Post by caangel on Aug 25, 2014 19:51:44 GMT
I get so overwhelmed trying to create and then stick to a budget. I start and then get frustrated. Thankfully we don't "need" a strict budget but we would like to be more conscience of our spending and find more ways to save. I use Quicken. I like how it imports from my bank and credit cards, but I think I get frustrated with the budget feature because it is not organized how I would organize it. I don't find it easy to see where we are, but maybe I'm just not looking in the right place! Any Quicken users with tips??
Another thing I get frustrated with is how much our monthly bills vary, trash is billed every 3-4 months (can't remember), Auto and Home insurance are billed for 6 month periods, but payments are spread out over 4 months (2 months with no payments, but they are not the same for each bill). Then there's annual car registration, seasonal/quarterly payments for kids' activities, annual dues for organizations. It just seems so complicated, how do you keep track of it all with out going crazy and having a ton of categories in your budget?
I think I may have too many categories/subcategories. I did consolidate a lot recently, but maybe I need to do more?
ca angel
Another thing I get frustrated with is how much our monthly bills vary, trash is billed every 3-4 months (can't remember), Auto and Home insurance are billed for 6 month periods, but payments are spread out over 4 months (2 months with no payments, but they are not the same for each bill). Then there's annual car registration, seasonal/quarterly payments for kids' activities, annual dues for organizations. It just seems so complicated, how do you keep track of it all with out going crazy and having a ton of categories in your budget?
I think I may have too many categories/subcategories. I did consolidate a lot recently, but maybe I need to do more?
ca angel
