iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 29, 2024 16:26:25 GMT
I need more Fiesta like I need a hole in my head. But it is pretty.. so maybe like just one bowl or something. You took the words right out of my mouth! LOL I keep saying I have NO more room. But I can squeeze something little in... LOL I wanted the small platter, but it's already out of stock (or hasn't stocked yet).
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 29, 2024 13:46:04 GMT
Correct. It's also important to understand all of the ramifications that can come with some trusts. In my state, many people put their homes into irrevocable trusts with their children as the present beneficiaries so they are able to qualify for medi-cal for long term care. What they don't understand, is that this causes a reassessment of the property and can increase the property taxes exponentially. YES! This. I always cringe when people think Trusts are the best thing. Lawyers love them, because it makes them money. But they don't do a great job of explaining how it can kick back on the heirs. Here it's a 5 year look back. So if we were to do it and do properly with our next house, hopefully that will protect it. It won't protect it unless you transfer ownership of the home to your heirs. If you still own the home, or it is in your name, partially in your name and it is in the trust, it can be taken. It sucks! Irrevocable trusts can nail your heirs too, with property valuation, etc. We have worked hard with our lawyer to protect our assets, since we own a lot of farm ground. It is very complicated, and you want a lawyer you know well and YOU must do the research on what is being done.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 28, 2024 20:31:51 GMT
I learned with mom, since she needed to go on Medicaid to pay for her nursing home care, that it's smart to put your home in a trust (before that time). This is what made me realize that we need to put our house in a trust. Because mom was going to have to use Medicaid to pay for her nursing home stay, her house wasn't protected. If it had been in a trust, it would have been. That is not true. Medicaid and nursing homes can still do what is called a "look back" ... a trust will not necessarily protect her house or other assets. As long as she is living, her house will be protected. But they can go into the Estate and try to recover from the assets in an Estate, including houses. This will vary by state. If someone has assured you a trust will 100% protect houses/real estate from Medicaid or nursing homes seeking restitution - they have misinformed you. Trusts can be good, but many are poorly written and end up screwing someone over in the end, or are a major headache. Make sure your joint bank accounts do not have John AND Jane Doe. BOTH parties must sign off on anything. Make sure all bank accounts are titles with OR... John OR Jane Doe. Only one person has to sign off. We have all our bank accounts with one of our kids on it (as "OR") We did that incase something happed to both of us, like an accident. Even if we were alive, but incapacitated.. she could keep our farm going. And we needed the additional FDIC insurance amount add her gave us. We sometimes have to have a large amount of $$ readily available, but were worried about it not being FDIC covered, even though it isn't parked there long.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 23, 2024 15:42:49 GMT
I might make my own OOAK with my Cricut (totally made myself a Golden Girls shirt, an Ice Cube shirt, and made my daughter an Ice-T shirt bc she loves him). Making it yourself was my first though. I have a Silhouette and if you have access to that or a Cricut - make your own. There are several types of things you can do with them. You can do heat transfer vinyl, ink iron on's (where you print it yourself on your own printer). Sublimation - which requires a lot more stuff like a heat press that will get hot enough, a special printer, and high polyester content shirts. But a 60/40 Poly/Cotton shirt actually feels like a nice shirt. The 100% polyester shirts this site is selling feel kinda icky sometimes. They can trap odor pretty well and they don't stretch much.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 23, 2024 15:35:49 GMT
That's simple. Paying $70 for a sweatshirt that cost $5 is ridiculous. Just like anything else, if the prices were reasonable, there'd be no reason for knock-offs. I agree the price is nuts! But the knockoffs (the really cheap price ones) are not cotton or even a cotton blend. They are polyester. 100% polyester, and the sizing is so far off. You have to physically measure your bust/waist, etc. to even come close to getting something that fits, especially if you are ordering a larger size. If they have 5xl's - that is because their 5XL fits like a slightly oversized XL or normal fitting XXL.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 23, 2024 15:31:58 GMT
Tell her to carefully look at the size chart on each item she wants to order. It is most likely 'fast fashion' made in China or similar factory type manufacturing. The sizing is WAY off usually.
I looked at the 1989 tshirt for example. On the sizing chart the 5XL is noted as a US size 20. In most stores a US size 20 is an XXL. The discrepency seems to grow greater as you size up - but do read the size chart carefully, and measure your bust/waist, etc. If you normally wear a size 4 - measure. You might need the 4 or you might need a 10! It can be SO SO random on the sizing. And even after you get it - it can still be an odd fit. But sometimes you end up with something perfect for a cheap price.
Also look at the fabric it is made from. The 1989 tshirt looks like a soft cotton. It is 100% polyester, and most likely the entire design including the background color is sublimated on. Sublimation is an ink print that is applied to polyester with heat and it 'infuses' the garment. So if you are expecting a soft cotton - it is going to feel more slick. It could still be very soft - but it is polyester, so way different.
I agree - PayPal is the way to go when ordering!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 22, 2024 14:07:40 GMT
I buy bulbs from Amazon,but they are not necessarily cheaper. I've been loving the 'corn bulbs'. They are SUPER bright, but low wattage. I have the regular bigger size for lamps, fixtures, and I have the shorter ones for my ceiling fans. The shorter ones for my ceiling fans were under $20 for 5 bulbs. They also have candelabra style that fit chandeliers, etc, but you'd have to have the right type of fixture for these to be attractive. You can fit clips shades on them - sort of. I just got regular LED flame shape candleabra bulbs for my chandelier. I love the LED because they are brighter and cooler. I always make sure to get the WARM WHITE color though.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 19, 2024 16:56:57 GMT
Is it possible you hit a button to pay with Apple Pay or Google Pay or something? I wonder if it is the Shop app. Somehow I accidentally clicked on that once, and everything was switched to that, and it was WAY to easy to accidentally buy something. I finally figured out how to detach myself from Shop!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 19, 2024 16:54:39 GMT
Our friends were appalled and passed on dessert, so we did too…… until they left! Then I simply cut off the part our dog got to and carried on. More for us! 😬 I had bought some sub sandwichs from Quizno's years ago (when they were SO good). That was a real treat, as we didn't eat out much. I had gotten them for just DH and I at lunch, the kids were in school. I unloaded all my groceries and came out to find a damn farm cat eating MY SANDWICH! I was devastated. I cut the 'cat' end off and gave it to my husband. LOL In all fairness - I did tell him, he wasn't fazed. I love the Pea's!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 18, 2024 13:42:27 GMT
I wish I could come buy the skulls from you! I need ethically sourced bones. I paint and decorate them and sell them. Shipping is not cheap and there aren't a lot of cow skulls near me. We don't have very many big size ones in there, thankfully. If they are, they most likely have bullet hole or two through the skull, from euthanizing them. They do get broken when the compost pile gets turned. Ours also do not have horns, as we only raise polled cattle or dehorn at a young age if they start to get horns.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 17, 2024 23:09:12 GMT
The company that trims and cuts down trees for the power company drops us wood chips every year.
We use them as a compost pile for our livestock that dies. Works really great, but gets a little stinky if there is a big one in there. Amazing how it completely cooks those down to just white bone so fast.
It's a really BIG pile.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 17, 2024 15:10:48 GMT
This is a potting soil I started using last year. Amazing! It is compacted and very dry, so it is LIGHT to pick up and it has handles. I toss it in my big wheelbarrow and add the above products, wet it down well and use that to pot up plants. It's just so much easier than carrying big heavy bags of potting soil. I get it at Walmart, and if you order curbside pickup - they bring it out and load it in your rig - what could be better! With moisture crystals added: Without:
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 17, 2024 15:00:33 GMT
I used potting soil to fill the pot and I kind of wish I wouldn’t have because that soil is so light and doesn’t hold water very well at all. Every time I water that plant all the water goes straight through and into the tray at the bottom, and I think it died anyway. When potting soil dries completely out, it is hard to get it rehydrated. It is best to water from the 'bottom up' - if your saucer under your plant is big enough, fill it with water and let it soak up. You may need to add more water to completely get it rehydrated. You can also add water storing crystals to keep your plants hydrated, but you need to have a regular watering/feeding schedule to keep a plant alive and thriving. Letting it get as dry as a popcorn fart, then watering it does not bode well for the plant, I know from experience! LOL I try to pick a day of the week that I know I will be home and set it to my routine. I bought some potting soil last year that was for raised gardens and it had chunks of wood in it and was really dense. I'm sure that's why some of my plants died because it choked them out. Cheaper potting soils usually have a lot of filler in them that isn't great. I like Miracle Grow potting soil. It has the timed release fertilizer in it, which is GREAT STUFF! I reuse my outdoor potting soil, so I add the timed release to it every year. This is what I add for water retention. There are other brands that work great too. I know some use the water beads, but I am not so crazy about having those around with grandkids and pets. The water crystals are smaller and do not expand to large bead sizes. They are awesome to keep the pots hydrated though. I generally water my outdoor plants every day during the summer heat and twice a day if it is hot and windy - but these keep them moist in case I can't get to them: Use timed release fertilizer when potting plants, for indoor or outdoor. The difference between using this and not is astounding! I still do use some water soluable fertilizer about once a week in the summer for my flower outdoor plants, just to get that HUGE bloom going. It doesn't have to be this brand, but this is my go-to. These two things can really improve potting soil that you use over again or cheaper potting soils.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 16, 2024 14:13:47 GMT
It's annoying when the cracker crumbles in your hand when I am spreading on the cheese (Laughing Cow). They have certainly changed over the years. I think the biggest change came when the whole transfat thing happened - a lot of stuff changed, and not for the better. But lately, I am never sure if it is me (I feel like I can't taste like I used to, probably Covid related), or it the product has changed. I loved Graham crackers, Honey Made specifically. Now,bleh. And that was pre-Covid. The size got much smaller and the taste/texture is not good. As far as crackers - I love the Ritz Chips toasted crackers and the Club Crisps toasted chip crackers. Wow! I like the Club the best. These have replaced potato chips in my life. Potato chips are another food item that I think now are aweful. But these Club Crisps are delicious!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 14, 2024 18:34:16 GMT
I taught him to drive with a manual transmission. After the parking lot we went a section of town with small blocks and stop signs on every corner. Once we did that we were on the road. My kids were pretty familiar with standard shift, since they all drove the smaller tractors (and big ones!) on the farm. It is not much different than driving a car, other than you shift way more driving a car. They didn't drive the big trucks until they were a little older (some of those older trucks you had to know how to double clutch and split shift!) When it came time for my son to drive my standard shift car, I took him out for a spin to make sure he could shift it, since it had a really light clutch. Oh my lord! It is a core memory for us. He pulled out onto the road smooth as butter. I was so disappointed. But we got down the road a piece and had to stop at an intersection. He killed it. Killed it. Killed it. By that time I had the giggles. He had the giggles. Traffic was waiting for us. I said "you need to give it more gas buddy"... man ... we peeled out of that stop sign! LOL I am pretty sure he had the tires smoking. It was a little sporty car. Oh gosh - we laughed so hard we had tears. He had it mastered after that. Those who took it in school, did your practice car have the brake control on the passengers side where the instructor sat? I can remember that ours had this. Yes! I remember that extra brake. Our DE teacher was so much fun. We got to drive up north to do some interstate driving, and got to grab lunch at a Pizza Hut! For country kids, this was the epitome of COOL!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 14, 2024 3:51:24 GMT
I had summer Driver's Ed the summer between 8th Grade and Freshman year. My kids all did the same.
Learners Permit at 14. All three of my kids went to the DMV on the day of their 14th birthday to get that permit! They would have been in 8th grade. That allowed them to drive with any licensed driver supervising in the car.
They took summer drivers ed and after fulfilling all the requirements could go take the test to get their school permit. School permit grants them the ability to drive the most direct route to school and back, no deviations. Now Iowa also has a farm permit, which would have been AWESOME for my kids. That allows them to do farm errands within 50 miles of the farm, and they must be working for that farm.
So they started driving to school/athletic practices before their Freshman year started. They were all good drivers, and had been driving well before 14, lol. The school permit allowed them to drive directly to school and back, and could not pick up passengers, but their siblings could ride as long as they got in the car here at home, and not picked up.
I took them to Des Moines when they had been driving for a while, to learn "city" driving. I tried to find a quiet time of the day, and DSM traffic isn't awful anyways. But I am glad we lived in a rural area!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 12, 2024 15:27:06 GMT
A year or so, or less, sealed and kept in a dark cool place - I would.
I also take mine out every night, even if they are the sleep in kind.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 12, 2024 15:21:58 GMT
It is an odd place to be in. Knowing your mother is no longer with you but being ok about that at the same time. I understand this 100%. My sympathy to you and your family.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 11, 2024 23:32:44 GMT
I was going to suggest the really old, but free Microsoft Money, but I see you've gone to the dark side. LOL I love that old Money program. I do all my accounting with it. Works SO dang good and I am happy they still issue the software (but don't support it) It's called Sunset now - if that is an indicator of something old! I can download my monthly bank statement and load it right into Money. I just go in and add the Payee name and my expense/income classification. At the end of the year I print out my tax report. My accountant told me I do a really good job and it makes his job super easy!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 11, 2024 23:26:55 GMT
I think every gun that is owned should require an insurance policy. Or an umbrella type policy to cover multiple guns. You have to pass the background check to purchase, and you have to have proof of insurance - just like owning a car. Will that stop all gun violence? No. It might help with restitution to victims, and it sure as hell might make it hard for some people to own a gun that shouldn't.
I am saying this as an owner of several firearms, not including my husbands or my kids (although I did purchase my kids' firearms as gifts for them).
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 10, 2024 14:12:57 GMT
I found a rug on Temu that I really like. I can’t decide if it’s a good idea or not. so, WWTPD? Read the description carefully. Look at the measurements. Make sure they are the measurements for what you are ordering. Look at ALL the pictures. Do a couple look really nice and then a not so nice one? That 'not so nice' is the one you will be getting. With wreaths, rugs, decor, etc - there is always the really nice picture, but then when you dig deeper (or look at reviews that have actual photo's posted) you will find the item you are ordering is a much lower quality. MUCH. But I do order from Temu. I just really look over the listing and know that what I am getting is a lower quality item. Don't use the app, which is known spyware. Just as Amazon, Instagram, Facebook, etc. is. My biggest observation about purchasing from Temu is the very slow shipping. Definitely not someplace to buy from if you are looking for instant gratification or need an item quickly. For example, the price savings on a Jinhao FP on Temu is only $2, but I can have it delivered free in two days as an Amazon prime member. Paying that $2 more to,get it quicker is worth it to me. Shipping is slow for me too... around 7 - 10 days. But my Amazon shipping (With Prime) is at least 5 to 7 days. Never two day. It used to be two day but not anymore. Some say it is due to where I live and the distance from Amazon centers, which is probably true, but there are Amazon centers within 2 hours of me in 3 directions. I can order from WalMart or Target and get 2 day shipping always and often next day. So Amazon isn't my go to site anymore.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 8, 2024 19:04:48 GMT
The GE Cafe matte white refrigerators are nice. That is one I have been looking at! I appreciate your input on it!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 8, 2024 14:19:53 GMT
I'm interested in this!
I am wanting a french door fridge. My daughter has a Frigidaire and loves it. I really want white, and that is so hard to find. I hate stainless. Nothing in my kitchen is stainless.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 8, 2024 14:12:09 GMT
I would say yes. I telehealth things like that. I figure my chances of picking something else up (illness) is greater by going in. Pink Eye is pretty easily diagnosed, especially since you have been exposed. I keep trying to talk my Vet into treating me for stuff like this. She says no. LOL When I need meds for our cattle - she just leaves it on her steps for me to go grab.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 8, 2024 0:03:04 GMT
DH got really frustrated with me because I got no game when it comes to negotiating. My husband negotiates almost everywhere. I run and hide while he’s getting 10% off at Home Depot. My husband is the negotiator! Me - not so much. My kids - yes. They learned from the best. Oldest DD has bought 2 homes, and it quite savvy in those negotiations. My middle child bought her first new car on her own after college. The salesman told her dad he had never been impressed as much by someone that age. So polite, but firm in the deal. My son has the motto "if it's not free - it's not me" ... he got so many free shirts at conferences, etc. in High School and college. LOL He has negotiated higher salaries at his job too.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 5, 2024 16:43:29 GMT
Things like makeup are not returnable for health reasons.
I didn't want to return it - they sent me hair dye instead of mascara. It was hard to get to a place to get a replacement. I think I have it solved now though!
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 5, 2024 16:26:54 GMT
Never mind.. as soon as I posted this, I went back and tried a different spot and was able to get a refund.
Geesh... what a pain in the butt!
I have to reorder, but at least my account will be credited.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 5, 2024 16:23:02 GMT
I ordered a small item from Amazon. I ordered mascara, got a box of hair dye. I cannot get to a screen that allows me to ask for the mascara to be sent. I can get to where it says "wrong item" sent, but when I do that it brings me back to the original screen that says no returns are allowed. Ugh.
Is there anyway to get a hold of customer service anymore?
I had this problem once before on a small item and just gave up. I am not going to do that anymore.
Any suggestions?
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 3, 2024 13:40:11 GMT
Texas Hold 'Em is so fun. I have always loved Beyonce. My girls were pre-teens and loved to skate to Destiny's Child. I'd back out all the trucks from the shop and we'd sweep the floor good and the skates came out during the long winters when there wasn't anything fit to do outside! Every time I hear those songs it gives me happy memories!
Beyonce as performer is phenomenal. I am just not crazy about her versions of Joleen and BlackBird. I know I will get a lot of pushback on this - but her voice just isn't what is needed for those songs. Or maybe the originals are so engrained in my senses, that it just hits wrong because of that. I like Miley's version of Joleen, but Dolly's is always going to be the pinnacle. The meaning behind BlackBird and her performance will outweigh the lacking vocal on it, I am sure.
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iowgirl
Pearl Clutcher
Posts: 4,122
Jun 25, 2014 22:52:46 GMT
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Post by iowgirl on Apr 1, 2024 15:36:58 GMT
Shark Rocket. Really gets the dust up from the floors. Very powerful and useful on steps, etc.
Mine is corded. I like cordless, but the corded ones just are so much more powerful and always ready to go.
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