Is there anyone who hasn't had a CC compromised?

I haven't but with one exception, I haven't had an open credit card in over 15 years.

[the exception is my Lowes card - I opened it, bought a washer on a same as cash deal, paid it off within a couple of months, and ignored the card. Lowes closed it for inactivity. I re-opened it to buy a new AC/Heat pump on a same as cash deal, paid if off a couple of months later. I suspect Lowes will at some point close it again for non-activity]


I do have a Visa branded debit card - I've never had a problem with it but DH has had issues multiple times (same credit union - different accounts). I have found that the credit union is really on top of watching the charges though - anything the least bit unusual for me ends up triggering a fraud alert phone for me to confirm the charges.

I've never had it happen to me.

I've had it happen with the same card three times. 

I’ve had mine compromised 3 times in the last 10 to 12 years. All have been caught immediately with no cost to me. And because the credit card company wants you to be using their card they get A replacement card out to you very quickly lol

Debit cards, yes. Credit cards, no.

Yes, we've had a couple compromised and have been very happy with how quickly things are caught and resolved.

The funniest "compromise" was when we stopped for gas not far from the South Coast Plaza (big, high end mall in Orange County). DH's Amex was declined at the pump and, as he is telling me, his phone starts ringing. He didn't answer, distracted by getting another card out. My phone starts ringing. It is Amex asking whether we tried to use the card to buy gas. This gas station had a high fraud history as a first use spot for stolen cards and we'd never stopped there before.

Nope, never happened to me. Knock on wood.

I'm scared to answer this because as soon as I do, it will happen.

I have never had any CC of mine compromised. I've also never had a virus or malware on any of my many computers over the years and I've never had any protection installed except for a free Super Anti Spyware program. I have always been very careful but that certainly doesn't mean that it can't happen.

Eta.  I don't have a debit card. That is just asking for trouble.

Bank of America sends us a new card every couple years, saying a retail partner had been compromised. I appreciate them being proactive.

They also once declined a transaction of mine, because we live in Minnesota, used the card in Montana one day, then Arizona the next. We often fly to visit our son in Montana, then from there to Arizona to visit my MIL. Now I call and tell them ahead of time.

Woke up this morning to a message from Chase about a questionable charge on my Visa. No, we definitely did not order almost $300 worth of car parts online! My new card will be here on Tuesday. As annoying as it is to change all my automatic payments online, I'm happy that they catch things so quickly now. I've lost count of the times we've had cards compromised over the past 20+ years, but the reaction times from the banks is so much faster now than it used to be.