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Post by freecharlie on Apr 22, 2018 16:20:06 GMT
Last year about this time we were out or almost out. This year we have about $1400 left. DH needs glasses and contacts and we have a couple meds left for the year. We have met our deductible, so only co-pays apply. Due to recent health issues, I could need outpatient surgery to remove the nodules which would be $100 copay, or if I had to be admitted, it would be $300. How would you spend the rest? - 2nd pair of glasses for both DH and I -try and stock up on whatever meds they let us -  ? ETA: we both reset July 1st |
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Post by SnoopyFan on Apr 22, 2018 16:33:26 GMT
I used what was left in ours to get an extra pair of glasses, prescription sunglasses, first aid kits for my car and for camping, extra bandaids in assorted sizes, contact lens solution, and a blood pressure monitor.
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Deleted
Posts: 0
Aug 18, 2025 19:35:38 GMT
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Post by Deleted on Apr 22, 2018 16:42:28 GMT
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tuesdaysgone
Pearl Clutcher
Posts: 4,832 
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Post by tuesdaysgone on Apr 22, 2018 16:44:09 GMT
I was in the same boat at the end of 2017. In addition to an RX pair of sunglasses, I got several first aid kits and gave them away as Christmas gifts. I also picked up a heating pad. Sadly, my plan doesn't cover most OTC meds which is frustrating.
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Deleted
Posts: 0
Aug 18, 2025 19:35:38 GMT
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Post by Deleted on Apr 22, 2018 17:33:09 GMT
I'd be buying the best glasses I can get and stock up on my contacts. I really need new glasses. My prescription is pretty strong so to avoid the coke glasses look, I'd get the thinnest lenses possible. My eyes are fairly sensitive to bright light so I'd either get transition lenses or prescription sunglasses. I can spend $500 on glasses easily, even if I get cheaper frames.
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Post by jumperhop on Apr 22, 2018 18:04:30 GMT
If it were me I would use it for lasik eye surgery, mole removal, or a breast reduction. Oh how I miss the days where my insurance deductible wasn't 8k and I wasn’t afraid to use my health insurance on things that weren’t life threatening.
Jen
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peaname
Pearl Clutcher
Posts: 3,390
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Post by peaname on Apr 22, 2018 20:14:43 GMT
I've always bought contacts with any leftover money. My prescription hasn't changed in ten years though so it seems safe.
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peaname
Pearl Clutcher
Posts: 3,390
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Post by peaname on Apr 22, 2018 20:15:29 GMT
Sunscreen counts if it's SPF 30 or above. Also denture tabs which you can use to clean your toilet  |
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josie
Full Member
Posts: 217
Jul 29, 2014 20:47:33 GMT
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Post by josie on Apr 22, 2018 20:25:51 GMT
I went to dermataogist and bought their recommended sun block and skin care line!
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Post by sunnyd on Apr 22, 2018 20:40:26 GMT
My deductible is super high so I like to be prepared. I just save mine if I have extra in my HSA. Do you lose yours if you don't use it?
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moodyblue
Drama Llama
Posts: 6,381
Location: Western Illinois
Site Supporter
Jun 26, 2014 21:07:23 GMT
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Post by moodyblue on Apr 22, 2018 20:48:48 GMT
My deductible is super high so I like to be prepared. I just save mine if I have extra in my HSA. Do you lose yours if you don't use it? An FSA doesn't work exactly the way an HSA does - if you don't spend it you lose it. With an HSA, you can continue to build up your balance. Not all companies offer HSA accounts; some only offer FSA. |
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johnnysmom
Drama Llama
Posts: 5,687
Jun 25, 2014 21:16:33 GMT
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Post by johnnysmom on Apr 22, 2018 21:44:42 GMT
Either of the kids due for braces?
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ellen
Drama Llama
Posts: 5,128
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Post by ellen on Apr 22, 2018 22:03:04 GMT
I would get a pair of prescription sunglasses.
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Post by MissBianca on Apr 22, 2018 22:45:09 GMT
Glasses
Sunglasses
Contacts
Any dental work that’s needed
Basically anything you can.
The first year we had FSA we lost like $1000 because no one told us it didn’t roll over. We now have limited FSA which is dental and vision, we used it all for dental this year but going forward we will make sure everyone is outfitted with glasses and contacts before the end of the year.
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Post by stingfan on Apr 22, 2018 23:56:54 GMT
I prepaid the orthodontist one year. I knew the work would be coming, but we didn't have a plan in place when I needed to use the money. They just let me pay them and carry a credit until the work was required.
Maybe you could do something similar with a dentist or orthodontist.
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Post by freecharlie on Apr 23, 2018 1:10:50 GMT
Either of the kids due for braces? one is already out and the other doesn't need them. I could use them though |
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Post by freecharlie on Apr 23, 2018 1:12:13 GMT
If it were me I would use it for lasik eye surgery, mole removal, or a breast reduction. Oh how I miss the days where my insurance deductible wasn't 8k and I wasn’t afraid to use my health insurance on things that weren’t life threatening. Jen that makes me sad. Our deductible is $250 per person or $750 for the family |
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