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Post by lisacharlotte on Oct 22, 2020 1:59:16 GMT
I feel bad for her and her kids, but also don't understand how they didn't think life insurance was important with four (FOUR!) small children. The cost isn't that bad at their age. DH just retired the end of May and it's the first time since we've been married (30 years) he hasn't carried life insurance. It's not needed at this point in our life. We paid off our house this year so we don't have any large outstanding debt. I still carry life insurance through work because the cost is negligible for a very nice 6 figure sum. I would even be more understanding if they were financially struggling, but it looks like the appearance of living well was more important than actually insuring that lifestyle.
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Post by joblackford on Oct 22, 2020 2:02:59 GMT
Such a shocking loss and I feel terrible that's it's something of a public thing. This is one of those times I think putting the phone down, or having the phone taken away, might serve a person better. I saw her post after Shimelle shared about his death and honestly I can't imagine... having to/choosing to share that raw pain with a bunch of strangers.
I saw she said something about something "inside his body" which would track with an aneurysm of some kind. Some extended family members lost their daughter that way. 8 years old, had a splitting headache one December day, and within a few hours she had died. You just never know. It could happen to any of us.
I won't be donating, but I do feel for them. Hopefully she'll have lots of support, more than most suddenly single parents.
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Post by mom on Oct 22, 2020 2:19:12 GMT
While I was not a fan of his, I am sad for Liz and the kids. I hope they can find peace. Collin did do some much needed good in the world, and for that, I appreciate him.
Re: life insurance - man, its hard to judge him without knowing why they didnt have it. Some genetic conditions make it extremely expensive (and almost impossible) to get it. While I did carry it when my kids were young, we now dont because we have no debt and our kids are grown. Had it been cheap for me, I probably would have continued to carry it but because of the cost, it is better for me to 'self insure' and just put that money away.
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ckeene
Junior Member
Posts: 68
Feb 16, 2020 13:09:37 GMT
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Post by ckeene on Oct 22, 2020 2:22:40 GMT
How very sad for them, even if I wasn't a fan of his. I didn't follow him, so hopefully the change of heart was real. If it was an aneurism, I hope they check all the kids. I had a friend die in her early 20's. Her dad had also had one several years before. It can run in families. It was awful. I feel so badly for her and her kids. Perhaps he has a family history of aneurysms and couldn’t get life insurance. My husband couldn’t get it because of a genetic issue in his family. Sometimes you think you have all of your i’s dotted and t’s crossed and you are blindsided. It happened with my mom’s estate. We went over it several times beforehand, with an accountant and a lawyer and we still got a bad surprise after she died.
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nicolep
Drama Llama
Posts: 7,209
Jan 26, 2016 16:10:43 GMT
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Post by nicolep on Oct 22, 2020 2:34:38 GMT
My goodness.
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Deleted
Posts: 0
Dec 1, 2024 1:09:36 GMT
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Post by Deleted on Oct 22, 2020 3:18:36 GMT
Omgoodness. Very sad for all the family.
I can't comprehend the number of young deaths in a few of the Mormon families I know via the scrap world:
Freckled Fox's DH Teresa Collin's DH Heidi Swapp's DS Whippy Cake
So sad.
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Post by mom on Oct 22, 2020 3:23:02 GMT
Omgoodness. Very sad for all the family. I can't comprehend the number of young deaths in a few of the Mormon families I know via the scrap world: Freckled Fox's DH Teresa Collin's DH Heidi Swapp's DS Whippy Cake So sad. I *really* hope Liz doesn't follow in Freckled Fox footsteps.
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Post by gynergy on Oct 22, 2020 4:27:33 GMT
I’m very sad for her and her family. It’s a devastating loss. Too busy for life insurance? Bullshit. It’s expensive to do it well and costs my family quite a bit of money to ensure we are taken care of if my husband or I pass away. All the vacations and fancy house but can’t pay for insurance. Enraging. I’ve only gotten life insurance through employers because I know I can’t pass medical underwriting. (For my job, if you signed up when first eligible, you could get up to a certain amount — I’m probably over insured but it was my only chance). One might be surprised what can knock you out of consideration. Perhaps there’s some kind of high risk type policy, I’m not aware (no dependents,have insurance through my employer). Not excusing someone not having it as the provider for 5, but offering perspective.
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Post by sam9 on Oct 22, 2020 5:19:31 GMT
While I was not a fan of his, I am sad for Liz and the kids. I hope they can find peace. Collin did do some much needed good in the world, and for that, I appreciate him. Re: life insurance - man, its hard to judge him without knowing why they didnt have it. Some genetic conditions make it extremely expensive (and almost impossible) to get it. While I did carry it when my kids were young, we now dont because we have no debt and our kids are grown. Had it been cheap for me, I probably would have continued to carry it but because of the cost, it is better for me to 'self insure' and just put that money away. I agree in principle with this, but the description of the Go Fund Me account specifically says that he was too busy and never had the time to buy life insurance. If that is true, it was pretty irresponsible of them not to make the time for it, considering that they have such a young family. I actually found it strange that whoever set up the fund put this info out there. It was bound to cause talk.
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Post by Skellinton on Oct 22, 2020 5:32:25 GMT
While I was not a fan of his, I am sad for Liz and the kids. I hope they can find peace. Collin did do some much needed good in the world, and for that, I appreciate him. Re: life insurance - man, its hard to judge him without knowing why they didnt have it. Some genetic conditions make it extremely expensive (and almost impossible) to get it. While I did carry it when my kids were young, we now dont because we have no debt and our kids are grown. Had it been cheap for me, I probably would have continued to carry it but because of the cost, it is better for me to 'self insure' and just put that money away. I agree in principle with this, but the description of the Go Fund Me account specifically says that he was too busy and never had the time to buy life insurance. If that is true, it was pretty irresponsible of them not to make the time for it, considering that they have such a young family. I actually found it strange that whoever set up the fund put this info out there. It was bound to cause talk. They have upped the amount to 200,000. They are already close to that amount.
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Post by andreasmom on Oct 22, 2020 5:56:27 GMT
Omgoodness. Very sad for all the family. I can't comprehend the number of young deaths in a few of the Mormon families I know via the scrap world: Freckled Fox's DH Teresa Collin's DH Heidi Swapp's DS Whippy Cake So sad. I miss Whippy.
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dawnnikol
Prolific Pea
'A life without books is a life not lived.' Jay Kristoff
Posts: 8,570
Sept 21, 2015 18:39:25 GMT
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Post by dawnnikol on Oct 22, 2020 10:06:09 GMT
I am so sorry for her and her kids. I can't imagine that level of devastation because she was clearly over the moon for him.
I find the lack of life insurance super disheartening considering her own Dad passed away and left a young family, if I'm not mistaken. Liz posted about him a few times back when she blogged regularly. I know nobody expects this to happen, especially if it was an aneurysm, but damn. I hope they receive more help than just the GoFund me, even if it is at over $170K atm.
I saw someone asked about her working at AC, she had a line out this past summer? Not sure if she was dropped like Shimelle though? I'll never forget her first few lines with them, they were stunning.
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Post by peachiceteas on Oct 22, 2020 10:08:23 GMT
I heard about this through Ali's post as I don't follow Liz.
Literally no words other than I am so, so sorry. I don't care what he's done in the past. It was clear to me how much they absolutely adored each other. I am heartbroken for her at the thought of losing the love of my life at such a young age.
I'm going to go and hug and kiss my husband.
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Post by sleepingbooty on Oct 22, 2020 10:11:15 GMT
I don’t want to get into the “who deserves it more” battle, and I am not going to judge people donating, but any spare money I have to donate will not be going to them. I prefer to donate to local food banks and to the humane society. Ooh, that's my cue. Plugging the US tax-exempt charity Modest Needs here because you can help with just a few dollars to save someone on the brink of losing everything due to a small, unexpected expense/life situation, the opposite of what's happening to the Kartchners right now. Modest Needs gives small grants to low-income American households who can't afford a "small" financial upset that could lead to them losing their job, their home, their health. It's for those who don't have a huge online following, who don't live a glamorous life, who don't have a story worth being told by the media. We're talking car breaking down, airplane ticket to interview for a job that they're perfectly qualified for, paying the electricity bill, a wheelchair, income for a couple of months as they transition between jobs. The low-income households are heavily vetted. This is just an awesome charity working in the shadows where it's non-sensational but very real: 28% of Americans don't have an emergency fund and it's not their fault or their desire for a flashy lifestyle that leads them there. 40% of Americans can't cover a $1000 emergency expense and that's probably even more now with the pandemic. Many simply can't afford to put anything away and live paycheck to paycheck. If you have a few dollars to spare, Modest Needs could very well be one of the candidates to consider on your charity list.
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Post by sleepingbooty on Oct 22, 2020 10:15:14 GMT
I saw someone asked about her working at AC, she had a line out this past summer? Not sure if she was dropped like Shimelle though? I'll never forget her first few lines with them, they were stunning. She had a line out at the start of the year, Here and Now. I think nothing since? AC are really putting their brands on rotation now and Amy Tan got an autumn line so I don't think not having a second DL line this year is necessarily an indication that they've dropped her. Heck, they didn't even give Pebbles a Christmas line for the first time in forever this year.
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Dani-Mani
Pearl Clutcher
Posts: 3,710
Jun 28, 2014 17:36:35 GMT
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Post by Dani-Mani on Oct 22, 2020 11:35:04 GMT
A lot of people would rather buy nicer things or drive fancier cars vs buying something boring like insurance. I’m glad I’m not that person. I don't have life insurance because I don't have kids or a dependent spouse. But I'm also not married, plan to remain childfree and don't even have a car. My friends who are parents have life insurance as far as I know. I’m single, no dependents, and have life insurance. Burying someone costs money and I’m not sticking my family with that bill.
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Post by sleepingbooty on Oct 22, 2020 12:10:56 GMT
I don't have life insurance because I don't have kids or a dependent spouse. But I'm also not married, plan to remain childfree and don't even have a car. My friends who are parents have life insurance as far as I know. I’m single, no dependents, and have life insurance. Burying someone costs money and I’m not sticking my family with that bill. I have a better return where I live (not the US) investing in a different financial product for any after-death costs (they can't come out of life insurance money when I pass but only after life insurance has been collected whereas body disposal/burial costs can come straight out of my accounts + investment plans). I would be saddling my loved ones with the actual costs before they could collect. Life insurance in France is mostly used as a way to allow inheritance without worrying about the imposed inheritance laws of descendance (you can't disinherit a child here) as well as avoid heavy taxation for non-blood relatives. I'm also not being buried or having a service. From what I understand, life insurance is a must for people with dependents in the US (and in quite a few other countries).
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Deleted
Posts: 0
Dec 1, 2024 1:09:36 GMT
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Post by Deleted on Oct 22, 2020 13:09:36 GMT
Omgoodness. Very sad for all the family. I can't comprehend the number of young deaths in a few of the Mormon families I know via the scrap world: Freckled Fox's DH Teresa Collin's DH Heidi Swapp's DS Whippy Cake So sad. I *really* hope Liz doesn't follow in Freckled Fox footsteps. Word. A good start will be NOT to get remarried within a few mos of their DH death which both FF and TC did. I hope and believe DL is wiser than that.
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Post by smalltowngirlie on Oct 22, 2020 13:26:42 GMT
I don't have life insurance because I don't have kids or a dependent spouse. But I'm also not married, plan to remain childfree and don't even have a car. My friends who are parents have life insurance as far as I know. I’m single, no dependents, and have life insurance. Burying someone costs money and I’m not sticking my family with that bill. I think I have had life insurance since I was in my early 20's. A small plan, but more than enough to take care of any burial/funeral costs. There was no way I was going to put a financial burden on my family if something happened to me. When I got married DH got a small plan also. It was enough to pay off the little bit of debt we had and funeral expenses. When we had our son, again, got a small plan for him because if something happened we did not want to stress about the cost of burying our child. We had a close friend whose brother killed himself. He had 2 small children and a wife. They had no money for any funeral or burial expenses. Our friend paid for most of it from the money from he wedding a few weeks before. That was one of the very few times we have given to a Go Fund Me. We did not know his brother, but knew the financial burdenr out on our friend. Dependents or not, there are expenses after you die. Even if you prepay for services, prices change and someone is going to have to pay for that. I feel for the family and friends, any loss is horrible.
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Post by mikklynn on Oct 22, 2020 13:41:59 GMT
I feel very badly for her and their kids. But how does a couple with four young children decide that life insurance is not necessary. A Go Fund Me has already been started. I just posted the same thing. I’ve followed her for years and they take a lot of vacations and dress really nice. I’m surprised that they didn’t have any. I admit judging a couple recently that did the same - took lots of vacations every year and had no real savings and no life insurance when he died, even with 2 children. I was thinking how glad I am that DH and I prioritized saving over trips. I am not saying I feel no sympathy for them, of course.
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julieb
Pearl Clutcher
Posts: 2,845
Jul 3, 2014 16:02:54 GMT
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Post by julieb on Oct 22, 2020 13:58:55 GMT
My 38 yo nephew died suddenly a few months ago from a heart attack. He had no life insurance. I was surprised (as was his family) to learn that Social Security payments to my niece-in-law will be 4k a month. They have 2 children and she was relieved because that will cover their mortgage, etc.
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Post by janamke on Oct 22, 2020 14:04:12 GMT
I’m very sad for her and her family. It’s a devastating loss. Too busy for life insurance? Bullshit. It’s expensive to do it well and costs my family quite a bit of money to ensure we are taken care of if my husband or I pass away. All the vacations and fancy house but can’t pay for insurance. Enraging. I’ve only gotten life insurance through employers because I know I can’t pass medical underwriting. (For my job, if you signed up when first eligible, you could get up to a certain amount — I’m probably over insured but it was my only chance). One might be surprised what can knock you out of consideration. Perhaps there’s some kind of high risk type policy, I’m not aware (no dependents,have insurance through my employer). Not excusing someone not having it as the provider for 5, but offering perspective. I appreciate your perspective. We have some medical issues that make our premiums higher than average. At one point we paid 8-9% of income toward our life insurance premiums. That’s a lot. Our children each have a small policy as well, god forbid for burial costs and to ensure coverage into adulthood (if conditions were to arise). Too busy for life insurance is just lazy. And if you can’t get insurance then you invest and save. Know how many beach vacations I’ve taken with my family? Zero. There are so many families in dire need of help right now. Cancer. Covid death of sole provider. It goes on and on. The fact that an influencer family gets $200k overnight for the death of a man who in the past was kind of a jerk just does not sit well with me.
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Post by scrapcat on Oct 22, 2020 14:26:03 GMT
I was shocked and saddened to read this. I also saw on Ali's post as I haven't follow Lizzy in a couple years. I feel for her and her kids, they seem like a close-knit, loving family. It seems like she has a good support system with her family. It's never easy losing a loved one, and then when it is someone young, unexpected, young children involved...ugh. Just sad.
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Post by sleepingbooty on Oct 22, 2020 15:05:35 GMT
Lest we forget, the money raised through GFM will be far more than what is needed to cover his burial expenses. Considering how large a donation it will be, I can't see how she won't pay taxes for it as though it were income. Can a specialist like lasteve1 weigh in on this?
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Post by crimsoncat05 on Oct 22, 2020 15:17:34 GMT
Lest we forget, the money raised through GFM will be far more than what is needed to cover his burial expenses. Considering how large a donation it will be, I can't see how she won't pay taxes for it as though it were income. Can a specialist like lasteve1 weigh in on this? also, with a Go Fund Me fund, doesn't the website / company (Go Fund Me) get a percentage for hosting the donation mechanism thru their site?? I thought for some of those online funding websites the % could be kinda high. Sorry to go off on a bit of a tangent, but since we're talking about it, I've wondered about this. I thought Liz was still designing for AC too, although I don't know if that makes her an 'employee' of American Crafts, or if the named designers work as independent contractors. eta: and my two cents-- my DH and I have had life insurance policies for as long as we've been together, long before we got married, naming each other as beneficiary. Before we were married we wouldn't have been considered each other's 'next of kin' and he is estranged from his parents-- we didn't want them to come along and try to get anything if he died. Our life insurance policies are handled by our financial advisor.
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Post by sleepingbooty on Oct 22, 2020 15:30:03 GMT
also, with a Go Fund Me fund, doesn't the website / company (Go Fund Me) get a percentage for hosting the donation mechanism thru their site?? I thought for some of those online funding websites the % could be kinda high. Sorry to go off on a bit of a tangent, but since we're talking about it, I've wondered about this. Yes, there are fees and everything depends on the country in which the collection is made for legal reasons. In France, it's 0% for GFM and 2,9% for the transaction with an additional 0,25€ per donation. It can add up quickly especially if people donate small amounts. In the US, there are two options ( x):
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Post by lasteve1 on Oct 22, 2020 15:30:07 GMT
Lest we forget, the money raised through GFM will be far more than what is needed to cover his burial expenses. Considering how large a donation it will be, I can't see how she won't pay taxes for it as though it were income. Can a specialist like lasteve1 weigh in on this? I am happy to weigh in (and when I saw you tagged me on this thread I knew why before even seeing the comment, ha).
There shouldn't be any taxes on the income. Gifts are tax exempt to the recipient regardless of the amount (a donor would have to pay taxes on it if they gave more than $14,000). Where people run into tax trouble with GoFundMe is when they are actually providing services in exchange for "donations" (e.g. Tracie saying she will make podcast episodes in exchange for donations). Then it's not really a gift because she's providing something in return. In this case, it truly seems like people are giving without an expectation of anything in return. Because of the large dollar amount, the IRS might ask questions if she doesn't properly report that she received the income and that it was a gift.
Also, as a side note, life insurance proceeds are not taxable either. So it makes sense that this wouldn't be taxable.
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Post by sam9 on Oct 22, 2020 15:30:20 GMT
Lest we forget, the money raised through GFM will be far more than what is needed to cover his burial expenses. Considering how large a donation it will be, I can't see how she won't pay taxes for it as though it were income. Can a specialist like lasteve1 weigh in on this? I hope that one of the first decisions she makes is to buy a life insurance plan, assuming she doesn’t already have one. And update her will. I can’t imagine how devastated she must be from the stunning loss. And the burden of responsibility she must feel must be overwhelming too. The education costs alone for four kids are staggering.
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Post by Skellinton on Oct 22, 2020 15:33:48 GMT
I don't presume to speak for other people but it I want to be clear, that we are all capable of thinking the go fund me is tacky and and simultaneously feel sad that Collin passed away at such a young age. We can think that he acted douchey in the past and feel empathy for his wife and their children. We can find the lack of health insurance questionable and simultaneously see that he and his wife clearly adored each other and their children.
I just don't want anyone to think that some of what is being posted here makes us heartless and insensitive.
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Post by sleepingbooty on Oct 22, 2020 15:34:43 GMT
Thanks for clarifying the issue (and so swiftly!), lasteve1! You rock. I'm glad to hear she can collection such a large gift without taxation considering the circumstances.
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