julie5
Pearl Clutcher
Posts: 3,611
Jul 11, 2018 15:20:45 GMT
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Post by julie5 on Jan 26, 2020 0:26:08 GMT
I know most of the peas don't like the new home, but I do love the updated midcentury modern look. And holy cow! That guest room! I think it's the same size as my living room. Actually bigger. I like elements of it, but I wont follow her because I think she consumes so much. Im not even sure 'consumes' is the word I am looking for. I think she buys too much. I prefer reusing things, finding old things that have character, etc. I want to look at a bench I have in my bedroom and know it came from my grandmas farm and not Wayfair. As a designer, I spent my career in show rooms and store displays. I dont want to live in that environment. It’s not our style at all. I mean the house is lovely but our house is much more lived in looking. We like our furniture to have character too.
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Post by refugeepea on Jan 26, 2020 0:38:38 GMT
It’s not our style at all. I mean the house is lovely but our house is much more lived in looking. We like our furniture to have character too. For me, it would be a step way up. We have the lived in look down at our house. Also the fake wood and hand me down furniture. In my ideal world, I'd like an aesthetic like her home. I like some of the kitch of the 50's too. The more playful elements. In reality, I have nothing on my walls and a doll cupboard in my living room storing my scrapbook stuff. My dad did make it though!
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Post by epeanymous on Jan 26, 2020 1:02:26 GMT
It is funny—I have lurked on this thread because I couldn’t figure out what was going on with PL; I just read all of the pages about the house now and I am surprised. I had a friend who had a similar situation — her condo went underwater with the mortgage bust, and she wanted out—they did a short sale and lived in a apartment for a few years. She is in a nice house now, but it took some time.
I do think it’s useful for people to know that what you see on IG is only the pretty part of the story, particularly when people try to monetize their lifestyles.
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Post by crafty on Jan 26, 2020 1:07:47 GMT
Wow.
One would think prior to starting the house upgrade, they would have been aware of the extreme loss of value their house was experiencing and would have waited for the market to rebound. We have upgraded our homes, but have looked at the market before doing so. Let’s not forget that they weren’t living in a shack trying to fit a family of 5 into a one bedroom. This was a total want and social status move. As per usual, Becky (and apparently her husband) think they are above rules. Cultivate that intentional life at all costs.
ETA: she’s talked about how close she is to the other Becky now. Apparently keeping up with the Proudfit’s is important.
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Post by scrappyem on Jan 26, 2020 1:24:33 GMT
I know people younger than me (American) seem to not understand that public information is just that, public. Maybe it’s because they were born into an age with no phone books. Your address isn’t private if you own a home. Neither is the amount you paid for your house, the square footage, number of rooms, amount you pay in property taxes, nor the assessed value. This is all public information. Before the internet, you just took yourself down to the courthouse and all this information was there for the asking. Nobody is listing Becky’s current address. I’m enjoying a bit of the schadenfreude. Completely agree with this. So story time....back when I was on the old 2Peas board, I saw a paper company use a trademarked image on scrapbook paper. We discussed it (openly) on the 2P board and I decided to contact the paper company via phone. I posted a response on the board and gave an update of what the paper company said. Well the paper company found my post saying I had contacted them, and they proceeded to post my full name, address, and phone number on 2Peas. Why? No clue. But the Peas were pissed and eventually they deleted my information. Was I pissed they did it? Yeah but all the information they posted was found through legal ways - all of it was online. They literally just googled. Shitty practice for a company to post a customers information like that but it wasn't illegal. The reality is, when you put yourself 'out' there, then you cant control what others do to you (as long as they are not breaking a law). Dont want your info out like that? Then dont share details about yourself that others can find. What a shit thing for them to do because you pointed out how they stole someone's work and posted the response after you notified them of the issue. I get your point, but that's still just shit behavior. I hope they are one of the companies that have gone under.
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Post by chances on Jan 26, 2020 1:46:47 GMT
I get that she's put alot out there, the photos etc. But she didn't post this information and the cross posting is meant to shame her or worse. I think looking at this from a purely leagal perspective is missing the point. There are a lot of legal things that are just shitty things.
One of my coworkers was doxxed because someone didn't like what she said on Twitter. People flooded her Twitter page, called her phone with death threats. It seemed incredibly scary.
She has since shared a service that shows what information is publically available about you. My home address, cellphone, family members names and address (!) are available for anyone. I didn't "put that out there" We live in an era where we can't control our information. I'm just saying we don't know what could happen and it's not okay just because she's a fraudulent life guru.
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julie5
Pearl Clutcher
Posts: 3,611
Jul 11, 2018 15:20:45 GMT
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Post by julie5 on Jan 26, 2020 2:35:49 GMT
chances I see what you’re saying and I agree. I routinely check our state court document website and usually things like social security numbers are redacted. The other day I stumbled onto a document that was pre-identity theft time and a persons full social was right there. It doesn’t mean it’s my info to use. Reddit has very strict rules about posting the gossip on the actual persons page. Funnily enough Becky has been talked about there too. I’ll always be BEC about Becky and I own that. But cyber harassment is not ok, no matter how much money you make or your social status. I’m pretty sure all of this would cause her another panic attack, the very thing we joke about.
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Post by sawwhet on Jan 26, 2020 20:14:33 GMT
I rarely come onto this board but I'm surprised so many people still follow her LOL. I used to follow her on insta but when she started with the "part of cultivating a good life". Umm, no. You're not relevant.
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Post by scrapaddict702 on Jan 26, 2020 20:43:56 GMT
Oh lawd. There is a woman who posted in a FB group (dedicated to the PL app but completely unaffiliated with the brand) saying that she asked Becky's team for help with an issue in the app and they told her to look for help in the FB fan groups. Seriously?
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Post by lostwithout2peas on Jan 26, 2020 23:54:43 GMT
Oh lawd. There is a woman who posted in a FB group (dedicated to the PL app but completely unaffiliated with the brand) saying that she asked Becky's team for help with an issue in the app and they told her to look for help in the FB fan groups. Seriously? And see, this is the shit that pisses people off about her(and I know it's not actually her who advised the lady to do this but her team, but it is her name and her brand so I hold her responsible) and the reason for this epic thread, and people digging stuff up about her and what not. Bad business practices and yet trying to act so sweet and good and great, cultivating a good life for everyone to follow, and yet once again being a shitty business and not having good customer service for a product you own. I know it's been said over and over again on this thread, but the hypocrisy is all too unreal! She herself has brought everything in this thread upon herself! I have followed her since her 1st days at CK as a lettering expert and then when she was doing sketches. Even took classes from her at CK. I jumped off the train when she started moving into wrapping paper, weird dresses and what not. Now I feel like those 1st days of following her are tainted, cause this is probably who she was all along, it was just better hidden cause there wasn't social media or the internet to suss it out. Ok, BH rant over! 😂
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Post by Night Owl on Jan 27, 2020 0:21:00 GMT
I have followed her since her 1st days at CK as a lettering expert and then when she was doing sketches. Even took classes from her at CK. I jumped off the train when she started moving into wrapping paper, weird dresses and what not. Now I feel like those 1st days of following her are tainted, cause this is probably who she was all along, it was just better hidden cause there wasn't social media or the internet to suss it out. I've been scrapbooking since the 90's and was so into CK magazine from the beginning and bought a few of Becky's books. Then one year I worked their convention and it turned me off to a lot of those people when I saw them behind the scenes. I will say that of all the CK people and "scrapbook celebrities" (I hate that term) and that included Becky, that the very few genuinely nice and not fake people I worked with were Stacy Julian (I was surprised at her "so there" incident later and hope it was just an off day for her) and Kerri Bradford. That's why I don't put any of these "scrapbook celebrities" on a pedestal.
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Post by crimsoncat05 on Jan 27, 2020 16:39:44 GMT
Not commenting on Becky's situation with the new house / old house etc.
BUT-- I wanted to give a bit of a different perspective on the real estate valuation issues... back in the mid-to-late 2000s, real estate prices here in the Phx area got WAAAAYYY overinflated, especially for new builds. People were waiting in line to get a chance at buying a lot in a new development, there were lotteries, drawing numbers for choice lots, etc. when new developments were opened up. Then, the housing bubble burst- remember, the economic crash that Barack Obama was left to solve- and a LOT of people here were left with homes that could NEVER POSSIBLY regain that value-- because they were so very overvalued in the first place.
We lived in the town of Maricopa (30 miles south of the Phoenix area) at the time, because it was cheaper than building / living up in the Valley. Maricopa was growing so rapidly that it made national news for the 'hyper-growth' it was experiencing. And then the bubble burst. People were foreclosing on houses left and right, sometimes leaving with no notice, and putting the keys in the mail back to the bank, or leaving them in the house and just walking away. They would leave their dog/pets along the highway, or just let them go, because they had to move into an apartment. Sometimes they even left their pets IN the house, assuming (mistakenly) that 'someone' would come and check on them when they gave their keys back to the bank. (there were horrible news stories about dogs eating drywall, etc.) There were even a few groups of 'wild' (former pets) dogs that roamed around the edge of town. (I remember the pet issues because our pet sitter routinely helped with rescuing and re-homing pets.)
Our neighborhood didn't even get finished, and probably two out of every 3 houses were empty at a certain point during the crash; it was almost post-apocalyptic. A cookie-cutter development house that wasn't custom, and not large at all (1800 square feet), ended up costing upwards of $250,000 or more to build; when those houses got sold at auction after foreclosure they might bring $60,000-$70,000 (or less). With the real estate value crash, no matter HOW long the original owners would have stayed in that house, it could NEVER get back to being worth the cost of the original mortgage. At one point, I think only the city of Las Vegas had more foreclosures than the Phoenix metro area did. (btw, this time period is when the concept of 'house flipping' got popularized.)
I can see how 'strategic foreclosure' would have been necessary for some people, in those circumstances. And I believe the foreclosure and credit rules were loosened (? maybe not the right term) to account for the huge amounts of people who were in these circumstances, not entirely of their own making. (like when looking at people's credit scores, a foreclosure didn't carry as much weight as it used to, things like that.)
I'm not saying that's what happened to Becky; I'm just trying to give some perspective on what was going on with the entire real estate market in Phoenix at the time.
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Post by scrapaddict702 on Jan 27, 2020 17:52:36 GMT
Not commenting on Becky's situation with the new house / old house etc. BUT-- I wanted to give a bit of a different perspective on the real estate valuation issues... back in the mid-to-late 2000s, real estate prices here in the Phx area got WAAAAYYY overinflated, especially for new builds. People were waiting in line to get a chance at buying a lot in a new development, there were lotteries, drawing numbers for choice lots, etc. when new developments were opened up. Then, the housing bubble burst- remember, the economic crash that Barack Obama was left to solve- and a LOT of people here were left with homes that could NEVER POSSIBLY regain that value-- because they were so very overvalued in the first place. We lived in the town of Maricopa (30 miles south of the Phoenix area) at the time, because it was cheaper than building / living up in the Valley. Maricopa was growing so rapidly that it made national news for the 'hyper-growth' it was experiencing. And then the bubble burst. People were foreclosing on houses left and right, sometimes leaving with no notice, and putting the keys in the mail back to the bank, or leaving them in the house and just walking away. They would leave their dog/pets along the highway, or just let them go, because they had to move into an apartment. Sometimes they even left their pets IN the house, assuming (mistakenly) that 'someone' would come and check on them when they gave their keys back to the bank. (there were horrible news stories about dogs eating drywall, etc.) There were even a few groups of 'wild' (former pets) dogs that roamed around the edge of town. (I remember the pet issues because our pet sitter routinely helped with rescuing and re-homing pets.) Our neighborhood didn't even get finished, and probably two out of every 3 houses were empty at a certain point during the crash; it was almost post-apocalyptic. A cookie-cutter development house that wasn't custom, and not large at all (1800 square feet), ended up costing upwards of $250,000 or more to build; when those houses got sold at auction after foreclosure they might bring $60,000-$70,000 (or less). With the real estate value crash, no matter HOW long the original owners would have stayed in that house, it could NEVER get back to being worth the cost of the original mortgage. At one point, I think only the city of Las Vegas had more foreclosures than the Phoenix metro area did. (btw, this time period is when the concept of 'house flipping' got popularized.) I can see how 'strategic foreclosure' would have been necessary for some people, in those circumstances. And I believe the foreclosure and credit rules were loosened (? maybe not the right term) to account for the huge amounts of people who were in these circumstances, not entirely of their own making. (like when looking at people's credit scores, a foreclosure didn't carry as much weight as it used to, things like that.) I'm not saying that's what happened to Becky; I'm just trying to give some perspective on what was going on with the entire real estate market in Phoenix at the time. Yes. Vegas was one of the worst in the country. I got front row seats as I was in college going for my finance degree and working for a real estate appraiser who drove me batshit crazy because he would chat with loan officers and fudge everything to get the price they wanted...which is apparently how it went for most, so they've changed it to random assignment. My boss lost his license, which I felt was completely just. Anyway, we were able to buy a house before the market bottomed out just a couple of years after I thought we would never be able to afford a home here. We were still losing value for a couple of years but we had a 2200sf home with a pool for $200 less than we were paying in rent for a 1500sf house. Banks got wise quick and started to rent out foreclosed homes and only put a fraction of their inventory on the market to cause prices to increase again. We have rebounded to near values when the bubble burst. Our home is now worth more than twice what we paid for it. More than we could possibly afford if we were just now looking to buy, for sure. We were lucky when a lot of people weren't. It was bad for a lot of people who were sold on terrible loans and then couldn't afford them when rates skyrockted. Predatory loans make me so angry. This is also why it angers me so much that BH is taking advantage of last resort options out of convenience instead of need.
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Post by sleepingbooty on Jan 27, 2020 21:07:09 GMT
It was bad for a lot of people who were sold on terrible loans and then couldn't afford them when rates skyrockted. Predatory loans make me so angry. This is also why it angers me so much that BH is taking advantage of last resort options out of convenience instead of need. Funny story but the niche YT celebrity I mentioned earlier in this thread with the husband's Tinder profile bought a house just before the bubble burst in 2008. It looks like their house is nowadays still worth around 400k less than when they purchased it. They still live in it (well, she and the kids because she recently announced they're divorcing #quellesurprise)and aren't defaulting on their mortgage. C'est la vie. It happens and if it's an error you can afford, you're among the lucky ones.
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Post by ladytrisha on Jan 27, 2020 21:32:13 GMT
And I believe the foreclosure and credit rules were loosened (? maybe not the right term) to account for the huge amounts of people who were in these circumstances, not entirely of their own making. (like when looking at people's credit scores, a foreclosure didn't carry as much weight as it used to, things like that.) In 1996 we were living in the Antelope Valley, commuting over 2 1/2 hrs every day, and bonus, we were upside down in the house. Add in that drug dealers had invaded the neighborhood and original buyers were leaving in droves so there were empty houses in every block. Back then you could get pre-qualified for a mortgage with a card in the mail so we had to weigh staying in our house (they were throwing needles over the fence at our dogs and 4 year old) or get out. We had PMI so the mortgage lender was protected - it was one of those moments where you just take a leap and hope it's the right one. We bought a foreclosure and "intentionally" walked away. The only thing we got was a 1099 for the payments and that was easily nullified by how many improvements were in the house that we "lost". It was the hardest decision we made, but the best decision. There were so many foreclosures out there back then it was scary going thru neighborhoods. If BH has PMI, their credit scores won't even take a hit because their new mortgage will take the place of the other one. If she doesn't, then they have a creative tax guy work the losses out (this is when her dropping PL could come into play as well). Also, remember the threat of auction doesn't mean it will go TO auction - it can be bought up to date very easily.
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Post by lisacharlotte on Jan 28, 2020 1:32:53 GMT
It was bad for a lot of people who were sold on terrible loans and then couldn't afford them when rates skyrockted. Predatory loans make me so angry. This is also why it angers me so much that BH is taking advantage of last resort options out of convenience instead of need. Funny story but the niche YT celebrity I mentioned earlier in this thread with the husband's Tinder profile bought a house just before the bubble burst in 2008. It looks like their house is nowadays still worth around 400k less than when they purchased it. They still live in it (well, she and the kids because she recently announced they're divorcing #quellesurprise)and aren't defaulting on their mortgage. C'est la vie. It happens and if it's an error you can afford, you're among the lucky ones. My understanding is they paid off that house long ago. He may be a creep, but he's financially savvy.
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Post by sleepingbooty on Jan 28, 2020 15:21:00 GMT
Funny story but the niche YT celebrity I mentioned earlier in this thread with the husband's Tinder profile bought a house just before the bubble burst in 2008. It looks like their house is nowadays still worth around 400k less than when they purchased it. They still live in it (well, she and the kids because she recently announced they're divorcing #quellesurprise)and aren't defaulting on their mortgage. C'est la vie. It happens and if it's an error you can afford, you're among the lucky ones. My understanding is they paid off that house long ago. He may be a creep, but he's financially savvy. Good for them (or her, I guess). It's a shame his savviness didn't extend to the housing market bubble but eh, they've done just fine even with the major depreciation of their house. Did you watch her 2019 OLW video?
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Post by lisacharlotte on Jan 28, 2020 16:37:54 GMT
I watched some of her videos way back when it was organizing with jen or something. It was pre kids and I wasn’t a subscriber so didn’t keep up with her. When I read the thread here I went and checked her out and realized it was the same chick from years ago. I got the gossip about their house from the bakery.
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Deleted
Posts: 0
Oct 6, 2024 19:26:48 GMT
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Post by Deleted on Jan 28, 2020 20:15:06 GMT
Becky Higgins 'guru' advice: Say no to good things (like paying your mortgage?) to make way for better things (like getting a bigger show house?) She's not going to do so many stories, y'all. How sad. I guess she finally figured out what waste of time and energy they are. I can never believe when I click on her story link only to see infinitesimally small dots because she has uploaded dozens and dozens of stories - in a single day. I don't watch them cuz a) who's got that kind of time for drivel and b) they're not even remotely interesting. But I love how she acts like this is some astonishing revelation.
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Post by sleepingbooty on Jan 28, 2020 21:30:02 GMT
She's not going to do so many stories, y'all. How sad. And this will last... just for this week. Come Valentine's Day, she'll be posting a hoopla of IG stories on how to use the Becky Higgins stonewrap in "creative" ways. And swipe up for the link to the section in her online shop! These posts of her about taking time off social media to focus are her version of yoyo dieting. She'll come back stronger than ever, 30+ stories about her podcast's most recent sponsor and how wonderful their products are and oh my, look at that, aren't you a lucky lady, there's an exclusive code.
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caangel
Drama Llama
Posts: 5,675
Location: So Cal
Jun 26, 2014 16:42:12 GMT
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Post by caangel on Jan 28, 2020 21:33:10 GMT
She's not going to do so many stories, y'all. How sad. I guess she finally figured out what waste of time and energy they are. I can never believe when I click on her story link only to see infinitesimally small dots because she has uploaded dozens and dozens of stories - in a single day. I don't watch them cuz a) who's got that kind of time for drivel and b) they're not even remotely interesting. But I love how she acts like this is some astonishing revelation. I'll believe it when I see it. She's said this before and yet ....................................
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julie5
Pearl Clutcher
Posts: 3,611
Jul 11, 2018 15:20:45 GMT
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Post by julie5 on Jan 29, 2020 0:03:38 GMT
She's not going to do so many stories, y'all. How sad. I guess she finally figured out what waste of time and energy they are. I can never believe when I click on her story link only to see infinitesimally small dots because she has uploaded dozens and dozens of stories - in a single day. I don't watch them cuz a) who's got that kind of time for drivel and b) they're not even remotely interesting. But I love how she acts like this is some astonishing revelation. I'll believe it when I see it. She's said this before and yet .................................... Yeah she says it and usually goes into story overdrive. There will be twice the usual stories for sure.
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nicolep
Drama Llama
Posts: 7,169
Jan 26, 2016 16:10:43 GMT
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Post by nicolep on Jan 29, 2020 1:44:14 GMT
And this will last... just for this week. You're being much too generous 😂
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Post by mcjunkin on Jan 29, 2020 1:55:37 GMT
Has the Instagram always been LLC or is that new? It looks odd to me tonight for some reason.
ETA: nevermind. Looked back at past screenshots here. It has.
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Post by tryingtobewise on Jan 29, 2020 4:12:08 GMT
I have to confess... I think of myself as a nice person but I am unreasonably outraged by the house situation. I hate it when people are sneaky and claim to be transparent and the (understandably) unaware people just blindly follow the narrative presented. I’m sure loads of Becky followers would like to start fresh with a better loan and new house but won’t... because of good character. Hopefully I will get over this soon as I’m way too irritated over it!
P.s. I 100% understand when major medical or family type issues result in a dire action; Becky’s upgrade is what bugs me so much.
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pancakes
Drama Llama
Posts: 5,002
Feb 4, 2015 6:49:53 GMT
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Post by pancakes on Jan 29, 2020 13:31:09 GMT
Regarding preforeclosure, not specific to Becky’s situation, since I saw a number of questions go unanswered:
I used to work as a real estate broker on the side for investors, so I know more than I ever wanted to know about distressed properties. Every state and city are different, so take this with a grain of salt.
1. Preforeclosure can last a long time — it can last a few months if you know someone at the city or it can last years.
2. Preforeclosure just means that a court date has been set. Typically, during this period of time, homeowners either sit in denial or have the ability to do something about it. Many people have the ability to sell their house and pay the bank back. Some people can gather themselves financially and pay back what is owed. Whatever it is, the amount is LIKELY NOT the amount that is owed. The bank will work with the homeowner’s lawyer to determine an acceptable amount. This amount will differ, and a lot of times second and third (and beyond) liens do NOT get paid back. Or if they do, this is their best chance to.
3. You can keep pushing back your court date for practically forever, as long as your lawyer does their job and continue to file to postpone it with a “good” reason. Which could be as simple as, we are actively working with the bank to figure out a plan.
4. Property taxes are paid in arrears in some places. For example, in 2020, you would pay your 2019 taxes in two installments throughout the year. I don’t know specifically if this is the case in where Becky lives in AZ, but if anyone was confused by the convo about defaulting on property tax, that can explain some of the timeline.
5. Preforeclosure CAN be a strategy for some people, but usually these are savvy investors who are working with multiple properties and know they will get cash flow from the sale or rental of another property before their original property gets foreclosed on. For the average homebuyer, this is not a real financial strategy so we can probably guess that this is not applicable.
6. As to HOW a property gets foreclosed on in the US...usually there are multiple liens taken out on a home. Sometimes, people make bad refinancing decisions. Others will take equity out of their home for a construction lien. Others will make a truly terrible decision and use their property as collateral for some other loan...like a small business or otherwise. You can follow a public paper trail on the liens against a property, but records are not always correct and this trail is extremely difficult to follow, even if you do this (like I did) as part of your job.
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Post by crafty on Jan 30, 2020 2:18:41 GMT
Becky’s breaks always seem to come when she’s called out on bullshit.
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Post by crimsoncat05 on Jan 30, 2020 15:12:47 GMT
Becky’s breaks always seem to come when she’s called out on bullshit. I know, right? it's suuuuuuch a coincidence how that happens, isn't it?!
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julie5
Pearl Clutcher
Posts: 3,611
Jul 11, 2018 15:20:45 GMT
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Post by julie5 on Jan 30, 2020 16:04:11 GMT
Becky’s breaks always seem to come when she’s called out on bullshit. I know, right? it's suuuuuuch a coincidence how that happens, isn't it?! Queing up her next anxiety attack now.
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Post by cristelina on Jan 30, 2020 18:32:35 GMT
It looks like their house is nowadays still worth around 400k less than when they purchased it. Well, this makes me feel a bit better. My house is only worth $40,000 less than when we bought it. And that includes new windows, new roof, new patio. Of course, this estimate was given because we wanted to refinance. I wonder if the estimate would have come in higher if we were selling?
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