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Post by Merge on Aug 9, 2024 2:06:45 GMT
Welp, I have just discovered that Tim Walz taught his first three years at the same high school where I did my first year of teaching in western Nebraska. I missed him by a few months - he was there from 93-96 and I taught there during the 96-97 school year. He met his eventual wife there and they moved to MN, which was her home state.
My (almost) brush with greatness! Haha.
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Post by hopemax on Aug 9, 2024 2:41:38 GMT
I was sharing the free school breakfasts & lunches part of this thread with DH. The job he had prior to his current one, was at a software company that provides software to run school cafeterias. The first thing he said was, "I know school districts were paying us more money to get custom software for verifying eligibility, than the food costs associated with giving it to all the kids."
Which is a point that I've come to grasp as I've gotten older. Business, corporate entities will spend obscene amount of money on unsuccessful ways to optimize their business. Software, machinery, etc. AI adoption is the latest iteration of that trend. But when it comes to Labor, even the most basic of principles like feeding children so they can grow into a healthy and productive workforce, everyone has a string of reasons about why they can't support it. IMO, successful capitalism involves having a healthy and educated workforce. Especially, in this high tech world where it's not enough to know the 3 Rs on a factory floor anymore. So many places people screaming about workforce inadequacies and deficiencies, as if workers hatch out of eggs fully grown and programmed to be competent workers.
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Post by crazy4scraps on Aug 9, 2024 2:45:45 GMT
Even for kids from families that can easily pay…what if the parents are rushed and the kid doesn’t get breakfast? What if kids want to hang out and eat with their friends? What about kids who are kids and forget their lunch one day? We have bigger issues than what if we are actually feeding some kids who aren’t actually poor. I’m ok with my tax money going to feed kids, regardless of the financial status of their families. I mean, we pay for school for families who can afford private school, is my thought. To some extent it’s just about reorienting people towards thinking of feeding kids who are at public school as part of the package. That’s actually a really good way of looking at it, IMO.
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Post by crazy4scraps on Aug 9, 2024 3:00:54 GMT
I have seen many social media posts angry that elementary school girls can access tampons because they don't menstruate How these people are somehow unaware that people can begin menstruation while most definitely still in elementary school is beyond me. Of course, many things they say are beyond me, of course, but to get such simple facts wrong really blows my mind sometimes, especially when this isn't something new. Many elementary schools go up until the 6th grade, which can include 11, 12, & possibly even 13 year old students. And some even go to 8th grade, which can include students as old of 14 & 15. I got my period at 10, as did my mother, AND my grandmother. My grandmother was 10 over 100 years ago for goodness sake. The fact that elementary students might have to deal with a period isn't exactly some new-fangled idea that the woke crowd dreamed up. Exactly. It’s like these people live under a rock. My sisters were both in elementary school when they started. I was older but in the 80’s my high school didn’t even have dispensers with sanitary products you could pay for in the bathrooms. You either brought your own, begged for something from a friend or I suppose one could probably get something from the school nurse if you were really out of luck but I was never the type to be unprepared. Two 7th grade girls at my kid’s middle school did a service project a couple years ago where they set up little carts with products in them at their school for kids who needed them and then did fundraisers to buy the products to stock the carts. They did it before that law was passed.
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ellen
Pearl Clutcher
Posts: 4,806
Jun 30, 2014 12:52:45 GMT
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Post by ellen on Aug 9, 2024 3:15:39 GMT
I attended a town hall of my local state senator and congressman during the legislative session when this was enacted. They talked about this issue. A large share of the students in my area qualify for free and reduced lunches already. They said they were ok if the state came up with a plan to create another financial category so more students could qualify, but they struggled with the idea that we are paying for meals of kids from families who can easily afford to pay for them. I’m going to venture a guess that this is where DEX is coming from. We have to try to understand the perspectives of others if we are ever going to have polite disagreements with others. DEX is great. We like her. I read the book Fast Food Nation many years ago and that was when I learned just how political a school lunch is. My former senator Mark Dayton talked about how the dairy industry went nuts on him when he was in support of almond milk being an option for kids with dairy allergies. Even for kids from families that can easily pay…what if the parents are rushed and the kid doesn’t get breakfast? What if kids want to hang out and eat with their friends? What about kids who are kids and forget their lunch one day? We have bigger issues than what if we are actually feeding some kids who aren’t actually poor. I’m ok with my tax money going to feed kids, regardless of the financial status of their families. I am in agreement with free school lunches and my state did vote to do it. Are you from Minnesota? Does your state do this? There aren’t many that do. We did the work and there was debate about how to get it done. That’s legislating. I was sharing the discussions that were taking place as the legislature was working through this issue. I am a Democrat and I attended the town hall of two Republican representatives. I will attend every time they do this because I learned things. My greater point was that it’s good to learn why people believe what they do and what their solutions might be. One of the things MN did learn is that universal free breakfast and lunch cost a lot more than what they budgeted for - $81 million the first two years and $95 million the next two. This was not a small thing to do.
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Post by FuzzyMutt on Aug 9, 2024 4:06:03 GMT
Growing up in a household where my high school years included a car getting repossessed, and my dad getting a serious injury at work and losing income on top of already qualifying for free lunch... well- I think I got in the habit of skipping lunch back then. I don't think it was due to the stigma of the red punch card (free), green (reduced) or blue (paid.) But who knows.
What I DID do was not play sports, an instrument, or any other student activities (prom/homecoming/sr trip etc.) I also remember VERY clearly that when I got my period, I sort of ran out of pads, and my mom must have somehow (although I don't understand it...) thought an initial box of pads would last me a life time. Inexplicably, I was too embarrassed to ask for more and I got in the habit of wadding up toilet paper. I lived in perpetual fear of a disaster. I've mentioned here before that I cut the living daylights out of school, and a mishap on the way to school trying to walk with wadded up toilet paper was a reason more than once. Eventually, I had a job and bought my own stuff, but I will NEVER forget doing that.
Also, I live in a large city and work in some of the biggest companies in the city. Most of those companies have tampons and pads (free) in the restrooms. And I say restrooms, instead of ladies rooms, because many of them aren't gendered. I haven't seen a report of a single dude passing out or dying at the sight of pads and tampons. Anyway- even as a woman that has been dealing with her period for freaking decades (ugh.. when will it stop!!) I still get caught unprepared sometimes, and I am always grateful that those products are there. Just one less thing to make my day hard.
As a parent- my "kid" didn't qualify for free lunches. It wasn't an afterthought in my budget to purchase them- and I made "good money." I wholeheartedly agree with removing income requirements. A few less paper pushers determining eligibility, along with the ones that maintain the accounts would definitely go a long way towards reducing the "taxpayer burden."
That said.. now that "kid" is a 22 year old working in a trade having to pay full price for the tuition for the education required in addition to his years of work hours to get his license. It's bs that he makes so little as an apprentice, but yet financial aid (FAFSA) requires taking into account mine or my husbands income, making it so he gets no help. He's 22 freaking years old. Granted, if he'd f-ed up and had a kid (for him way too young) he'd be able to basically have his schooling paid for. It's nuts how "free stuff" is distributed. Why not treat people the same?
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Post by mollycoddle on Aug 9, 2024 10:14:10 GMT
Do these people have any redeeming qualities? Not a one.
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Post by smasonnc on Aug 9, 2024 12:57:38 GMT
That said.. now that "kid" is a 22 year old working in a trade having to pay full price for the tuition for the education required in addition to his years of work hours to get his license. It's bs that he makes so little as an apprentice, but yet financial aid (FAFSA) requires taking into account mine or my husbands income, making it so he gets no help. He's 22 freaking years old. Granted, if he'd f-ed up and had a kid (for him way too young) he'd be able to basically have his schooling paid for. It's nuts how "free stuff" is distributed. Why not treat people the same? We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt?
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Post by epeanymous on Aug 9, 2024 13:14:52 GMT
I have seen many social media posts angry that elementary school girls can access tampons because they don't menstruate How these people are somehow unaware that people can begin menstruation while most definitely still in elementary school is beyond me. Of course, many things they say are beyond me, of course, but to get such simple facts wrong really blows my mind sometimes, especially when this isn't something new. Many elementary schools go up until the 6th grade, which can include 11, 12, & possibly even 13 year old students. And some even go to 8th grade, which can include students as old of 14 & 15. I got my period at 10, as did my mother, AND my grandmother. My grandmother was 10 over 100 years ago for goodness sake. The fact that elementary students might have to deal with a period isn't exactly some new-fangled idea that the woke crowd dreamed up. A new one I saw this morning is that every school has a school nurse and people can go to them for period products, don’t leave them in the bathroom. I could argue — no, schools don’t all have nurses or full-time nurses. That it is embarrassing to ask an adult. That you are going to use the product in the bathroom so it makes sense to put it there. But the truth is that person was not arguing in good faith. None of it is in good faith. It is arguing to argue, to muddle the waters, to create a whiff that there is a problem. That is all it is. It’s all they’ve got.
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Post by iamkristinl16 on Aug 9, 2024 13:15:12 GMT
That said.. now that "kid" is a 22 year old working in a trade having to pay full price for the tuition for the education required in addition to his years of work hours to get his license. It's bs that he makes so little as an apprentice, but yet financial aid (FAFSA) requires taking into account mine or my husbands income, making it so he gets no help. He's 22 freaking years old. Granted, if he'd f-ed up and had a kid (for him way too young) he'd be able to basically have his schooling paid for. It's nuts how "free stuff" is distributed. Why not treat people the same? We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt? I gave mixed feelings about paying off student loan debt. But again, people get up in arms about programs that help everyday people (even if it isn’t them) yet don’t say a word about all of the other subsidies and payouts that the government does for corporations, farmers, bankruptcies, the oil industry, and so on.
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Post by melanell on Aug 9, 2024 13:18:43 GMT
Even for kids from families that can easily pay…what if the parents are rushed and the kid doesn’t get breakfast? What if kids want to hang out and eat with their friends? What about kids who are kids and forget their lunch one day? We have bigger issues than what if we are actually feeding some kids who aren’t actually poor. I’m ok with my tax money going to feed kids, regardless of the financial status of their families. I mean, we pay for school for families who can afford private school, is my thought. To some extent it’s just about reorienting people towards thinking of feeding kids who are at public school as part of the package. This is an excellent point. My school district issues Chrome Books to every single student in all schools. Can most families could afford to buy that Chrome Book themselves? Yes, they can. But the school has decided that use of that item is now part of the school environment and therefore is covered as part of the public school education in my district. And no one is suggesting that it's an issue. No one is saying "You should only give those out to kids with a household income of under $XX,000.00" So, in my opinion, you're completely correct in asking why can't food just be part of the school environment covered by a public school district, too.
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Post by melanell on Aug 9, 2024 13:22:07 GMT
How these people are somehow unaware that people can begin menstruation while most definitely still in elementary school is beyond me. Of course, many things they say are beyond me, of course, but to get such simple facts wrong really blows my mind sometimes, especially when this isn't something new. Many elementary schools go up until the 6th grade, which can include 11, 12, & possibly even 13 year old students. And some even go to 8th grade, which can include students as old of 14 & 15. I got my period at 10, as did my mother, AND my grandmother. My grandmother was 10 over 100 years ago for goodness sake. The fact that elementary students might have to deal with a period isn't exactly some new-fangled idea that the woke crowd dreamed up. A new one I saw this morning is that every school has a school nurse and people can go to them for period products, don’t leave them in the bathroom. I could argue — no, schools don’t all have nurses or full-time nurses. That it is embarrassing to ask an adult. That you are going to use the product in the bathroom so it makes sense to put it there. But the truth is that person was not arguing in good faith. None of it is in good faith. It is arguing to argue, to muddle the waters, to create a whiff that there is a problem. That is all it is. It’s all they’ve got. Yes, some districts here have nurses who are shared among a few schools. And even if you have a dedicated nurse, do we want kids showing up to interrupt her for this need which could so easily be taken care of in a more apt place? And do we want our kids to have to ask her in front of any other students who might be present? Plus most schools require passes to go places outside the classroom, so every kid needing a sanitary product would need to ask the teacher for a pass to both the nurse, and the restroom, which would basically announce to anyone within hearing range exactly what was happening with them.
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ellen
Pearl Clutcher
Posts: 4,806
Jun 30, 2014 12:52:45 GMT
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Post by ellen on Aug 9, 2024 14:16:51 GMT
We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt? I gave mixed feelings about paying off student loan debt. But again, people get up in arms about programs that help everyday people (even if it isn’t them) yet don’t say a word about all of the other subsidies and payouts that the government does for corporations, farmers, bankruptcies, the oil industry, and so on. I have to wonder if we’d have more young people go into teaching if they didn’t leave college with $30k in student loan debt. The starting salary already makes it hard for them to live independently. This is only going to get worse. A lot of people have been faithfully making payments on their student loans and then many years later they have more than paid off far more than the amount they borrowed, but they still have an incredible amount of debt. It seems like it would be better for the economy if they had that money to spend on other things. We made saving for our kids college one of our priorities. We were in a situation where we could. Had my husband’s parents not died when he was young, we couldn’t have done that. I am ok with someone else having their debt cancelled. It’d be great if people got outraged about tax cuts that benefit extremely wealthy people, but they don’t. People have been trained to turn on each other.
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Post by iamkristinl16 on Aug 9, 2024 14:34:21 GMT
I gave mixed feelings about paying off student loan debt. But again, people get up in arms about programs that help everyday people (even if it isn’t them) yet don’t say a word about all of the other subsidies and payouts that the government does for corporations, farmers, bankruptcies, the oil industry, and so on. I have to wonder if we’d have more young people go into teaching if they didn’t leave college with $30k in student loan debt. The starting salary already makes it hard for them to live independently. This is only going to get worse. A lot of people have been faithfully making payments on their student loans and then many years later they have more than paid off far more than the amount they borrowed, but they still have an incredible amount of debt. It seems like it would be better for the economy if they had that money to spend on other things. We made saving for our kids college one of our priorities. We were in a situation where we could. Had my husband’s parents not died when he was young, we couldn’t have done that. I am ok with someone else having their debt cancelled. It’d be great if people got outraged about tax cuts that benefit extremely wealthy people, but they don’t. People have been trained to turn on each other. I’m one of those people that has paid on student loans for years but still owe about the amount that I took out, so I definitely get it. I also think that if you finish college these days with only $30k in loans you are very lucky.
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Post by onelasttime on Aug 9, 2024 15:00:39 GMT
Newsweek headline…. It should.
“Tim Walz's Approval Rating Surges as JD Vance's Falls”
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Post by hopemax on Aug 9, 2024 15:17:59 GMT
I gave mixed feelings about paying off student loan debt. But again, people get up in arms about programs that help everyday people (even if it isn’t them) yet don’t say a word about all of the other subsidies and payouts that the government does for corporations, farmers, bankruptcies, the oil industry, and so on. I have to wonder if we’d have more young people go into teaching if they didn’t leave college with $30k in student loan debt. The starting salary already makes it hard for them to live independently. This is only going to get worse. A lot of people have been faithfully making payments on their student loans and then many years later they have more than paid off far more than the amount they borrowed, but they still have an incredible amount of debt. It seems like it would be better for the economy if they had that money to spend on other things. We made saving for our kids college one of our priorities. We were in a situation where we could. Had my husband’s parents not died when he was young, we couldn’t have done that. I am ok with someone else having their debt cancelled. It’d be great if people got outraged about tax cuts that benefit extremely wealthy people, but they don’t. People have been trained to turn on each other. Education costs have a bunch of second and third order effects. Who can afford to pursue a profession and what kind of biases and blind spots that introduces when a field is dominated by people who grew up with privilege. Where that person can reasonably practice that profession afterwards. Remember the premise of the old show Northern Exposure? But people can’t see the connection between, “Why doesn’t my town have better X, Y, Z” services like health care, veterinary care, pharmacies and a host of other “expensive to educate vs earning potential” jobs. And at some basic level, yeah, we’re talking about simply the ability to participate in the local economy.
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Post by Merge on Aug 9, 2024 15:54:55 GMT
That said.. now that "kid" is a 22 year old working in a trade having to pay full price for the tuition for the education required in addition to his years of work hours to get his license. It's bs that he makes so little as an apprentice, but yet financial aid (FAFSA) requires taking into account mine or my husbands income, making it so he gets no help. He's 22 freaking years old. Granted, if he'd f-ed up and had a kid (for him way too young) he'd be able to basically have his schooling paid for. It's nuts how "free stuff" is distributed. Why not treat people the same? We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt? Skilled labor should be taught at local community colleges, which are becoming free in more and more places (and should be in all, IMO). In fact much of it could and should still be taught in high school. I hate the for-profit vo-tech schools that prey on kids who just want to get a stable job, but saddle them with ridiculous amounts of debt in the process. But let's not perpetuate the myth that taxpayers will be paying off debt that is forgiven. What is being forgiven is the years and years of interest paid beyond the capital in those loans. That doesn't cost anyone anything.
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Post by Merge on Aug 9, 2024 15:59:58 GMT
I have to wonder if we’d have more young people go into teaching if they didn’t leave college with $30k in student loan debt. The starting salary already makes it hard for them to live independently. This is only going to get worse. A lot of people have been faithfully making payments on their student loans and then many years later they have more than paid off far more than the amount they borrowed, but they still have an incredible amount of debt. It seems like it would be better for the economy if they had that money to spend on other things. We made saving for our kids college one of our priorities. We were in a situation where we could. Had my husband’s parents not died when he was young, we couldn’t have done that. I am ok with someone else having their debt cancelled. It’d be great if people got outraged about tax cuts that benefit extremely wealthy people, but they don’t. People have been trained to turn on each other. Education costs have a bunch of second and third order effects. Who can afford to pursue a profession and what kind of biases and blind spots that introduces when a field is dominated by people who grew up with privilege. Where that person can reasonably practice that profession afterwards. Remember the premise of the old show Northern Exposure? But people can’t see the connection between, “Why doesn’t my town have better X, Y, Z” services like health care, veterinary care, pharmacies and a host of other “expensive to educate vs earning potential” jobs. And at some basic level, yeah, we’re talking about simply the ability to participate in the local economy. Ab. So. Lutely. IMO everyone should be able to receive a two- or four-year degree from their state university for free or for relatively cheap (sliding scale payments based on income for a set number of years) because we need people to participate in the economy. This isn't a matter of giving free stuff to rich kids. We need middle and working class kids to reasonably be able to afford to become teachers, accountants, data analysts, HR people, engineers, graphic artists, etc. without taking on enormous debt to do so.
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Post by cindyupnorth on Aug 9, 2024 16:45:06 GMT
We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt? That's not how it would work. I think Merge explained it very well. If more people would educate themselves on how it will be forgiven we wouldn't have all these people so against it.
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3boysnme
Full Member
Posts: 405
Aug 1, 2023 13:28:26 GMT
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Post by 3boysnme on Aug 9, 2024 16:48:38 GMT
We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt? Skilled labor should be taught at local community colleges, which are becoming free in more and more places (and should be in all, IMO). In fact much of it could and should still be taught in high school. I hate the for-profit vo-tech schools that prey on kids who just want to get a stable job, but saddle them with ridiculous amounts of debt in the process. But let's not perpetuate the myth that taxpayers will be paying off debt that is forgiven. What is being forgiven is the years and years of interest paid beyond the capital in those loans. That doesn't cost anyone anything. This needs to be restated again and again until EVERYONE gets it!
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Post by revirdsuba99 on Aug 9, 2024 16:50:38 GMT
A little more on the criticism of Walz and tampons and where they were placed... The claim was also spread this week by former Fox News host Megyn Kelly, who claimed that Walz "forced 4th grade boys to have tampons in their school bathrooms."However, Minneapolis Star-Tribune editorial writer Jill Burcum did some digging into this claim and found out that it simply doesn't hold water. "So I did this thing called journalism (Megyn should give it try) where I did interviews, research," she wrote in response to Kelly on Twitter. "Turns out MN's new law does NOT mandate menstrual products in boys' bathrooms."She then linked to an editorial at the Star-Tribune that explained exactly what the law in question does. "The law’s actual language provides considerable flexibility for school districts to implement it, according to Deb Henton, the executive director of the Minnesota Association of School Administrators," the editorial notes. "That might mean making these products available for free in various locations for all who need them, such as unisex bathrooms, girls’ bathrooms, the school nurse or the front office, but not necessarily in boys’ bathrooms. Henton, in an interview, lauded the 'local control' the law provides for implementation, and said she’s fielded no concerns about its rollout." www.rawstory.com/i-did-this-thing-called-journalism-minnesota-writer-debunks-megyn-kellys-smear-of-walz/
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Post by melanell on Aug 9, 2024 16:55:29 GMT
Education costs have a bunch of second and third order effects. Who can afford to pursue a profession and what kind of biases and blind spots that introduces when a field is dominated by people who grew up with privilege. Where that person can reasonably practice that profession afterwards. Remember the premise of the old show Northern Exposure? But people can’t see the connection between, “Why doesn’t my town have better X, Y, Z” services like health care, veterinary care, pharmacies and a host of other “expensive to educate vs earning potential” jobs. And at some basic level, yeah, we’re talking about simply the ability to participate in the local economy. Ab. So. Lutely. IMO everyone should be able to receive a two- or four-year degree from their state university for free or for relatively cheap (sliding scale payments based on income for a set number of years) because we need people to participate in the economy. This isn't a matter of giving free stuff to rich kids. We need middle and working class kids to reasonably be able to afford to become teachers, accountants, data analysts, HR people, engineers, graphic artists, etc. without taking on enormous debt to do so. Yes! What are we supposed to do when more and more kids STOP going to school for these positions? One of my nieces wanted to be a teacher, and her parents talked her out of it due to their concern about her debt to income ratio going forward. And I highly doubt theirs is the only household where similar conversations are taking place.
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Post by FuzzyMutt on Aug 9, 2024 16:59:27 GMT
We need skilled labor but there isn't enough training available. This is my point about "cancelling" student debt. Should your son, who paid for his training and probably has to buy tools and a vehicle to do his job, not be eligible and, worse yet, have his taxes go to repay someone else's debt? I gave mixed feelings about paying off student loan debt. But again, people get up in arms about programs that help everyday people (even if it isn’t them) yet don’t say a word about all of the other subsidies and payouts that the government does for corporations, farmers, bankruptcies, the oil industry, and so on. I don't have mixed feelings at all about student loan debt. I don't agree with forgiving it. Any of it. Period. With that said, I absolutely take issue with not only charging my son more while his taxes could potentially go toward repaying someone else's debt. The training he starts in November is $26,000 for 14 months of 5 hours a night, M-T classes. He will do this in addition to his job (where he is earning his apprentice hours.) To do his job he does need a car, and he needs a car to get to his classes, as well. He also provides his own tools (now- that was a ramp up.) I find it absolutely ridiculous that federal student aid (paid for by tax payers) and state school financial aid (paid by tax payers) and goodness knows what I am not thinking about- has allowed the cost of college to balloon and skyrocket needlessly and everyone pays into the machine. I find it ironic that so many people don't realize that people who go into the trades ALSO have to also pay for schooling, so they act as if "going into the trades" is a magic salve. My son works harder than I EVER have and his apprentice hours don't pay a living wage in our area, not even close. If he wants to ever earn more than that, or open his own business, etc, he has to get licensed. I cannot understand why a guy who has been working full time for the last 4.5 years has to have his parents income figure into his financial aid calculation. Further, based on the fact both his dad and I earn too much, he will only be able to take out about 8k in loan, and must pay the remaining 15k. But--- of course, they are happy to work with me on a parent plus loan. Eye roll. If politicians (any of them) truly cared about making education affordable/attainable for people who are willing to work their asses off for it, the conversation wouldn't be about clearing or reducing debt of people that signed up for it and have benefited from it (or could have should have) for years and decades. It would be about reining in the cost and making education attainable to people who are willing to work for it. I have NO idea why the government considers me a payer for a 22 year old grown ass adult who is living a 22 year old gown ass adult life. When my daughter went to college (State School) her roommate (who I absolutely love and has made an amazing go of her education and career and is an awesome human) was in the same program, and because she had one parent that died, and another that was low income, had every penny of her schooling paid for. Including dorm and meal plan. My daughter is still paying off her (modest because we helped) loans. College and healthcare are huge business- they both provide for the wealthy (via all the other ways they are able to squirrel away money) and low income. Everyone else.... the overlap just crushes. That's where the rub is for me. My son has put years into his trade. He literally just finished plumbing an entire new dorm building with his mentor- yet for him to get the schooling for his license, he has to go into debt, whereas his peers who managed to get some girl pregnant have their schooling paid for. Granted, that's a whooooole other ball of wax.. but the point is- why would he get aid if he had a kid, but if he is a responsible person, he doesn't. Gah. It's Friday... I'm putting this stressor out of my mind.
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ellen
Pearl Clutcher
Posts: 4,806
Jun 30, 2014 12:52:45 GMT
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Post by ellen on Aug 9, 2024 17:08:56 GMT
I have to wonder if we’d have more young people go into teaching if they didn’t leave college with $30k in student loan debt. The starting salary already makes it hard for them to live independently. This is only going to get worse. A lot of people have been faithfully making payments on their student loans and then many years later they have more than paid off far more than the amount they borrowed, but they still have an incredible amount of debt. It seems like it would be better for the economy if they had that money to spend on other things. We made saving for our kids college one of our priorities. We were in a situation where we could. Had my husband’s parents not died when he was young, we couldn’t have done that. I am ok with someone else having their debt cancelled. It’d be great if people got outraged about tax cuts that benefit extremely wealthy people, but they don’t. People have been trained to turn on each other. I’m one of those people that has paid on student loans for years but still owe about the amount that I took out, so I definitely get it. I also think that if you finish college these days with only $30k in loans you are very lucky. Agreed! Students taking out the federal loans still have to make up the difference somehow. And that means more loans. My daughter had a coworker who was working full time and was a college student. She couldn’t make it. My daughter had guest passes for her food service plan and took her out for dinner more than once using them. I left college with about $7000 in student loan debt in 1989. I paid it off without any trouble. I remember using a coaching check to pay off the remainder of it after a couple years of making payments. I was so fortunate. We have to quit picking at people with student loans. I guarantee that Republicans would not turn down the opportunity to have their own loans or their kids’ loans forgiven.
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Post by iamkristinl16 on Aug 9, 2024 17:11:34 GMT
I hear you. I have two college kids as well. And when I was in grad school (necessary for my job/major and also where I I took out my loans) we had some friends who got pregnant and then the man decided to go back to school because it was paid for. It was really frustrating. The part of me that thinks paying off loans (of people who have paid in for years, like myself —just to be clear, I haven’t gotten any loans paid off) is that it does help those of us in the middle. But I get what you are saying.
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Post by crazy4scraps on Aug 9, 2024 17:49:57 GMT
I don't have mixed feelings at all about student loan debt. I don't agree with forgiving it. Any of it. Period. Reread what Merge posted on this. What is being forgiven is the excessive interest that is being charged that’s well over and above the principal amount that was initially borrowed. It’s not like someone took out a $10K loan, paid nothing on it for a decade and the principal on that debt is now being wiped out. It’s more like someone borrowed $10K, has already paid back that $10K plus a boatload of interest already, but yet they still somehow owe $10K fifteen years later. It’s the predatory lending that’s the problem. What’s being forgiven is the excessive interest that these folks still find themselves owing. The whole system needs to be overhauled.
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Post by FuzzyMutt on Aug 9, 2024 17:50:33 GMT
There definitely is no right answer and there is absolutely no way to make everyone happy. I am able to make peace with forgiving interest beyond the initial committed amount for accounts in good standing. Not a penny of principle should be forgiven (in my perfect world.)
These loans are predatory and make many very important roles (jobs) in our society undesirable because not only is the pay considered low- but the student loans often necessary to make it happen are crushing.
My daughter has fallen into every trap imaginable and she has been trying to pay off her loans for almost 10 years in good faith. But it isn't easy. And- not everyone makes it a mission in life to get that monkey off their back immediately, then it drags out, sadly, seemingly forever.
I'll help my son, because I planned for it before he was born, and I can. I recognize not everyone can. But education was a massive hurdle for me, and I had to figure it out from the dirt up. "Figuring it out" resulted in paths that delayed me, changed me, and ended up defining my life. I am incredibly salty that I never had the chance to have "the college experience" and choose my career path. Meanwhile, social media shows me how many of my high school peers squandered their opportunities and rail on about student loan forgiveness.
Education costs and housing are going to define this country for years to come. Supply and demand (and greed) keeps driving the price of education up up up. The government giving out money like Oprah has allowed them to do it, and the people that paid the price are the ones that had to take out big loans. I like seeing enrollment is down. Maybe the colleges will dial it back a little and the people that pay with real dollars- that *they* earned, will see a benefit.
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Post by FuzzyMutt on Aug 9, 2024 17:57:50 GMT
I don't have mixed feelings at all about student loan debt. I don't agree with forgiving it. Any of it. Period. Reread what Merge posted on this. What is being forgiven is the excessive interest that is being charged that’s well over and above the principal amount that was initially borrowed. It’s not like someone took out a $10K loan, paid nothing on it for a decade and the principal on that debt is now being wiped out. It’s more like someone borrowed $10K, has already paid back that $10K plus a boatload of interest already, but yet they still somehow owe $10K fifteen years later. It’s the predatory lending that’s the problem. What’s being forgiven is the excessive interest that these folks still find themselves owing. The whole system needs to be overhauled. Don't tell me what you *think* and try to pass it off as fact. I agree predatory lending is a problem. And I agree the whole system needs to be overhauled. If I go and buy a dryer at Best Buy and spend $1000 and pay only the minimum, absolutely, I'll pay more and more for interest, and I'll pay much much longer. Student loans are even more set up against the borrower. My point is, you got the degree. You ate the food. You lived in the dorm. Maybe even semesters abroad. Got to be in the sorority and got to learn more about things that interest you. You got the contacts, you got the information. You got the alma mater and maybe even enjoyed some games etc. Then, you got out of college and had a leg up getting a higher paying job than a person who didn't go to college (in the vast number of cases.) And, if you dropped out and didn't get that, well.. you dropped out. You opted to waste the investment. You know what you owe. We all *KNOW* if you have a loan and you CHOOSE to pay it off like a snail, the capital costs you more money. Period. Make no mistake- I don't misunderstand. And, until you're willing to pay me back the interest I paid on my credit cards and the higher interest I paid on my car loan while I learned how to be a better steward of my credit and finances- I have no "interest" in paying off the interest that students opted to commit to. K?
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Post by monklady123 on Aug 9, 2024 18:04:40 GMT
I mean, we pay for school for families who can afford private school, is my thought. To some extent it’s just about reorienting people towards thinking of feeding kids who are at public school as part of the package. This is an excellent point. My school district issues Chrome Books to every single student in all schools. Can most families could afford to buy that Chrome Book themselves? Yes, they can. But the school has decided that use of that item is now part of the school environment and therefore is covered as part of the public school education in my district. And no one is suggesting that it's an issue. No one is saying "You should only give those out to kids with a household income of under $XX,000.00" So, in my opinion, you're completely correct in asking why can't food just be part of the school environment covered by a public school district, too. You are absolutely right about that! I'm one of those who said I didn't like the idea of food being provided for my kids when we could afford it. But I didn't think about the technology being provided. And I also didn't think about how it could cost more money to run the eligibility program (several people have mentioned that in this thread) than to just provide food for everyone. I've learned some things from this thread, that's for sure. -- And although learning to use technology is important in today's world, personally I think food is more important. How about we cut back on providing iPad to every elementary child (my district) and put that money into providing food instead?
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Post by Merge on Aug 9, 2024 18:06:36 GMT
There definitely is no right answer and there is absolutely no way to make everyone happy. I am able to make peace with forgiving interest beyond the initial committed amount for accounts in good standing. Not a penny of principle should be forgiven (in my perfect world.) These loans are predatory and make many very important roles (jobs) in our society undesirable because not only is the pay considered low- but the student loans often necessary to make it happen are crushing. My daughter has fallen into every trap imaginable and she has been trying to pay off her loans for almost 10 years in good faith. But it isn't easy. And- not everyone makes it a mission in life to get that monkey off their back immediately, then it drags out, sadly, seemingly forever. I'll help my son, because I planned for it before he was born, and I can. I recognize not everyone can. But education was a massive hurdle for me, and I had to figure it out from the dirt up. "Figuring it out" resulted in paths that delayed me, changed me, and ended up defining my life. I am incredibly salty that I never had the chance to have "the college experience" and choose my career path. Meanwhile, social media shows me how many of my high school peers squandered their opportunities and rail on about student loan forgiveness. Education costs and housing are going to define this country for years to come. Supply and demand (and greed) keeps driving the price of education up up up. The government giving out money like Oprah has allowed them to do it, and the people that paid the price are the ones that had to take out big loans. I like seeing enrollment is down. Maybe the colleges will dial it back a little and the people that pay with real dollars- that *they* earned, will see a benefit. I hear you. My beginnings weren’t as tough as yours, but I did watch my friends hop off to fancy private liberal arts schools while I went to the third-tier state school that offered me a free ride scholarship because I worked my tail off in high school (and I had to continue to work hard to keep it). My kids went to the local state university that we could afford to pay for, while again watching many of their friends go off to expensive private schools far away. They did that in part because their mom chose to be a public school teacher (while paying off student loans) instead of choosing a more lucrative career like other kids’ moms did. Still, I don’t think that just because things were hard or even unjust for our generation, that they should continue to be that way for the next generation. Fact is that predatory interest on student loans is preventing many people from saving for retirement. That’s going to bite us as a society in the butt in about 25 years. High costs are preventing many from going into professions that our society needs, and that’s also going to hurt us. We’re already importing so many of our scientists, engineers, and doctors from overseas because American kids can’t afford those degrees. But I also agree that we need to look at ways to reduce costs. States that have made community college free are helping with that, and we can do more. But we can do two things at once - reduce the economic burden on people who have already completed college, and make sure that college is more affordable in the future. We have to do both, actually. It needs to be a national priority.
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