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Post by erinismyname on Jan 4, 2021 4:22:11 GMT
Have you seen the 12/11/2020 update on the Go Fund Me site for the Karchner family? Looks like they "discovered" that Collin had life insurance. Interesting. link** Update!! After searching high and low for we were able to find a small insurance policy. Yay!!! In addition to your generous donations this money will allow Liz to finish school to be the solo breadwinner for her kids. While we are so grateful for this additional money to help the Kartchners, we in no way ever wanted to misinform this wonderful community who has buoyed us all up. If you have any questions or concerns please reach out to me, if anyone is to blame it is me (Collin's sister.) Let's continue to let Liz have the space to grieve. emilykframe@gmail.com If I can't clarify or help and you feel the need to request a refund you can contact GoFundMe here: support.gofundme.com/hc/en-us/requests/new?ticket_form_id=360000288632** |
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paperhearts
Junior Member
Posts: 66
Dec 19, 2020 19:00:12 GMT
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Post by paperhearts on Jan 4, 2021 4:36:51 GMT
Interesting. Typically you don’t have to search high and low to find such things. Either you have a policy or you don’t.
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Post by quinmm14 on Jan 4, 2021 4:50:00 GMT
Discovered my ass. All together now, can we say scam? I'm curious how much this suddenly "discovered" policy was for? (I do realize it's none of my business though.)
That pisses me off way more than it should.
ETA, maybe scam is too strong, but I'm thinking they knew something and left the GFM account to see how much they could get.
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Post by quinmm14 on Jan 4, 2021 4:59:31 GMT
And how do you not notice the monthly fee for the premium payments on your bank statement?
Really?
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Post by erinismyname on Jan 4, 2021 5:01:26 GMT
But it was just a "small" policy.  |
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Post by erinismyname on Jan 4, 2021 5:04:03 GMT
I wonder if anyone actually requested a refund? I doubt it. Funny the the fund raiser is still open and people are still donating. Not like there are actual hungry and homeless people in the world or anything.
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Deleted
Posts: 0
Nov 22, 2024 8:21:06 GMT
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Post by Deleted on Jan 4, 2021 5:24:10 GMT
Doesn't surprise me. Not even a little bit.
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Post by joblackford on Jan 4, 2021 6:09:16 GMT
And how do you not notice the monthly fee for the premium payments on your bank statement? Really? They may have had separate finances. Plenty of couples don't communicate about money, even if they do pool their money, and plenty don't pay attention if someone else is (supposed to be) taking care of the finances. And in the shock of his sudden death I can imagine that Liz might not have had mental access to that kind of info, especially if it was only mentioned in passing. You'd hope that they would've had files... but lots of people leave a big old mess. His accounts may have all been frozen when he died too, if they weren't set up with joints rights of survivorship (I think that's what it's called). so... I can see how they might not have known. But I also don't think they should've started begging for hundreds of thousands of dollars before they got that sorted out. I would assume that this means their finances and files were a huge mess. |
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Post by peachiceteas on Jan 4, 2021 12:22:08 GMT
I understand not knowing who supplies your utilities or how much you pay per month because your partner deals with it - but having kids and not knowing about the fact they had a life insurance policy, no matter how small? Ridiculous.
You have a responsibility in a marriage with dependents to ensure your shit is in order. That you understand your financial situation, that you are aware of all policies that would help you in an event of a death or accident.
Please, if you are that person who has dependents but doesn't have your files in order - take this as your sign that you need to sort it out ASAP to protect your loved ones.
Bank account details should be written down and kept somewhere safe but made known to your spouse/other significant person, policy and pension documents organised in one place and a will written. None of us know the day that the people we care about will need those details to make their life easier as they grieve the loss of you.
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Post by needtime2scrap on Jan 4, 2021 13:43:15 GMT
My uncle died very suddenly over a decade ago and while he and my aunt both had life insurance that they knew about, she was surprised to find out that he had an extra policy that she was unaware of. With that and the one that she knew about she was left with a *very* comfortable financial situation. So it does happen.
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Post by joblackford on Jan 4, 2021 18:30:52 GMT
I understand not knowing who supplies your utilities or how much you pay per month because your partner deals with it - but having kids and not knowing about the fact they had a life insurance policy, no matter how small? Ridiculous. You have a responsibility in a marriage with dependents to ensure your shit is in order. That you understand your financial situation, that you are aware of all policies that would help you in an event of a death or accident. Please, if you are that person who has dependents but doesn't have your files in order - take this as your sign that you need to sort it out ASAP to protect your loved ones. Bank account details should be written down and kept somewhere safe but made known to your spouse/other significant person, policy and pension documents organised in one place and a will written. None of us know the day that the people we care about will need those details to make their life easier as they grieve the loss of you.  You don't even have to be dead for this to be important. Illness, stroke, being on a ventilator in a CoViD ward... any number of things can make it necessary for someone else to figure this shit out, possibly during the worst day/week/month of their life. Don't keep secrets, don't assume you'll figure it out later. |
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JustTricia
Pearl Clutcher
Posts: 2,847 
Location: Indianapolis
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Post by JustTricia on Jan 4, 2021 18:45:29 GMT
I doubt that this is the case here, but there are policies that can become “paid up” meaning no additional premiums are needed after a certain time frame. Hypothetically a parent could buy this type of policy on their baby but either never tell them or tell that at age 18 and the kid forgets.
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Post by threegirls on Jan 4, 2021 19:27:49 GMT
I doubt that this is the case here, but there are policies that can become “paid up” meaning no additional premiums are needed after a certain time frame. Hypothetically a parent could buy this type of policy on their baby but either never tell them or tell that at age 18 and the kid forgets. My dad bought a single premium whole life insurance policy for me when I was a teen. I'm 55 now and I still have the policy. I receive a yearly statement from the insurance company. It would be hard to forget that policy. I suppose if you move and don't complete a forwarding address change and change emails it could happen. |
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PaperAngel
Prolific Pea
Posts: 7,994
Jun 27, 2014 23:04:06 GMT
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Post by PaperAngel on Jan 4, 2021 19:30:43 GMT
Grifters.
Per another thread, the deceased's sister posted a GFM less than 24 hours after his death (which I understand happened while on vacation in another state & the body likely had not even arrived at the local funeral home yet) under the guise his family was needy due to a lack of life insurance/long-term financial security. Why would they subsequently be looking "high & low" for a policy they did not believe existed? It seems the discovery of a "small" insurance policy is conveniently timed & a ploy to guilt people into continuing to donate (since it remains open!) & not request refunds, as his wife returns to graduate school after soliciting & accepting $300K+ in donations over 2 months/during the holiday season & continuing to do so! Further, people who are truly needy would no longer have the money to refund; it would have already been spent on necessities.
Grifters.
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Post by 950nancy on Jan 4, 2021 19:31:42 GMT
I understand not knowing who supplies your utilities or how much you pay per month because your partner deals with it - but having kids and not knowing about the fact they had a life insurance policy, no matter how small? Ridiculous. You have a responsibility in a marriage with dependents to ensure your shit is in order. That you understand your financial situation, that you are aware of all policies that would help you in an event of a death or accident. Please, if you are that person who has dependents but doesn't have your files in order - take this as your sign that you need to sort it out ASAP to protect your loved ones.Bank account details should be written down and kept somewhere safe but made known to your spouse/other significant person, policy and pension documents organised in one place and a will written. None of us know the day that the people we care about will need those details to make their life easier as they grieve the loss of you. My husband and I both have different responsibilities with finances. I take care of the daily bills and what goes into savings. He takes care of investing and what happens after money goes into savings. If something happened to him, I have a binder with all of our investments and insurance polices locations and amounts. I have always been a planner and did worry that something could happen to him as we raised our boys. For me, it was absolutely a necessity to have that small peace of mind with our finances. Our boys (grown adults) know where the will is and also where to find the binder. When we came home from the lawyer's office, my kids told their dad they expected a Power Point presentation with the information. Ha. When you have kids, you gotta do what is best for them. I think it is a little shady that the GFM is still open. I would imagine that "small' is relative to the number of kids you have. I hope she does go back to school or finds a man who wants to take care of her and the kids. She is going to need the support. |
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Post by peachiceteas on Jan 4, 2021 20:07:31 GMT
Our boys (grown adults) know where the will is and also where to find the binder. This is so important. We have the same thing with my parents and my parents in law. No point having all this information in one place and then not sharing with your children where that place is! |
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Post by paperamy on Jan 4, 2021 20:23:27 GMT
Not only is the GFM still open, but the Dear Lizzy Instagram has her mailing address and Venmo information.  |
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Post by aj2hall on Jan 4, 2021 21:36:14 GMT
Did he have a regular job? Maybe if he had life insurance through an employer, she didn’t know about it?
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Post by questioning on Jan 4, 2021 21:38:02 GMT
Per another thread, the deceased's sister posted a GFM less than 24 hours after his death (which I understand happened while on vacation in another state & the body likely had not even arrived at the local funeral home yet) under the guise his family was needy due to a lack of life insurance/long-term financial security. Why would they subsequently be looking "high & low" for a policy they did not believe existed? High and low was accomplished in the few hours after a surprising demise? It's hard for me not to be sarcastic about this, picturing all those siblings working like army ants focused on paperwork. My very small Protestant family would be weepily coming to get us, covering ticket costs,meals, or whatever - without thinking about fundraising or even asking for outsider help. Apparently we are slackers. (I've lost track - Liz is in school?) |
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Post by kimba on Jan 4, 2021 21:45:38 GMT
I doubt that this is the case here, but there are policies that can become “paid up” meaning no additional premiums are needed after a certain time frame. Hypothetically a parent could buy this type of policy on their baby but either never tell them or tell that at age 18 and the kid forgets. My dad bought a single premium whole life insurance policy for me when I was a teen. I'm 55 now and I still have the policy. I receive a yearly statement from the insurance company. It would be hard to forget that policy. I suppose if you move and don't complete a forwarding address change and change emails it could happen. My sister and I had the same concept; life insurance bought by my parents when we were children, and we both kept the policies. My sister had never changed the beneficiary out of my father's name, so it was a simple transaction-but we knew about the policy, and had to supply a death certificate to the life insurance company. |
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FurryP
Drama Llama
To pea or not to pea...
Posts: 7,278
Site Supporter
Jun 26, 2014 19:58:26 GMT
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Post by FurryP on Jan 4, 2021 22:11:25 GMT
When I think of the people with no jobs, hungry families, and facing possible eviction right now....the word FRAUD comes to mind. Disgusting. SMH. They are not the first to lose a parent/husband, and they will not be the last! ETA: I just caught this part: Guess they don't feel the need to just flat out offer refunds for their scam. |
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julie5
Pearl Clutcher
Posts: 3,621
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Post by julie5 on Jan 4, 2021 22:21:10 GMT
When I think of the people with no jobs, hungry families, and facing possible eviction right now....the word FRAUD comes to mind. Disgusting. SMH. They are not the first to lost a parent/husband, and they will not be the last! I just cannot wrap my brain around these internet stars getting SO MUCH CASH when they lose someone. I have a fundamental issue with GFM. Like others in this thread, I would expect my in laws and church community to pull together to help if I was struck with tragedy. I could never fathom random strangers giving me money. And it’s always a close friend who seems to mean well who starts them-and usually within minutes of the tragedy. That’s just wild to me. Liz is currently biting her kids heads off because they are asking why she’s crying. Because duh kids who have no concept of how adults grieve. Actually they probably have no concept of how they themselves should be grieving because the one daughter thinks it’s her fault. Like what is going on in that house that this girl thinks her mom is crying because she’s bad. |
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Post by ScrapbookMyLife on Jan 4, 2021 22:25:52 GMT
Most normal functioning adults, keep their important things >> jewelry, passports, life insurance paperwork, car paper work, home paperwork, various certificates (birth, marriage, death, divorce), diplomas, health insurance paperwork, children's School records, etc.... in a fireproof safe, safety deposit box, file cabinet, box on top of closet shelf, desk drawer, box under the bed, etc...
Wherever it is, paperwork of importance is generally kept together.
Either they/he/she were a completely disorganized hot mess of complete chaos or she was feigning ignorance for the purpose of financial gain.
In addition, since the Sister is claiming the blame for policy not being found until now.....insinuates and comes across as Mrs Kartchner has no clue about her own-theirs-his-their children-etc....general financial, marital or household matters.
Even if one person takes the lead (as does occur in marriages and live-in relationships....each person has domains that they supervise and manage) and one person manages the "day to day" or "long term finances" or other marital finance matters, you'd think there would be an occasional briefing, meeting, information session, etc... to keep the other person in the know. Even a simple...."if anything ever happens to me >> everything is in the safe, is in this box right here, at this bank in the safe deposit , box, call this Attorney, etc...,
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Post by mom on Jan 4, 2021 23:11:48 GMT
Our boys (grown adults) know where the will is and also where to find the binder. This is so important. We have the same thing with my parents and my parents in law. No point having all this information in one place and then not sharing with your children where that place is! We literally have taught our kids 'when shit happens, look here first, before anything else'. And then they have the code for the safe and phone number of our attorney. In the safe is account numbers, cash, funeral info (our plots/headstone are already paid for since we will be buried with our daughter), etc. Its all there. And just in case our kids (who are adults) cant remember, we've emailed my sister and also a niece so that they know as well. There is no reason for adults not to have a basic understanding of 1. what assets are there 2. how to find them. |
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Post by Frazzled Mom on Jan 5, 2021 0:09:00 GMT
Discovered my ass. All together now, can we say scam? I'm curious how much this suddenly "discovered" policy was for? (I do realize it's none of my business though.) That pisses me off way more than it should. ETA, maybe scam is too strong, but I'm thinking they knew something and left the GFM account to see how much they could get.  Just when you thought Dear Lizzy couldn't be more conniving. I hope her God is proud of her good christian ethics.  |
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Post by anniefb on Jan 5, 2021 0:17:07 GMT
SMH.
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Post by amp on Jan 5, 2021 0:28:48 GMT
This is so important. We have the same thing with my parents and my parents in law. No point having all this information in one place and then not sharing with your children where that place is! We literally have taught our kids 'when shit happens, look here first, before anything else'. And then they have the code for the safe and phone number of our attorney. In the safe is account numbers, cash, funeral info (our plots/headstone are already paid for since we will be buried with our daughter), etc. Its all there. And just in case our kids (who are adults) cant remember, we've emailed my sister and also a niece so that they know as well. There is no reason for adults not to have a basic understanding of 1. what assets are there 2. how to find them. I completely agree. A couple years ago, my ex-husband passed away...we were friendly but didn't exchange this kind of information...yet I was able to find his financial information in his house, including his insurance policy information, and was able to get the money from that for our son (his sole beneficiary). I would think that a married couple would share such information, but even if they didn't, how hard could it be to find it? |
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Post by threegirls on Jan 5, 2021 1:01:59 GMT
I find this whole subject of insurance/financial documentation fascinating. From what I have seen on Instagram their life looked so perfect, so organized, so "put together". It looked like everything I wasn't. I've come to realize that it's the stuff you can't really see (insurance/finances) that is important. Boring but important.
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Post by joblackford on Jan 5, 2021 2:50:57 GMT
From what I have seen on Instagram their life looked so perfect, so organized, so "put together". Another reminder that the bits of people's lives we see online are very heavily edited, selected, curated... or just fake. |
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burnbright
Full Member
Posts: 364
Mar 22, 2019 21:27:33 GMT
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Post by burnbright on Jan 5, 2021 3:11:26 GMT
Please, if you are that person who has dependents but doesn't have your files in order - take this as your sign that you need to sort it out ASAP to protect your loved ones. I had plans to do it but it never happened. I will listen to your call. My dad just left me an envelope with his information. When my mom died 1.5 years ago she had everything in order. I think everything but the funeral plans was organized before she got cancer. I need to remember that there are no warnings for life. |
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