|
Post by anneinwa on Nov 28, 2018 1:20:05 GMT
Call the person who hit you insurance company. But be fully aware that your insurance company will most likely receive a claim for the person you hit. Even though I was at a complete stop at a red light when I was hit?
|
|
|
Post by anneinwa on Nov 28, 2018 1:19:27 GMT
What does the police report say? Did anyone get a ticket? There are all kinds of ways this could go. The person that hit you could claim you stopped to quickly causing the accident, then you would be responsible for yours and their vehicle, as well as the vehicle in front of you. The person in front of you could make a claim against you while you claim against the one that hit you, and probably the same for the 4th car. If the police report does not indicate who was at fault and no one received the ticket, it may be best to just file with your company as long as each of the other drivers do the same. I would sit on this a little bit until you get a feel for how the others are handling the situation. And of course, continue your research so you have enough info to make a decision you feel good about. Not aware of any tickets however I wasn't present where the police were the entire time. My car was the only one needing to be towed so I was trying to figure that out. I was at a complete stop for a couple seconds at least when I looked up, and police report does say the driver was following too close, unable to stop in time due to wet roads and towing a trailer.
|
|
|
Post by anneinwa on Nov 27, 2018 23:28:35 GMT
This is the first time I have been involved in a car accident where I need to figure out how to handle it. This is in Washington State.
Short story (and I am ok -- aside from the soreness and stiffness that is settling in AND I have seen a medical provider)
I was stopped at a red light this morning and was rear ended. My vehicle was pushed into the vehicle in front of me. 4 cars, in total, were involved, mine being the worse damaged. I fully expect it to be totaled.
Upon calling my insurance I was told I could handle this one of two ways: 1. I can file with them and once all is said and done, they would cut me a check minus my deductible. 2. I can personally go after the other driver who hit me.
Any advice? I am having a hard time wrapping my head around having to pay the deductible if I am not at fault. Wanting to sit on this decision til I do more research as well as calm down.
I do have rental car coverage through mine for up to 30 days. The police were called and a report was filed. When I came home, I did write up a record of what happened, including the words the other driver said to me.
Thank you.
|
|
|
Post by anneinwa on Nov 14, 2018 16:02:24 GMT
Are these brushes comparable with other nail polish brands? Specifically Essie? I think my daughter would love the wider brush, but she only has Essie on her Christmas list... So reading over my post this morning, I realized due to auto correct, I asked a totally different question than I meant to... compatible was changed to comparable....so, are the brushes interchangeable with other brands, specifically Essie?
|
|
|
Post by anneinwa on Nov 14, 2018 4:36:03 GMT
Are these brushes comparable with other nail polish brands? Specifically Essie? I think my daughter would love the wider brush, but she only has Essie on her Christmas list...
|
|
|
Post by anneinwa on Sept 4, 2018 23:16:37 GMT
We're supposed to start tomorrow, but the teachers and district are still negotiating and it's been getting pretty nasty, so we'll see. DS will be a Junior. DD is starting her second year of college; classes start for her tomorrow too. Tomorrow will be day 5 since we were supposed to start. Fingers crossed they come to an agreement soon. DD will be a freshman and is itching to see what he new school will be like.
|
|
|
Post by anneinwa on Aug 23, 2018 5:11:37 GMT
Most of the school districts in my area are preparing to strike. School is supposed to start on the 29th. Rumor is since they are bringing in a mediator that it will make the issue take longer to resolve... Anyway... My question...for anyone that has dealt with this. If this strike does happen and the first day of school is delayed how much of a delay until school starts up? I mean, they resolve their problem, does school start the next day (even if it's a Friday)? Our school district goes by days of school, not hours, so if there is a delay, I'm sure they'll tack all the days onto the end of the year I am rambling...but while I like the idea of more summer vacation, not knowing when it will end (sort of like snow days in the winter) won't be so fun! Another person in the same boat. My daughter’s district voted to strike today (something like 98%). My understanding is they have a just under a week to resolve this before school starts, so hopefully an agreement will be reached. If they do strike at the beginning of school I think it becomes a day to day thing. Frustrating to the extent we have to stick close to home. Mycontact says as soon as they settle, they will return to work. Days missed will be tacked on to the end of the school year. I am hoping if winter is mild, scheduled make up snow days can be used as well.
|
|
|
Post by anneinwa on Aug 6, 2018 15:57:08 GMT
How do you watch sporting events without cable? Our main sports we watch is baseball. We ended up dropping directv last November and when baseball season started we just bought a subscription to MLB TV and stream the games. Some lag but better than a cable bill each month just to watch them. (Had to have an expanded package too In order to watch them) After we dropped directv, we did about 8 months with YouTube tv at about 1/4 the cost. We recently realized besides the news, we weren’t watching anything we can’t get on hulu or Netflix. So we stopped that too. That will change once Doctor Who is back but I think you can buy episodes on Amazon.
|
|
|
Post by anneinwa on Jul 21, 2018 14:09:36 GMT
When I went in to get information about a tubal, this was given as an option and encouraged by both doctors (over a couple visits) as a good alternative. Just after a little research, I was not liking what I was reading about what some women were suffering with afterword. It may be an in office procedue vs being put under/surgery, but it was not worth the risk of the known side effects.
|
|
|
Post by anneinwa on Apr 4, 2018 15:58:22 GMT
Tell them to go pound sand. Block their number. Debt collectors (especially of zombie debt) are just...ugh. I would NOT send them anything as that may constitute validation of said "debt". I was getting ready to put that number on silent this morning. There is a slight chance that it s a legitimate recent debt but it should be since I have mailed in paperwork twice saying she is on whatever insurance they needed to waive the charge... of course she has taken many ambulance rides so who knows which one it might be.
|
|
|
Post by anneinwa on Apr 4, 2018 15:23:18 GMT
Do not hand her the phone if they call again. If they do call, ask for them to mail their documentation to her. If they refuse, ignore them and do not talk to them again. I was joking about that. Should have made that clearer. She could not even give them her name or answer a question. Therefore I assume the could not do anything. Plan on not doing anything unless I get written communication.
|
|
|
Post by anneinwa on Apr 4, 2018 15:07:01 GMT
It smells of scammer to me. Does your MIL live with you? If she doesn't what about a PO box for her mail and you have the key? Would that help you? Her phone....could you set it up so calls are forwarded to you instead of ringing at her home? Although I say this and I don't know how it would work if you needed to call her. She lived with us for 3 years and is in an adult family home now. No need for a P.O. Box and the few calls she will get already go to me (unless the dr office calls the adult family home). Pretty much non verbal stage four dementia so no decisions are being made by her. She hasn’t been able to give full name and birthdate for at least 5 years. I guess I could hand her the phone if I was there and they called again but it could cause stress for her. (Eta- Joking about handing her the phone - she wouldn’t be able to answer any question they ask).
|
|
|
Post by anneinwa on Apr 4, 2018 5:08:03 GMT
Annie, it sounds like you're taking some good advice, so nothing to add there. But I wanted to say you're absolutely wonderful for taking care of her and for trying so hard to do it right. Big hugs. Thank you. It’s not an easy job at times.
|
|
|
Post by anneinwa on Apr 4, 2018 4:52:59 GMT
Thank you.. now searching by the phone number and one of the complaints was about a debt collection for same ambulance service that I believe settled. Am guessing I should check in with them at least and see if my second letter mailed didn’t make it? She shouldn’t owe a dime for ambulance rides givenher coverage. No. Leave it alone. If it is a legit bill they will mail an invoice again. They don't have to mail it to you. They can mail it to her. Your worry is what scammers live on. One of her addresses is here, the other is the adult family home. I’m trying to get everything to be delivered here. I will check with them again for mail. It never goes to her, it is handed to me. I will leave it until I see an invoice from either the company or the debt collector.
|
|
|
Post by anneinwa on Apr 4, 2018 4:34:05 GMT
Thank you.. now searching by the phone number and one of the complaints was about a debt collection for same ambulance service that I believe settled. Am guessing I should check in with them at least and see if my second letter mailed didn’t make it? She shouldn’t owe a dime for ambulance rides givenher coverage.
|
|
|
Post by anneinwa on Apr 4, 2018 4:19:01 GMT
I received a call today for my MIL. As I told the woman on the phone I do All her talking for her. That wasn’t good enough. I then told her I was POA and the only person she could talk to. She refused without me faxing proof of the POA to them.
Based on the little she did tell me, which was just the name of the company, , it is most likely a Debt collector. I have managed financial for last 4 years and a finacial person for many before that. I asked they send a written letter and she refused saying I need to fax the POA first. I can think of maybe one thing from my time that it could be for and that is something that should have been settled with insurance documention (an ambulance ride). There is a chance this could be a very old debt as well that was bought out.
I can’t put MIL on phone. She can’t communicate. Income is limited and it goes all to her care minus the little she gets to keep each month for incidentals.
What would you do at this point? Fax it? (I don’t feel comfortable with that). Ignore it and see if they contact her again?
Is there anything they can really do to her at this point? Go after her small savings? Take from her monthly income? What are her rights in getting information without me having to pass on POA information to a company I can not tell if legit?
|
|
|
Post by anneinwa on Dec 26, 2017 17:55:27 GMT
My daughter had two in her stocking. she already knows they aren’t the real thing and is disappointed that the US butchered the concept. She was introduced to them on a trip to Canada. My sister and I were introduced to them in Europe. I also put one in my sister’s stocking and she was so excited til my daughter explained the differences. Neither has opened one yet.
|
|
|
Post by anneinwa on Dec 19, 2017 9:18:05 GMT
Surrounded by Tribbles! Use Pom Poms (craft ones not cheerleader of course).
|
|
|
Post by anneinwa on Nov 29, 2017 0:20:16 GMT
I don’t know much about the other streaming but we have YouTube Tv (for about a month now). Overall it’s working good. However (and maybe I am missing something but you have to cast from a device to the TV and use Google chromecast as well. It doesn’t work with fire stick. My husband was able to cast without google chrome cast (Samsung phone I think) but I could not (IPhone). We have had some hiccups like the app freezing.
|
|
|
Post by anneinwa on Oct 1, 2017 3:42:31 GMT
I just saw one with Heman and the Masters of the Universe. Wtf? The He-man one got my husband to rewind the DVR and watch it... until we realized it was a Geico commercial.
|
|
|
Post by anneinwa on Aug 17, 2017 19:43:32 GMT
My dad is driving up from southern California to SW Washington today and tomorrow (possible saturday). I told him I had no idea what to expect for traffic in southern Oregon. Hopefully ok, but to be prepared.
News was saying 6 hours travel time from Portland to Salem (normally is about an hour) to be expected Monday morning. And then another 1-2 hrs for those who have tickets for the fairgrounds just from the exit to the parking lot.
That alone made me realize we were staying home and we sold our tickets.
Sister is flying into Portland Friday evening and didn't even thlnk about reserving a car. She leaves Monday afternoon and I told her to take one of our cars and park it down there and we would go get it a day or so later.
|
|
|
Post by anneinwa on Aug 10, 2017 6:47:46 GMT
Saw them in Portland last week and it was an amazing concert!
|
|
|
Post by anneinwa on Aug 1, 2017 5:33:04 GMT
And this is one of the reasons we gave away our tickets at the fair grounds. Would have been driving down from north of Vancouver, WA. With the news of massive traffic and an injuried pup at home, we decided 98.2% will be good enough. Also had family flying in who have flights at 4 pm Monday, so this will allow us to view it with them.
|
|
|
Post by anneinwa on Jul 23, 2017 16:29:22 GMT
Where we live we are either at 98 or 99% coverage. We also have tickets in the path of totaility for an eclipse event but the more the news reports about the predicted chaos and traffics, the more we decide there is no way we are heading into that mess.
If I could get down there a few days early and stay a day or two later, I might consider it but that's not a possibility.
|
|
|
Post by anneinwa on Jun 29, 2017 3:40:10 GMT
I get $25/day every day I have to work in our out of town office that is a 50 mile one way commute. It's common practice to give a mileage reimbursement when you have an employee that has to drive around to job sites. Is he using his own vehicle or a company vehicle? It is his own since we are a small company that can't afford a work vehicle. All jobs are within decent distance or shorter of what a normal commute here would be and what he knew areas we worked in when he was hired. So far it's only this one job he has had trouble with. I think some research I need to do is he is only really at the 'office' once a week. The rest of the time is on the job site which changes week to week. Might need to call some of the companies around here and see what is normal.
|
|
|
Post by anneinwa on Jun 29, 2017 1:41:59 GMT
Legally, you do not have to pay him mileage. Legally, you do not have to pay the IRS amount. That being said, you are asking him to use his own gas and put miles and wear and tear on his personal vehicle. The right thing to do would be to pay him mileage above the miles he would drive to the shop. So, if his normal drive is 13 miles, and the trip from home to job site is 19 miles, you would pay him mileage on the 6 miles. Thank you, that is kind of where I am leaning after reading everything and will talk to a tax person too.
|
|
|
Post by anneinwa on Jun 29, 2017 1:37:24 GMT
As it's construction and these are temporary work sites, you fall into completely different rules. You absolutely need to consult with your accountant to be sure that you don't end up with a mess by reimbursing him for expenses that aren't deductible. Depending on whether your "shop" constitutes an actual work site, or whether he's only working on client sites matter. If he basically has no primary work sites, mileage is only deductible if it's out of his metropolitan area. If you end up reimbursing him for mileage outside the IRS guidelines, you will need to include it on his W2 as wages. Tread very carefully here! Thank you! One reason I wanted to see what others thought and then talk to my accountant. This job was borderline, but I wasn't sure if we would need to reimburse for the full distance or something outside a radius... I am ok with him asking but want to make sure we don't cause ourselves more issues too.
|
|
|
Post by anneinwa on Jun 29, 2017 1:34:07 GMT
Thank you. Honestly not trying to cheat him out of money/reimbursement if he is entitled to it, just trying to make sure we can pay bills/ourselves at the end of the month and small expenses add up. 6 miles vs 19 one way would be almost $140 every pay period. If $140 per period is significant to you, imagine how he feels. Would you want to pay that out of pocket to get the job done for your employer? Hence, raising the fuss. That was just comparison based on the real numbers however... he has daily totals of 48, 60, and 76 written on his time sheets as I do payroll right now... for the same job location, and there was no requested material run from us. I am not sure where these numbers are coming from and I haven't asked him yet. Based on google maps it would be 46 from his house round trip. 38 from the shop. I honestly don't mind being fair, but in comparison when my husband commuted 30 miles one way, we couldn't ask for mileage because it was to the "office." That is why I am trying to figure out how to fairly compute it. I want honestly and fairness to go both ways, that's why I am asking.
|
|
|
Post by anneinwa on Jun 29, 2017 1:17:26 GMT
Big or small, every company I've ever worked for reimbursed for mileage. It's always been the mileage from the office to the location, irregardless of whether you came to the office first or ever - your expectation when you took the job and bought/rented your house was that you would commute that distance. On the extremely rare occasion, I actually had meeting closer to my home than my office, the company still reimbursed based on distance from office. Now this is an office setting with client meetings - you mention tools - I'm not actually sure how common mileage reimbursement is for contractor type jobs. You might need to be sure you're getting advice from people in the trades - my dad sure as heck didn't get reimbursed for mileage no matter where a particular construction job was- but he was union and not working for an individual. Yes it is construction, and he knew our job radius when he was hired. I actually see the point in what everyone is saying and it is starting to cement the policy we will probably implement. There are other issues that might go hand in hand with this but we will address them as they come up and they are more pertinent to ask someone in the trade.
|
|
|
Post by anneinwa on Jun 29, 2017 1:14:58 GMT
Employee contract was basic when we hired him. He is the first employee we have had so we are learning. Also, if the job is 23 miles from his home, 19 miles from the shop, and the shop is 13 miles from his home, we would reimburse for 6 miles each way if he drove from home? This is how it was done at my previous job, with the intent being that if you were not driving to a remote location, you would be driving to work any way. So the mileage allowance was always calculated from our plant site to the remote location. Thank you. Honestly not trying to cheat him out of money/reimbursement if he is entitled to it, just trying to make sure we can pay bills/ourselves at the end of the month and small expenses add up. 6 miles vs 19 one way would be almost $140 every pay period.
|
|