nicolep
Drama Llama
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Post by nicolep on Feb 26, 2019 15:27:13 GMT
I've ordered from them probably 25+ times and have used Paypal when the seller has it as a payment option as well as a credit card. I know a lot of you use pre-paid cards and I'd like to know more about them.
I know Paypal has a loadable Mastercard. What other options are there?
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scrapnnana
Drama Llama
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Post by scrapnnana on Feb 26, 2019 17:21:27 GMT
My son just gets one time use cards at Walmart. He tells them how much to put on them. Some cards have specific amounts, such as $25 or whatever. He likes to use them for all online purchases. He only loads the cards with the amount he needs, plus perhaps an extra couple of dollars if he isn't sure of the amount will be paying. He sometimes will use the remaining amounts from several of the disposable cards to pay for a local store or restaurant purchase, so none of the money on the card goes to waste. However, if the card is compromised, he only loses a couple of dollars at most.
If I ever order from Ali Express, that is what I would do. I haven't used PayPal in several years.
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Post by anniefb on Feb 26, 2019 17:22:49 GMT
I just use my regular credit card and have never had an issue.
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Post by AngieandSnoopy on Feb 26, 2019 17:27:38 GMT
I've only ordered once, I used my American Express Bluebird card. I put enough money on it to pay with only a little over. It is a prepaid card that doesn't cost anything to add money on it at Walmart. It is my "online" debit card.
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Post by cbet on Feb 26, 2019 17:31:57 GMT
I've only ordered once, I used my American Express Bluebird card. I put enough money on it to pay with only a little over. It is a prepaid card that doesn't cost anything to add money on it at Walmart. It is my "online" debit card. I also have a Bluebird card and highly recommend it. You can also add money to it at no charge with your debit card, so you don't have to make a trip to Walmart to load it back up. I've had it for years; it was compromised once a couple of years ago (someone tried charging $800 on it, which wasn't happening because there was about $1.25 available on it) and American Express took care of it and had a new one out to me in no time flat. |
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Post by AngieandSnoopy on Feb 26, 2019 17:42:11 GMT
I've only ordered once, I used my American Express Bluebird card. I put enough money on it to pay with only a little over. It is a prepaid card that doesn't cost anything to add money on it at Walmart. It is my "online" debit card. I also have a Bluebird card and highly recommend it. You can also add money to it at no charge with your debit card, so you don't have to make a trip to Walmart to load it back up. I've had it for years; it was compromised once a couple of years ago (someone tried charging $800 on it, which wasn't happening because there was about $1.25 available on it) and American Express took care of it and had a new one out to me in no time flat. Your experience makes me even happier to have the Bluebird card! |
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Post by marg on Feb 26, 2019 19:48:04 GMT
I use my regular credit card. I haven't had a problem. I've been using AliExpress for at least a year and a half now.
I have had my credit card number stolen from using my provincial DMV website to renew my licence sticker, however. So far the Chinese company has been safer than the Canadian, lol.
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Post by scrapaddict702 on Feb 26, 2019 21:36:35 GMT
I have a credit card that allows me to generate single use card numbers. I don't have to worry about fraud this way because the card number is no good after the one time I've used it. They are intended specifically for digital (non swipe) purchases.
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scrapnnana
Drama Llama
Posts: 6,316
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Post by scrapnnana on Feb 26, 2019 21:48:40 GMT
I have a credit card that allows me to generate single use card numbers. I don't have to worry about fraud this way because the card number is no good after the one time I've used it. They are intended specifically for digital (non swipe) purchases. Bank of America does this. I had forgotten about that, probably because I have not had to use it very many times. It is easier than going to buy a disposable card because you can do it online. I know that many here have not had any issues, but I have, unfortunately had problems in the past. It's far better to protect yourself from fraud than have to deal with the aftermath. |
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pancakes
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Post by pancakes on Feb 26, 2019 22:46:09 GMT
I personally have had my CC # stolen locally from a restaurant/bar I went to and my Paypal account was completely compromised (and they didn't flag it) just last week. So fraud can come from anywhere, and I haven't had an issue with AliExpress.
That said, I also recommend the Bluebird card, if you're looking for a good prepaid one. I like my Amex products and the service they give me.
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Post by cmpeter on Feb 26, 2019 23:12:29 GMT
I just use my regular card, I’ve never had an issue.
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pilcas
Pearl Clutcher
Posts: 3,143
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Post by pilcas on Feb 26, 2019 23:51:43 GMT
I always use my regular CC, never had an issue. I have been using Ali for at least 3 years.
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hellothere
Junior Member
Posts: 87
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Post by hellothere on Feb 27, 2019 1:08:07 GMT
I have been using the pre-paid credit cards, like $50 -$100 value (the non-reloadable kind). Just want to share my experience... After using several different pre-paid cards over the years, they have recently blocked me from purchasing when I attempt to use a new pre-paid card. And I'm a good customer. No problems. But now, if I want to make a purchase, ALIExp. requires me to send a photo of the card, my "bank statement" ?, plus other cards that I have used in the past. In addition, they ask me to provide Identification like a drivers license or passport. Ha. It is irritating and an inconvenience, but I provide a photo of two cards I have used in the past (they are empty, no $), a photo of the same cards for the "bank statement" requirement, and I send photo of my 20-year-old paper library card for the I.D. requirement, which only has my address on it (that ALIExp. has anyway).
My point is, if they ever ask you for all that junk, just send the minimum. It has worked for me. I wonder if anyone else has this problem using pre-paid Credit Cards?
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Post by scrapaddict702 on Feb 27, 2019 1:12:59 GMT
I have been using the pre-paid credit cards, like $50 -$100 value (the non-reloadable kind). Just want to share my experience... After using several different pre-paid cards over the years, they have recently blocked me from purchasing when I attempt to use a new pre-paid card. And I'm a good customer. No problems. But now, if I want to make a purchase, ALIExp. requires me to send a photo of the card, my "bank statement" ?, plus other cards that I have used in the past. In addition, they ask me to provide Identification like a drivers license or passport. Ha. It is irritating and an inconvenience, but I provide a photo of two cards I have used in the past (they are empty, no $), a photo of the same cards for the "bank statement" requirement, and I send photo of my 20-year-old paper library card for the I.D. requirement, which only has my address on it (which Aliexpress has anyway). My point is, if they ever ask you for all that junk, just send the minimum. It has worked for me. I wonder if anyone else has this problem using pre-paid Credit Cards? From our discussions here, it's actually some sort of regulatory thing that hits people completely at random. It has nothing to do with the frequency in which you order or the method in which you pay. Some here have had it happen on orders for just a couple of dollars and others for really big purchases. |
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hellothere
Junior Member
Posts: 87
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Post by hellothere on Feb 27, 2019 1:19:11 GMT
From our discussions here, it's actually some sort of regulatory thing that hits people completely at random. It has nothing to do with the frequency in which you order or the method in which you pay. Some here have had it happen on orders for just a couple of dollars and others for really big purchases. Oh! Thank you. Good to know. I thought they were thinking I was a crook.  |
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Post by Embri on Feb 27, 2019 8:34:39 GMT
I use my standard VISA card for AliExpress, have for years without any problems. It has a low total so even if for some reason the card got compromised and Visa didn't cover it, I'm not out much. Never have had an issue with authentication or payment processing. Like PayPal, AliExpress doesn't give your financial details to the individual sellers. You pay them, they hold the money until the order is complete, then they pay the sellers.
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Post by pas2 on Feb 27, 2019 10:15:37 GMT
I use my standard VISA card for AliExpress, have for years without any problems. It has a low total so even if for some reason the card got compromised and Visa didn't cover it, I'm not out much. Never have had an issue with authentication or payment processing. Like PayPal, AliExpress doesn't give your financial details to the individual sellers. You pay them, they hold the money until the order is complete, then they pay the sellers. That is why you need to verify receipt of goods before they pay the vendor. I have also noticed that if i make more than 3 transactions at the same time it adds the step of typing in the “code” before processing the order. i use a regular credit card that is only for online purchases for the last 3 jyears with no isseds. I understand that Alipay is considered more secure than Paypal. I do like the idea of the bluebird card, will have to look into that one. |
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Deleted
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Sept 30, 2024 13:31:34 GMT
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Post by Deleted on Feb 27, 2019 15:35:24 GMT
I use my discover card. they send me an alert asking if it was my purchase...if it was I click yes, if not I click no (which hasn't happened) and the would not authorize the payment.
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Post by LisaDV on Feb 28, 2019 0:31:57 GMT
5/3rd bank has a 360 card. They give it to you with your account if you want it. You can load money from your checking onto the card all via online banking. Then use the 360 card to make online purchases. I just opened an account with them, so I haven't used it yet, but that's what I will/would use for Ali Express.
But I like @scrapnana's sons idea of just using store prepaid credit cards.
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lesley
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Post by lesley on Feb 28, 2019 0:48:17 GMT
I use my Visa debit card, but I don’t store it on their system. I buy a lot from Ali so it helps to slow me down a little if I have to go and retrieve my card.  |
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nicolep
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Post by nicolep on Mar 4, 2019 16:19:48 GMT
Thank you everyone!
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