Post by buddysmom on Apr 23, 2018 15:48:20 GMT
We will be taking a vacation for two weeks in Europe.
We have insurance but my husband is on Medicare plus the "best/most comprehensive" extra insurance.
It would pay maximum of $50,000 abroad for medical expenses. He has a pre-existing condition and it is very difficult if not impossible to get coverage for that overseas.
Here in the US, the "top part" of the bill could be, for instance $10,000 (or euros, say).
Then the insurance company would "cut" the bill and maybe it would only be $5000.
Then we would have our copay which might be 500 or $1000.
In Europe does it work the same way?
When you get a hospital bill is there a "giant" top figure but you or the insurance company only pay the "smaller" amount?
Or is the original amount billed, the "fair" amount?
Thanks!!
We have insurance but my husband is on Medicare plus the "best/most comprehensive" extra insurance.
It would pay maximum of $50,000 abroad for medical expenses. He has a pre-existing condition and it is very difficult if not impossible to get coverage for that overseas.
Here in the US, the "top part" of the bill could be, for instance $10,000 (or euros, say).
Then the insurance company would "cut" the bill and maybe it would only be $5000.
Then we would have our copay which might be 500 or $1000.
In Europe does it work the same way?
When you get a hospital bill is there a "giant" top figure but you or the insurance company only pay the "smaller" amount?
Or is the original amount billed, the "fair" amount?
Thanks!!
