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Post by Merge on Oct 5, 2023 19:06:24 GMT
My point is that you see this as evidence of entitlement and unwillingness to compromise, and I see it as a young person voicing their dreams for their life. Maybe, just maybe, teach them to live in REALITY! WTF! So you never voiced a dream, either. Explains a lot.
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Post by ntsf on Oct 5, 2023 19:06:51 GMT
my two working kids in their 30's, are just now getting into "career" jobs. I helped one with a down payment for a house.. not the whole thing.. and I am trying to persuade my dh that when he gets rid of his. mother's house, we let our kid "inherit" 1/2 the value and have the kid get a mortgage for the other 1/2.. which has to go to dh's sister. then just rewrite our will to reflect this gift. it is not a house where they live, but my in laws built it and it is a beautiful house in a beautiful place and they can rent it out.
they will be able to buy a place eventually.. my daughter in law makes a big salary.. but might as well help them out.. we don't really need the money.
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Post by Merge on Oct 5, 2023 19:07:10 GMT
Yeah, I'm not a boomer but if that make you feel better, OK. I'm pretty sure we're the same age so nice try. If you’re my age, you should fucking know better. Perhaps you don’t have kids struggling in this economy.
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Post by belgravia on Oct 5, 2023 19:08:07 GMT
Good lord you’re strident. I didn’t share an anecdote in an attempt to solve a systemic problem. But that’s what we’re discussing here. A systemic problem. K. You go ahead and solve it then. No anecdotes about your daughter though, ok?
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Post by Merge on Oct 5, 2023 19:10:11 GMT
But that’s what we’re discussing here. A systemic problem. K. You go ahead and solve it then. No anecdotes about your daughter though, ok? Sure, except what my daughter is experiencing is typical of the systemic problem we’re experiencing. I shouldn’t be surprised, though, that you don’t understand the concept of false equivalency. Wake the fuck up. Your generation created the problem and now you want to blame everyone else for it.
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Post by sideways on Oct 5, 2023 19:12:40 GMT
I wonder how many of the younger crowd are willing to buy a small crappy house in a not so great neighborhood, take in roommates and get a second job? Then spend weekends improving that house so they can trade up? Not many. They expect Christina on the Coast to come in and remodel for them. No wonder these kids are entitled and ungrateful, their parents, even ones on this thread, are raising them that way. Recognizing that Millennials and Gen Z are dealing with a systemic problem that boomers didn’t have to deal with shows their parents raised them to be entitled and ungrateful? How so? Which comments led you to that conclusion?
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Post by sideways on Oct 5, 2023 19:13:44 GMT
Yeah, I'm not a boomer but if that make you feel better, OK. I'm pretty sure we're the same age so nice try. You might not be a boomer by age, but you sure are by attitude.
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tracylynn
Pearl Clutcher
Posts: 4,870
Jun 26, 2014 22:49:09 GMT
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Post by tracylynn on Oct 5, 2023 19:15:09 GMT
Either take the $1500 and save it toward a down payment for a home, or just say thank you to your grandmother and spend that money any way you want to. It is a gift. Pretty sure that when her grandmother was her age, the minimum wage was less than a dollar an hour and $1500 represented three months take home pay for a degreed professional (or four year's tuition). Maybe that grandmother seems to have alot of money now, but that $1500--if she saved it when she was her granddaughter's age--would have represented a LOT of months scrimping and saving. Boomers know a LOT about what things cost: food, gasoline, heating fuel, and every other necessity has gone up in price exponentially while pensions have stayed pretty static, and the saved money in the bank is not growing in value to keep up. Homes we worked and saved and borrowed for--thinking that they would provide security in our old age--are now paid for, but are shrinking in value b/c they don't have all the amenities that new homes seem to have. Are there any jobs a young person can get these days that includes a pension? I thought they had gone the way of dinosaurs as far a perks/wages/benefits. Thank you! I literally laughed out loud when I read that line. Pensions don't exist anymore. If you have a pension, good on you. But I would say the Boomers are the last generation that really do have pensions still. Some Gen X'ers might depending on if they got into a job early enough in their career and stayed there. But pensions are long past for most employees these days. In doing some googling it appears that if you have a Government job, you might be lucky. Also Union jobs. The rest of us have our 401k and a dying hope on Social Security.
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Post by sideways on Oct 5, 2023 19:15:13 GMT
K. You go ahead and solve it then. No anecdotes about your daughter though, ok? Sure, except what my daughter is experiencing is typical of the systemic problem we’re experiencing. I shouldn’t be surprised, though, that you don’t understand the concept of false equivalency. Wake the fuck up. Your generation created the problem and now you want to blame everyone else for it. Not only that, they’re all but spitting on the generations that are hurt most by it.
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Post by belgravia on Oct 5, 2023 19:15:41 GMT
An example, an anecdote, if you will. To possibly indicate that there are actually one or two millennials and/or gen x that don’t fit the picture you all portray. Looking at the situation from a different perspective, perhaps. Fit what picture, exactly? Does that “different perspective” change the facts that the COL is much more expensive, housing is prohibitively expensive, wages are down, and it’s harder to get a job now for kids starting out? No, it doesn’t. But, thanks for your “different perspective.” My perspective is my reality. My reality is that my husband’s income has doubled in the last 10 years ish. My daughter’s university education is paid for. She will not struggle. That’s my reality. Sorry you’re so offended by it 🤷🏼♀️
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Post by belgravia on Oct 5, 2023 19:17:39 GMT
K. You go ahead and solve it then. No anecdotes about your daughter though, ok? Sure, except what my daughter is experiencing is typical of the systemic problem we’re experiencing. I shouldn’t be surprised, though, that you don’t understand the concept of false equivalency. Wake the fuck up. Your generation created the problem and now you want to blame everyone else for it. I’m pretty sure we are the same generation. Just vastly different circumstances, apparently 😂
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Post by mollycoddle on Oct 5, 2023 19:18:05 GMT
I don’t think that this is fair. Not all Gen Z young adults have these expectations For the record, ScrapbookMyLife didn't say ALL, you did. She said "many" and I agree with her assessment of "many". I briefly read the OP and did not watch the video. I actually agree, just be grateful you got anything at all and move on. Millenials and whatever comes right before them are the generation of instant gratification. Denying that is just being blind. That was my interpretation. We disagree, and that’s fine. This thread got overheated fast.
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Post by sideways on Oct 5, 2023 19:22:34 GMT
Are there any jobs a young person can get these days that includes a pension? I thought they had gone the way of dinosaurs as far a perks/wages/benefits. Thank you! I literally laughed out loud when I read that line. Pensions don't exist anymore. If you have a pension, good on you. But I would say the Boomers are the last generation that really do have pensions still. Some Gen X'ers might depending on if they got into a job early enough in their career and stayed there. But pensions are long past for most employees these days. In doing some googling it appears that if you have a Government job, you might be lucky. Also Union jobs. The rest of us have our 401k and a dying hope on Social Security. My husband actually started with his company managing their pension fund. They got rid of it years ago for new hires and gave existing employees the choice if they wanted to stay with it or not. My husband wasn’t planning on staying with the company until retirement, so he opted out to invest the money himself. Well, hindsight is 20/20 and life happens. He ended up staying with the company and is looking at partial retirement within the next 5-7 years. We’d have been a lot better off if he’d stayed with the pension. But, yeah…pensions don’t really exist anymore. That’s just another out-of-touch assumption by those that think they do.
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Post by Merge on Oct 5, 2023 19:23:02 GMT
Fit what picture, exactly? Does that “different perspective” change the facts that the COL is much more expensive, housing is prohibitively expensive, wages are down, and it’s harder to get a job now for kids starting out? No, it doesn’t. But, thanks for your “different perspective.” My perspective is my reality. My reality is that my husband’s income has doubled in the last 10 years ish. My daughter’s university education is paid for. She will not struggle. That’s my reality. Sorry you’re so offended by it 🤷🏼♀️ Some of us are able to have empathy for others who are not as fortunate. You should look into it.
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Post by Scrapper100 on Oct 5, 2023 19:23:33 GMT
Either take the $1500 and save it toward a down payment for a home, or just say thank you to your grandmother and spend that money any way you want to. It is a gift. Pretty sure that when her grandmother was her age, the minimum wage was less than a dollar an hour and $1500 represented three months take home pay for a degreed professional (or four year's tuition). Maybe that grandmother seems to have alot of money now, but that $1500--if she saved it when she was her granddaughter's age--would have represented a LOT of months scrimping and saving. Boomers know a LOT about what things cost: food, gasoline, heating fuel, and every other necessity has gone up in price exponentially while pensions have stayed pretty static, and the saved money in the bank is not growing in value to keep up. Homes we worked and saved and borrowed for--thinking that they would provide security in our old age--are now paid for, but are shrinking in value b/c they don't have all the amenities that new homes seem to have. Are there any jobs a young person can get these days that includes a pension? I thought they had gone the way of dinosaurs as far a perks/wages/benefits. I think government jobs are the only ones left. When my husband started at HP in 1999 maybe they discontinued them the following year. I don’t know of anyplace that still has them. Stock options can happen in higher positions and after a certain amount of time with a company but not all companies do this. I wish pensions were still a thing.
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Post by busy on Oct 5, 2023 19:24:36 GMT
I wonder how many of the younger crowd are willing to buy a small crappy house in a not so great neighborhood, take in roommates and get a second job? Then spend weekends improving that house so they can trade up? Rolling my eyes so hard I'm spraining something.
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Post by Merge on Oct 5, 2023 19:24:46 GMT
Sure, except what my daughter is experiencing is typical of the systemic problem we’re experiencing. I shouldn’t be surprised, though, that you don’t understand the concept of false equivalency. Wake the fuck up. Your generation created the problem and now you want to blame everyone else for it. I’m pretty sure we are the same generation. Just vastly different circumstances, apparently 😂 If we are the same age, then you should know better. My goodness how embarrassing to be so myopic at our age.
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samantha25
Pearl Clutcher
Posts: 2,912
Jun 27, 2014 19:06:19 GMT
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Post by samantha25 on Oct 5, 2023 19:24:51 GMT
Are there any jobs a young person can get these days that includes a pension? I thought they had gone the way of dinosaurs as far a perks/wages/benefits. Thank you! I literally laughed out loud when I read that line. Pensions don't exist anymore. If you have a pension, good on you. But I would say the Boomers are the last generation that really do have pensions still. Some Gen X'ers might depending on if they got into a job early enough in their career and stayed there. But pensions are long past for most employees these days. In doing some googling it appears that if you have a Government job, you might be lucky. Also Union jobs. The rest of us have our 401k and a dying hope on Social Security. I just started a pension with Jackson, no government job, self-employed.
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Post by Merge on Oct 5, 2023 19:26:09 GMT
Are there any jobs a young person can get these days that includes a pension? I thought they had gone the way of dinosaurs as far a perks/wages/benefits. I think government jobs are the only ones left. When my husband started at HP in 1999 maybe they discontinued them the following year. I don’t know of anyplace that still has them. Stock options can happen in higher positions and after a certain amount of time with a company but not all companies do this. I wish pensions were still a thing. Not only are pensions not a thing, but people my age and younger can’t rely on getting the social security all the Boomers currently enjoy at our expense.
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Post by sideways on Oct 5, 2023 19:27:20 GMT
Fit what picture, exactly? Does that “different perspective” change the facts that the COL is much more expensive, housing is prohibitively expensive, wages are down, and it’s harder to get a job now for kids starting out? No, it doesn’t. But, thanks for your “different perspective.” My perspective is my reality. My reality is that my husband’s income has doubled in the last 10 years ish. My daughter’s university education is paid for. She will not struggle. That’s my reality. Sorry you’re so offended by it 🤷🏼♀️ We put two kids through college without loans. One out of state, the other in state. One isn’t done with school yet, the other can’t find a job more than a year after graduation. I hope for your daughter’s sake that reality doesn’t slap you in the face. Your daughter’s sake, not yours. You could use the slap.
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Post by Merge on Oct 5, 2023 19:29:18 GMT
Thank you! I literally laughed out loud when I read that line. Pensions don't exist anymore. If you have a pension, good on you. But I would say the Boomers are the last generation that really do have pensions still. Some Gen X'ers might depending on if they got into a job early enough in their career and stayed there. But pensions are long past for most employees these days. In doing some googling it appears that if you have a Government job, you might be lucky. Also Union jobs. The rest of us have our 401k and a dying hope on Social Security. I just started a pension with Jackson, no government job, self-employed. By definition, pensions are employer paid. Do you mean you started a 401(k)?
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pinklady
Drama Llama
Posts: 5,539
Nov 14, 2016 23:47:03 GMT
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Post by pinklady on Oct 5, 2023 19:31:46 GMT
Yeah, I'm not a boomer but if that make you feel better, OK. I'm pretty sure we're the same age so nice try. You might not be a boomer by age, but you sure are by attitude. Well then it’s served me well. 🤷🏼♀️ I’m not disagreeing that the cost of things has skyrocketed and pay has not kept up. I just don’t believe living is impossible like most in this thread do. Where we disagree is on are the sacrifices millennials and Gen Z (if that’s who comes right before them) need to make to live in reality. They want it all and want it now and that’s just not realistic. I mean just look at the threads on this board asking for tshirt recommendations. I click on the links and people are buying $40 tshirts! WTF! If that’s what these kids are being taught by their parents, then no wonder they don’t know what a sacrifice is.
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Post by MichyM on Oct 5, 2023 19:32:18 GMT
This is certainly not the case with my millennial DS. He and his husband lived right in DC but knew they would never be able to afford a home there so they moved an hour outside of the city and bought a starter home that they are fixing up themselves. It's added an hour onto his husband's commute each day but it was a sacrifice they wanted to make to try and get into home-ownership. I hate when 'young adults' are generalized and stereotyped because it's a broad brush that misses a lot of fine strokes. Somehow what Tearisci wrote is being quoted as being said by me. Just want to be clear that these are her words, not mine. I discussed my (also millennial) son further up in the thread 😉
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Post by MichyM on Oct 5, 2023 19:35:30 GMT
I’m not going to call that girl entitled. I totally get it. I’m early Gen X and DH and I went through some of that with his mom. She had the financial resources where she could have totally paid off our first house and SIL’s first house without even making a dent in her net worth. More than once, DH told her that she should be holding the mortgages on our houses instead of the bank and we could pay her instead and she said no, because she didn’t want to be in the position of having to kick her kids out of their house. 🙄 So instead we and SIL paid thousands upon thousands of dollars in interest to the banks over the years that no one would ever get back, all at a time when we could have used the most help financially. All that did was pushed us to wait until we were in our 40’s to have our kid because we knew damn well we couldn’t have afforded one before that. And just for the spreadsheet, our first home was a tiny one bedroom fixer upper in a not awesome neighborhood a couple blocks from where DH was going to school. We paid $55K for that house at about 10.5% interest (😳!!) back in 1989. I just looked on Zillow now, and that same house has an estimated value of $255K. Granted, we did do some work to it and added a two car garage, but still. It’s gone up in value by about $100K since we sold it to my brother on a contract for deed in 2012. Our neighbors at that house did it right. The dad bought the house next door to us and rented it to his kid and a friend while they finished medical school. After that kid got married and moved out, then his younger brother moved in. That right there is how you build generational wealth. I cannot believe that one would expect (or ask) this from one’s parent(s) no matter their net worth. In my world we call that ballsy and entitled.
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Post by myshelly on Oct 5, 2023 19:36:45 GMT
And do you think that anecdotes are helpful when addressing systemic problems? Good lord you’re strident. I didn’t share an anecdote in an attempt to solve a systemic problem. So you just shared it to shake your fist in the air while saying “damn these kids these days”? That’s helpful /s
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Post by busy on Oct 5, 2023 19:36:46 GMT
Thank you! I literally laughed out loud when I read that line. Pensions don't exist anymore. If you have a pension, good on you. But I would say the Boomers are the last generation that really do have pensions still. Some Gen X'ers might depending on if they got into a job early enough in their career and stayed there. But pensions are long past for most employees these days. In doing some googling it appears that if you have a Government job, you might be lucky. Also Union jobs. The rest of us have our 401k and a dying hope on Social Security. I just started a pension with Jackson, no government job, self-employed. You cannot start your own pension.
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Post by femalebusiness on Oct 5, 2023 19:38:33 GMT
I wonder how many of the younger crowd are willing to buy a small crappy house in a not so great neighborhood, take in roommates and get a second job? Then spend weekends improving that house so they can trade up? Is that how the boomers did it? No. When they started their adult life, you could buy a decent family home on a factory worker’s salary. No roommates required. That sure as hell is they way I did it.
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samantha25
Pearl Clutcher
Posts: 2,912
Jun 27, 2014 19:06:19 GMT
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Post by samantha25 on Oct 5, 2023 19:38:44 GMT
I just started a pension with Jackson, no government job, self-employed. By definition, pensions are employer paid. Do you mean you started a 401(k)? No, I have a pension that I rolled over from my Colorado PERA when I worked for the University. I am self-employed now.
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samantha25
Pearl Clutcher
Posts: 2,912
Jun 27, 2014 19:06:19 GMT
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Post by samantha25 on Oct 5, 2023 19:40:01 GMT
I just started a pension with Jackson, no government job, self-employed. You cannot start your own pension. Yes you can because I did through Jackson.
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Post by Merge on Oct 5, 2023 19:40:30 GMT
You might not be a boomer by age, but you sure are by attitude. Well then it’s served me well. 🤷🏼♀️ I’m not disagreeing that the cost of things has skyrocketed and pay has not kept up. I just don’t believe living is impossible like most in this thread do. Where we disagree is on are the sacrifices millennials and Gen Z (if that’s who comes right before them) need to make to live in reality. They want it all and want it now and that’s just not realistic. I mean just look at the threads on this board asking for tshirt recommendations. I click on the links and people are buying $40 tshirts! WTF! If that’s what these kids are being taught by their parents, then no wonder they don’t know what a sacrifice is. Yes, you should definitely judge a whole generation of young people based on the shirts worn by a group of mostly affluent, middle-aged women.
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