happymomma
Pearl Clutcher
Posts: 4,078
Aug 6, 2014 23:57:56 GMT
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Post by happymomma on Sept 9, 2017 15:58:15 GMT
I just can barely deal with this today, but it's pretty important. I looked last night and that website said yes, my data was breached. Nice. I was given a date to enroll. Not sure about that. I don't really know what all this means and I am too sick to do a ton of researching right now, ugh. I looked at my reports via credit karma and saw nothing odd at this point, though I know that really doesn't mean I am safe, as this will be an ongoing mess for so many. I see several peas mentioned Lifelock. So, if I enroll in Lifelock now, am I good?
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Sept 9, 2017 16:03:41 GMT
So, if I enroll in Lifelock now, am I good? If you don't want to enroll in anything now, simply put a fraud alert on your account by going through the free credit report link posted earlier. I'm waiting to see how this all plays out before enrolling in any type of fraud protection. Actually, I think I'm still on some plan from a previous breach (Home Depot possibly?).
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Post by Patter on Sept 9, 2017 16:16:45 GMT
Looks like I'm compromised. I already use LifeLock, is it necessary to use the one they are offering too? Ditto so I am not signing up for what they are offering.
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linda~lou
Pearl Clutcher
Keep calm and eat crumpets
Posts: 2,744
Location: Motown but my heart is in San Francisco
Jun 25, 2014 21:57:08 GMT
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Post by linda~lou on Sept 9, 2017 19:18:41 GMT
I froze my 3 credit accounts, at 10 bucks a pop. Ugh. But I guess that's better than getting hacked. I was told that was the safest thing to do.
Google informed me yesterday that my Gmail had suspicious activity in Denver, I'm in Michigan, they blocked it. Whew. But I had to change my password. Wondering if that had anything to do with the breach. Scary. But thanks Google for flagging it and letting me know!
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Sept 9, 2017 21:16:52 GMT
So far, have only frozen our accounts on one bureau. I hate that I had to pay $36 (12/pop) for just one bureau for something that IS NOT MY FAULT!!!!
We are so careful about our data, shredding, etc. Then these multi-million-dollar companies can treat our data like crap and make us pay to clean up the mess.
I'm writing Congress on Monday!! This is ridiculous.
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Post by birukitty on Sept 9, 2017 21:29:50 GMT
I am on the list but DH/DS are not. I had frozen all our credit reports (months ago) so nothing new can be opened unless I personally remove the freeze. We have one low balance credit card that I keep at zero and review nightly. How do you do this and does that mean that you are then protected from someone using the information they might obtain to try and open an account in your name? I don't quality for a credit card in just my name since I'm not working currently but I guess anyone wanting to do this illegally could just fake that info, right? I checked my name when I read the first few posts on page one and I have been effected by this mess. I don't have any credit cards but I do have a bank account, an account with Netlix and that's pretty much it. I did check my credit score with Equifax once this past April and now I am kicking myself for doing it.
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Post by birukitty on Sept 9, 2017 21:34:54 GMT
When you (general) you are saying you are freezing you accounts are you saying you are freezing your bank/credit accounts or accounts at the credit report companies you have dealt with in the past? Also is that where you put the fraud alert? Sorry if I am repeating questions. This is all new to me as we normally don't use credit cards, I'm in panic mode. I don't want my identity stolen, as I'm sure none of us do.
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Sept 9, 2017 23:09:06 GMT
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Post by worrywart on Sept 9, 2017 23:14:36 GMT
So if I do the credit account freezes would I have to do them separately for me and dh (and ds)? I'm assuming that everything is separate?
I am so stressed over this but afraid to check on their site, I have read in the paper that the site is not that safe so not sure what to do.
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GiantsFan
Prolific Pea
Posts: 8,451
Site Supporter
Jun 27, 2014 14:44:56 GMT
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Post by GiantsFan on Sept 10, 2017 2:44:35 GMT
So, if I enroll in Lifelock now, am I good? If you don't want to enroll in anything now, simply put a fraud alert on your account by going through the free credit report link posted earlier. I'm waiting to see how this all plays out before enrolling in any type of fraud protection. Actually, I think I'm still on some plan from a previous breach (Home Depot possibly?). This is what I did with TU. They said they would notify the other two companies. It's only a 90 day alert, but it will give me some protection until I can figure out what to do.
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suzastampin
Pearl Clutcher
Posts: 2,587
Jun 28, 2014 14:32:59 GMT
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Post by suzastampin on Sept 13, 2017 1:42:57 GMT
UGH! Trying to put freezes in place for hubby as it appears Equifax says he's been compromised. We can't do it online, now. Yea..let's just have all the info in black and white so anybody can have access to it? Can they make anything more difficult??
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Feb 5, 2018 23:51:38 GMT
And today, to the surprise of few who are paying attention, Trump's Mulvaney ices investigation of Equifax. Can't spend us taxpayer money on protecting taxpayers. We have to spend it on bigger dividends for foreign & domestic shareholders AND trips to Mar-a-Lago. www.reuters.com/article/us-usa-equifax-cfpb/exclusive-u-s-consumer-protection-official-puts-equifax-probe-on-ice-sources-idUSKBN1FP0IZ"Mick Mulvaney, head of the Consumer Financial Protection Bureau, has pulled back from a full-scale probe of how Equifax Inc failed to protect the personal data of millions of consumers, according to people familiar with the matter. Three sources say, though, Mulvaney, the new CFPB chief, has not ordered subpoenas against Equifax or sought sworn testimony from executives, routine steps when launching a full-scale probe. Meanwhile the CFPB has shelved plans for on-the-ground tests of how Equifax protects data, an idea backed by Cordray. "
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GiantsFan
Prolific Pea
Posts: 8,451
Site Supporter
Jun 27, 2014 14:44:56 GMT
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Post by GiantsFan on Feb 6, 2018 2:49:51 GMT
@zingermack - when I read the title I immediately thought "$#!%, Not again!". A little sigh of relief when I realized the thread was from last fall.
I wish there was an UnLike button for your post, because I think someone or multiple someones should be held accountable. If no one is held accountable why should they {the credit bureaus} prevent it from happening again?
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Post by busy on Feb 6, 2018 3:10:54 GMT
God, was it really only last September? It feels like it’s been at least a year.
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Feb 6, 2018 3:24:17 GMT
@zingermack - when I read the title I immediately thought "$#!%, Not again!". A little sigh of relief when I realized the thread was from last fall. I wish there was an UnLike button for your post, because I think someone or multiple someones should be held accountable. If no one is held accountable why should they {the credit bureaus} prevent it from happening again?No reason at all. That's the point of fighting regulation - to ensure that no one has to pay for "externalities" like pollution, data handling, safe work environments, etc. All those regulations that make regular people's lives more manageable but make corporate profits lower.
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Jul 22, 2019 13:17:45 GMT
"The credit bureau Equifax will pay at least $650 million and potentially significantly more to end an array of state, federal and consumer claims over a data breach two years ago that exposed the sensitive information of more than 148 million people. The breach was one of the most potentially damaging in an ever-growing list of digital thefts. The settlement, which was announced on Monday and still needs court approval, would be the largest ever paid by a company over a data breach. The deal requires Equifax to put a minimum of $380.5 million into a restitution fund for American consumers who file claims showing that they were financially harmed. “Equifax put profits over privacy and greed over people, and must be held accountable to the millions of people they put at risk,” said Attorney General Letitia James of New York, who helped lead the states’ investigation. “This company’s ineptitude, negligence and lax security standards endangered the identities of half the U.S. population.”" Not enough. Not nearly enough, imo. www.nytimes.com/2019/07/22/business/equifax-settlement.html
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Post by pierkiss on Jul 22, 2019 13:28:16 GMT
Oh they’re going to jail.
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Post by elaine on Jul 22, 2019 16:49:37 GMT
Oh they’re going to jail. They’d better! But be prepared for our President to make some public comment about how unfairly they are being treated.
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Jul 22, 2019 16:52:39 GMT
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Post by mollycoddle on Jul 22, 2019 17:04:27 GMT
How can you tell if you have been compromised? The link in the story didn’t work, and another link in my local news said to check back later.
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Post by PolarGreen12 on Jul 22, 2019 17:20:33 GMT
How can you tell if you have been compromised? The link in the story didn’t work, and another link in my local news said to check back later. This is an old thread that got bumped.
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Jul 26, 2019 1:14:13 GMT
Yeah, rich people are rich cuz they do such hard work.....
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Post by freecharlie on Jul 26, 2019 3:33:13 GMT
How can you tell if you have been compromised? The link in the story didn’t work, and another link in my local news said to check back later. eligibility.equifaxbreachsettlement.com/en/eligibilityIf you were compromised you can file a claim for $125. I don't know if that ends their liability or if you can sue later if your data is stolen
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Post by freecharlie on Jul 26, 2019 3:33:59 GMT
How can you tell if you have been compromised? The link in the story didn’t work, and another link in my local news said to check back later. This is an old thread that got bumped. true, but you can file a claim now if you have been affected
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Post by mollycoddle on Jul 26, 2019 14:50:45 GMT
How can you tell if you have been compromised? The link in the story didn’t work, and another link in my local news said to check back later. eligibility.equifaxbreachsettlement.com/en/eligibilityIf you were compromised you can file a claim for $125. I don't know if that ends their liability or if you can sue later if your data is stolen I was able to check this morning, and I seem to be in the clear.
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Deleted
Posts: 0
Sept 28, 2024 21:56:01 GMT
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Post by Deleted on Sept 17, 2019 12:53:05 GMT
"To recap: Equifax exposed personal financial information, was sued by the government and settled. The government publicly touted a cash reward alternative of up to $125 to victims without ensuring enough money had been set aside to guarantee the max amount for every possible person affected; the government backtracked on its statement; eventually, the Equifax settlement team sent a mid-weekend email adding a new hurdle for victims to claim their money. And the cash settlement? “Forget about the $125 alternative,” the Los Angeles Times columnist Michael Hiltzik wrote. “It doesn’t really exist in the real world.” As one of the 147 million who had their personal information exposed (my weekend email was helpfully buried in the purgatory of Gmail’s “Promotions” tab), the settlement high jinks are enraging to me — an example of financial restitution in the form of a news release only. Worse yet, the bungled payouts may have long-term repercussions for the way Americans think about privacy. “This deal makes me sick,” Jay Edelson, a class-action lawyer who specializes in privacy cases, told me last week. “This is going to be most Americans’ experience with privacy class-action suits. And their view is going to be, I assume, ‘We were promised a lot and we’re going to get nothing and that’s how it’ll always be... Another option is to write your state attorney general to complain about the settlement. Multiple class-action lawyers I spoke with noted that a number of state attorneys general were part of this settlement and that inundating them with letters could ratchet up the pressure to push back on the settlement. The difficulty is that people usually don’t realize a settlement is unfair right away. Often, it’s not until years later, when a check for a few cents arrives, that they’ll realize they’ve been baited and switched. But then it’s too late.... As Mr. Frank notes, this is ultimately about sending a message on behalf of millions of victims that protecting privacy does matter and that those who expose entrusted personal information owe victims real compensation. Not some bait-and-switch news release.”" www.nytimes.com/2019/09/16/opinion/equifax-settlement.html
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