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Post by compwalla on Aug 28, 2014 17:18:20 GMT
The question I ask is whether rich people are entitled to those things when their fellow human beings are too poor to afford the basic needs of life.
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Deleted
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Post by Deleted on Aug 28, 2014 17:19:37 GMT
The question I ask is whether rich people are entitled to those things when their fellow human beings are too poor to afford the basic needs of life. Food for thought. Every human is worthy of basic needs. But sadly society doesn't feel that way sometimes.
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Post by Sassy Sabrina SWZ on Aug 28, 2014 17:21:03 GMT
I come at this from a different perspective. A relative, who has psychiatric problems as well as medical problems, cannot work or live alone and has been declared disabled so that he qualifies for Supplemental Security Income, Medicaid, and food stamps. (He had to be declared disabled by Social Security before he could qualify for Medicaid.) He lives with us, and, 5 years ago, his pharmacy costs alone ran to over $700 a month; I'm not sure what they would be now. Without any income, he was unable to afford the life-saving medications, so enrolling in Medicaid was a big blessing. The SSI income (predetermined according to a fixed schedule for a single male) and the food stamps were a bonus. There has been a cost of living increase each year.
But, here's the thing: because of his psychiatric problems and personality, he won't spend any money on himself! He has just enough clothes to get by from one laundry day to another (we insist that he wear fresh clothing every day), and he refuses to buy anything new unless the old piece is in tatters (and, even then, it's a battle). He certainly won't buy any luxury items, not even a more comfortable chair, not to mention a magazine or a movie ticket. He does pay for his food (I shop and cook, he reimburses), but he doesn't pay us for living in our home or for utilities or transportation to doctor appointments, so he has very few expenses beyond his medical needs.
We can't ask Social Security and the Dept of Social Services to adjust (downward) his monthly benefits; they can't do that. It's not individualized according to exact need and circumstances. If his bank balance is over $2000, they will stop the benefits, so the surplus cash piles up at home. (I know, I know, you wish you had this problem!)
My husband and I want to take a trip to visit our adult kids, who live in another state. It would be a week's vacation, and we'd need to stay in a hotel. Since my relative is now "part of the family" (and we encouraged him to think that), we'd like him to come with us; otherwise, arrangements for his care that week would be complicated. We would use the cash that he has accumulated at home for his airfare, hotel, restaurants, etc. From the discussion above, I get it that many people would think he's not entitled to use his money for such a "luxury." But according to the rules and regs, he's allowed to use the money for travel, food, and recreation, among other things. So ... is it wrong to take him with us on the trip?
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Post by anonrefugee on Aug 28, 2014 17:28:38 GMT
What if they have outstanding debts, like credit card bills that they are only making the minimum payment on, or even missing payments? There are plenty of people from all walks of life who do exactly this. It's not something that is limited to those working in low paying jobs and those on food stamps. Now we all know that it does not apply to any of the peas here because everyone is debt free, not accepting public assistance and live perfect lives! You really have no way of knowing how they paid for that cruise. It could have been a gift, they could have won it in a contest, they could have scrapped together every spare cent for years on end. I think the gossiping neighbor ladies need to get a life and quit worrying about the neighbors. I completely agree the neighbors need to stop gossiping, and "those people" comment is reprehensible. But OP asked a generalized question, with her specifics hidden. I feel like most of us would tailor, or change, their general response once ALL details were known. I'm not saying OP was trying to start an argument, I assume she was genuinely offended by neighbors and came here to vent. Continuing to add details about the man being a "survivor" changes the question, at least in my mind.
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Post by anonrefugee on Aug 28, 2014 17:33:16 GMT
Conversations like this remind me reasons I hate to make/write policies and changed careers.
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Post by sisterbdsq on Aug 28, 2014 17:36:10 GMT
So ... is it wrong to take him with us on the trip? NO! But, I think there will be peas who will justify it by saying that you taking him with you in his best interest due to his care situation and how that whole scenario may impact his well-being, physically and emotionally and applaud you for caring for a disabled family member (which is all true). I think no because he also deserves to enjoy life and should be around family members who love him.
Then there's this guy: Paralyzed at the waist, but nothing else "wrong" with him. He got mixed up with gangbangers and got himself shot. He chooses not to work because his benefits/inheritance are more than ample to supply him with his needs and wants. He'd rather play video games and do nothing all day. It ticks me off. People with disabilities are out there changing the world, daily, and he chooses to sit around, smoking and watching TV.
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Post by Deleted on Aug 28, 2014 17:36:36 GMT
I worked in a non-government funded local food pantry for three years. We subscribed to the shopping method of food selection meaning each person we served got the opportunity to "shop" our shelves just like people going to the grocery store.
It appalled me to hear donors suggest that we should pack boxes for our clients instead of giving them choices about the foods they could receive.
The lack of money already limits a persons choices in so many ways. If we could let them be in control of a simple thing like what foods they wanted to receive, why wouldn't we want to give them?
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Post by anonrefugee on Aug 28, 2014 17:42:21 GMT
SDeven, our local pantry is the shopping style too. The founder's family received assistance, pre-packed boxes, when she was a child. Hearing her tell of the despair balancing hunger and food that irritated her system makes one want to donate as many shopping cards as possible.
When she was able to give back and begin the pantry she knew it would be like a grocery store. No reason to deny anyone such a small amount of autonomy.
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Post by Prenticekid on Aug 28, 2014 17:57:23 GMT
I think if you are so "poor" that you require assistance, you should make choices that do not include "over the top" types of wants. I do not mean that you are not entitled - just that you should make different choices. In fact, I think most people do. When I was on food stamps as a newly divorced mom going to school, I did not even have money to save for anything big. Splurges were shoes for the kids.
I do think that it is much more egregious to gossip about your neighbor and/or to have hardline, judgmental attitude towards "people like this" than for poor people to have "frivolous wants."
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Post by melanell on Aug 28, 2014 17:58:15 GMT
We all want things. It's pretty much a universal human trait. So it's no surprise that those who have less would want things, too. And they have every right to want things. And I think that most of us are not so well off that when we decide to spend money on one thing, we are opting not to save it or use it for something "better", "smarter", etc. For instance, if I have a mortgage, 2 car payments, & 2 college loans to pay off, should i be "allowed" to go on vacations? Should I be judged because I am not paying off my debts with that money? What if I were to lose my job after the trip? I could have used that trip money to pay against the debts I owed longer had I saved that money, right? Are the banks justified in judging me for spending extra money before I fulfilled my obligations to repay them? Say I have kids, and I know that I will not be able to pay for their entire college educations unless we save every spare dime. Is it right that we never do anything extra or go on any trips to try to do that? Would we be wrong to take the children on yearly trips to discover the world around us if at age 18 we're going to leave the entire task of funding their further educations to them? If I have plenty of money to pay off all the things I mentioned, AND enough for my children's college years, but I have relatives in need, should I spend a large sum of money on a cruise, or should I gift some of that money to them since it would make a much larger impact in their life than the cruise would make on mine? What about high paid celebrities? Should "people like that" keep spending so much money in frivolous ways when they could do so much more good in giving more of it away? No matter what you make or what you do with your money, someone else will find it's their business to judge you on it. I personally find it much easier to say for myself that I am going to go without this or that than to tell someone else that they should go without.
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Post by melanell on Aug 28, 2014 18:05:28 GMT
I also want to point out that many times people who are obviously "poor" or obviously in need receive much more shows of generosity than you might imagine. I know a few people living in public housing and using other forms of public assistance and it both amazes me and warms my heart to see how much people will try to give to them and do for them, particularly the kids. I know one little girl has been taken on several trips that my own kids have never experienced yet, because someone did that for them. Now a trip is a big expense and probably happens a lot less often, but gifts of cash, electronics, etc. do happen all of the time, so people with little to no income can have nice things without spending "our hard-earned tax dollars" on them and without coming to own them by illegal means. I know it's easy to vilify people on assistance, but some people out there actually like or even love those people and want to do nice things for them.
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Post by jeremysgirl on Aug 28, 2014 18:13:26 GMT
I think every situation is different. The only thing that I judge is able-bodied people refusing to work and getting assistance. I think that is wrong. I think everyone should work if they are able to. I would much rather give a hand up to someone working their ass off and not making ends meet than someone choosing to be lazy. That's the place where I lose respect for people.
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Post by momstime on Aug 28, 2014 18:25:11 GMT
I am a frugal Betty. When my dh and I started our family, I stayed home and we had next to no money. My dh was just starting his career, and we lived in a small house with 11% interest rates. We never did anything fun, nor bought anything frivolous. We were not on any assistance, but we bought what we needed second hand or not at all. If I would have come in to some money, I would have saved it vs spending it on a vacation, etc. That's just me. I desire financial freedom over stuff. Today, I have way more money than I need, but I still don't spend it willy nilly. I second guess almost every large purchase.
I realize that I am unique, and most people do not think as I do. I say if you can afford it, do it...but I also think that vacations are not a right, so if you are taking government money and you have enough left over to go on a vacation, you are getting too much assistance. Welfare is designed to keep you whole (fed/sheltered/clothed) and not to make you a profit.
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Post by tarheelgurl on Aug 28, 2014 18:26:31 GMT
What other people do with their money is no ones business. I've got enough to do to take care of my own. Best advice is not to listen to gossip.
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Post by scrapmaven on Aug 28, 2014 18:26:48 GMT
If you are 100% self supporting and not behind on bills then why not enjoy a vacation that you've worked hard to earn? However, if you're on any type of government assistance and/or behind on bills then it's not right. I don't pay taxes so that I can help fund your cruise. Also, when you don't pay your bills the the rest of us get punished w/higher rates. So, if you are a dishwasher and work hard, but are self sufficient then go and enjoy and know you've earned it. Otherwise, NO!
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Post by traceys on Aug 28, 2014 18:27:52 GMT
I think every situation is different. The only thing that I judge is able-bodied people refusing to work and getting assistance. I think that is wrong. I think everyone should work if they are able to. I would much rather give a hand up to someone working their ass off and not making ends meet than someone choosing to be lazy. That's the place where I lose respect for people. This is how I feel. I think we have our assistance system backward in a lot of ways. It should not be more lucrative to sit home and do nothing than to work, even for min wage. I think it should be a priority to help working people with food stamps, child care, utility help, more education, etc. And if they want to save up for something, then that's OK too. Being able to see and experience the rewards of work, I think, is what will inspire people to do more of it. Unfortunately, part of doing things that way means that we have to be willing to cut off people who are able to work, have access to work, and just won't. And we aren't willing to do that.
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Post by Deleted on Aug 28, 2014 18:27:55 GMT
Those who are saying it's your dime that is paying for their cruise or vacation, just how is it your dime? Not everyone who gets food stamps get cash assistance. Not everyone who qualifies for low income housing is getting cash assistance. And if they are getting food stamps, it doesn't mean they're getting thousands of dollars a month for food. I was on food stamps for a couple years before I met DH and working very part time and going to school. I did not get a dime in any other assistance. Food stamps was around $300 a month. If I ran out, I ran out. It's not easy. Does that mean it was your dime that paid for my little trip to Mackinac Island one summer? No. Actually, it was my parents who paid for that.
People shouldn't assume that just because someone is going on a trip, that they're paying for it. Maybe they got a really good deal. Maybe it was a gift. Maybe, maybe, maybe.
And yes, even "people like that" can have frivoulous wants. Everyone can have all the selfish, silly, frivoulous wants they want to have. Everyone will find a way to get what they want, even if it means saving all of their change for a few years and going into (or further into) debt for it. DH and I are comfortable. We have wants. We want a baby but we just cannot justify going into debt for one right now. We want to take the kids to Universal Studios but again, cannot justify the cost when we have more important wants and needs. I really hate it when people assume that just because you are on assistance, you do not deserve to live in a safe, clean house, cannot have nice clothes or look good or even drive a decent car. You do not know how someone got that new car. My cousin is on assistance thanks to her son's deadbeat Dad. She got my grandmother's car when she was no long allowed to drive. It wasn't a beater but it wasn't a brand new one either. She was getting highlights on a regular basis because she was trading babysitting for them from a mom in her neighborhood who was working as a hairdresser. Same with her fancy nails. In no way was your "dime" paying for that. She went to CO and AZ many times to visit her brothers. Her parents and my grandmother paid for those plane tickets. Not you.
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Post by 505scrapper on Aug 28, 2014 18:30:49 GMT
I come at this from a different perspective. A relative, who has psychiatric problems as well as medical problems, cannot work or live alone and has been declared disabled so that he qualifies for Supplemental Security Income, Medicaid, and food stamps. (He had to be declared disabled by Social Security before he could qualify for Medicaid.) He lives with us, and, 5 years ago, his pharmacy costs alone ran to over $700 a month; I'm not sure what they would be now. Without any income, he was unable to afford the life-saving medications, so enrolling in Medicaid was a big blessing. The SSI income (predetermined according to a fixed schedule for a single male) and the food stamps were a bonus. There has been a cost of living increase each year. But, here's the thing: because of his psychiatric problems and personality, he won't spend any money on himself! He has just enough clothes to get by from one laundry day to another (we insist that he wear fresh clothing every day), and he refuses to buy anything new unless the old piece is in tatters (and, even then, it's a battle). He certainly won't buy any luxury items, not even a more comfortable chair, not to mention a magazine or a movie ticket. He does pay for his food (I shop and cook, he reimburses), but he doesn't pay us for living in our home or for utilities or transportation to doctor appointments, so he has very few expenses beyond his medical needs. We can't ask Social Security and the Dept of Social Services to adjust (downward) his monthly benefits; they can't do that. It's not individualized according to exact need and circumstances. If his bank balance is over $2000, they will stop the benefits, so the surplus cash piles up at home. (I know, I know, you wish you had this problem!) My husband and I want to take a trip to visit our adult kids, who live in another state. It would be a week's vacation, and we'd need to stay in a hotel. Since my relative is now "part of the family" (and we encouraged him to think that), we'd like him to come with us; otherwise, arrangements for his care that week would be complicated. We would use the cash that he has accumulated at home for his airfare, hotel, restaurants, etc. From the discussion above, I get it that many people would think he's not entitled to use his money for such a "luxury." But according to the rules and regs, he's allowed to use the money for travel, food, and recreation, among other things. So ... is it wrong to take him with us on the trip? I think the difference here is that he is on Social Security which is what he paid into the system. I would have no problem with someone using that money for anything they desire. Regarding OP's scenario, I have a problem with the people saying he is living on "their dime". From the OP's post, the guy is working so "technically" it's his dime as well. I think if the only assistance they get is food stamps and they use that assistance to buy food and they saved up using their own money to pay for this cruise, that is their business. Like Jeremysgirl stated, I have a problem when able bodied people live off the system (cash assistance, food stamps and medical) and buy frivioulous items that way. That is using "my dime" for their vacation, etc.
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Post by Deleted on Aug 28, 2014 18:33:21 GMT
If you are 100% self supporting and not behind on bills then why not enjoy a vacation that you've worked hard to earn? However, if you're on any type of government assistance and/or behind on bills then it's not right. I don't pay taxes so that I can help fund your cruise. Also, when you don't pay your bills the the rest of us get punished w/higher rates. So, if you are a dishwasher and work hard, but are self sufficient then go and enjoy and know you've earned it. Otherwise, NO! I pay taxes too. Even when I was on Medicaid. You were not paying for my $300 cruise. I qualified for benefits based on medical needs. I wasn't punishing you or taking advantage of anything.
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Post by Deleted on Aug 28, 2014 18:33:40 GMT
In what universe is taking a cruise basic needs? For freaking real? I never took my kids to Disney because we can't afford it. It' s not a basic need. Not one person has said it is a basic need.
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Post by Deleted on Aug 28, 2014 18:41:53 GMT
I think it's hard for people who are struggling to pay their bills and pay taxes to not resent someone on public assistance talking about "fun" money. If you feel like it's hard to make ends meet, and you hear about someone who is receiving help with food, but is then able to save enough for a cruise, it's hard to not feel like perhaps they should put that towards their food purchase and not rely so heavily on others. We're pretty comfortable, so I can't say that I resent them stocking away their dollars for years for a trip. I wonder though that perhaps if they used those funds in a different way, they might benefit their family's financial well being as a whole and actually pull them out of needing assistance. Agree with this. It's how I feel in the carpool line full of families getting free and reduced lunch but driving new huge pickups and SUVs, talking on their iPhones while I sit in my 2000 Accord, get no assistance from anywhere, and have my kids pack their lunch daily because we can't afford $3-4/day. And the moms are SAHMs while I work my butt off. I'm not gonna' lie, it's very aggravating. I wouldn't judge the cruise couple just because we don't know how the cruise was paid for and it's none of our business. But if I knew for a fact they had their own money to cover it, even if it took them years to save for it, while accepting government assistance, I would be ticked. I agree with Darcy that, if they're capable of saving that much money, it should be used for something to improve their overall situation and get them off of assistance, not for a frivolous vacation.
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Post by scrapmaven on Aug 28, 2014 18:42:32 GMT
You had a medical situation. I'm not talking about that. Healthcare prices in this country make it impossible for so many people to get the best treatment possible. I think all Americans are entitled to the same great medical care, but I don't have a solution for that. I was referring to other things and not medical care.
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Post by Jennifer C on Aug 28, 2014 18:43:10 GMT
If someone is on food stamps and is saving money over the years because they do not have to pay for their own groceries, then no, I don't think they should be on a cruise.
Jennifer
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MizIndependent
Drama Llama
Quit your bullpoop.
Posts: 5,836
Jun 25, 2014 19:43:16 GMT
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Post by MizIndependent on Aug 28, 2014 18:46:21 GMT
I'm guessing the peas who have such a hardline have never been in a situation that warranted help. I'm going to strongly disagree with you here, sisterbdsq. My DH was laid off in 2005, went back to college and graduated with honors into a dead market and, after five years of searching and working piece meal, he has finally gotten full time employment. This was during our DDs middle/high school years. We made too much money to qualify for assistance (with my job) but didn't make enough money to pay for what we needed, a terrible gray area to be stuck in. We had no cellphones, no cable, no vacations, no shopping trips, no eating out, no movie theater, no to EVERYTHING. If it weren't for the school, my oldest would not have been able to be in band - we volunteered for everything we could via boosters and that helped offset the expenses of band. BTW, she won a four year music scholarship for college so, time well spent. Our youngest is involved in volleyball...again, volunteering our asses off because we couldn't pay, but she still got to play. My point is, just because the parents are suffering financially, that doesn't mean the kids have to go without. Time and work go into offsetting the financial assistance. We have never had a "family vacation". Unless you count the four days my boss let us use his vacation rental free of charge 6 years ago (which we do), but yeah...never even set foot near Disney or any other theme park. Hawaii? Ha! Still have never gone and would dearly love to. If he can afford to save up for a vacation...guess where that money SHOULD be going? To his kids needs. BTW, I think you may need to rethink your definition of "suffering".
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Post by Darcy Collins on Aug 28, 2014 19:03:55 GMT
Those who are saying it's your dime that is paying for their cruise or vacation, just how is it your dime? Not everyone who gets food stamps get cash assistance. Not everyone who qualifies for low income housing is getting cash assistance. And if they are getting food stamps, it doesn't mean they're getting thousands of dollars a month for food. I was on food stamps for a couple years before I met DH and working very part time and going to school. I did not get a dime in any other assistance. Food stamps was around $300 a month. If I ran out, I ran out. It's not easy. Does that mean it was your dime that paid for my little trip to Mackinac Island one summer? No. Actually, it was my parents who paid for that. People shouldn't assume that just because someone is going on a trip, that they're paying for it. Maybe they got a really good deal. Maybe it was a gift. Maybe, maybe, maybe. And yes, even "people like that" can have frivoulous wants. Everyone can have all the selfish, silly, frivoulous wants they want to have. Everyone will find a way to get what they want, even if it means saving all of their change for a few years and going into (or further into) debt for it. DH and I are comfortable. We have wants. We want a baby but we just cannot justify going into debt for one right now. We want to take the kids to Universal Studios but again, cannot justify the cost when we have more important wants and needs. I really hate it when people assume that just because you are on assistance, you do not deserve to live in a safe, clean house, cannot have nice clothes or look good or even drive a decent car. You do not know how someone got that new car. My cousin is on assistance thanks to her son's deadbeat Dad. She got my grandmother's car when she was no long allowed to drive. It wasn't a beater but it wasn't a brand new one either. She was getting highlights on a regular basis because she was trading babysitting for them from a mom in her neighborhood who was working as a hairdresser. Same with her fancy nails. In no way was your "dime" paying for that. She went to CO and AZ many times to visit her brothers. Her parents and my grandmother paid for those plane tickets. Not you. If they're receiving food stamps, a portion of their income is NOT spent on food. While it is not direct cash assistance, food stamps allow someone to redirect part of their income from food to another source. In this case, a cruise. While tax dollars aren't paying for the cruise directly, the money that is being spent on the cruise would have presumably went to food if they weren't receiving food stamps. In the OPs scenario, the couple saved for the trip, it wasn't a gift as in your scenarios.
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Post by moretimeplease on Aug 28, 2014 19:11:17 GMT
I work for the government administering cash, food and health care benefits. Food benefits are an income-based program just like cash benefits (here in MN at least). For the most part, expenses are NOT considered. So if a family of 6, making $30,000/yr, gets food benefits of say $300/mo, they will get that amount whether they ride the bus or pay for an SUV; pay rent in a bedbug infested roach trap or pay mortgage payments; save for college or spend all their money on manis & pedis. If one family on food benefits chooses to live a simpler lifestyle and can scrape money together for a larger expenditure, why is that more intolerable than it is for the other family to have their movie nights, dinners outs, and more upscale place to live? They are still getting the same amount of government assistance...
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Deleted
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Post by Deleted on Aug 28, 2014 19:21:16 GMT
WANTING something (frivolous or not) is MUCH different, IMO, than being "entitled" to something. No one, regardless of their income or wealth is "entitled" to a great vacation.
Since I can't get past that...I probably can't really answer your question.
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cycworker
Pearl Clutcher
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Jun 26, 2014 0:42:38 GMT
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Post by cycworker on Aug 28, 2014 19:32:08 GMT
I don't have a problem with the cruise. I do have a problem with the attitude of those judge-y, gossip-y women.
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Deleted
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Post by Deleted on Aug 28, 2014 19:33:47 GMT
For what it's worth, Dh and I have been on 7 all expenses paid cruises. He earned our travel as a reward offered by his company for being one of the top producer salesperson in the country.
So ya never know how they came by the option to travel.
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Post by jeremysgirl on Aug 28, 2014 19:35:53 GMT
Now that I've finally read the whole thread, I got the spoiler. That's a handy little trick. Now that I know we are talking about people on food stamps going on a cruise, I can honestly say, I'm saddened by the idea that someone would think it's OK to take food stamps and go on a cruise. That seems really extravagant. We aren't talking about splurging on a night out or something like that. We are talking about something that even I couldn't afford and I work hard and don't take from the system. I think that that is one of those situations where if the people can afford a cruise, they should not be taking food stamps. Now if the cruise was a gift, then that's a different story.
ETA: My perspective comes as someone who had to take foodstamps for six months when my family fell on hard times. I would not have been able to take the foodstamps if I didn't really, truly need them. And if I could afford a cruise, I most likely could have afforded to go without the foodstamps. Trust me, when you are in that situation, if you are a person of conscience you feel guilty whenever you spend money on something that isn't a true necessity.
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