S/O Are banks really that inconvenient?

I use a small credit union. There is only one branch locally which is about a 20 minute drive out of my way. I try to couple any bank errands I have with other errands I need to run in that town but I still only normally go that way about once every couple of weeks. They have decent hours for a bank and their services are wonderful which makes it totally worth the inconvenient location. They came out with an app to deposit checks using your smart phone last year and I've been using that. But for some reason it hates my payroll checks and always comes up with errors on those.

My bank closes at 5. When I commuted to my old job, I could never get back in time to get any banking done. Kinda frustrating. Now, my job is in the same town as my bank, and I can drive thru at lunch.

I have no local bank so yes, yes it is. Thankfully, we bank almost completely online or via app. When I had a large sum of cash, we had to drive 25 min to find a shared banking branch. We love our banks though, get great service and with the online options it isn't too big of a deal.

I think they are. I have a decent amount of $ sitting in checks around my house right now. I even lose small checks since I'm ordinarily not that organized. I also don't like it when 17 yo DD gets paid by check for babysitting. She has a number of checks she's never gotten around to cashing.

We bank with Wells Fargo so they are around just not convenient.

Mine is very convenient. Wells Fargo. Acct is free with direct deposit and it's located inside the grocery store across the street from my house.

Even our small little town has 4 different banks. I'm a member at 2 of them.

My bank charges me if I go into a branch since I have a virtual account. I sometimes have cash from craft fairs that I need to deposit and don't like putting it in the ATM. I've opened up another account at another bank to avoid the fees. Kind of a pain though.

We have accounts at 3 different banks:

Our main checking/savings accounts are at a local savings and loan that used to be a credit union. I don't go there a lot, because dh's and my payroll are both direct deposit. I have a 2nd job that I get a live check, so twice a month I have to go deposit that check. Not really inconvenient - several branches around where we normally roam, but if we go out of town, there are no branches or ATMs.

We have a savings account at a credit union where we used to have our checking account. The branch in our town has no drive thru, so kind of inconvenient strictly from a convenience point of view. And the hours are a little less convenient than I would like.

We have a money market account at a 3rd bank that we opened because that was the bank we chose for DD's account (who is going to college out of state - wanted her to have easy access to her account, and there are tons of branches of this bank where she is going to college). Not super convenient because there are only about 3 branches in the local area, and they aren't really close to places I go regularly, but not totally inconvenient. But I don't really have to do a lot of business there, so not a big deal.

All 3 banks have apps, but none of them offer deposits in that manner. I mostly use their apps to check balances and do transfers.

Well, yes. I bank at a big national bank with ATMs pretty much on every corner. But everything I do is online, direct deposit, etc. so the hassle us remembering to go to the bank. First world problem I know.

Thay have a mobile app.  Would that be an option for you?  It has helped me get my checks deposited much quicker.

I find it difficult to get to the gas station some weeks...so, yeah, it's inconvenient...

My bank is close by but I find I use the one at the grocery store more often. That is a convenient location!