forgot. I think a kindly worded reminder would be a good idea.
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scorpeao
Pearl Clutcher
Posts: 4,524
Location: NorCal USA
Jun 25, 2014 21:04:54 GMT
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Post by scorpeao on Nov 7, 2016 21:01:24 GMT
I would tell them you need the money now because you have to make your credit card payment. You aren't being rude, they are. I wouldn't buy anything for people without getting the check up front. This is what I'd do. I'd send out an email saying "hey, my cc payment is due and those concerts tickets are on it. Can I get the money from you sometime this week?"
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Post by gritzi on Nov 7, 2016 21:03:38 GMT
Unfortunately, good friends will indeed stiff you! I know from experience, as I'm waiting for thousands to be repaid. I've resigned myself to know & accept that repayment will never happen.
What do I suggest you do? If you haven't done so, DO NOT give them the concert tickets w/o them paying. If you need the $$, sell the tickets or find someone else to pay for them & go with you.
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Post by workingclassdog on Nov 7, 2016 21:05:16 GMT
I would tell them you need the money now because you have to make your credit card payment. You aren't being rude, they are. I wouldn't buy anything for people without getting the check up front. This is what I'd do. I'd send out an email saying "hey, my cc payment is due and those concerts tickets are on it. Can I get the money from you sometime this week?"
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Post by mom on Nov 7, 2016 22:11:42 GMT
I would send a text and let them know you need to make the payment. Then ask when they would like to get together and pay.
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Post by crazy4scraps on Nov 7, 2016 22:24:06 GMT
I would send a text and let them know you need to make the payment. Then ask when they would like to get together and pay.  I wouldn't hesitate to remind someone more than once if they owed me money and I needed it to pay the bill. And the next time they asked me to pay for something on a card, I would tell them they need to get their own because I'm not a bank.
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Deleted
Posts: 0
Aug 18, 2025 19:52:59 GMT
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Post by Deleted on Nov 7, 2016 22:41:34 GMT
I would remind them verbally and tell them you're going to send them a link so they can pay easily and then immediately send them a Square Cash request for the amount they owe you. It's free for personal use and you can immediately transfer the funds to your bank.
No waiting to get together, no excuses.
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gina
Pearl Clutcher
Posts: 3,461
Jun 26, 2014 1:59:16 GMT
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Post by gina on Nov 7, 2016 22:44:37 GMT
I'm a big fan of the reminder e-mail asking "Did you send a check? I just get a lot of junk mail and don't want to miss it! Wasn't sure if you were sending me a check or PayPaling, so thought I'd ask." Usually the reminder works. SaveSave
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Post by Gingergirl on Nov 7, 2016 22:51:02 GMT
I would tell them you need the money now because you have to make your credit card payment. You aren't being rude, they are. I wouldn't buy anything for people without getting the check up front. This is what I'd do. I'd send out an email saying "hey, my cc payment is due and those concerts tickets are on it. Can I get the money from you sometime this week?" I would do this but asking "Can I?" leaves it open for them to say no. Maybe say "I need to get the money this week." Or something like that.
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Post by mrssmith on Nov 8, 2016 0:26:20 GMT
That's a lot of money! I'd do as above and tell them you need the money this week. I'd also reconsider fronting the money for concert tickets that cost that much or not handing the ticket over until the money is received.
Maybe because the 2 events that total $300 are next year, she is thinking she has more time to pay.
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Post by hop2 on Nov 8, 2016 0:36:21 GMT
My CC bill is due in 10 days I need your payment when can we meet up and settle this?
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GiantsFan
Prolific Pea
 
Posts: 8,704
Site Supporter
Jun 27, 2014 14:44:56 GMT
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Post by GiantsFan on Nov 8, 2016 1:18:05 GMT
I would tell them you need the money now because you have to make your credit card payment. You aren't being rude, they are. I wouldn't buy anything for people without getting the check up front. This^^^^ "Hey guys. My credit card bill is due for those concert tickets. I going to need a check (or cash) this week."
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Kerri W
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Posts: 3,836
Location: Kentucky
Jun 25, 2014 20:31:44 GMT
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Post by Kerri W on Nov 8, 2016 1:28:00 GMT
"hey, my cc payment is due and those concerts tickets are on it. Would it work better for you if I picked it up Thursday or Friday?"
Don't ask if. Ask which is better of two options that are acceptable to you.
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Post by annabella on Nov 8, 2016 3:22:19 GMT
When I go on vacation with my girlfriends, I never book anything until I get their check in the mail. Yes they're my close friends, but this is money we are talking about. Anyone can send you money via paypal, they pay the fee so you can get it TODAY.
"at what point" when it's a new month - as in now. "hey I never got the money you owed me last month" If they don't have it, you find someone else to take to the concert, you can't sit around and wait for this. You don't commit to financial obligations when you can't pay for it. You shouldn't have to explain anything about your credit card being due.
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Post by anniefb on Nov 8, 2016 5:15:13 GMT
I would send a text and let them know you need to make the payment. Then ask when they would like to get together and pay. That^^
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tanya2
Pearl Clutcher
Refupea #1604
Posts: 4,486
Jun 27, 2014 2:27:09 GMT
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Post by tanya2 on Nov 8, 2016 5:31:22 GMT
I guess I'm the lone dissenter then, I don't expect to be paid until the concert. Thats usually how things work with my friends anyway, and I've never had one of them not pay me. But the difference is that I just pay the bill off in full when it comes in anyway & it doesn't affect the budget
Now dd has had to hound friends for money because they always "forget to take out cash". Mmhmmm.... I've told her to stop lending it to them anymore
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Post by elaine on Nov 8, 2016 5:38:46 GMT
Send them PayPal invoices - you have their email - and be sure to include the fees in what you ask for. Send a new invoice every 3 days if you don't get paid or contacted to tell you why not.
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Post by mom on Nov 8, 2016 6:18:31 GMT
I guess I'm the lone dissenter then, I don't expect to be paid until the concert. Thats usually how things work with my friends anyway, and I've never had one of them not pay me. But the difference is that I just pay the bill off in full when it comes in anyway & it doesn't affect the budget Now dd has had to hound friends for money because they always "forget to take out cash". Mmhmmm.... I've told her to stop lending it to them anymore Really? You would be a bank for your friends? I hope they are atleast paying you interest.
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Post by scrappintoee on Nov 8, 2016 11:03:56 GMT
I can't add anything that others haven't said, but I will say that I always make notes to myself to pay people back, because I know it's awkward for THEM to have to keep asking me. I have a dear friend that gets taken advantage of because she won't ask people to pay her back. And, forgive me for the highjack---but @busypea ---I LOVE your avatar! He or she looks kinda "hooman" (human)  Is that your doggie?
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Post by Florida Cindy on Nov 8, 2016 12:57:55 GMT
Give them a date to give you the $. Tell them if they don't pay for XXXX date, you will have to sell the tickets as you cannot afford to have the $$$ on your credit card. Be firm.
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Deleted
Posts: 0
Aug 18, 2025 19:52:59 GMT
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Post by Deleted on Nov 8, 2016 13:57:16 GMT
I can't add anything that others haven't said, but I will say that I always make notes to myself to pay people back, because I know it's awkward for THEM to have to keep asking me. I have a dear friend that gets taken advantage of because she won't ask people to pay her back. And, forgive me for the highjack---but @busypea ---I LOVE your avatar! He or she looks kinda "hooman" (human)  Is that your doggie? It is not my dog. The expression just seemed fitting.
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Post by craftsbycarolyn on Nov 8, 2016 15:22:36 GMT
I'd say, "My CC payment for the tickets is due. If you still want the concert tickets, I need your money. If not, let me know because I have a couple other people who want the tickets."
For what it's worth. I never lend money I can't afford to lose. Because I have learned most people do not pay you back.
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Post by stampinfraulein on Nov 8, 2016 16:09:25 GMT
can you try using Square Cash to request the money or a similar app? My brothers owed me some money recently for a gift for my dad we all went in on. It was really easy to sign up with the app and send them a cash request, and really easy for them to pay.
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Deleted
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Aug 18, 2025 19:52:59 GMT
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Post by Deleted on Nov 8, 2016 17:01:37 GMT
"hey, my cc payment is due and those concerts tickets are on it. Would it work better for you if I picked it up Thursday or Friday?" Don't ask if. Ask which is better of two options that are acceptable to you. Love that!
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Post by 950nancy on Nov 8, 2016 19:02:47 GMT
I guess I'm the lone dissenter then, I don't expect to be paid until the concert. Thats usually how things work with my friends anyway, and I've never had one of them not pay me. But the difference is that I just pay the bill off in full when it comes in anyway & it doesn't affect the budget Now dd has had to hound friends for money because they always "forget to take out cash". Mmhmmm.... I've told her to stop lending it to them anymore My friend and I are kind of like this too. She will tell me to pay her (usually for a plane flight) when we go on vacation so she will have extra cash. However, she has the money (rich principal  ), but for any other friend I would pay them back immediately.
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